2811 SW Archer Rd #C18 · Gainesville, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.3/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.1/10.0
- Schools +4.3/10.0
- Livability +4.0/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.
Key facts
- Brandywine community
- Clubhouse
- Community amenities
Tags
Property features AI
Finance
- HOA & community: Community association; Monthly association fee; Clubhouse and fitness center amenities
Exterior
- Parking: Other parking
- Utilities: Public sewer; Cable connected; Electricity connected; Sewer connected
- Home design: Condominium; Attached property; 2-story building
- Construction: Stucco exterior; Shingle roof
- Exterior features: Paved road access; Community pool (not private)
Interior
- Kitchen: Dishwasher; Disposal; Refrigerator
- Bedrooms: 2 bedrooms
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Dishwasher; Disposal; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $80k.
Deal economics
- At list price, monthly cash flow is $88 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $79k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 81/100 on livability (#97 in FL, #1,480 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
- Alachua (urban): math 49% / reading 54% proficiency, ranked #30 of 73 in FL (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.9%/yr); 594 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,774 units permitted in Alachua County in 2024 (984 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Alachua County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 31% of rent.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.75% ✓
- Cap rate
- 7.61%
- Cash-on-cash
- 4.70%
- DSCR
- 1.21
- GRM
- 4.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.89% rent growth · sell at horizon
- IRR
- -8.8%
- Equity multiple
- 0.68×
- Total profit
- $-7,228
- Equity at exit
- $11,928
- IRR
- 1.0%
- Equity multiple
- 1.07×
- Total profit
- $1,513
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32608
- Rents YoY
- 2.9%
- Active inventory
- 594
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,403 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$129 /mo · $1,543/yr
- Insurance
- −$33
- HOA
- −$439
- Vacancy / Maint / Mgmt
- −$295
- Net cashflow
- $88
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4455 SW 34th St Gainesville, FL | 1.0–3.0 | 1.0–3.0 | 1033 | $1,569 | $1.52 | 13d | 28 | 1.27mi |
HOA detail condo
- Monthly dues
- $439 · $5,268/yr
- Likely covers
- waterinternetexterior maint.insurancepool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 36 events
-
2026-06-18days on market $80,000 Active 21 DOM
-
2026-06-17days on market $80,000 Active 20 DOM
-
2026-06-16days on market $80,000 Active 19 DOM
-
2026-06-15days on market $80,000 Active 18 DOM
-
2026-06-14days on market $80,000 Active 16 DOM
-
2026-06-13days on market $80,000 Active 15 DOM
-
2026-06-10days on market $80,000 Active 13 DOM
-
2026-06-09days on market $80,000 Active 12 DOM
-
2026-06-08days on market $80,000 Active 11 DOM
-
2026-06-07days on market $80,000 Active 10 DOM
-
2026-06-05days on market $80,000 Active 7 DOM
-
2026-06-03days on market $80,000 Active 6 DOM
-
2026-06-02days on market $80,000 Active 5 DOM
-
2026-06-01days on market $80,000 Active 4 DOM
-
2026-05-31days on market $80,000 Active 3 DOM
-
2026-05-30days on market $80,000 Active 2 DOM
-
2026-05-28$80,000 Active
-
2026-03-27$1,200
-
2025-07-16soldstatus $69,000
-
2025-07-11soldstatus $69,000 Closed 889-char remark
Show marketing remark (889 chars)
Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.
-
2025-06-23status Pending 889-char remark
Show marketing remark (889 chars)
Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.
-
2025-05-16price $75,000 889-char remark
Show marketing remark (889 chars)
Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.
-
2025-04-16price $79,900 889-char remark
Show marketing remark (889 chars)
Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.
-
2025-03-07$83,900 Active 889-char remark
Show marketing remark (889 chars)
Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.
-
2024-12-04historical
-
2024-11-08status Active
-
2024-11-05historical
-
2024-09-23price $86,900
-
2024-05-31price $91,999
-
2024-04-07$93,999 Active
-
2020-12-07soldstatus $56,250
-
2020-12-04soldstatus $56,250
-
2020-06-10$59,900
-
1998-05-07soldstatus $21,500
-
1998-03-02soldstatus $6,000
-
1986-12-01soldstatus $43,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,543 · $129/mo
- Projected year-2 tax
- $1,543 · $129/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,832
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,543
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,347
- − Management
- −$1,347
- − HOA
- −$5,268
- − Depreciation
- −$2,327
- Taxable income
- $119
- Est. tax owed @ 24.0%
- −$29
- After-tax cash flow
- $1,023/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Alachua
- NCES district ID
- 1200030
- Math proficiency
- 49% ▼ -9.00%
- Reading proficiency
- 54% ▼ -3.00%
- Median HH income
- $42,683
- Composite
- 43.31/100
- National rank
- #3038
- State rank
- #30 of 73 in FL
Livability — Gainesville
- Score
- 81/100
- State rank
- #97
- US rank
- #1480
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Gainesville, FL
- County
- Alachua County · 218,005 people
- City population
- 188,348
- Metro
- Gainesville, FL
- Population (ZIP)
- 54,566
- Household income
- $61,588
- Rent vs Own
- Severe rent burden
- 4709.0
Population outlook (Alachua County) Hauer SSP2
- Today (2025)
- 289,834 people
- By 2030
- 305,873 · +5.5%
- By 2040
- 335,246 · +15.7%
- By 2050
- 364,719 · +25.8%
- By 2075
- 436,665 · +50.7%
- By 2100
- 482,920 · +66.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 55% Hispanic / Latino 16% Black 13% Asian 12% Two or more races 11%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 4% Cuban 4%
- Common ancestry
- Slovak 2% Italian 2% Romanian 2%
- Foreign-born
- 19% · Canada, China, South Korea
- Languages at home
- 75% English-only · Spanish 10% Other Indo-European 5% Chinese 3%
Political lean MEDSL · Alachua
- 2024 margin
- Strong D (+21.0) · D 59.7% · R 38.8% · Other 1.5%
- 2008→2024 swing
- -0.6pp no change · 2008: 21.6pp · 2024: 21.0pp
- All cycles
- 2024: D+21.0 2020: D+27.2 2016: D+22.5 2012: D+17.3 2008: D+21.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -150.91%
- Current HPI
- 253.0629
- Rent YoY
- ▲ 2.89%
- Metro
- Gainesville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+82.2% since first listed20 events — show timeline
- 2026-05-28 Listed $80,000 realMLS
- 2026-03-27 Listed for Rent $1,200 STELLARMLS
- 2025-07-16 Sold (Public Records) $69,000 Public Records
- 2025-07-11 Sold (MLS) $69,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-05-16 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-16 Price Changed $79,900 Stellar MLS as Distributed by MLS Grid
- 2025-03-07 Listed $83,900 Stellar MLS as Distributed by MLS Grid
- 2024-12-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-11-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-11-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-09-23 Price Changed $86,900 Stellar MLS as Distributed by MLS Grid
- 2024-05-31 Price Changed $91,999 Stellar MLS as Distributed by MLS Grid
- 2024-04-07 Listed $93,999 Stellar MLS as Distributed by MLS Grid
- 2020-12-07 Sold (Public Records) $56,250 Public Records
- 2020-12-04 Sold (MLS) $56,250 Stellar MLS as Distributed by MLS Grid
- 2020-06-10 Listed $59,900 Stellar MLS as Distributed by MLS Grid
- 1998-05-07 Sold (Public Records) $21,500 Public Records
- 1998-03-02 Sold (Public Records) $6,000 Public Records
- 1986-12-01 Sold (Public Records) $43,900 Public Records
Property tax history
+5.8%/yrLatest (2025): $1,543 · -3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…