13860 Ventura Rd · Willis, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.0/30.0
- 1% rule +4.5/10.0
- DSCR +3.9/10.0
- Schools +3.2/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Rent growth +2.0/5.0
- Appreciation +0.0/10.0
$220,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover the charm of Lake Conroe living at 13860 Ventura Rd! Located in the sought-after Corinthian Point community, this home offers the perfect blend of comfort, space, and outdoor lifestyle. Residents enjoy access to a private boat ramp, marina, fishing piers, pool, clubhouse, and tennis, pickleball, and basketball courts. Inside, the spacious living room features vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace, creating a warm and inviting gathering space. The open kitchen with island flows easily into the living and dining areas, making entertaining simple. Step outside to a covered patio overlooking a large fenced backyard with room to relax, play, or even add a future pool. Whether you're searching for a weekend getaway or a peaceful full-time retreat, this home offers the lifestyle so many people love about Lake Conroe. Come take a look and see why Corinthian Point is such a special place to call home.GRASS is virtually staged.
Key facts
- Private boat ramp
- Fishing piers
- Pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $220k.
Deal economics
- At list price, monthly cash flow is $-13 ($-153/yr) — negative.
- To cash-flow at today's rent, offer at most $218k (1.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (5.2% below list).
- Recommended offer: $207k (6.0% below list) — sets the bar for market timing.
- Cap rate 6.2% vs local median 4.7% in Willis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#933 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, amenities F.
- Willis ISD (rural): math 33% / reading 40% proficiency, ranked #458 of 826 in TX (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Parmley El (math 39% / reading 34%, grade F, #1,883 of 4,322 statewide, top 44%, 625 students, 72% FRL); Lynn Lucas Middle (math 23% / reading 32%, grade F, #1,156 of 1,662 statewide, top 71%, 971 students, 74% FRL); Willis H S (math 19% / reading 46%, grade F, #1,029 of 1,632 statewide, top 64%, 2,521 students, 57% FRL).
- Market conditions: Rents soft (-2.1%/yr); 1199 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 6y ago; this cycle's ask has dropped $17k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 6.22%
- Cash-on-cash
- -0.25%
- DSCR
- 0.99
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $339,768
- List price
- $220,000
- Delta
- -35.25%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15460 Paradise Point Dr | 0.17mi | 2/1.0 (-1) | 1,656 (-0%) | 11mo | $444,000 | $268 | 74 |
| 13991 Lakepoint Dr | 0.37mi | 3/2.0 | 1,734 (+5%) | 14mo | $319,000 | $184 | 63 |
| 15692 Lakeway Dr | 0.29mi | 3/2.0 | 1,836 (+11%) | 9mo | $485,000 | $264 | 61 |
| 15589 Corinthian Way | 0.52mi | 3/2.0 | 1,804 (+9%) | 4mo | $323,000 | $179 | 58 |
| 13051 Sorrento Bay Dr | 0.70mi | 3/2.5 | 1,858 (+12%) | 6mo | $327,990 | $177 | 40 |
| 13242 Huck Finn St | 0.55mi | 4/2.0 (+1) | 1,848 (+12%) | 17mo | $129,995 | $70 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -20.4%
- Equity multiple
- 0.31×
- Total profit
- $-42,454
- Equity at exit
- $32,803
- IRR
- -23.2%
- Equity multiple
- 0.01×
- Total profit
- $-61,154
- Equity at exit
- $19,022
Cash invested: $61,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77318
- Home prices YoY
- -32.7%
- Rents YoY
- -2.1%
- Active inventory
- 1199
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $2,086 medium interval (Pro) →
- Mortgage (P&I)
- −$1,154
- Tax from tax record
- −$309 /mo · $3,708/yr
- Insurance
- −$92
- HOA
- −$106
- Vacancy / Maint / Mgmt
- −$438
- Net cashflow
- $-13
Break-even live
Sensitivity live
| Price | -10% $112 | -5% $50 | +0% $-13 | +5% $-75 | +10% $-137 |
|---|---|---|---|---|---|
| Rent | -10% $-177 | -5% $-95 | +0% $-13 | +5% $70 | +10% $152 |
| Rate | -1.0pp $98 | -0.5pp $43 | base $-13 | +0.5pp $-70 | +1.0pp $-128 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,000
- Closing costs
- $6,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14156 Shadow Bay Dr Willis, TX | 3.0 | 2.0 | 1432 | $2,195 | $1.53 | 0d | 1 | 1.22mi |
| 14190 Green Wing Cir Willis, TX | 3.0 | 2.0 | 1402 | $1,795 | $1.28 | 5d | 1 | 1.44mi |
| 14210 Green Wing Cir Willis, TX | 4.0 | 2.0 | 1603 | $1,850 | $1.15 | 5d | 1 | 1.47mi |
| 14214 Green Wing Cir Willis, TX | 3.0 | 2.0 | 1200 | $1,950 | $1.62 | 45d | 1 | 1.48mi |
HOA detail
- Monthly dues
- $106 · $1,272/yr
- Likely covers
- pool
Listing history 20 events
-
2026-04-26price $220,000 978-char remark
Show marketing remark (978 chars)
Discover the charm of Lake Conroe living at 13860 Ventura Rd! Located in the sought-after Corinthian Point community, this home offers the perfect blend of comfort, space, and outdoor lifestyle. Residents enjoy access to a private boat ramp, marina, fishing piers, pool, clubhouse, and tennis, pickleball, and basketball courts. Inside, the spacious living room features vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace, creating a warm and inviting gathering space. The open kitchen with island flows easily into the living and dining areas, making entertaining simple. Step outside to a covered patio overlooking a large fenced backyard with room to relax, play, or even add a future pool. Whether you're searching for a weekend getaway or a peaceful full-time retreat, this home offers the lifestyle so many people love about Lake Conroe. Come take a look and see why Corinthian Point is such a special place to call home.GRASS is virtually staged.
-
2026-03-10$237,000 Active 978-char remark
Show marketing remark (978 chars)
Discover the charm of Lake Conroe living at 13860 Ventura Rd! Located in the sought-after Corinthian Point community, this home offers the perfect blend of comfort, space, and outdoor lifestyle. Residents enjoy access to a private boat ramp, marina, fishing piers, pool, clubhouse, and tennis, pickleball, and basketball courts. Inside, the spacious living room features vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace, creating a warm and inviting gathering space. The open kitchen with island flows easily into the living and dining areas, making entertaining simple. Step outside to a covered patio overlooking a large fenced backyard with room to relax, play, or even add a future pool. Whether you're searching for a weekend getaway or a peaceful full-time retreat, this home offers the lifestyle so many people love about Lake Conroe. Come take a look and see why Corinthian Point is such a special place to call home.GRASS is virtually staged.
-
2026-03-09historical
-
2025-12-31price $242,000
-
2025-11-19price $254,500
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2025-10-17$264,500 Active
-
2025-09-05historical
-
2025-07-12price $269,000
-
2025-06-23$279,000 Active
-
2025-06-23historical
-
2025-06-05$285,000 Active
-
2020-11-10soldstatus
-
2020-11-06soldstatus Sold
-
2020-10-03status Pending
-
2020-09-22status Option Pending
-
2020-09-07status Active
-
2020-08-31status Option Pending
-
2020-07-02$189,000 Active
-
2008-05-16soldstatus
-
2008-01-16soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,708 · $309/mo
- Projected year-2 tax
- $4,026 · $336/mo
- Expected delta
- +$318/yr (+$27/mo · 8.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,028
- − Mortgage interest
- −$12,323
- − Property taxes
- −$3,708
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$2,002
- − Management
- −$2,002
- − HOA
- −$1,272
- − Depreciation
- −$6,400
- Taxable loss
- −$3,780
- Est. tax savings @ 24.0%
- +$907
- After-tax cash flow
- $755/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Willis ISD
- NCES district ID
- 4845900
- Math proficiency
- 33% ▼ -15.00%
- Reading proficiency
- 40% ▼ -2.00%
- Median HH income
- $57,828
- Composite
- 32.32/100
- National rank
- #5746
- State rank
- #458 of 826 in TX
Livability — Willis
- Score
- 62/100
- State rank
- #933
- US rank
- #16579
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Montgomery County · 663,713 people
- City population
- 205,417
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 20,792
- Household income
- $92,415
- Rent vs Own
- Severe rent burden
- 279.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 713,896 people
- By 2030
- 805,263 · +12.8%
- By 2040
- 992,708 · +39.1%
- By 2050
- 1,179,590 · +65.2%
- By 2075
- 1,628,084 · +128.1%
- By 2100
- 1,937,880 · +171.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 17% Two or more races 14% Black 3%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Lithuanian 4% Slovak 2% Serbian 2%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 88% English-only · Spanish 10%
Political lean MEDSL · Montgomery
- 2024 margin
- Solid R (+45.5) · D 26.8% · R 72.3%
- 2008→2024 swing
- +7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
- All cycles
- 2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -114.58%
- Current HPI
- 236.256
- Rent YoY
- ▼ -2.09%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+16.4% since first listed20 events — show timeline
- 2026-04-26 Price Changed $220,000 HARMLS
- 2026-03-10 Listed $237,000 HARMLS
- 2026-03-09 Listing Removed — HARMLS
- 2025-12-31 Price Changed $242,000 HARMLS
- 2025-11-19 Price Changed $254,500 HARMLS
- 2025-10-17 Listed $264,500 HARMLS
- 2025-09-05 Listing Removed — HARMLS
- 2025-07-12 Price Changed $269,000 HARMLS
- 2025-06-23 Listing Removed — HARMLS
- 2025-06-23 Listed $279,000 HARMLS
- 2025-06-05 Listed $285,000 HARMLS
- 2020-11-10 Sold (Public Records) — Public Records
- 2020-11-06 Sold (MLS) — HARMLS
- 2020-10-03 Pending — HARMLS
- 2020-09-22 Pending — HARMLS
- 2020-09-07 Relisted — HARMLS
- 2020-08-31 Pending — HARMLS
- 2020-07-02 Listed $189,000 HARMLS
- 2008-05-16 Sold (Public Records) — Public Records
- 2008-01-16 Sold (Public Records) — Public Records
Property tax history
+2.0%/yrLatest (2025): $3,708 · -23.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…