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107 Sherwood Gln
B- Composite 69.9
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.8/15.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$141,000

107 Sherwood Gln · Somersworth, NH 03878
2 bd · 2.0 ba · 924 sqft · Manufactured public records · 18 Days on market
Built 2007 $153/sqft · at area comps Est $145k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

Key facts

  • Built 2007
  • Listed 18 days

Property features AI

Finance

  • HOA & community: Located in a mobile home park (Sherwood Glenn)

Exterior

  • Utilities: Public water; Shared sewer; 100 Amp electric service; Cable available (Xfinity); LP/bottle gas service (AmeriGas); Internet: unknown
  • Home design: Ranch style manufactured home; Single-story; Built in 2007
  • Construction: Vinyl siding; Shingle (architectural) roof; Manufactured home construction
  • Exterior features: Level lot; Paved driveway; Located in Sherwood Glenn mobile park (park approval required)

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Propane heating; Forced air heating
  • Interior features: 7 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $141k.

Deal economics

  • At list price, monthly cash flow is $756 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $141k).
  • Recommended offer: $139k (1.5% below list) — sets the bar for market timing.
  • Cap rate 12.7% vs local median 3.5% in Somersworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#17 in NH, #1,853 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: amenities F.
  • Somersworth School District (suburban): math 16% / reading 30% proficiency, ranked #93 of 98 in NH (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 46 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 951 units permitted in Strafford County in 2024 (551 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $975 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Strafford County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $138,885 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
12.73%
Cash-on-cash
22.98%
DSCR
2.02
GRM
5.3

CMA / ARV

ARV (median comp)
$145,244
List price
$141,000
Delta
-2.92%
Verdict
FAIR
Comps
16 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
200 Sherwood Gln 0.04mi 2/1.5 924 (0%) 6mo $69,000 $75 91
403 Sherwood Gln #403 0.17mi 2/2.0 924 (0%) 3mo $80,000 $87 89
206 Sherwood Gln 0.07mi 2/2.0 880 (-5%) 6mo $168,000 $191 84
332 Sherwood Glen Rd 0.06mi 2/2.0 880 (-5%) 15mo $189,000 $215 77
116 Sherwood Glen Rd 0.05mi 2/1.0 896 (-3%) 16mo $38,000 $42 75
712 Sherwood Glen Rd 0.05mi 2/2.0 1,008 (+9%) 10mo $165,000 $164 74
108 Colonial Vlg 0.55mi 2/2.0 924 (0%) 2mo $218,200 $236 72
108 Sherwood Gln 0.03mi 2/1.0 1,020 (+10%) 10mo $141,500 $139 69
615 Sherwood Glen Rd 0.03mi 2/2.0 1,056 (+14%) 8mo $170,000 $161 68
134 Colonial Vlg 0.72mi 2/2.0 924 (0%) 3mo $139,900 $151 64
117 Colonial Vlg 0.57mi 2/2.0 980 (+6%) 2mo $137,000 $140 62
23 Colonial Vlg 0.60mi 2/1.0 924 (0%) 8mo $115,000 $124 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.0%
Equity multiple
1.64×
Total profit
$25,366
Equity at exit
$21,024
10-year hold
IRR
24.6%
Equity multiple
3.14×
Total profit
$84,325
Equity at exit
$12,191

Cash invested: $39,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
56 Moderately Landlord-Leaning
State New Hampshire
56 Moderately Landlord-Leaning · D+1
County
— inherits STATE
City
— inherits STATE
Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

ZIP-level market 03878

Home prices YoY
-26.1%
Active inventory
46
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$2,234 high interval (Pro) →
Mortgage (P&I)
$739
Tax from tax record
$211 /mo · $2,530/yr
Insurance
$59
HOA
$0
Vacancy / Maint / Mgmt
$469
Net cashflow
$756

Break-even live

Break-even rent $1,277
Max offer price $141,000
Occupancy floor 61%

Sensitivity live

Price -10% $836 -5% $796 +0% $756 +5% $716 +10% $676
Rent -10% $580 -5% $668 +0% $756 +5% $844 +10% $933
Rate -1.0pp $827 -0.5pp $792 base $756 +0.5pp $720 +1.0pp $682

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,250
Closing costs
$4,230
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
88 New Rochester Rd Dover, NH 3.0 1.0 850 $2,800 $3.29 18d 1 1.02mi
275 High St Unit 1 Somersworth, NH 2.0 1.0 990 $1,945 $1.96 25d 1 1.11mi
257-259 High St Somersworth, NH 1.0 1.0 700 $1,500 $2.14 44d 1 1.17mi
21 New Rochester Rd Dover, NH 3.0 1.0 960 $3,000 $3.12 0d 1 1.41mi
36 South St Somersworth, NH 2.0 1.0 950 $2,000 $2.11 0d 1 1.47mi
268 Green St Somersworth, NH 3.0 1.0 1048 $3,400 $3.24 0d 1 1.48mi

Listing history 14 events

  1. 2026-06-03
    statusdays on market $141,000 Pending 18 DOM
  2. 2026-06-02
    days on market $141,000 Active with Contract 17 DOM
  3. 2026-06-01
    days on market $141,000 Active with Contract 16 DOM
  4. 2026-05-31
    days on market $141,000 Active with Contract 15 DOM
  5. 2026-05-16
    listed $141,000 Active 939-char remark
  6. 2026-05-11
    historical $141,000 939-char remark
  7. 2023-07-20
    soldstatus $126,000
  8. 2023-07-19
    soldstatus $126,000 Closed 681-char remark
    Show marketing remark (681 chars)

    FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

  9. 2023-06-28
    historical Active with Contract 681-char remark
    Show marketing remark (681 chars)

    FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

  10. 2023-06-19
    price $129,900 681-char remark
    Show marketing remark (681 chars)

    FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

  11. 2023-06-12
    price $134,900 681-char remark
    Show marketing remark (681 chars)

    FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

  12. 2023-06-02
    price $139,900 681-char remark
    Show marketing remark (681 chars)

    FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

  13. 2023-05-06
    listed $144,900 Active 681-char remark
    Show marketing remark (681 chars)

    FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.

  14. 2018-09-07
    soldstatus $59,933

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

Current annual tax
$2,530 · $211/mo
Projected year-2 tax
$2,802 · $233/mo
Expected delta
+$272/yr (+$23/mo · 10.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,812
− Mortgage interest
−$7,898
− Property taxes
−$2,530
− Insurance
−$705
− Repairs & maintenance
−$2,145
− Management
−$2,145
− Depreciation
−$4,102
Taxable income
$7,287
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,749
After-tax cash flow
$7,325/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Somersworth School District
NCES district ID
3306240
Math proficiency
16% ▼ -21.00%
Reading proficiency
30% ▼ -12.00%
Median HH income
$55,501
Composite
20.87/100
National rank
#8496
State rank
#93 of 98 in NH

Livability — Somersworth

Score
80/100
State rank
#17
US rank
#1853

Category grades

Amenities F Commute A+ Cost of living A Crime C+ Employment B+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Somersworth, NH
County
Strafford County · 75,181 people
City population
12,205
Metro
Boston-Cambridge-Newton, MA-NH
Population (ZIP)
12,205
Household income
$75,136
Rent vs Own
42.0% rent · 58.0% own
Severe rent burden
560.0

Population outlook (Strafford County) Hauer SSP2

Today (2025)
132,503 people
By 2030
135,377 · +2.2%
By 2040
139,609 · +5.4%
By 2050
141,803 · +7.0%
By 2075
149,280 · +12.7%
By 2100
148,667 · +12.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Two or more races 9% Hispanic / Latino 6% Asian 3% Black 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Lithuanian 13% Romanian 3% Slovak 3%
Foreign-born
6% · Canada, Jamaica, China
Languages at home
94% English-only · Other Asian/Pacific 2% Spanish 2%

Political lean MEDSL · Strafford

2024 margin
D (+12.1) · D 55.5% · R 43.5% · Other 1.0%
2008→2024 swing
-8.3pp toward R · 2008: 20.4pp · 2024: 12.1pp
All cycles
2024: D+12.1 2020: D+15.2 2016: D+8.6 2012: D+14.5 2008: D+20.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -119.70%
Current HPI
338.5583
Rent YoY
Metro
Boston-Cambridge-Newton, MA-NH
State GDP YoY
F500 in state
0

Price history

+135.3% since first listed
12 events — show timeline
  • 2026-06-03 Pending PrimeMLS
  • 2026-05-22 Contingent PrimeMLS
  • 2026-05-16 Listed $141,000 PrimeMLS
  • 2026-05-11 Coming Soon $141,000 PrimeMLS
  • 2023-07-20 Sold (Public Records) $126,000 Public Records
  • 2023-07-19 Sold (MLS) $126,000 PrimeMLS
  • 2023-06-28 Contingent PrimeMLS
  • 2023-06-19 Price Changed $129,900 PrimeMLS
  • 2023-06-12 Price Changed $134,900 PrimeMLS
  • 2023-06-02 Price Changed $139,900 PrimeMLS
  • 2023-05-06 Listed $144,900 PrimeMLS
  • 2018-09-07 Sold (Public Records) $59,933 Public Records

Property tax history

+9.8%/yr

Latest (2024): $2,530 · +60.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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