14395 NE 50th Pl · Williston Highlands, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.1/30.0
- DSCR +7.4/10.0
- 1% rule +5.6/10.0
- ARV discount +3.9/15.0
- Schools +3.6/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$179,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming home nestled on just under a half-acre in Williston! This 3 bedroom, 2 bath Spring Hill by Fleetwood Model double-wide features a metal roof and 2019 Trane HVAC. Stepping in the front door you’ll be greeted by a welcoming and spacious, open living room and dining area with vaulted ceilings. From the dining room, a pass-through kitchen bar seamlessly connects to the large kitchen which has space for a table and eat-in area for enjoying breakfast or a morning cup of coffee. The kitchen also features ample cabinets and a delightful window over the kitchen sink that overlooks the large, fenced backyard. Off the kitchen is the primary owner’s suite bedroom with double doors opening to the master bathroom featuring a garden tub, double sink vanity, and stand-up shower. The other two bedrooms on the other side of the home next to the hall bathroom also feature large closets. Behind the home is a large concrete patio area and a storage shed in the backyard. Enjoy having 0.46 acres while being convenient to shops and restaurants in Williston! Don’t miss your opportunity to see this fantastic home and property! Schedule your showing today!
Key facts
- 0.46 acre lot
- Built 1992
- Listed 64 days
Property features AI
Finance
- Other: Lot size approximately 0.46 acre (0.25–0.5 acre range)
- Financial info: No lease restrictions
- HOA & community: No association
Exterior
- Utilities: Septic tank; Cable available; Electricity connected; No public water source
- Home design: Manufactured double-wide home; One story; East-facing
- Construction: Wood siding; Metal roof; Crawlspace foundation; Building area listed as 1,772 sq ft
- Exterior features: Limerock road surface
Interior
- Kitchen: Microwave; Range; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Living room / dining room combo; Open floorplan; Split bedroom layout; Thermostat; Vaulted ceilings; Walk-in closets
- Laundry & utility: Laundry located outside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $179k.
Deal economics
- At list price, monthly cash flow is $322 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $179k).
- Recommended offer: $168k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 6.0% in Williston Highlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 57/100 on livability (#851 in FL) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
- Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Nature Coast Middle School (math 32% / reading 42%, grade F, #399 of 571 statewide, top 71%, 90 students, 82% FRL, charter) — zoned schools average 82% FRL vs 62% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 359 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 65 days — a 6% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $121k; 48% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.45%
- Cash-on-cash
- 7.70%
- DSCR
- 1.34
- GRM
- 7.9
CMA / ARV
- ARV (on-the-fly)
- $165,888
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4931 NE 141st Ave | 0.30mi | 3/2.0 | 1,128 (-2%) | 2mo | $161,950 | $144 | 81 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.6%
- Equity multiple
- 0.83×
- Total profit
- $-8,526
- Equity at exit
- $26,689
- IRR
- 5.1%
- Equity multiple
- 1.38×
- Total profit
- $18,924
- Equity at exit
- $15,477
Cash invested: $50,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32696
- Home prices YoY
- -6.2%
- Active inventory
- 359
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $1,897 medium interval (Pro) →
- Mortgage (P&I)
- −$939
- Tax from tax record
- −$164 /mo · $1,963/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$398
- Net cashflow
- $322
Break-even live
Sensitivity live
| Price | -10% $423 | -5% $372 | +0% $322 | +5% $271 | +10% $220 |
|---|---|---|---|---|---|
| Rent | -10% $172 | -5% $247 | +0% $322 | +5% $397 | +10% $472 |
| Rate | -1.0pp $412 | -0.5pp $367 | base $322 | +0.5pp $275 | +1.0pp $228 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,750
- Closing costs
- $5,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 25 events
-
2026-06-21days on market $179,000 Active 65 DOM
-
2026-06-18days on market $179,000 Active 62 DOM
-
2026-06-17days on market $179,000 Active 61 DOM
-
2026-06-16days on market $179,000 Active 60 DOM
-
2026-06-15days on market $179,000 Active 59 DOM
-
2026-06-14days on market $179,000 Active 57 DOM
-
2026-06-13days on market $179,000 Active 56 DOM
-
2026-06-10days on market $179,000 Active 54 DOM
-
2026-06-09days on market $179,000 Active 53 DOM
-
2026-06-08days on market $179,000 Active 52 DOM
-
2026-06-07days on market $179,000 Active 51 DOM
-
2026-06-05days on market $179,000 Active 48 DOM
-
2026-06-03days on market $179,000 Active 47 DOM
-
2026-06-02days on market $179,000 Active 46 DOM
-
2026-06-01days on market $179,000 Active 45 DOM
-
2026-05-31days on market $179,000 Active 44 DOM
-
2026-05-30days on market $179,000 Active 43 DOM
-
2026-04-17$179,000 Active
-
2023-12-21soldstatus $121,300
-
2023-12-20soldstatus $121,250 Closed 1190-char remark
Show marketing remark (1190 chars)
Welcome to this charming home nestled on just under a half-acre in Williston! This 3 bedroom, 2 bath Spring Hill by Fleetwood Model double-wide features a metal roof and 2019 Trane HVAC. Stepping in the front door you’ll be greeted by a welcoming and spacious, open living room and dining area with vaulted ceilings. From the dining room, a pass-through kitchen bar seamlessly connects to the large kitchen which has space for a table and eat-in area for enjoying breakfast or a morning cup of coffee. The kitchen also features ample cabinets and a delightful window over the kitchen sink that overlooks the large, fenced backyard. Off the kitchen is the primary owner’s suite bedroom with double doors opening to the master bathroom featuring a garden tub, double sink vanity, and stand-up shower. The other two bedrooms on the other side of the home next to the hall bathroom also feature large closets. Behind the home is a large concrete patio area and a storage shed in the backyard. Enjoy having 0.46 acres while being convenient to shops and restaurants in Williston! Don’t miss your opportunity to see this fantastic home and property! Schedule your showing today!
-
2023-12-05status Pending 1190-char remark
Show marketing remark (1190 chars)
Welcome to this charming home nestled on just under a half-acre in Williston! This 3 bedroom, 2 bath Spring Hill by Fleetwood Model double-wide features a metal roof and 2019 Trane HVAC. Stepping in the front door you’ll be greeted by a welcoming and spacious, open living room and dining area with vaulted ceilings. From the dining room, a pass-through kitchen bar seamlessly connects to the large kitchen which has space for a table and eat-in area for enjoying breakfast or a morning cup of coffee. The kitchen also features ample cabinets and a delightful window over the kitchen sink that overlooks the large, fenced backyard. Off the kitchen is the primary owner’s suite bedroom with double doors opening to the master bathroom featuring a garden tub, double sink vanity, and stand-up shower. The other two bedrooms on the other side of the home next to the hall bathroom also feature large closets. Behind the home is a large concrete patio area and a storage shed in the backyard. Enjoy having 0.46 acres while being convenient to shops and restaurants in Williston! Don’t miss your opportunity to see this fantastic home and property! Schedule your showing today!
-
2023-11-30$127,500 Active 1190-char remark
Show marketing remark (1190 chars)
Welcome to this charming home nestled on just under a half-acre in Williston! This 3 bedroom, 2 bath Spring Hill by Fleetwood Model double-wide features a metal roof and 2019 Trane HVAC. Stepping in the front door you’ll be greeted by a welcoming and spacious, open living room and dining area with vaulted ceilings. From the dining room, a pass-through kitchen bar seamlessly connects to the large kitchen which has space for a table and eat-in area for enjoying breakfast or a morning cup of coffee. The kitchen also features ample cabinets and a delightful window over the kitchen sink that overlooks the large, fenced backyard. Off the kitchen is the primary owner’s suite bedroom with double doors opening to the master bathroom featuring a garden tub, double sink vanity, and stand-up shower. The other two bedrooms on the other side of the home next to the hall bathroom also feature large closets. Behind the home is a large concrete patio area and a storage shed in the backyard. Enjoy having 0.46 acres while being convenient to shops and restaurants in Williston! Don’t miss your opportunity to see this fantastic home and property! Schedule your showing today!
-
2020-05-07soldstatus $64,000
-
2020-05-06soldstatus $64,000 133-char remark
Show marketing remark (133 chars)
Well kept double wide on . 46 acres, garage/workshop. Front and back yards are fenced with grilling area and outside sink with water.
-
2020-03-10$64,000 133-char remark
Show marketing remark (133 chars)
Well kept double wide on . 46 acres, garage/workshop. Front and back yards are fenced with grilling area and outside sink with water.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,963 · $164/mo
- Projected year-2 tax
- $1,963 · $164/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 8/10 Severe 6 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,763
- − Mortgage interest
- −$10,027
- − Property taxes
- −$1,963
- − Insurance
- −$895
- − Repairs & maintenance
- −$1,821
- − Management
- −$1,821
- − Depreciation
- −$5,207
- Taxable income
- $1,029
- Est. tax owed @ 24.0%
- −$247
- After-tax cash flow
- $3,613/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Levy
- NCES district ID
- 1201140
- Math proficiency
- 45% ▼ -8.00%
- Reading proficiency
- 43% ▼ -3.00%
- Median HH income
- $35,254
- Composite
- 36.42/100
- National rank
- #4673
- State rank
- #54 of 73 in FL
Livability — Williston Highlands
- Score
- 57/100
- State rank
- #851
- US rank
- #21745
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 14,532
Population outlook (Levy County) Hauer SSP2
- Today (2025)
- 36,536 people
- By 2030
- 34,498 · -5.6%
- By 2040
- 30,294 · -17.1%
- By 2050
- 26,368 · -27.8%
- By 2075
- 19,003 · -48.0%
- By 2100
- 13,169 · -64.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 13% Black 13% Two or more races 7%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4% Cuban 2%
- Common ancestry
- Slovak 4% Iranian 2% Lithuanian 1%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 89% English-only · Spanish 10% Chinese 1%
Political lean MEDSL · Levy
- 2024 margin
- Solid R (+50.3) · D 24.6% · R 74.8%
- 2008→2024 swing
- -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
- All cycles
- 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -21.99%
- Current HPI
- 335.7751
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
+179.7% since first listed8 events — show timeline
- 2026-04-17 Listed $179,000 Stellar MLS as Distributed by MLS Grid
- 2023-12-21 Sold (Public Records) $121,300 Public Records
- 2023-12-20 Sold (MLS) $121,250 Stellar MLS as Distributed by MLS Grid
- 2023-12-05 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-11-30 Listed $127,500 Stellar MLS as Distributed by MLS Grid
- 2020-05-07 Sold (Public Records) $64,000 Public Records
- 2020-05-06 Sold (MLS) $64,000 Stellar MLS as Distributed by MLS Grid
- 2020-03-10 Listed $64,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+12.1%/yrLatest (2025): $1,963 · +13.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…