633 W 17th St · Jacksonville, FL 32206

$66,000

2 bd · 2.0 ba · 1,320 sqft · SingleFamily public records · 7 Days on market

Built 1954 4,356 sqft lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

MULTIPLE OFFERS- CALLING FOR HIGEST AND BEST BY 1/31. Perfect opportunity for investors looking to add to their real estate portfolio or a visionary looking for a fixer upper. This property offers endless potential with a little TLC. Property is located minutes away from the up and coming Springfield area and convenient to Down Town. This concrete block home has great bones and features an amazing, fully fenced back yard. Fantastic opportunity!

Key facts

• 4,356 sq ft lot
• Parking
• Built 1954

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Carport (1 space)
• Utilities: Electricity available; Water available; Sewer available
• Home design: Single-family residence; One story
• Exterior features: Lot about 0.1 acre; No private pool

Interior

• Kitchen: Electric oven
• Bedrooms: 2 bedrooms
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Electric oven

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $66k.

Deal economics

• At list price, monthly cash flow is $348 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $66k).
• Cap rate 12.6% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 194 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 37% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $456 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.9% rent growth), your $18k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 4.1% of price; built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $66,000

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.81% ✓
• Cap rate: 12.62%
• Cash-on-cash: 22.58%
• DSCR: 2.00
• GRM: 4.6

CMA / ARV

• ARV (on-the-fly): $171,600
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1136 W 25th St	0.61mi	3/2.0 (+1)	1,267 (-4%)	0mo	$222,000	$175	60
141 22nd St	0.48mi	3/2.0 (+1)	1,260 (-4%)	8mo	$80,000	$63	58
1058 W 17th St	0.40mi	3/2.0 (+1)	1,182 (-10%)	3mo	$200,000	$169	56
916 24th St W	0.39mi	3/2.0 (+1)	1,169 (-11%)	7mo	$158,500	$136	52
40 W 11th St	0.61mi	2/1.0	1,196 (-9%)	3mo	$295,000	$247	49
3918 Springfield Blvd	0.68mi	3/2.0 (+1)	1,222 (-7%)	3mo	$185,000	$151	48
1122 N Durkee Dr	0.64mi	3/1.0 (+1)	1,274 (-4%)	11mo	$145,000	$114	46
2106 Moncrief Rd	0.45mi	3/1.0 (+1)	1,158 (-12%)	7mo	$50,000	$43	44
1105 W 12th St	0.54mi	3/2.0 (+1)	1,504 (+14%)	4mo	$193,000	$128	43
3032 Laura St N	0.50mi	3/1.0 (+1)	1,150 (-13%)	4mo	$70,000	$61	43
1157 W 10th St	0.69mi	3/1.0 (+1)	1,214 (-8%)	5mo	$157,900	$130	41
37 22nd St	0.58mi	3/1.0 (+1)	1,440 (+9%)	12mo	$155,000	$108	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.94% rent growth · sell at horizon

5-year hold

• IRR: 12.8%
• Equity multiple: 1.49×
• Total profit: $9,131
• Equity at exit: $9,841

10-year hold

• IRR: 19.8%
• Equity multiple: 2.48×
• Total profit: $27,337
• Equity at exit: $5,706

Cash invested: $18,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32206

• Home prices YoY: -23.7%
• Rents YoY: 0.9%
• Active inventory: 194
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $1,196 high
• Mortgage (P&I): −$346
• Tax from tax record: −$223 /mo · $2,677/yr
• Insurance: −$28
• HOA: −$0
• Vacancy / Maint / Mgmt: −$251
• Net cashflow: $348

Break-even live

Break-even rent $755

Max offer price $66,000

Occupancy floor 66%

Sensitivity live

Price	-10% $385	-5% $366	+0% $348	+5% $329	+10% $310
Rent	-10% $253	-5% $301	+0% $348	+5% $395	+10% $442
Rate	-1.0pp $381	-0.5pp $365	base $348	+0.5pp $331	+1.0pp $313

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,500
• Closing costs: $1,980
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2817 Mars Ave Jacksonville, FL	2.0	1.0	945	$975	$1.03	22d	1	0.12mi
517 W 18th St Unit 3 Jacksonville, FL	1.0	1.0	1150	$995	$0.87	5d	1	0.15mi
519 W 19th St Jacksonville, FL	2.0	2.0	1071	$1,075	$1.00	4d	1	0.18mi
519 W 19th St Unit a Jacksonville, FL	2.0	1.5	1071	$1,075	$1.00	14d	1	0.18mi
519 W 19th St Unit a Jacksonville, FL	2.0	1.5	1071	$1,095	$1.02	22d	1	0.18mi
519 W 19th St Jacksonville, FL	2.0	2.0	1071	$1,095	$1.02	22d	1	0.18mi
522 W 21st St Jacksonville, FL	3.0	2.0	1045	$1,350	$1.29	24d	1	0.23mi
528 W 25th St Jacksonville, FL	2.0	1.0	944	$1,100	$1.17	24d	1	0.42mi
2324 Moncrief Rd Unit 2324 Jacksonville, FL	2.0	1.0	900	$900	$1.00	24d	1	0.43mi
347 W 23rd St Jacksonville, FL	3.0	1.5	1176	$1,112	$0.95	8d	1	0.43mi
1018 W 23rd St Jacksonville, FL	3.0	2.5	1161	$1,600	$1.38	24d	1	0.43mi
207 W 21st St Jacksonville, FL	1.0	1.0	1580	$617	$0.39	2d	1	0.45mi
204 W 23rd St Jacksonville, FL	3.0	1.0	960	$1,225	$1.28	2d	1	0.50mi
231 W 10th St Jacksonville, FL	3.0	1.0	1200	$1,500	$1.25	24d	1	0.51mi
231 W 10th St Unit 229 Jacksonville, FL	1.0	1.0	900	$1,150	$1.28	24d	1	0.52mi
229 W 10th St Jacksonville, FL	1.0	1.0	900	$1,150	$1.28	24d	1	0.52mi
3020 N Laura St Jacksonville, FL	3.0	1.0	1162	$1,300	$1.12	24d	1	0.53mi
2904 Moncrief Rd Jacksonville, FL	3.0	1.0	952	$1,100	$1.16	24d	1	0.55mi
1031 W 26th St Jacksonville, FL	3.0	2.0	1261	$1,445	$1.15	24d	1	0.57mi
2040 N Laura St Jacksonville, FL	2.0	1.5	1300	$1,498	$1.15	24d	1	0.60mi
2063 N Laura St Jacksonville, FL	2.0	1.0	900	$1,250	$1.39	24d	1	0.60mi
1185 W 22nd St Unit U Jacksonville, FL	2.0	1.0	900	$850	$0.94	8d	1	0.60mi
34 W 23rd St Jacksonville, FL	3.0	1.5	962	$1,400	$1.46	24d	1	0.62mi
2025 N Laura St Jacksonville, FL	2.0	1.0	1000	$1,195	$1.20	5d	1	0.63mi
118 W 28th St Jacksonville, FL	3.0	2.0	1332	$1,250	$0.94	24d	1	0.71mi
3902 Stuart St Jacksonville, FL	2.0	2.0	1114	$1,050	$0.94	24d	1	0.72mi
1173 W 27th St Jacksonville, FL	3.0	1.0	1080	$1,145	$1.06	14d	1	0.72mi
3728 Silver St Jacksonville, FL	2.0	1.0	916	$1,100	$1.20	24d	1	0.72mi
26 W 27th St Jacksonville, FL	3.0	2.0	1512	$1,300	$0.86	24d	1	0.74mi
1201 W 27th St Jacksonville, FL	3.0	2.0	1120	$1,145	$1.02	24d	1	0.76mi
1169 W 28th St Jacksonville, FL	1.0	1.0	1750	$850	$0.49	24d	1	0.76mi
326 Basswood St Jacksonville, FL	3.0	2.0	1317	$1,550	$1.18	24d	1	0.76mi
1220 W 28th St Jacksonville, FL	3.0	1.0	1122	$1,299	$1.16	24d	1	0.79mi
1204 W 29th St Jacksonville, FL	1.0	3.0	960	$1,295	$1.35	15d	1	0.80mi
203 E 17th St #1 Jacksonville, FL	1.0	1.0	943	$847	$0.90	24d	1	0.80mi
666 Basswood St Jacksonville, FL	3.0	1.0	1002	$1,400	$1.40	24d	1	0.81mi
1359 W 20th St Jacksonville, FL	2.0	1.0	901	$1,134	$1.26	17d	1	0.81mi
1196 W 30th St Jacksonville, FL	2.0	1.0	875	$880	$1.01	17d	1	0.83mi
55 E 9th St Jacksonville, FL	3.0	1.5	1246	$1,675	$1.34	15d	1	0.84mi
1410 W 20th St Jacksonville, FL	3.0	2.0	1170	$1,485	$1.27	14d	1	0.84mi

Listing history 9 events

1. 2026-05-12
   status Pending
2. 2026-05-05
   listed $66,000 Active
3. 2025-02-03
   historical 454-char remark

   Show marketing remark (454 chars)

   MULTIPLE OFFERS- CALLING FOR HIGEST AND BEST BY 1/31. Perfect opportunity for investors looking to add to their real estate portfolio or a visionary looking for a fixer upper. This property offers endless potential with a little TLC. Property is located minutes away from the up and coming Springfield area and convenient to Down Town. This concrete block home has great bones and features an amazing, fully fenced back yard. Fantastic opportunity!

4. 2025-01-23
   listed $120,000 Active 454-char remark

   Show marketing remark (454 chars)

   MULTIPLE OFFERS- CALLING FOR HIGEST AND BEST BY 1/31. Perfect opportunity for investors looking to add to their real estate portfolio or a visionary looking for a fixer upper. This property offers endless potential with a little TLC. Property is located minutes away from the up and coming Springfield area and convenient to Down Town. This concrete block home has great bones and features an amazing, fully fenced back yard. Fantastic opportunity!

5. 2022-08-25
   soldstatus $160,000 Sold 693-char remark

   Show marketing remark (693 chars)

   Nicest property on the block! Very well maintained concrete block home situated on a beautifully landscaped lot. Front of house has super cute curb appeal. As you enter the home, there's wood laminate throughout with carpeting in only one room. There's a large Living Room with separate Dining Room and Bonus Room. Huge eat-in Kitchen has the original wood cabinets that are in very good condition. Both Bedrooms are spacious with a Half-Bath in the Primary Bedroom. Full Bath has a tub/shower with handrails. Utility Room is adjacent to Kitchen right out the back door. Outdoor living features a wonderful back yard with a concrete patio table and sidewalks. Two Sheds for additional Storage.

6. 2022-08-15
   status Pending 693-char remark

   Show marketing remark (693 chars)

   Nicest property on the block! Very well maintained concrete block home situated on a beautifully landscaped lot. Front of house has super cute curb appeal. As you enter the home, there's wood laminate throughout with carpeting in only one room. There's a large Living Room with separate Dining Room and Bonus Room. Huge eat-in Kitchen has the original wood cabinets that are in very good condition. Both Bedrooms are spacious with a Half-Bath in the Primary Bedroom. Full Bath has a tub/shower with handrails. Utility Room is adjacent to Kitchen right out the back door. Outdoor living features a wonderful back yard with a concrete patio table and sidewalks. Two Sheds for additional Storage.

7. 2022-07-21
   historical Active - Contingent 693-char remark

   Show marketing remark (693 chars)

   Nicest property on the block! Very well maintained concrete block home situated on a beautifully landscaped lot. Front of house has super cute curb appeal. As you enter the home, there's wood laminate throughout with carpeting in only one room. There's a large Living Room with separate Dining Room and Bonus Room. Huge eat-in Kitchen has the original wood cabinets that are in very good condition. Both Bedrooms are spacious with a Half-Bath in the Primary Bedroom. Full Bath has a tub/shower with handrails. Utility Room is adjacent to Kitchen right out the back door. Outdoor living features a wonderful back yard with a concrete patio table and sidewalks. Two Sheds for additional Storage.

8. 2022-07-07
   listed $160,000 Active 693-char remark

   Show marketing remark (693 chars)

   Nicest property on the block! Very well maintained concrete block home situated on a beautifully landscaped lot. Front of house has super cute curb appeal. As you enter the home, there's wood laminate throughout with carpeting in only one room. There's a large Living Room with separate Dining Room and Bonus Room. Huge eat-in Kitchen has the original wood cabinets that are in very good condition. Both Bedrooms are spacious with a Half-Bath in the Primary Bedroom. Full Bath has a tub/shower with handrails. Utility Room is adjacent to Kitchen right out the back door. Outdoor living features a wonderful back yard with a concrete patio table and sidewalks. Two Sheds for additional Storage.

9. 1972-11-18
   soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,677 · $223/mo
• Projected year-2 tax: $2,677 · $223/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,346
• − Mortgage interest: −$3,697
• − Property taxes: −$2,677
• − Insurance: −$330
• − Repairs & maintenance: −$1,148
• − Management: −$1,148
• − Depreciation: −$1,920
• Taxable income: $3,427
• Est. tax owed @ 24.0%: −$822
• After-tax cash flow: $3,351/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 17,105
• Household income: $39,242
• Rent vs Own: 53.7% rent · 46.3% own
• Severe rent burden: 1057.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (65%)
• Race & ethnicity: Black 65% White 22% Two or more races 8% Hispanic / Latino 6%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Italian 2% Romanian 1% Slovak 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 3% Arabic 1% German/W. Germanic 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.55%
• Current HPI: 208.1852
• Rent YoY: ▲ 0.94%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+500.0% since first listed

9 events — show timeline

• 2026-05-12 Pending — realMLS
• 2026-05-05 Listed $66,000 realMLS
• 2025-02-03 Listing Removed — realMLS
• 2025-01-23 Listed $120,000 realMLS
• 2022-08-25 Sold (MLS) $160,000 realMLS
• 2022-08-15 Pending — realMLS
• 2022-07-21 Contingent — realMLS
• 2022-07-07 Listed $160,000 realMLS
• 1972-11-18 Sold (Public Records) $11,000 Public Records

Property tax history

+16.5%/yr

Latest (2025): $2,677 · +5.8% YoY. Source: county tax records.