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2523 Jayson St
B Composite 70.93
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.4/5.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

2523 Jayson St · Sulphur, LA 70663
3 bd · 2.0 ba · 1,400 sqft · SingleFamily · 35 Days on market
Built 1980 9,583 sqft lot $82/sqft · 92% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well-maintained and in great condition, this 3-bedroom, 2-bath mobile home is located in the heart of Sulphur, right off of Maplewood Drive. Featuring a comfortable and functional layout with plenty of natural light, this home is move-in ready. Enjoy relaxing on the inviting front porch or entertaining on the spacious back porch. Conveniently situated near shopping, dining, and schools, this property offers both comfort and location. A great opportunity for homeowners or investors- schedule your showing today!

Key facts

  • Move-in ready
  • Front porch
  • Natural light

Tags

FRONT PORCHBACK PORCHNATURAL LIGHTFUNCTIONAL LAYOUTMOVE-IN READY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $667 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $112k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.3% vs local median 8.8% in Sulphur — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Maplewood Elementary (math 23% / reading 38%, grade F, #324 of 646 statewide, top 51%, 651 students, 55% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: Rents rising fast (+7.7%/yr); 294 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 7.7% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $50k; list at $115k implies a 130% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $111,550 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
13.25%
Cash-on-cash
24.86%
DSCR
2.11
GRM
5.6

CMA / ARV

ARV (median comp)
$60,000
List price
$115,000
Delta
91.67%
Verdict
OVERPRICED
Comps
1 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1005 Shasta St 0.10mi 4/1.0 (+1) 1,426 (+2%) 4mo $122,500 $86 79
113 Arkansas St 0.37mi 3/2.0 1,354 (-3%) 6mo $182,900 $135 72
1415 Forest Ln 0.33mi 3/2.0 1,450 (+4%) 10mo $108,000 $74 70
1530 Shasta St 0.36mi 3/2.0 1,370 (-2%) 12mo $162,000 $118 70
1525 Anita St 0.45mi 3/2.0 1,389 (-1%) 12mo $179,000 $129 68
1232 Georgia St 0.41mi 4/1.0 (+1) 1,413 (+1%) 7mo $129,750 $92 65
2219 Roxton St 0.60mi 3/2.0 1,328 (-5%) 4mo $169,900 $128 60
2613 Mary Ann Dr Dr 0.66mi 3/1.5 1,316 (-6%) 4mo $165,000 $125 54
2115 N Rose Park Ave N 0.73mi 3/2.0 1,324 (-5%) 5mo $63,000 $48 53
1201 Texas St 0.57mi 3/1.0 1,196 (-15%) 2mo $140,500 $117 44
2404 Roxton St 0.65mi 3/2.0 1,250 (-11%) 12mo $175,000 $140 42
2638 Saint Joseph St 0.68mi 3/2.0 1,578 (+13%) 7mo $239,900 $152 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold
IRR
23.0%
Equity multiple
2.00×
Total profit
$32,156
Equity at exit
$17,147
10-year hold
IRR
33.7%
Equity multiple
4.73×
Total profit
$120,250
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70663

Rents YoY
7.7%
Active inventory
294
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,705 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$29 /mo · $345/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$358
Net cashflow
$667

Break-even live

Break-even rent $860
Max offer price $115,000
Occupancy floor 56%

Sensitivity live

Price -10% $732 -5% $700 +0% $667 +5% $635 +10% $602
Rent -10% $532 -5% $600 +0% $667 +5% $734 +10% $802
Rate -1.0pp $725 -0.5pp $696 base $667 +0.5pp $637 +1.0pp $607

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2304 Merwood St Unit B Sulphur, LA 3.0 2.0 1200 $900 $0.75 22d 1 0.37mi
2310 Timberlane Dr Sulphur, LA 2.0 2.0 1350 $2,450 $1.81 45d 1 0.66mi
309 W Mimosa Dr Sulphur, LA 3.0 2.0 1310 $1,500 $1.15 14d 1 0.73mi
1917 Linda Ave Sulphur, LA 3.0 2.0 1288 $1,890 $1.47 45d 1 0.84mi
1408 Christie Dr Sulphur, LA 3.0 2.0 1794 $4,250 $2.37 45d 1 1.38mi

Listing history 16 events

  1. 2026-06-07
    statusdays on market $115,000 Pending 35 DOM
  2. 2026-06-05
    days on market $115,000 Active 32 DOM
  3. 2026-06-02
    days on market $115,000 Active 30 DOM
  4. 2026-06-01
    days on market $115,000 Active 29 DOM
  5. 2026-05-31
    days on market $115,000 Active 28 DOM
  6. 2026-05-30
    days on market $115,000 Active 27 DOM
  7. 2026-05-18
    status Active 515-char remark
    Show marketing remark (515 chars)

    Well-maintained and in great condition, this 3-bedroom, 2-bath mobile home is located in the heart of Sulphur, right off of Maplewood Drive. Featuring a comfortable and functional layout with plenty of natural light, this home is move-in ready. Enjoy relaxing on the inviting front porch or entertaining on the spacious back porch. Conveniently situated near shopping, dining, and schools, this property offers both comfort and location. A great opportunity for homeowners or investors- schedule your showing today!

  8. 2026-05-06
    status Pending 515-char remark
    Show marketing remark (515 chars)

    Well-maintained and in great condition, this 3-bedroom, 2-bath mobile home is located in the heart of Sulphur, right off of Maplewood Drive. Featuring a comfortable and functional layout with plenty of natural light, this home is move-in ready. Enjoy relaxing on the inviting front porch or entertaining on the spacious back porch. Conveniently situated near shopping, dining, and schools, this property offers both comfort and location. A great opportunity for homeowners or investors- schedule your showing today!

  9. 2026-04-20
    listed $125,000 Active 515-char remark
    Show marketing remark (515 chars)

    Well-maintained and in great condition, this 3-bedroom, 2-bath mobile home is located in the heart of Sulphur, right off of Maplewood Drive. Featuring a comfortable and functional layout with plenty of natural light, this home is move-in ready. Enjoy relaxing on the inviting front porch or entertaining on the spacious back porch. Conveniently situated near shopping, dining, and schools, this property offers both comfort and location. A great opportunity for homeowners or investors- schedule your showing today!

  10. 2025-12-17
    soldstatus 185-char remark
    Show marketing remark (185 chars)

    Renovated 3 bed 2 bath double wide with new AC, appliances, floors and cabinets. owner will consider owner financing with a considerable down payment. All measurements are more or less.

  11. 2025-12-17
    listed $38,000 185-char remark
    Show marketing remark (185 chars)

    Renovated 3 bed 2 bath double wide with new AC, appliances, floors and cabinets. owner will consider owner financing with a considerable down payment. All measurements are more or less.

  12. 2017-01-20
    soldstatus
  13. 2017-01-13
    soldstatus $50,000
  14. 2017-01-13
    soldstatus $53,000
  15. 2016-12-19
    listed $65,000
  16. 2001-10-15
    soldstatus $23,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$345 · $29/mo
Projected year-2 tax
$632 · $53/mo
Expected delta
+$288/yr (+$24/mo · 83.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 9% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,457
− Mortgage interest
−$6,442
− Property taxes
−$345
− Insurance
−$575
− Repairs & maintenance
−$1,637
− Management
−$1,637
− Depreciation
−$3,345
Taxable income
$6,477
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,555
After-tax cash flow
$6,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
County
Calcasieu Parish · 170,889 people
City population
27,799
Metro
Lake Charles, LA
Population (ZIP)
27,799
Household income
$64,707
Rent vs Own
19.7% rent · 80.3% own
Severe rent burden
197.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Lithuanian 13% Slovak 2% Scandinavian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.29%
Current HPI
100.0895
Rent YoY
▲ 7.65%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+443.5% since first listed
10 events — show timeline
  • 2026-05-18 Relisted SWLAR
  • 2026-05-06 Pending SWLAR
  • 2026-04-20 Listed $125,000 SWLAR
  • 2025-12-17 Listed $38,000 SWLAR
  • 2025-12-17 Sold (MLS) SWLAR
  • 2017-01-20 Sold (MLS) SWLAR
  • 2017-01-13 Sold (Public Records) $53,000 Public Records
  • 2017-01-13 Sold (Public Records) $50,000 Public Records
  • 2016-12-19 Listed $65,000 SWLAR
  • 2001-10-15 Sold (Public Records) $23,000 Public Records

Property tax history

-0.6%/yr

Latest (2025): $345 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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