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135 W Woodland Ave
D Composite 42.95
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • DSCR +6.1/10.0
  • 1% rule +4.6/10.0
  • Livability +4.0/5.0
  • Rent growth +3.4/5.0
  • Schools +3.0/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$114,900

135 W Woodland Ave · Clarksburg, WV 26301
3 bd · 1.0 ba · 840 sqft · SingleFamily public records · 73 Days on market
Built 1930 4,792 sqft lot Est $85k · 35% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Fresh updates! This home offers a blend of character, fresh updates and is ready for its next chapter. You'll find newer flooring, fresh paint throughout and original trim that adds a touch of classic detail. Built-ins provide both charm and function creating additional storage. This property is a good option for buyers looking to step into homeownership. All measurements and square footage are approximate.

Key facts

  • 4,792 sq ft lot
  • Community pool
  • Built 1930

Property features AI

Finance

  • Financial info: Tax amount available (not included per instructions)
  • HOA & community: Community amenities include golf, pool, and tennis courts

Exterior

  • Parking: On-street parking
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family detached residence; One story
  • Construction: Aluminum siding, block and frame construction; Shingle roof; Basement: concrete foundation
  • Exterior features: Patio; Porch; Sloped lot

Interior

  • Kitchen: Dishwasher; Refrigerator; Range
  • Bedrooms: Total of 5 rooms (bedroom count not specified)
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); Ceiling fans; Window air conditioning units
  • Interior features: Dishwasher; Refrigerator; Range; Vinyl flooring; Concrete, unfinished basement; Ceiling fans; Window cooling units; Forced air heating; Natural gas heating
  • Laundry & utility: Basement available for utilities/laundry (unfinished)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $126 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $110k (4.1% below list).
  • Recommended offer: $108k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#11 in WV, #1,521 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime D+, employment D-.
  • Harrison County Schools (town): math 29% / reading 43% proficiency, ranked #12 of 55 in WV (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Salem Elementary (math 52% / reading 47%, grade D, #49 of 377 statewide, top 16%, 189 students, 0% FRL); Mountaineer Middle School (math 25% / reading 37%, grade F, #55 of 109 statewide, top 51%, 361 students, 0% FRL); Robert C Byrd High School (math 22% / reading 52%, grade F, #32 of 110 statewide, top 34%, 765 students, 0% FRL) — zoned schools average 0% FRL vs 43% district-wide (43 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.6%/yr); 54 active listings in the ZIP; 84 units permitted in Harrison County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Harrison County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $15k; list at $115k implies a 666% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,006 (6.0% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.60%
Cash-on-cash
4.68%
DSCR
1.21
GRM
8.7

CMA / ARV

ARV (on-the-fly)
$84,840
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
725 Milford St 0.29mi 3/1.0 886 (+6%) 8mo $57,000 $64 71
328.5 Milford St 0.39mi 2/1.0 (-1) 864 (+3%) 4mo $65,000 $75 68
226 W Woodland 0.12mi 3/2.0 960 (+14%) 11mo $135,000 $141 58
211 Liberty 0.46mi 2/1.0 (-1) 768 (-9%) 3mo $99,000 $129 57
613 Marion St 0.14mi 2/1.0 (-1) 936 (+11%) 18mo $142,500 $152 55
329 Milford St 0.40mi 2/1.0 (-1) 876 (+4%) 17mo $88,400 $101 55
309 Ryder Ave 0.10mi 3/1.0 958 (+14%) 24mo $89,000 $93 52
219 1/2 Fairview Ave 0.63mi 2/1.0 (-1) 720 (-14%) 4mo $56,500 $78 38
685 Custer 0.74mi 2/1.0 (-1) 725 (-14%) 4mo $110,000 $152 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.62% rent growth · sell at horizon

5-year hold
IRR
-8.4%
Equity multiple
0.69×
Total profit
$-9,942
Equity at exit
$17,132
10-year hold
IRR
1.9%
Equity multiple
1.14×
Total profit
$4,460
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26301

Home prices YoY
-26.4%
Rents YoY
3.6%
Active inventory
54
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,101 medium interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$94 /mo · $1,129/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$126

Break-even live

Break-even rent $942
Max offer price $114,900
Occupancy floor 84%

Sensitivity live

Price -10% $191 -5% $158 +0% $126 +5% $93 +10% $61
Rent -10% $39 -5% $82 +0% $126 +5% $169 +10% $213
Rate -1.0pp $183 -0.5pp $155 base $126 +0.5pp $96 +1.0pp $66

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-22
    days on market $114,900 Active 73 DOM
  2. 2026-06-21
    days on market $114,900 Active 72 DOM
  3. 2026-06-19
    days on market $114,900 Active 70 DOM
  4. 2026-06-18
    days on market $114,900 Active 69 DOM
  5. 2026-06-17
    days on market $114,900 Active 68 DOM
  6. 2026-06-16
    days on market $114,900 Active 67 DOM
  7. 2026-06-16
    price $114,900 Active 66 DOM
  8. 2026-06-15
    days on market $119,000 Active 66 DOM
  9. 2026-06-14
    days on market $119,000 Active 64 DOM
  10. 2026-06-12
    days on market $119,000 Active 63 DOM
  11. 2026-06-09
    days on market $119,000 Active 60 DOM
  12. 2026-06-08
    days on market $119,000 Active 59 DOM
  13. 2026-06-07
    days on market $119,000 Active 58 DOM
  14. 2026-06-05
    days on market $119,000 Active 55 DOM
  15. 2026-06-03
    days on market $119,000 Active 54 DOM
  16. 2026-06-02
    days on market $119,000 Active 53 DOM
  17. 2026-06-01
    days on market $119,000 Active 52 DOM
  18. 2026-05-31
    days on market $119,000 Active 51 DOM
  19. 2026-05-30
    days on market $119,000 Active 50 DOM
  20. 2026-04-10
    listed $119,000 Active
  21. 1997-07-28
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$1,129 · $94/mo
Projected year-2 tax
$1,129 · $94/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,217
− Mortgage interest
−$6,436
− Property taxes
−$1,129
− Insurance
−$574
− Repairs & maintenance
−$1,057
− Management
−$1,057
− Depreciation
−$3,343
Taxable loss
−$380
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$91
After-tax cash flow
$1,598/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Harrison County Schools
NCES district ID
5400510
Math proficiency
29% ▼ -10.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$43,269
Composite
30.48/100
National rank
#6222
State rank
#12 of 55 in WV

Livability — Clarksburg

Score
81/100
State rank
#11
US rank
#1521

Category grades

Amenities C- Commute A+ Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clarksburg, WV
County
Harrison County · 44,316 people
City population
28,716
Metro
Clarksburg, WV
Population (ZIP)
28,716
Household income
$49,816
Rent vs Own
34.3% rent · 65.7% own
Severe rent burden
765.0

Population outlook (Harrison County) Hauer SSP2

Today (2025)
67,273 people
By 2030
65,963 · -1.9%
By 2040
63,033 · -6.3%
By 2050
59,999 · -10.8%
By 2075
52,524 · -21.9%
By 2100
42,654 · -36.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 5% Hispanic / Latino 2% Black 2%
Common ancestry
Slovak 2% Serbian 2% Lithuanian 1%
Foreign-born
0%
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Harrison

2024 margin
Solid R (+41.0) · D 28.5% · R 69.4% · Other 2.1%
2008→2024 swing
-27.6pp toward R · 2008: -13.3pp · 2024: -41.0pp
All cycles
2024: R+41.0 2020: R+37.6 2016: R+39.5 2012: R+23.5 2008: R+13.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.70%
Current HPI
149.308
Rent YoY
▲ 3.62%
Metro
Clarksburg, WV
State GDP YoY
F500 in state
0

Price history

+693.3% since first listed
2 events — show timeline
  • 2026-04-10 Listed $119,000 NCWVREIN
  • 1997-07-28 Sold (Public Records) $15,000 Public Records

Property tax history

+21.2%/yr

Latest (2025): $1,129 · +7.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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