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2811 SW Archer Rd #C18
C Composite 56.98
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • Schools +4.3/10.0
  • Livability +4.0/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

2811 SW Archer Rd #C18 · Gainesville, FL 32608
1 bd · 1.0 ba · 876 sqft · Condo public records · 21 Days on market
Built 1985 $439/mo HOA · 31% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.

Key facts

  • Brandywine community
  • Clubhouse
  • Community amenities

Tags

BRANDYWINE COMMUNITYTOP-FLOOR UNITOPEN-CONCEPT LIVINGCOMMUNITY AMENITIESPOOLCLUBHOUSE

Property features AI

Finance

  • HOA & community: Community association; Monthly association fee; Clubhouse and fitness center amenities

Exterior

  • Parking: Other parking
  • Utilities: Public sewer; Cable connected; Electricity connected; Sewer connected
  • Home design: Condominium; Attached property; 2-story building
  • Construction: Stucco exterior; Shingle roof
  • Exterior features: Paved road access; Community pool (not private)

Interior

  • Kitchen: Dishwasher; Disposal; Refrigerator
  • Bedrooms: 2 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Dishwasher; Disposal; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $80k.

Deal economics

  • At list price, monthly cash flow is $88 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $79k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#97 in FL, #1,480 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
  • Alachua (urban): math 49% / reading 54% proficiency, ranked #30 of 73 in FL (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.9%/yr); 594 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,774 units permitted in Alachua County in 2024 (984 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Alachua County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $69k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 31% of rent.
Recommended offer $78,800 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.75%
Cap rate
7.61%
Cash-on-cash
4.70%
DSCR
1.21
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.89% rent growth · sell at horizon

5-year hold
IRR
-8.8%
Equity multiple
0.68×
Total profit
$-7,228
Equity at exit
$11,928
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$1,513
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32608

Rents YoY
2.9%
Active inventory
594
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,403 medium interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$129 /mo · $1,543/yr
Insurance
$33
HOA
$439
Vacancy / Maint / Mgmt
$295
Net cashflow
$88

Break-even live

Break-even rent $1,292
Max offer price $80,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4455 SW 34th St Gainesville, FL 1.0–3.0 1.0–3.0 1033 $1,569 $1.52 13d 28 1.27mi

HOA detail condo

Monthly dues
$439 · $5,268/yr
Likely covers
waterinternetexterior maint.insurancepool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 36 events

  1. 2026-06-18
    days on market $80,000 Active 21 DOM
  2. 2026-06-17
    days on market $80,000 Active 20 DOM
  3. 2026-06-16
    days on market $80,000 Active 19 DOM
  4. 2026-06-15
    days on market $80,000 Active 18 DOM
  5. 2026-06-14
    days on market $80,000 Active 16 DOM
  6. 2026-06-13
    days on market $80,000 Active 15 DOM
  7. 2026-06-10
    days on market $80,000 Active 13 DOM
  8. 2026-06-09
    days on market $80,000 Active 12 DOM
  9. 2026-06-08
    days on market $80,000 Active 11 DOM
  10. 2026-06-07
    days on market $80,000 Active 10 DOM
  11. 2026-06-05
    days on market $80,000 Active 7 DOM
  12. 2026-06-03
    days on market $80,000 Active 6 DOM
  13. 2026-06-02
    days on market $80,000 Active 5 DOM
  14. 2026-06-01
    days on market $80,000 Active 4 DOM
  15. 2026-05-31
    days on market $80,000 Active 3 DOM
  16. 2026-05-30
    days on market $80,000 Active 2 DOM
  17. 2026-05-28
    listed $80,000 Active
  18. 2026-03-27
    listed $1,200
  19. 2025-07-16
    soldstatus $69,000
  20. 2025-07-11
    soldstatus $69,000 Closed 889-char remark
    Show marketing remark (889 chars)

    Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.

  21. 2025-06-23
    status Pending 889-char remark
    Show marketing remark (889 chars)

    Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.

  22. 2025-05-16
    price $75,000 889-char remark
    Show marketing remark (889 chars)

    Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.

  23. 2025-04-16
    price $79,900 889-char remark
    Show marketing remark (889 chars)

    Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.

  24. 2025-03-07
    listed $83,900 Active 889-char remark
    Show marketing remark (889 chars)

    Discover convenient living right in the heart of it all at Brandywine, a 2-bedroom, 1-bath condo that's located less than 1/4 mile from the UF campus and 1.5 miles from Shands Hospital. This top-floor unit offers privacy and quiet with no neighbors above. Enjoy frequent bus access to UF classes, Shands, and shopping. Brandywine amenities include a pool, clubhouse, game room, exercise room, and on-site laundry facility. High-speed internet (Gator Net) is also included by the homeowners association. Priced fairly, this condo combines affordability and upgrades. Don't miss out on this rare opportunity for top-floor convenience, community living, and quiet. The monthly condo association fee of $305 is a great value and includes high speed internet, exterior maintenance, water, hazard insurance for the building and maintenance of the common elements. LEASED THROUGH DEC. 31ST, 2025.

  25. 2024-12-04
    historical
  26. 2024-11-08
    status Active
  27. 2024-11-05
    historical
  28. 2024-09-23
    price $86,900
  29. 2024-05-31
    price $91,999
  30. 2024-04-07
    listed $93,999 Active
  31. 2020-12-07
    soldstatus $56,250
  32. 2020-12-04
    soldstatus $56,250
  33. 2020-06-10
    listed $59,900
  34. 1998-05-07
    soldstatus $21,500
  35. 1998-03-02
    soldstatus $6,000
  36. 1986-12-01
    soldstatus $43,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,543 · $129/mo
Projected year-2 tax
$1,543 · $129/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,832
− Mortgage interest
−$4,481
− Property taxes
−$1,543
− Insurance
−$400
− Repairs & maintenance
−$1,347
− Management
−$1,347
− HOA
−$5,268
− Depreciation
−$2,327
Taxable income
$119
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$29
After-tax cash flow
$1,023/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alachua
NCES district ID
1200030
Math proficiency
49% ▼ -9.00%
Reading proficiency
54% ▼ -3.00%
Median HH income
$42,683
Composite
43.31/100
National rank
#3038
State rank
#30 of 73 in FL

Livability — Gainesville

Score
81/100
State rank
#97
US rank
#1480

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Gainesville, FL
County
Alachua County · 218,005 people
City population
188,348
Metro
Gainesville, FL
Population (ZIP)
54,566
Household income
$61,588
Rent vs Own
58.7% rent · 41.3% own
Severe rent burden
4709.0

Population outlook (Alachua County) Hauer SSP2

Today (2025)
289,834 people
By 2030
305,873 · +5.5%
By 2040
335,246 · +15.7%
By 2050
364,719 · +25.8%
By 2075
436,665 · +50.7%
By 2100
482,920 · +66.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 55% Hispanic / Latino 16% Black 13% Asian 12% Two or more races 11%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4% Cuban 4%
Common ancestry
Slovak 2% Italian 2% Romanian 2%
Foreign-born
19% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 10% Other Indo-European 5% Chinese 3%

Political lean MEDSL · Alachua

2024 margin
Strong D (+21.0) · D 59.7% · R 38.8% · Other 1.5%
2008→2024 swing
-0.6pp no change · 2008: 21.6pp · 2024: 21.0pp
All cycles
2024: D+21.0 2020: D+27.2 2016: D+22.5 2012: D+17.3 2008: D+21.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -150.91%
Current HPI
253.0629
Rent YoY
▲ 2.89%
Metro
Gainesville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+82.2% since first listed
20 events — show timeline
  • 2026-05-28 Listed $80,000 realMLS
  • 2026-03-27 Listed for Rent $1,200 STELLARMLS
  • 2025-07-16 Sold (Public Records) $69,000 Public Records
  • 2025-07-11 Sold (MLS) $69,000 Stellar MLS as Distributed by MLS Grid
  • 2025-06-23 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-05-16 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
  • 2025-04-16 Price Changed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2025-03-07 Listed $83,900 Stellar MLS as Distributed by MLS Grid
  • 2024-12-04 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2024-11-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-11-05 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2024-09-23 Price Changed $86,900 Stellar MLS as Distributed by MLS Grid
  • 2024-05-31 Price Changed $91,999 Stellar MLS as Distributed by MLS Grid
  • 2024-04-07 Listed $93,999 Stellar MLS as Distributed by MLS Grid
  • 2020-12-07 Sold (Public Records) $56,250 Public Records
  • 2020-12-04 Sold (MLS) $56,250 Stellar MLS as Distributed by MLS Grid
  • 2020-06-10 Listed $59,900 Stellar MLS as Distributed by MLS Grid
  • 1998-05-07 Sold (Public Records) $21,500 Public Records
  • 1998-03-02 Sold (Public Records) $6,000 Public Records
  • 1986-12-01 Sold (Public Records) $43,900 Public Records

Property tax history

+5.8%/yr

Latest (2025): $1,543 · -3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…