216 Bettis Rd · Dravosburg, PA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +15.0/15.0
- DSCR +5.9/10.0
- 1% rule +5.1/10.0
- Appreciation +4.9/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
$104,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Let the new roof cover your investment. Let the level driveway and yard make access easy. Let the newer polished hardwood floors welcome you in. Let the new wall to wall upstairs keep your feet warm. Let the freshly painted interior save you time, work and money. Let the separate dining room feed your family and maybe the applianced kitchen just may make you a gourmet. Small front deck and large rear deck give you the ability to enjoy the outdoors. This MOVE IN ready classic Cape is situated on a level lot and close to everything you may require or want.
Key facts
- Separate dining room
- New roof
- Applianced kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $104k.
Deal economics
- At list price, monthly cash flow is $104 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $104k).
- Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#948 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, schools F, amenities F.
- Mckeesport Area SD (suburban): math 11% / reading 28% proficiency, ranked #499 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 5 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- In year one you build about $545 of equity ($722 loan paydown + $-177 appreciation (-0.2% local appreciation)).
- At projected returns (-0.2% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 173 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 10y ago; this cycle's ask has dropped $28k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $57k; list at $104k implies a 83% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.48%
- Cash-on-cash
- 4.25%
- DSCR
- 1.19
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $126,084
- List price
- $104,500
- Delta
- -17.12%
- Verdict
- UNDERPRICED
- Comps
- 19 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 401 Ridgeview Dr | 0.08mi | 2/1.0 | 750 (0%) | 10mo | $135,000 | $180 | 88 |
| 104 Bettis Rd | 0.17mi | 2/1.5 | 725 (-3%) | 4mo | $134,000 | $185 | 81 |
| 911 Valleyview Dr | 0.08mi | 2/1.0 | 788 (+5%) | 14mo | $130,000 | $165 | 76 |
| 906 Valleyview Dr | 0.07mi | 2/1.0 | 822 (+10%) | 23mo | $120,000 | $146 | 61 |
| 925 Pittsburgh Mckeesport Blvd | 0.53mi | 2/1.0 | 672 (-10%) | 12mo | $105,000 | $156 | 47 |
| 4015 Homestead Duquesne Rd | 0.65mi | 3/2.0 (+1) | 780 (+4%) | 21mo | $68,000 | $87 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.17% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.0%
- Equity multiple
- 1.09×
- Total profit
- $2,729
- Equity at exit
- $29,461
- IRR
- 7.6%
- Equity multiple
- 1.81×
- Total profit
- $23,733
- Equity at exit
- $34,718
Cash invested: $29,260 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15034
- Home prices YoY
- -0.1%
- Active inventory
- 5
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,055 high interval (Pro) →
- Mortgage (P&I)
- −$548
- Tax from tax record
- −$139 /mo · $1,664/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$222
- Net cashflow
- $104
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,125
- Closing costs
- $3,135
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3101 Homestead Duquesne Rd West Mifflin, PA | 2.0 | 1.0 | 924 | $900 | $0.97 | 43d | 1 | 0.80mi |
| 3800-3830 Lebanon Church Rd West Mifflin, PA | 2.0 | 1.0 | 1100 | $1,365 | $1.24 | 23d | 1 | 1.14mi |
| 308 Marie St Glassport, PA | 2.0 | 1.0 | 850 | $925 | $1.09 | 16d | 1 | 1.41mi |
| 448 Brierly Ln Unit 448 West Mifflin, PA | 2.0 | 1.0 | 800 | $1,095 | $1.37 | 4d | 1 | 1.42mi |
| 442 Brierly Ln Unit 442 West Mifflin, PA | 2.0 | 1.0 | 800 | $995 | $1.24 | 4d | 1 | 1.42mi |
| 440 Brierly Ln Unit 440 West Mifflin, PA | 2.0 | 1.0 | 800 | $1,095 | $1.37 | 4d | 1 | 1.43mi |
| 402 Brierly Ln West Mifflin, PA | 2.0 | 1.0 | 1100 | $1,145 | $1.04 | 23d | 1 | 1.45mi |
Listing history 25 events
-
2026-06-18days on market $104,500 Active 173 DOM
-
2026-06-17days on market $104,500 Active 172 DOM
-
2026-06-16days on market $104,500 Active 171 DOM
-
2026-06-15days on market $104,500 Active 170 DOM
-
2026-06-13days on market $104,500 Active 168 DOM
-
2026-06-13days on market $104,500 Active 167 DOM
-
2026-06-09days on market $104,500 Active 164 DOM
-
2026-06-08days on market $104,500 Active 163 DOM
-
2026-06-07days on market $104,500 Active 162 DOM
-
2026-06-03days on market $104,500 Active 158 DOM
-
2026-06-02days on market $104,500 Active 157 DOM
-
2026-06-01days on market $104,500 Active 156 DOM
-
2026-05-31days on market $104,500 Active 155 DOM
-
2026-05-14price $104,500 562-char remark
Show marketing remark (562 chars)
Let the new roof cover your investment. Let the level driveway and yard make access easy. Let the newer polished hardwood floors welcome you in. Let the new wall to wall upstairs keep your feet warm. Let the freshly painted interior save you time, work and money. Let the separate dining room feed your family and maybe the applianced kitchen just may make you a gourmet. Small front deck and large rear deck give you the ability to enjoy the outdoors. This MOVE IN ready classic Cape is situated on a level lot and close to everything you may require or want.
-
2026-04-15price $109,500 562-char remark
Show marketing remark (562 chars)
Let the new roof cover your investment. Let the level driveway and yard make access easy. Let the newer polished hardwood floors welcome you in. Let the new wall to wall upstairs keep your feet warm. Let the freshly painted interior save you time, work and money. Let the separate dining room feed your family and maybe the applianced kitchen just may make you a gourmet. Small front deck and large rear deck give you the ability to enjoy the outdoors. This MOVE IN ready classic Cape is situated on a level lot and close to everything you may require or want.
-
2026-02-27price $115,000 562-char remark
Show marketing remark (562 chars)
Let the new roof cover your investment. Let the level driveway and yard make access easy. Let the newer polished hardwood floors welcome you in. Let the new wall to wall upstairs keep your feet warm. Let the freshly painted interior save you time, work and money. Let the separate dining room feed your family and maybe the applianced kitchen just may make you a gourmet. Small front deck and large rear deck give you the ability to enjoy the outdoors. This MOVE IN ready classic Cape is situated on a level lot and close to everything you may require or want.
-
2026-01-26price $122,000 562-char remark
Show marketing remark (562 chars)
Let the new roof cover your investment. Let the level driveway and yard make access easy. Let the newer polished hardwood floors welcome you in. Let the new wall to wall upstairs keep your feet warm. Let the freshly painted interior save you time, work and money. Let the separate dining room feed your family and maybe the applianced kitchen just may make you a gourmet. Small front deck and large rear deck give you the ability to enjoy the outdoors. This MOVE IN ready classic Cape is situated on a level lot and close to everything you may require or want.
-
2025-12-27$132,000 Active 562-char remark
Show marketing remark (562 chars)
Let the new roof cover your investment. Let the level driveway and yard make access easy. Let the newer polished hardwood floors welcome you in. Let the new wall to wall upstairs keep your feet warm. Let the freshly painted interior save you time, work and money. Let the separate dining room feed your family and maybe the applianced kitchen just may make you a gourmet. Small front deck and large rear deck give you the ability to enjoy the outdoors. This MOVE IN ready classic Cape is situated on a level lot and close to everything you may require or want.
-
2016-12-15price $57,000 343-char remark
Show marketing remark (343 chars)
Quaint! This home comes with hardwood floors, updated bath, newer windows & 3 yr hot water & Hi Efficient Trane Furnace. A fenced level rear lot gives lots of opportunity for outdoor enjoyment. A large unfinished basement can be converted to a great game room/man cave/deva den. Close to Waterfront, Town, Transportation and more.
-
2016-12-14status Under Contract 343-char remark
Show marketing remark (343 chars)
Quaint! This home comes with hardwood floors, updated bath, newer windows & 3 yr hot water & Hi Efficient Trane Furnace. A fenced level rear lot gives lots of opportunity for outdoor enjoyment. A large unfinished basement can be converted to a great game room/man cave/deva den. Close to Waterfront, Town, Transportation and more.
-
2016-12-14soldstatus $57,000 Sold 343-char remark
Show marketing remark (343 chars)
Quaint! This home comes with hardwood floors, updated bath, newer windows & 3 yr hot water & Hi Efficient Trane Furnace. A fenced level rear lot gives lots of opportunity for outdoor enjoyment. A large unfinished basement can be converted to a great game room/man cave/deva den. Close to Waterfront, Town, Transportation and more.
-
2016-12-02historical Contingent 343-char remark
Show marketing remark (343 chars)
Quaint! This home comes with hardwood floors, updated bath, newer windows & 3 yr hot water & Hi Efficient Trane Furnace. A fenced level rear lot gives lots of opportunity for outdoor enjoyment. A large unfinished basement can be converted to a great game room/man cave/deva den. Close to Waterfront, Town, Transportation and more.
-
2016-12-01price $59,900 343-char remark
Show marketing remark (343 chars)
Quaint! This home comes with hardwood floors, updated bath, newer windows & 3 yr hot water & Hi Efficient Trane Furnace. A fenced level rear lot gives lots of opportunity for outdoor enjoyment. A large unfinished basement can be converted to a great game room/man cave/deva den. Close to Waterfront, Town, Transportation and more.
-
2016-11-22$59,900 Active 343-char remark
Show marketing remark (343 chars)
Quaint! This home comes with hardwood floors, updated bath, newer windows & 3 yr hot water & Hi Efficient Trane Furnace. A fenced level rear lot gives lots of opportunity for outdoor enjoyment. A large unfinished basement can be converted to a great game room/man cave/deva den. Close to Waterfront, Town, Transportation and more.
-
1996-01-26soldstatus $15,250
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,664 · $139/mo
- Projected year-2 tax
- $1,664 · $139/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 71% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,665
- − Mortgage interest
- −$5,854
- − Property taxes
- −$1,664
- − Insurance
- −$522
- − Repairs & maintenance
- −$1,013
- − Management
- −$1,013
- − Depreciation
- −$3,040
- Taxable loss
- −$442
- Est. tax savings @ 24.0%
- +$106
- After-tax cash flow
- $1,348/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mckeesport Area SD
- NCES district ID
- 4214940
- Math proficiency
- 11% ▼ -9.00%
- Reading proficiency
- 28% ▼ -10.00%
- Median HH income
- $33,779
- Composite
- 15.88/100
- National rank
- #9257
- State rank
- #499 of 539 in PA
Livability — Dravosburg
- Score
- 67/100
- State rank
- #948
- US rank
- #10387
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dravosburg, PA
- City population
- 1,600
- Population (ZIP)
- 1,600
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Black 5% Hispanic / Latino 4% Two or more races 1%
- Common ancestry
- Romanian 8% Scotch-Irish 2% Danish 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.17%
- Current HPI
- 232.24
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+585.2% since first listed12 events — show timeline
- 2026-05-14 Price Changed $104,500 West Penn MLS
- 2026-04-15 Price Changed $109,500 West Penn MLS
- 2026-02-27 Price Changed $115,000 West Penn MLS
- 2026-01-26 Price Changed $122,000 West Penn MLS
- 2025-12-27 Listed $132,000 West Penn MLS
- 2016-12-15 Price Changed $57,000 West Penn MLS
- 2016-12-14 Pending — West Penn MLS
- 2016-12-14 Sold (MLS) $57,000 West Penn MLS
- 2016-12-02 Contingent — West Penn MLS
- 2016-12-01 Price Changed $59,900 West Penn MLS
- 2016-11-22 Listed $59,900 West Penn MLS
- 1996-01-26 Sold (Public Records) $15,250 Public Records
Property tax history
+2.3%/yrLatest (2026): $1,664 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…