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D Composite 43.19
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.3/15.0
  • Cash flow +11.7/30.0
  • Livability +4.0/5.0
  • 1% rule +3.6/10.0
  • DSCR +3.5/10.0
  • Rent growth +3.1/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$273,499

1329 Still Pond Dr · Fort Worth, TX 76036
4 bd · 2.0 ba · 1,630 sqft · SingleFamily · 13 Days on market
Built 2025 6,325 sqft lot Est $306k · 11% under $42/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Cottage 55' Collection is a series of new single-family homes at the Deer Creek masterplan in peaceful Crowley, TX. Homeowners have access to a range of masterplan amenities, including a swimming pool, community center and onsite park. Deer Creek offers access to highly desirable local schools, while proximity to I-35 makes commutes and travel simple. Residents are just minutes from shopping, dining and entertainment in downtown Fort Worth, with popular destinations including Sundance Square.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Property features AI

Finance

  • Financial info: List price $273,499

Exterior

  • Parking: 2-car garage (2 parking spaces total)
  • Home design: Single-family property; Active listing
  • Exterior features: Living area approximately 1,630 (listed)

Interior

  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec new construction (Sentosa plan)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $273k.

Deal economics

  • At list price, monthly cash flow is $-78 ($-934/yr) — negative.
  • To cash-flow at today's rent, offer at most $262k (4.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (14.2% below list).
  • Recommended offer: $235k (14.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
  • Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+2.3%/yr); 1036 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,711 (14.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.95%
Cash-on-cash
-1.22%
DSCR
0.95
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$306,440
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1044 Pineview Ln 0.27mi 4/2.0 1,812 (+11%) 2mo $339,966 $188 67
1017 Stonehaven Ln 0.33mi 4/2.0 1,813 (+11%) 2mo $344,558 $190 64
1201 Oryx Dr 0.72mi 4/2.0 1,667 (+2%) 1mo $277,999 $167 62
1008 Windsong Dr 0.30mi 4/2.0 1,812 (+11%) 8mo $339,888 $188 60
10008 Bawean Dr 0.73mi 4/2.0 1,667 (+2%) 2mo $260,999 $157 60
1324 Alderwood Ln 0.50mi 3/2.0 (-1) 1,684 (+3%) 8mo $289,900 $172 60
1240 Calamian Dr 0.71mi 4/2.0 1,667 (+2%) 6mo $263,999 $158 58
1233 Calamian Dr 0.72mi 4/2.0 1,707 (+5%) 2mo $287,999 $169 57
1141 Turtle Hill Ln 0.24mi 3/2.0 (-1) 1,840 (+13%) 8mo $392,990 $214 56
1341 Fox Glen Trl 0.69mi 3/2.0 (-1) 1,635 (+0%) 8mo $310,400 $190 55
1009 Stonehaven Ln 0.33mi 3/2.0 (-1) 1,868 (+15%) 1mo $329,999 $177 55
1016 Windsong Dr 0.30mi 3/2.0 (-1) 1,868 (+15%) 6mo $359,999 $193 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.28% rent growth · sell at horizon

5-year hold
IRR
-19.1%
Equity multiple
0.34×
Total profit
$-50,905
Equity at exit
$40,780
10-year hold
IRR
-13.2%
Equity multiple
0.25×
Total profit
$-57,293
Equity at exit
$23,647

Cash invested: $76,580 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76036

Home prices YoY
-25.2%
Rents YoY
2.3%
Active inventory
1036
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,347 high interval (Pro) →
Mortgage (P&I)
$1,434
Tax est. 1.5%
$342 /mo · $4,102/yr
Insurance
$114
HOA
$42
Vacancy / Maint / Mgmt
$493
Net cashflow
$-78

Break-even live

Break-even rent $2,446
Max offer price $262,231
Occupancy floor 98%

Sensitivity live

Price -10% $111 -5% $17 +0% $-78 +5% $-172 +10% $-267
Rent -10% $-263 -5% $-171 +0% $-78 +5% $15 +10% $108
Rate -1.0pp $60 -0.5pp $-8 base $-78 +0.5pp $-149 +1.0pp $-221

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,375
Closing costs
$8,205
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1312 Hunters Ridge Dr Crowley, TX 4.0 3.0 2155 $2,700 $1.25 11d 1 0.54mi
720 Watson Way Crowley, TX 3.0 2.0 1782 $2,095 $1.18 45d 1 0.88mi
744 Walls Blvd Crowley, TX 4.0 2.0 1792 $2,300 $1.28 45d 1 0.96mi
705 Loftin St Crowley, TX 3.0 2.0 1514 $2,200 $1.45 45d 1 1.01mi
752 Rutherford Dr Crowley, TX 4.0 2.0 1856 $2,209 $1.19 45d 1 1.01mi
708 Cheryl St Crowley, TX 3.0 2.0 1659 $2,100 $1.27 20d 1 1.02mi
625 Hutchins Dr Crowley, TX 3.0 2.0 1357 $1,885 $1.39 45d 1 1.02mi
9125 Nevis Dr Fort Worth, TX 3.0 2.0 1497 $2,159 $1.44 0d 1 1.05mi
2604 Mill Springs Pass Fort Worth, TX 5.0 2.0 1822 $2,340 $1.28 45d 1 1.05mi
552 Kerry St Crowley, TX 3.0 2.0 1636 $2,295 $1.40 3d 1 1.10mi
605 Hidden Dale Dr Fort Worth, TX 3.0 2.0 1161 $1,875 $1.61 45d 1 1.17mi
2720 Gains Mill Dr Fort Worth, TX 3.0 2.0 1757 $2,000 $1.14 0d 1 1.17mi
517 Misty Mountain Dr Fort Worth, TX 3.0 2.0 1342 $2,050 $1.53 0d 1 1.21mi
8457 Asheville Ln Fort Worth, TX 4.0 2.0 1796 $2,049 $1.14 45d 1 1.26mi
8440 Asheville Ln Fort Worth, TX 4.0 2.0 2048 $2,250 $1.10 14d 1 1.29mi
9157 Abaco Way Fort Worth, TX 4.0 2.0 1705 $2,089 $1.23 25d 1 1.29mi
9157 Abaco Way Fort Worth, TX 4.0 2.0 1705 $2,149 $1.26 45d 1 1.29mi
9165 Abaco Way Fort Worth, TX 4.0 2.0 1705 $2,095 $1.23 0d 1 1.30mi
8832 Elk Creek Ln Fort Worth, TX 5.0 2.0 2105 $3,200 $1.52 0d 1 1.34mi
10009 Quail Glen Dr Fort Worth, TX 3.0 2.0 1130 $1,795 $1.59 45d 1 1.35mi
8612 Orleans Ln Fort Worth, TX 3.0 2.0 1790 $1,900 $1.06 45d 1 1.36mi
2808 Adams Fall Ln Fort Worth, TX 3.0 2.0 1545 $2,100 $1.36 45d 1 1.37mi
220 Elk Run Dr Fort Worth, TX 3.0 2.0 1781 $1,965 $1.10 16d 1 1.37mi
824 E Prairie View Rd Crowley, TX 3.0 2.0 1120 $1,795 $1.60 45d 1 1.39mi
708 E Prairie View Rd Crowley, TX 3.0 1.5 1080 $1,750 $1.62 14d 1 1.40mi
433 Heritage Dr Crowley, TX 3.0 2.0 1783 $1,970 $1.10 11d 1 1.40mi
416 Heritage Dr Crowley, TX 3.0 2.0 2250 $2,250 $1.00 4d 1 1.41mi
501 McCurdy St Crowley, TX 5.0 2.0 1798 $2,850 $1.59 22d 1 1.42mi
816 Oriel Cir Crowley, TX 3.0 2.0 1540 $2,400 $1.56 2d 1 1.42mi
237 Kennedy Dr Crowley, TX 3.0 2.0 1478 $1,920 $1.30 0d 1 1.44mi
8564 Charleston Ave Fort Worth, TX 3.0 2.5 1463 $1,875 $1.28 25d 1 1.44mi
2605 Bear Oak Dr Fort Worth, TX 3.0 2.0 1337 $1,950 $1.46 6d 1 1.44mi
8361 Horned Maple Trl Fort Worth, TX 3.0 2.0 1523 $2,200 $1.44 45d 1 1.44mi
10905 Fawn Valley Dr Fort Worth, TX 3.0 2.0 1796 $1,885 $1.05 6d 1 1.45mi
2913 Vicksburg Ln Fort Worth, TX 3.0 2.0 1720 $1,800 $1.05 25d 1 1.46mi
9100 Cranwell Ct Fort Worth, TX 3.0 2.5 1748 $1,950 $1.12 25d 1 1.47mi
10600 Bilsky Bay Dr Fort Worth, TX 1.0–3.0 1.0–2.0 914 $1,765 $1.93 25d 24 1.47mi
3408 Saint Vincent Rd Fort Worth, TX 3.0 2.0 1400 $2,195 $1.57 45d 1 1.48mi
3104 Stonewall Ln Fort Worth, TX 3.0 2.0 1112 $1,725 $1.55 0d 1 1.48mi
200 Kennedy Ct Crowley, TX 3.0 2.0 1478 $1,860 $1.26 45d 1 1.49mi

HOA detail

Monthly dues
$42 · $504/yr
Likely covers
pool

Listing history 12 events

  1. 2026-06-21
    days on market $273,499 Active 13 DOM
  2. 2026-06-18
    days on market $273,499 Active 10 DOM
  3. 2026-06-17
    days on market $273,499 Active 9 DOM
  4. 2026-06-16
    days on market $273,499 Active 8 DOM
  5. 2026-06-15
    days on market $273,499 Active 7 DOM
  6. 2026-06-13
    days on market $273,499 Active 5 DOM
  7. 2026-06-13
    days on market $273,499 Active 4 DOM
  8. 2026-06-08
    days on marketlisting id $273,499 Active 1 DOM
  9. 2026-06-07
    days on market $273,499 Active 5 DOM
  10. 2026-06-04
    days on market $273,499 Active 2 DOM
  11. 2026-06-02
    remarks 501-char remark
  12. 2026-06-02
    listed $273,499 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,165
− Mortgage interest
−$15,320
− Property taxes
−$4,102
− Insurance
−$1,367
− Repairs & maintenance
−$2,253
− Management
−$2,253
− HOA
−$504
− Depreciation
−$7,956
Taxable loss
−$5,592
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,342
After-tax cash flow
$408/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crowley ISD
NCES district ID
4815910
Math proficiency
23% ▼ -15.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$59,810
Composite
25.04/100
National rank
#7549
State rank
#643 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
36,044
Household income
$97,973
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
584.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
Hispanic origin (detail)
Mexican 23% Puerto Rican 2%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.45%
Current HPI
238.6365
Rent YoY
▲ 2.28%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…