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137 County Road 765
D- Composite 38.74
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Cash flow +1.6/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$560,000

137 County Road 765 · Brookland, AR 72417
7 bd · 2.5 ba · 2,234 sqft · SingleFamily public records · 72 Days on market
Built 2013 2.00 ac lot $251/sqft · 45% above area Est $779k · 28% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second "house" has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

Key facts

  • 2 acre lot
  • 5 garage spots
  • Built 2013

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 7-bed/2.5-bath single-family listed at $560k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-27k/yr) — negative.
  • To cash-flow at today's rent, offer at most $166k (70.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (69.2% below list).
  • Recommended offer: $166k (70.4% below list) — sets the bar for cash-flow.
  • Cap rate 1.7% vs local median 4.2% in Brookland — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
  • Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Brookland Elementary School (875 students, 32% FRL); Brookland Junior High School (math 36% / reading 46%, grade F, #83 of 201 statewide, top 44%, 718 students, 26% FRL); Brookland High School (math 22% / reading 37%, grade F, #142 of 292 statewide, top 53%, 589 students, 27% FRL) — zoned schools at 28% FRL track the district average.
  • Market conditions: 118 active listings in the ZIP; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • In year one you build about $60k of equity ($4k loan paydown + $56k appreciation (10.0% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$96k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($526k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $245k; list at $560k implies a 129% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,705 (70.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 70% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.31%
Cap rate
1.65%
Cash-on-cash
-16.57%
DSCR
0.26
GRM
27.1

CMA / ARV

ARV (median comp)
$779,244
List price
$560,000
Delta
-28.14%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.5%
Equity multiple
2.04×
Total profit
$162,689
Equity at exit
$504,492
10-year hold
IRR
12.9%
Equity multiple
4.77×
Total profit
$590,601
Equity at exit
$1,087,957

Cash invested: $156,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72417

Home prices YoY
20.6%
Active inventory
118
Price-to-rent
27.1×

Monthly cashflow live

Estimated rent
$1,725 medium interval (Pro) →
Mortgage (P&I)
$2,937
Tax from tax record
$358 /mo · $4,298/yr
Insurance
$233
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$362
Net cashflow
$-2,232

Break-even live

Break-even rent $4,550
Max offer price $165,705
Occupancy floor

Sensitivity live

Price -10% $-1,915 -5% $-2,074 +0% $-2,232 +5% $-2,391 +10% $-2,549
Rent -10% $-2,368 -5% $-2,300 +0% $-2,232 +5% $-2,164 +10% $-2,096
Rate -1.0pp $-1,950 -0.5pp $-2,090 base $-2,232 +0.5pp $-2,377 +1.0pp $-2,525

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$140,000
Closing costs
$16,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 29 events

  1. 2026-06-21
    days on market $560,000 Active 72 DOM
  2. 2026-06-19
    days on market $560,000 Active 70 DOM
  3. 2026-06-18
    days on market $560,000 Active 69 DOM
  4. 2026-06-17
    days on market $560,000 Active 68 DOM
  5. 2026-06-16
    days on market $560,000 Active 67 DOM
  6. 2026-06-15
    days on market $560,000 Active 66 DOM
  7. 2026-06-14
    days on market $560,000 Active 64 DOM
  8. 2026-06-13
    days on market $560,000 Active 63 DOM
  9. 2026-06-10
    days on market $560,000 Active 61 DOM
  10. 2026-06-09
    days on market $560,000 Active 60 DOM
  11. 2026-06-08
    days on market $560,000 Active 59 DOM
  12. 2026-06-07
    days on market $560,000 Active 58 DOM
  13. 2026-06-05
    days on market $560,000 Active 55 DOM
  14. 2026-06-02
    days on market $560,000 Active 53 DOM
  15. 2026-06-01
    days on market $560,000 Active 52 DOM
  16. 2026-05-31
    days on market $560,000 Active 51 DOM
  17. 2026-05-30
    days on market $560,000 Active 50 DOM
  18. 2026-05-04
    price $560,000 934-char remark
    Show marketing remark (920 chars)

    This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second house has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

  19. 2026-05-04
    price $560,000 920-char remark
    Show marketing remark (920 chars)

    This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second house has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

  20. 2026-04-13
    price $580,000 934-char remark
    Show marketing remark (934 chars)

    This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second "house" has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

  21. 2026-04-11
    price $580,000
  22. 2026-04-10
    listed $580,000 Active 920-char remark
    Show marketing remark (934 chars)

    This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second "house" has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

  23. 2026-04-10
    listed $598,000 New Listing 934-char remark
    Show marketing remark (934 chars)

    This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second "house" has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

  24. 2026-04-10
    historical
    Show marketing remark (934 chars)

    This property is truly one of a kind. .. a must see! The main house in 2262 sqft with 4 bedrooms and 2.5 baths, chicken coop, fenced in back yard, and more! The main house has tile and laminate style flooring throughout (only carpet is in master closets). The kitchen features custom cabinetry and bronze colored appliances. The living room is spacious with a gas log fireplace. The master suite has dual vanities and closets, along with a separate shower and tub. The second "house" has a 1222 sqft recreational area, a 1010 sqft guest house, and a 684 sqft shop/garage. In the recreational area, there is a huge living area, 2 good sized rooms, kitchen area, and a half bath. In the guest house, you will find 2 bedrooms and one full bath. .. along with a large separate back yard. Need the in-laws close? Have older kids still at home? Airbnb? This place has endless possibilities, so call today for your private tour!!

  25. 2025-10-21
    price $598,000
  26. 2025-10-21
    price $598,000
  27. 2025-10-09
    listed $620,000 Active
  28. 2025-10-09
    listed $620,000 New Listing
  29. 2015-08-21
    soldstatus $245,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$4,298 · $358/mo
Projected year-2 tax
$4,298 · $358/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,699
− Mortgage interest
−$31,369
− Property taxes
−$4,298
− Insurance
−$3,598
− Repairs & maintenance
−$1,656
− Management
−$1,656
− Depreciation
−$16,291
Taxable loss
−$38,168
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$9,160
After-tax cash flow
$-17,624/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brookland School District
NCES district ID
0503640
Math proficiency
45% ▼ -15.00%
Reading proficiency
39% ▼ -16.00%
Median HH income
$52,226
Composite
36.4/100
National rank
#4678
State rank
#47 of 238 in AR

Livability — Brookland

Score
70/100
State rank
#57
US rank
#7817

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Craighead County · 97,185 people
City population
5,940
Metro
Jonesboro, AR
Population (ZIP)
5,940
Household income
$61,964
Rent vs Own
37.6% rent · 62.4% own
Severe rent burden
152.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
Common ancestry
Slovak 3% Italian 3%
Foreign-born
1% · Canada, South Korea

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 56.75%
Current HPI
331.5025
Rent YoY
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+128.6% since first listed
12 events — show timeline
  • 2026-05-04 Price Changed $560,000 CARMLS
  • 2026-05-04 Price Changed $560,000 NEABOR MLS
  • 2026-04-13 Price Changed $580,000 CARMLS
  • 2026-04-11 Price Changed $580,000 CARMLS
  • 2026-04-10 Listed $580,000 NEABOR MLS
  • 2026-04-10 Listed $598,000 CARMLS
  • 2026-04-10 Listing Removed CARMLS
  • 2025-10-21 Price Changed $598,000 CARMLS
  • 2025-10-21 Price Changed $598,000 NEABOR MLS
  • 2025-10-09 Listed $620,000 NEABOR MLS
  • 2025-10-09 Listed $620,000 CARMLS
  • 2015-08-21 Sold (Public Records) $245,000 Public Records

Property tax history

+10.8%/yr

Latest (2025): $4,298 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…