107 Sherwood Gln · Somersworth, NH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $507 – $941
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.8/15.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$141,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
Key facts
- Built 2007
- Listed 18 days
Property features AI
Finance
- HOA & community: Located in a mobile home park (Sherwood Glenn)
Exterior
- Utilities: Public water; Shared sewer; 100 Amp electric service; Cable available (Xfinity); LP/bottle gas service (AmeriGas); Internet: unknown
- Home design: Ranch style manufactured home; Single-story; Built in 2007
- Construction: Vinyl siding; Shingle (architectural) roof; Manufactured home construction
- Exterior features: Level lot; Paved driveway; Located in Sherwood Glenn mobile park (park approval required)
Interior
- Bathrooms: 2 full bathrooms
- Heating & cooling: Propane heating; Forced air heating
- Interior features: 7 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $141k.
Deal economics
- At list price, monthly cash flow is $756 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $141k).
- Recommended offer: $139k (1.5% below list) — sets the bar for market timing.
- Cap rate 12.7% vs local median 3.5% in Somersworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#17 in NH, #1,853 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: amenities F.
- Somersworth School District (suburban): math 16% / reading 30% proficiency, ranked #93 of 98 in NH (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 46 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 951 units permitted in Strafford County in 2024 (551 in 5+ unit buildings).
- This rent runs 36% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $975 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Strafford County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.58% ✓
- Cap rate
- 12.73%
- Cash-on-cash
- 22.98%
- DSCR
- 2.02
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $145,244
- List price
- $141,000
- Delta
- -2.92%
- Verdict
- FAIR
- Comps
- 16 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 200 Sherwood Gln | 0.04mi | 2/1.5 | 924 (0%) | 6mo | $69,000 | $75 | 91 |
| 403 Sherwood Gln #403 | 0.17mi | 2/2.0 | 924 (0%) | 3mo | $80,000 | $87 | 89 |
| 206 Sherwood Gln | 0.07mi | 2/2.0 | 880 (-5%) | 6mo | $168,000 | $191 | 84 |
| 332 Sherwood Glen Rd | 0.06mi | 2/2.0 | 880 (-5%) | 15mo | $189,000 | $215 | 77 |
| 116 Sherwood Glen Rd | 0.05mi | 2/1.0 | 896 (-3%) | 16mo | $38,000 | $42 | 75 |
| 712 Sherwood Glen Rd | 0.05mi | 2/2.0 | 1,008 (+9%) | 10mo | $165,000 | $164 | 74 |
| 108 Colonial Vlg | 0.55mi | 2/2.0 | 924 (0%) | 2mo | $218,200 | $236 | 72 |
| 108 Sherwood Gln | 0.03mi | 2/1.0 | 1,020 (+10%) | 10mo | $141,500 | $139 | 69 |
| 615 Sherwood Glen Rd | 0.03mi | 2/2.0 | 1,056 (+14%) | 8mo | $170,000 | $161 | 68 |
| 134 Colonial Vlg | 0.72mi | 2/2.0 | 924 (0%) | 3mo | $139,900 | $151 | 64 |
| 117 Colonial Vlg | 0.57mi | 2/2.0 | 980 (+6%) | 2mo | $137,000 | $140 | 62 |
| 23 Colonial Vlg | 0.60mi | 2/1.0 | 924 (0%) | 8mo | $115,000 | $124 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.0%
- Equity multiple
- 1.64×
- Total profit
- $25,366
- Equity at exit
- $21,024
- IRR
- 24.6%
- Equity multiple
- 3.14×
- Total profit
- $84,325
- Equity at exit
- $12,191
Cash invested: $39,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 56 Moderately Landlord-Leaning
- State New Hampshire
- 56 Moderately Landlord-Leaning · D+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 03878
- Home prices YoY
- -26.1%
- Active inventory
- 46
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $2,234 high interval (Pro) →
- Mortgage (P&I)
- −$739
- Tax from tax record
- −$211 /mo · $2,530/yr
- Insurance
- −$59
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$469
- Net cashflow
- $756
Break-even live
Sensitivity live
| Price | -10% $836 | -5% $796 | +0% $756 | +5% $716 | +10% $676 |
|---|---|---|---|---|---|
| Rent | -10% $580 | -5% $668 | +0% $756 | +5% $844 | +10% $933 |
| Rate | -1.0pp $827 | -0.5pp $792 | base $756 | +0.5pp $720 | +1.0pp $682 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,250
- Closing costs
- $4,230
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 88 New Rochester Rd Dover, NH | 3.0 | 1.0 | 850 | $2,800 | $3.29 | 18d | 1 | 1.02mi |
| 275 High St Unit 1 Somersworth, NH | 2.0 | 1.0 | 990 | $1,945 | $1.96 | 25d | 1 | 1.11mi |
| 257-259 High St Somersworth, NH | 1.0 | 1.0 | 700 | $1,500 | $2.14 | 44d | 1 | 1.17mi |
| 21 New Rochester Rd Dover, NH | 3.0 | 1.0 | 960 | $3,000 | $3.12 | 0d | 1 | 1.41mi |
| 36 South St Somersworth, NH | 2.0 | 1.0 | 950 | $2,000 | $2.11 | 0d | 1 | 1.47mi |
| 268 Green St Somersworth, NH | 3.0 | 1.0 | 1048 | $3,400 | $3.24 | 0d | 1 | 1.48mi |
Listing history 14 events
-
2026-06-03statusdays on market $141,000 Pending 18 DOM
-
2026-06-02days on market $141,000 Active with Contract 17 DOM
-
2026-06-01days on market $141,000 Active with Contract 16 DOM
-
2026-05-31days on market $141,000 Active with Contract 15 DOM
-
2026-05-16$141,000 Active 939-char remark
-
2026-05-11historical $141,000 939-char remark
-
2023-07-20soldstatus $126,000
-
2023-07-19soldstatus $126,000 Closed 681-char remark
Show marketing remark (681 chars)
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
-
2023-06-28historical Active with Contract 681-char remark
Show marketing remark (681 chars)
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
-
2023-06-19price $129,900 681-char remark
Show marketing remark (681 chars)
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
-
2023-06-12price $134,900 681-char remark
Show marketing remark (681 chars)
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
-
2023-06-02price $139,900 681-char remark
Show marketing remark (681 chars)
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
-
2023-05-06$144,900 Active 681-char remark
Show marketing remark (681 chars)
FABULOUS LOOKING HOME!! This is a very well cared for manufactured home with 2 bedrooms and 2 full baths. The home sits up from the road for privacy and has parking for 2 cars, a nice storage shed and walkway to the small entry deck. The inside has a warm and welcoming living room and kitchen that is open concept with loads of cabinets and counter space. There is also a small laundry room off the kitchen!! The master bedroom has its own bathroom with oversized walk in shower. The home is on a concrete slab foundation with hurricane tie downs and is 2x6 construction. This one is a great looking home at a great price. Come schedule a viewing! Interior pictures coming soon.
-
2018-09-07soldstatus $59,933
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NH · Partial reset (capped growth)
- Current annual tax
- $2,530 · $211/mo
- Projected year-2 tax
- $2,802 · $233/mo
- Expected delta
- +$272/yr (+$23/mo · 10.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,812
- − Mortgage interest
- −$7,898
- − Property taxes
- −$2,530
- − Insurance
- −$705
- − Repairs & maintenance
- −$2,145
- − Management
- −$2,145
- − Depreciation
- −$4,102
- Taxable income
- $7,287
- Est. tax owed @ 24.0%
- −$1,749
- After-tax cash flow
- $7,325/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Somersworth School District
- NCES district ID
- 3306240
- Math proficiency
- 16% ▼ -21.00%
- Reading proficiency
- 30% ▼ -12.00%
- Median HH income
- $55,501
- Composite
- 20.87/100
- National rank
- #8496
- State rank
- #93 of 98 in NH
Livability — Somersworth
- Score
- 80/100
- State rank
- #17
- US rank
- #1853
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Somersworth, NH
- County
- Strafford County · 75,181 people
- City population
- 12,205
- Metro
- Boston-Cambridge-Newton, MA-NH
- Population (ZIP)
- 12,205
- Household income
- $75,136
- Rent vs Own
- Severe rent burden
- 560.0
Population outlook (Strafford County) Hauer SSP2
- Today (2025)
- 132,503 people
- By 2030
- 135,377 · +2.2%
- By 2040
- 139,609 · +5.4%
- By 2050
- 141,803 · +7.0%
- By 2075
- 149,280 · +12.7%
- By 2100
- 148,667 · +12.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Two or more races 9% Hispanic / Latino 6% Asian 3% Black 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1%
- Common ancestry
- Lithuanian 13% Romanian 3% Slovak 3%
- Foreign-born
- 6% · Canada, Jamaica, China
- Languages at home
- 94% English-only · Other Asian/Pacific 2% Spanish 2%
Political lean MEDSL · Strafford
- 2024 margin
- D (+12.1) · D 55.5% · R 43.5% · Other 1.0%
- 2008→2024 swing
- -8.3pp toward R · 2008: 20.4pp · 2024: 12.1pp
- All cycles
- 2024: D+12.1 2020: D+15.2 2016: D+8.6 2012: D+14.5 2008: D+20.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -119.70%
- Current HPI
- 338.5583
- Rent YoY
- —
- Metro
- Boston-Cambridge-Newton, MA-NH
- State GDP YoY
- —
- F500 in state
- 0
Price history
+135.3% since first listed12 events — show timeline
- 2026-06-03 Pending — PrimeMLS
- 2026-05-22 Contingent — PrimeMLS
- 2026-05-16 Listed $141,000 PrimeMLS
- 2026-05-11 Coming Soon $141,000 PrimeMLS
- 2023-07-20 Sold (Public Records) $126,000 Public Records
- 2023-07-19 Sold (MLS) $126,000 PrimeMLS
- 2023-06-28 Contingent — PrimeMLS
- 2023-06-19 Price Changed $129,900 PrimeMLS
- 2023-06-12 Price Changed $134,900 PrimeMLS
- 2023-06-02 Price Changed $139,900 PrimeMLS
- 2023-05-06 Listed $144,900 PrimeMLS
- 2018-09-07 Sold (Public Records) $59,933 Public Records
Property tax history
+9.8%/yrLatest (2024): $2,530 · +60.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…