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425 N Esquire Pkwy #36
C+ Composite 64.81
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.8/30.0
  • DSCR +7.6/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.2/10.0
  • Appreciation +5.3/10.0
  • Condition / age +5.0/5.0
  • Livability +3.6/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0

$89,900

425 N Esquire Pkwy #36 · Castle Dale, UT 84513
3 bd · 2.0 ba · 900 sqft · Manufactured · 36 Days on market
Built 2026 Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Brand new 2026 manufactured home priced at just $89,900! This move-in ready 3 bed/2 bath features an open-concept layout, modern cabinetry, updated flooring, energy-efficient windows, and all-new appliances. The primary suite includes a private bath and ample closet space. Enjoy a brand new deck and fresh curb appeal. Perfect for first-time buyers, downsizers, or investors - comfort and style at an unbeatable price!

Key facts

  • Modern cabinetry
  • Private bath
  • Updated flooring

Tags

OPEN-CONCEPT LAYOUTMODERN CABINETRYUPDATED FLOORINGENERGY-EFFICIENT WINDOWSALL-NEW APPLIANCESPRIVATE BATH

Property features AI

Finance

  • Financial info: Annual tax amount reported
  • HOA & community: Community clubhouse

Exterior

  • Utilities: Electricity connected; Sewer connected; Culinary (public) water connected
  • Home design: Mobile home; Single-story
  • Construction: Built/standing condition; Construction materials: Other; Has home warranty
  • Exterior features: Asphalt roof; Residential use; Located in a mobile home park (MHP)

Interior

  • Bedrooms: 3 main-level bedrooms; Primary bedroom on the 1st floor
  • Flooring: Carpet; Linoleum
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating
  • Interior features: Single-level living; No basement; 8 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $90k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $172 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $87k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#82 in UT) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Emery District (rural): math 43% / reading 35% proficiency, ranked #52 of 80 in UT (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Castle Dale School (math 47% / reading 37%, grade F, #287 of 585 statewide, top 52%, 145 students, 48% FRL); Canyon View Middle School (math 32% / reading 27%, grade F, #109 of 138 statewide, top 80%, 200 students, 49% FRL).
  • Market conditions: 24 active listings in the ZIP; 55 units permitted in Emery County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($622 loan paydown + $478 appreciation (0.5% local appreciation)).
  • Emery County population projected at -36% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.5% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $87,203 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.59%
Cash-on-cash
8.20%
DSCR
1.36
GRM
7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.53% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.5%
Equity multiple
1.42×
Total profit
$10,615
Equity at exit
$28,521
10-year hold
IRR
13.0%
Equity multiple
2.50×
Total profit
$37,835
Equity at exit
$36,277

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84513

Home prices YoY
0.5%
Active inventory
24
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,004 medium interval (Pro) →
Mortgage (P&I)
$471
Tax est. 1.5%
$112 /mo · $1,348/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$211
Net cashflow
$172

Break-even live

Break-even rent $786
Max offer price $89,900
Occupancy floor 78%

Sensitivity live

Price -10% $234 -5% $203 +0% $172 +5% $141 +10% $110
Rent -10% $93 -5% $132 +0% $172 +5% $212 +10% $251
Rate -1.0pp $217 -0.5pp $195 base $172 +0.5pp $149 +1.0pp $125

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-21
    days on market $89,900 Active 36 DOM
  2. 2026-06-18
    days on market $89,900 Active 34 DOM
  3. 2026-06-17
    days on market $89,900 Active 33 DOM
  4. 2026-06-16
    days on market $89,900 Active 32 DOM
  5. 2026-06-15
    days on market $89,900 Active 31 DOM
  6. 2026-06-15
    days on market $89,900 Active 30 DOM
  7. 2026-06-13
    days on market $89,900 Active 29 DOM
  8. 2026-06-12
    days on market $89,900 Active 28 DOM
  9. 2026-06-09
    days on market $89,900 Active 25 DOM
  10. 2026-06-08
    days on market $89,900 Active 24 DOM
  11. 2026-06-08
    days on market $89,900 Active 23 DOM
  12. 2026-06-07
    days on market $89,900 Active 22 DOM
  13. 2026-06-03
    days on market $89,900 Active 19 DOM
  14. 2026-06-02
    days on market $89,900 Active 18 DOM
  15. 2026-06-01
    days on market $89,900 Active 17 DOM
  16. 2026-05-31
    days on market $89,900 Active 16 DOM
  17. 2026-05-15
    listed $89,900 Active
  18. 2026-05-09
    historical
  19. 2026-03-25
    listed $89,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,051
− Mortgage interest
−$5,036
− Property taxes
−$1,348
− Insurance
−$450
− Repairs & maintenance
−$964
− Management
−$964
− Depreciation
−$2,615
Taxable income
$673
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$162
After-tax cash flow
$1,903/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Excellent 100/100 None rehab

This move-in ready 2026 manufactured home is in excellent condition with modern updates and fresh curb appeal, making it an ideal investment for both resale and rental.

Value-add opportunities

  • Both Painting the exterior and interior — Enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value for both resale and rental.
  • Both New flooring in bathrooms — Improves functionality and aesthetics in high-traffic areas.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value for both resale and rental.
  • Both New flooring in bathrooms — Improves functionality and aesthetics in high-traffic areas.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Emery District
NCES district ID
4900270
Math proficiency
43% ▼ -1.00%
Reading proficiency
35% ▼ -7.00%
Median HH income
$50,076
Composite
33.71/100
National rank
#5381
State rank
#52 of 80 in UT

Livability — Castle Dale

Score
72/100
State rank
#82
US rank
#6347

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Castle Dale, UT
Population (ZIP)
1,463

Population outlook (Emery County) Hauer SSP2

Today (2025)
9,137 people
By 2030
8,406 · -8.0%
By 2040
7,030 · -23.1%
By 2050
5,829 · -36.2%
By 2075
3,587 · -60.7%
By 2100
2,532 · -72.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 10% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 5% Italian 5% Lithuanian 2%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Emery

2024 margin
Solid R (+74.6) · D 12.0% · R 86.6% · Other 1.3%
2008→2024 swing
-21.0pp toward R · 2008: -53.6pp · 2024: -74.6pp
All cycles
2024: R+74.6 2020: R+74.7 2016: R+70.9 2012: R+71.9 2008: R+53.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.53%
Current HPI
108.5628
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-05-15 Listed $89,900 WFRMLS
  • 2026-05-09 Listing Removed WFRMLS
  • 2026-03-25 Listed $89,900 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…