1241 Scotrun Dr · Mount Pocono, PA 18355

$419,000

3 bd · 2.0 ba · 1,588 sqft · SingleFamily public records · 6 Days on market

Built 1996 1.22 ac lot Est $349k · 20% over $21/mo HOA · 1% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +5.7/10.0
• Cash flow +4.5/30.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.4/10.0
• DSCR +0.0/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Look no further!! Don't miss this opportunity to own a beautiful solid built & well maintained Ranch style home. in the Heart of the Pocono's! Home features 3 Nice size bedrooms, French Doors open to the Master suite w/ full bath. Wall to Wall brick faced wood burning Fireplace, custom ceiling to floor windows in living room, large mud room with lots of storage cabinets. Lower Level features: Large Family Room, Utility Room, In-Law quarters with 1 bedroom, full kitchen, dining area, living room & full bath that walks out to landscaped back yard. Central A/C, 2 sources of heat, over sized 2 car garage, paved driveway & Built In Generator!! Landscaped property w/ mountain views. Close to everything!!

Key facts

• 1.22 acre lot
• 2 garage spots
• Built 1996

Property features AI

Finance

• HOA & community: Homeowners association with $250 annual fee (includes grounds maintenance)

Exterior

• Parking: 6 parking spaces total; 2 covered/garage spaces (attached garage); 4 open parking spaces; Garage with door opener, faces side, oversized; Paved parking lot
• Utilities: Well water; Septic tank; 200+ amp electric service
• Home design: Single family residence; One story; House structure; No common walls
• Construction: Brick construction; Fiberglass roof; Concrete perimeter foundation; Built with permanent foundation; Basement: full, partially finished with interior and exterior entry, walk-out access; includes apartment, concrete, and storage space
• Exterior features: Patio; Side porch; Sliding doors; Back yard; Paved asphalt road access; Public maintained city street frontage

Interior

• Kitchen: Electric oven; Electric range; Refrigerator; Dishwasher; Range hood; Granite counters; Pantry
• Flooring: Laminate; Simulated wood; Vinyl
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central air; Ceiling fans; Heat pump; Forced air; Oil heating
• Interior features: Pantry; Granite counters; In-law floorplan; Open floorplan; Ceiling fans; Storage; Insulated windows; Fireplace (masonry, in living room); Unfurnished
• Laundry & utility: Washer; Dryer; Laundry on main level

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $419k.

Deal economics

• At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
• To cash-flow at today's rent, offer at most $229k (45.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (46.0% below list).
• Recommended offer: $226k (46.0% below list) — sets the bar for 1% rule.
• Cap rate 3.2% vs local median 5.1% in Mount Pocono — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 34 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $9k of equity ($3k loan paydown + $6k appreciation (1.5% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $268k; list at $419k implies a 56% gain — meaningful room to come down on a strong offer.

Recommended offer $226,200 (46.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.54% ✗
• Cap rate: 3.21%
• Cash-on-cash: -11.01%
• DSCR: 0.51
• GRM: 15.4

CMA / ARV

• ARV (on-the-fly): $349,360
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
142 Melrose Dr	0.12mi	4/2.0 (+1)	1,570 (-1%)	17mo	$345,000	$220	74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.49% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.3%
• Equity multiple: 0.57×
• Total profit: $-50,539
• Equity at exit: $153,860

10-year hold

• IRR: -2.7%
• Equity multiple: 0.65×
• Total profit: $-40,765
• Equity at exit: $213,111

Cash invested: $117,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18355

• Home prices YoY: 0.8%
• Active inventory: 34
• Price-to-rent: 15.4×

Monthly cashflow live

• Estimated rent: $2,262 medium
• Mortgage (P&I): −$2,197
• Tax from tax record: −$471 /mo · $5,647/yr
• Insurance: −$175
• HOA: −$21
• Vacancy / Maint / Mgmt: −$475
• Net cashflow: $-1,076

Break-even live

Break-even rent $3,625

Max offer price $228,838

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $104,750
• Closing costs: $12,570
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1960 Pennsylvania 611 Swiftwater, PA	2.0	1.0	1139	$2,262	$1.99	43d	14	1.15mi

HOA detail

• Monthly dues: $21 · $252/yr

Listing history 9 events

1. 2026-04-16
   status Pending
2. 2026-04-10
   listed $419,000 Active
3. 2026-01-06
   price $449,000
4. 2025-10-31
   listed $460,000 Active
5. 2020-11-25
   soldstatus $268,000
6. 2020-09-28
   soldstatus $268,000 726-char remark

   Show marketing remark (726 chars)

   Look no further!! Don't miss this opportunity to own a beautiful solid built & well maintained Ranch style home. in the Heart of the Pocono's! Home features 3 Nice size bedrooms, French Doors open to the Master suite w/ full bath. Wall to Wall brick faced wood burning Fireplace, custom ceiling to floor windows in living room, large mud room with lots of storage cabinets. Lower Level features: Large Family Room, Utility Room, In-Law quarters with 1 bedroom, full kitchen, dining area, living room & full bath that walks out to landscaped back yard. Central A/C, 2 sources of heat, over sized 2 car garage, paved driveway & Built In Generator!! Landscaped property w/ mountain views. Close to everything!!

7. 2020-06-24
   listed $280,000 726-char remark

   Show marketing remark (726 chars)

   Look no further!! Don't miss this opportunity to own a beautiful solid built & well maintained Ranch style home. in the Heart of the Pocono's! Home features 3 Nice size bedrooms, French Doors open to the Master suite w/ full bath. Wall to Wall brick faced wood burning Fireplace, custom ceiling to floor windows in living room, large mud room with lots of storage cabinets. Lower Level features: Large Family Room, Utility Room, In-Law quarters with 1 bedroom, full kitchen, dining area, living room & full bath that walks out to landscaped back yard. Central A/C, 2 sources of heat, over sized 2 car garage, paved driveway & Built In Generator!! Landscaped property w/ mountain views. Close to everything!!

8. 1994-12-16
   soldstatus $36,000
9. 1992-11-09
   soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $5,647 · $471/mo
• Projected year-2 tax: $6,134 · $511/mo
• Expected delta: +$487/yr (+$41/mo · 8.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,144
• − Mortgage interest: −$23,471
• − Property taxes: −$5,647
• − Insurance: −$2,095
• − Repairs & maintenance: −$2,172
• − Management: −$2,172
• − HOA: −$252
• − Depreciation: −$12,189
• Taxable loss: −$20,853
• Est. tax savings @ 24.0%: +$5,005
• After-tax cash flow: $-7,913/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 1,628

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Asian 10% Hispanic / Latino 10% Black 3% Two or more races 2%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Iranian 6% Armenian 4% Slovak 2%
• Foreign-born: 10% · Vietnam, Canada
• Languages at home: 92% English-only · Vietnamese 6% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.49%
• Current HPI: 191.1566
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+1097.1% since first listed

9 events — show timeline

• 2026-04-16 Pending — PMAR
• 2026-04-10 Listed $419,000 PMAR
• 2026-01-06 Price Changed $449,000 PMAR
• 2025-10-31 Listed $460,000 PMAR
• 2020-11-25 Sold (Public Records) $268,000 Public Records
• 2020-09-28 Sold (MLS) $268,000 PMAR
• 2020-06-24 Listed $280,000 PMAR
• 1994-12-16 Sold (Public Records) $36,000 Public Records
• 1992-11-09 Sold (Public Records) $35,000 Public Records

Property tax history

-2.0%/yr

Latest (2026): $5,647 · +2.1% YoY. Source: county tax records.