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1059 Greenskeep Dr
F Composite 34.24
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • DSCR +4.5/10.0
  • Livability +3.9/5.0
  • Schools +3.6/10.0
  • 1% rule +3.1/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$229,900

1059 Greenskeep Dr · Kissimmee, FL 34741
3 bd · 2.0 ba · 924 sqft · Manufactured public records · 231 Days on market
Built 2005 0.26 ac lot Est $155k · 48% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

NO HOA – 3BR/2BA with Bonus Room, Large Carport & Detached Garage! Tucked in the established Country Green area, this move-in ready 2005 manufactured home sits on a quarter-acre (approx. 85’ x 132’) lot and features a covered carport 39'8" x 12'1" plus a detached garage—perfect for extra storage, hobbies, or a workshop. Inside you’ll find easy single-level living with tile floors throughout, an open living/dining area, and a kitchen with good prep space. The split layout includes a spacious primary bedroom (14'0" x 13'11") with an en-suite bath, a generous second bedroom (10'6" x 13'11"), and a third room (5'0" x 8'0&qu

Key facts

  • Tile floors
  • Huge covered carport
  • Long driveway

Tags

QUARTER-ACRE LOTHUGE COVERED CARPORTLONG DRIVEWAYSINGLE-LEVEL LIVINGTILE FLOORSOPEN LIVING DINING AREA

Property features AI

Exterior

  • Parking: Covered parking; Driveway; Guest parking; Alley access; Boat parking; Converted garage; 3-space carport
  • Utilities: Public water; Septic tank; Cable connected; Electricity connected; Water connected
  • Home design: Residential manufactured home (single wide); One story; Faces north; Located on a 0.26-acre lot (approx. 85 x 132)
  • Construction: Concrete construction; Other roof; Other foundation
  • Exterior features: Patio; Exterior lighting; Private mailbox; Chain link fencing; Asphalt/paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range
  • Bedrooms: 3 bedrooms
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Open floorplan; Thermostat
  • Laundry & utility: Inside laundry room; Storage rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $230k.

Deal economics

  • At list price, monthly cash flow is $57 ($682/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (19.4% below list).
  • Recommended offer: $185k (19.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.5% in Kissimmee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#181 in FL, #2,841 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D-, employment D-.
  • Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Pleasant Hill Elementary School (math 36% / reading 38%, grade F, #1,609 of 2,144 statewide, top 77%, 741 students, 59% FRL); Horizon Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,295 students, 75% FRL); Liberty High School (math 15% / reading 25%, grade F, #554 of 667 statewide, top 84%, 1,613 students, 52% FRL) — zoned schools at 62% FRL track the district average.
  • Market conditions: Rents soft (-1.4%/yr); 378 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 231 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $230k implies a 318% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $185,227 (19.4% below list)

Questions for the listing agent

  1. It's been on market 231 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.59%
Cash-on-cash
1.06%
DSCR
1.05
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$155,232
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1043 Pineapple Way 0.06mi 3/2.0 924 (0%) 10mo $155,000 $168 89
1090 Pineapple Way 0.13mi 2/2.0 (-1) 840 (-9%) 1mo $110,000 $131 73
1112 Dara Cay Dr 0.25mi 3/2.0 960 (+4%) 12mo $222,000 $231 72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.7%
Equity multiple
0.39×
Total profit
$-39,145
Equity at exit
$34,279
10-year hold
IRR
-16.0%
Equity multiple
0.21×
Total profit
$-50,744
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34741

Home prices YoY
-28.3%
Rents YoY
-1.4%
Active inventory
378
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,852 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$105 /mo · $1,260/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$389
Net cashflow
$57

Break-even live

Break-even rent $1,780
Max offer price $229,900
Occupancy floor 92%

Sensitivity live

Price -10% $187 -5% $122 +0% $57 +5% $-8 +10% $-73
Rent -10% $-89 -5% $-16 +0% $57 +5% $130 +10% $203
Rate -1.0pp $173 -0.5pp $115 base $57 +0.5pp $-3 +1.0pp $-63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3201 Pershing St Unit 3207 Kissimmee, FL 2.0 1.0 830 $1,525 $1.84 3d 1 0.54mi
3201 W Pershing St Unit 3223 Kissimmee, FL 2.0 1.0 830 $1,525 $1.84 9d 1 0.54mi
2112 W Martin St Kissimmee, FL 2.0 2.0 1023 $1,595 $1.56 16d 1 1.13mi
3190 Shingle Creek Ct Kissimmee, FL 2.0 2.0 976 $1,600 $1.64 0d 1 1.14mi
2229 Bryan St #2231 Kissimmee, FL 2.0 1.0 674 $1,495 $2.22 0d 1 1.25mi
801 Green Heron Ct Kissimmee, FL 1.0–3.0 1.0–2.0 975 $1,912 $1.96 4d 9 1.35mi
701 7th Ave Kissimmee, FL 3.0 1.0 1056 $1,795 $1.70 25d 1 1.41mi
900 Woodside Cir Kissimmee, FL 1.0–3.0 1.0–2.5 1030 $2,139 $2.08 0d 26 1.44mi

Listing history 37 events

  1. 2026-06-21
    days on market $229,900 Active 231 DOM
  2. 2026-06-18
    days on market $229,900 Active 228 DOM
  3. 2026-06-17
    days on market $229,900 Active 227 DOM
  4. 2026-06-16
    days on market $229,900 Active 226 DOM
  5. 2026-06-15
    days on market $229,900 Active 225 DOM
  6. 2026-06-13
    days on market $229,900 Active 223 DOM
  7. 2026-06-13
    days on market $229,900 Active 222 DOM
  8. 2026-06-10
    days on market $229,900 Active 219 DOM
  9. 2026-06-08
    days on market $229,900 Active 218 DOM
  10. 2026-06-07
    days on market $229,900 Active 217 DOM
  11. 2026-06-04
    days on market $229,900 Active 214 DOM
  12. 2026-06-03
    days on market $229,900 Active 213 DOM
  13. 2026-06-02
    days on market $229,900 Active 212 DOM
  14. 2026-06-02
    days on market $229,900 Active 211 DOM
  15. 2026-05-31
    days on market $229,900 Active 210 DOM
  16. 2026-03-12
    status Active
  17. 2026-03-12
    price $229,900
  18. 2026-02-20
    status Active
  19. 2025-10-16
    price $224,900
  20. 2025-09-08
    listed $230,000 Active
  21. 2019-02-13
    status Pending
  22. 2019-02-13
    historical
  23. 2019-02-10
    listed $110,000 Active
  24. 2018-10-03
    status Pending
  25. 2018-09-29
    historical
  26. 2018-09-13
    price $100,000
  27. 2018-09-10
    status Active
  28. 2018-09-07
    status Pending
  29. 2018-08-08
    listed $110,000 Active
  30. 2018-03-15
    historical
  31. 2018-02-21
    listed $124,990 Active
  32. 2014-12-24
    soldstatus $55,000 Sold
  33. 2014-12-24
    soldstatus $55,000
  34. 2014-12-03
    status Pending
  35. 2014-11-23
    listed $65,000 Active
  36. 1982-02-01
    soldstatus $11,400
  37. 1981-11-01
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,260 · $105/mo
Projected year-2 tax
$1,908 · $159/mo
Expected delta
+$648/yr (+$54/mo · 51.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,227
− Mortgage interest
−$12,878
− Property taxes
−$1,260
− Insurance
−$1,150
− Repairs & maintenance
−$1,778
− Management
−$1,778
− Depreciation
−$6,688
Taxable loss
−$3,305
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$793
After-tax cash flow
$1,475/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Osceola
NCES district ID
1201470
Math proficiency
39% ▼ -9.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$45,528
Composite
35.7/100
National rank
#4865
State rank
#60 of 73 in FL

Livability — Kissimmee

Score
77/100
State rank
#181
US rank
#2841

Category grades

Amenities C+ Commute A+ Cost of living A Crime D- Employment D- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Osceola County · 410,217 people
City population
196,187
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
58,716
Household income
$52,409
Rent vs Own
67.1% rent · 32.9% own
Severe rent burden
5248.0

Population outlook (Osceola County) Hauer SSP2

Today (2025)
447,624 people
By 2030
511,823 · +14.3%
By 2040
642,986 · +43.6%
By 2050
774,552 · +73.0%
By 2075
1,078,144 · +140.9%
By 2100
1,269,660 · +183.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (72%)
Race & ethnicity
Hispanic / Latino 72% Two or more races 20% White 16% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 26% Cuban 4% Dominican 6%
Common ancestry
Estonian 1% Russian 1% Lithuanian 1%
Foreign-born
39% · Canada, Jamaica
Languages at home
27% English-only · Spanish 66% Other Indo-European 2% Arabic 2%

Political lean MEDSL · Osceola

2024 margin
Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
2008→2024 swing
-21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
All cycles
2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -115.96%
Current HPI
293.3914
Rent YoY
▼ -1.43%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+283.2% since first listed
22 events — show timeline
  • 2026-03-12 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-12 Price Changed $229,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-20 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-10-16 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
  • 2025-09-08 Listed $230,000 Stellar MLS as Distributed by MLS Grid
  • 2019-02-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-02-13 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2019-02-10 Listed $110,000 Stellar MLS as Distributed by MLS Grid
  • 2018-10-03 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-09-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2018-09-13 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
  • 2018-09-10 Relisted Stellar MLS as Distributed by MLS Grid
  • 2018-09-07 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-08-08 Listed $110,000 Stellar MLS as Distributed by MLS Grid
  • 2018-03-15 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2018-02-21 Listed $124,990 Stellar MLS as Distributed by MLS Grid
  • 2014-12-24 Sold (Public Records) $55,000 Public Records
  • 2014-12-24 Sold (MLS) $55,000 Stellar MLS as Distributed by MLS Grid
  • 2014-12-03 Pending Stellar MLS as Distributed by MLS Grid
  • 2014-11-23 Listed $65,000 Stellar MLS as Distributed by MLS Grid
  • 1982-02-01 Sold (Public Records) $11,400 Public Records
  • 1981-11-01 Sold (Public Records) $60,000 Public Records

Property tax history

+9.1%/yr

Latest (2025): $1,260 · +9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…