26307 Woodmont St · Roseville, MI 48066

$130,000

3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 10 Days on market

Built 1951 5,663 sqft lot Est $127k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.7/30.0
• DSCR +7.3/10.0
• 1% rule +6.6/10.0
• ARV discount +6.3/15.0
• Livability +3.6/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

Key facts

• 5,663 sq ft lot
• 2 garage spots
• Built 1951

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $224 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Cap rate 8.4% vs local median 6.0% in Roseville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, schools F.
• Roseville Community Schools (suburban): math 11% / reading 24% proficiency, ranked #483 of 540 in MI (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 265 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $130,000

Questions for the listing agent

1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 8.37%
• Cash-on-cash: 7.40%
• DSCR: 1.33
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $126,720
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
26234 Woodmont St	0.06mi	3/1.0	960 (0%)	1mo	$124,000	$129	96
26153 Nagel St	0.12mi	3/1.0	924 (-4%)	2mo	$101,000	$109	86
26621 Kathy St	0.19mi	3/1.0	924 (-4%)	0mo	$155,900	$169	85
26501 Clancy St	0.25mi	3/1.0	924 (-4%)	4mo	$154,900	$168	79
26710 Lehner St	0.34mi	3/1.0	924 (-4%)	3mo	$180,000	$195	75
26637 Wenfield St	0.36mi	2/1.0 (-1)	945 (-2%)	1mo	$122,000	$129	75
27241 Woodmont St	0.48mi	3/1.0	924 (-4%)	1mo	$122,000	$132	70
15010 Petrie St	0.50mi	3/1.0	936 (-2%)	3mo	$180,000	$192	70
27320 Grandmont St	0.53mi	3/1.0	924 (-4%)	2mo	$160,000	$173	68
27321 Grandmont St	0.53mi	3/1.0	924 (-4%)	3mo	$107,500	$116	67
27155 Blum St	0.52mi	3/1.0	1,068 (+11%)	3mo	$137,000	$128	54
25287 Leach St	0.59mi	2/1.0 (-1)	1,072 (+12%)	1mo	$108,500	$101	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold

• IRR: -8.1%
• Equity multiple: 0.71×
• Total profit: $-10,571
• Equity at exit: $19,383

10-year hold

• IRR: -2.6%
• Equity multiple: 0.85×
• Total profit: $-5,597
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48066

• Rents YoY: 0.4%
• Active inventory: 265
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,512 high
• Mortgage (P&I): −$682
• Tax from tax record: −$234 /mo · $2,813/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$318
• Net cashflow: $224

Break-even live

Break-even rent $1,228

Max offer price $130,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26511 Grandmont St Roseville, MI	3.0	1.0	960	$1,495	$1.56	4d	1	0.08mi
26536 Kathy St Roseville, MI	3.0	1.0	1000	$1,499	$1.50	24d	1	0.10mi
26153 Nagel St Roseville, MI	3.0	1.0	924	$1,500	$1.62	15d	1	0.14mi
26711 Lehner St Roseville, MI	3.0	1.0	960	$1,575	$1.64	24d	1	0.35mi
27241 Woodmont St Roseville, MI	3.0	1.0	924	$1,550	$1.68	2d	1	0.45mi
16840 E Eleven Mile Rd Roseville, MI	2.0	1.0	900	$1,300	$1.44	22d	3	0.59mi
16840 E Eleven Mile Rd Unit 104 Roseville, MI	2.0	1.0	900	$1,200	$1.33	44d	1	0.59mi
16840 E Eleven Mile Rd Roseville, MI	2.0	1.0	900	$1,300	$1.44	24d	3	0.59mi
16840 E Eleven Mile Rd Unit 103 Roseville, MI	2.0	1.0	900	$1,250	$1.39	44d	1	0.59mi
16840 E 11 Mile Rd Unit 109 Roseville, MI	2.0	1.0	900	$1,400	$1.56	44d	1	0.59mi
26160 Regency Club Dr Warren, MI	1.0–3.0	1.0–2.0	1011	$1,998	$1.98	2d	15	0.63mi
16944 E 11 Mile Rd Unit C2 Roseville, MI	2.0	1.0	900	$1,295	$1.44	24d	1	0.65mi
25184 Wiseman St Roseville, MI	3.0	1.0	895	$1,750	$1.96	22d	1	0.65mi
25184 Wiseman St Roseville, MI	3.0	1.0	1000	$1,750	$1.75	4d	1	0.65mi
25672 Lira Ln Warren, MI	2.0	1.0	831	$1,250	$1.50	18d	1	0.86mi
25202 Firwood Ave Warren, MI	3.0	1.0	1100	$1,350	$1.23	24d	1	0.90mi
25107 Rosenbusch Blvd Warren, MI	3.0	1.0	903	$1,523	$1.69	15d	1	0.91mi
26221 Pinehurst St Roseville, MI	2.0	1.0	1000	$1,200	$1.20	2d	1	0.97mi
26251 Pinehurst St Unit 251d Roseville, MI	2.0	1.0	1000	$1,200	$1.20	44d	1	0.98mi
17639 Oakdale St Roseville, MI	2.0	1.0	812	$1,200	$1.48	44d	1	1.01mi
17392 Tennyson St Roseville, MI	3.0	1.0	900	$1,649	$1.83	2d	1	1.05mi
17405 Ivanhoe St Roseville, MI	3.0	1.0	969	$1,600	$1.65	44d	1	1.11mi
28368 Rosemont St Roseville, MI	2.0	1.0	696	$1,500	$2.16	22d	1	1.26mi
16425 12 Mile Rd Roseville, MI	2.0	1.0	800	$1,100	$1.38	22d	1	1.37mi
16579 12 Mile Rd Unit 16579 Roseville, MI	2.0	1.0	850	$1,275	$1.50	44d	1	1.40mi
16577 12 Mile Rd Roseville, MI	2.0	1.0	850	$1,275	$1.50	44d	1	1.41mi
13741 McKinley Ave Unit 1032320P Warren, MI	2.0	1.0	839	$5,023	$5.99	2d	1	1.43mi
16651 Twelve Mile Rd Roseville, MI	2.0–3.0	1.5	957	$1,720	$1.80	2d	1	1.47mi
28744 Maple St Roseville, MI	3.0	1.0	1050	$1,295	$1.23	44d	1	1.47mi

Listing history 25 events

1. 2026-04-06
   status Pending 287-char remark

   Show marketing remark (286 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

2. 2026-04-06
   status Pending 286-char remark

   Show marketing remark (286 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

3. 2026-04-06
   status Pending

   Show marketing remark (286 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

4. 2026-03-29
   status Active 286-char remark

   Show marketing remark (287 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

5. 2026-03-29
   status Active 287-char remark

   Show marketing remark (287 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

6. 2026-03-29
   status Active

   Show marketing remark (287 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

7. 2026-03-18
   status Pending 287-char remark

   Show marketing remark (286 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

8. 2026-03-18
   status Pending 286-char remark

   Show marketing remark (286 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

9. 2026-03-18
   status Pending

   Show marketing remark (286 chars)

   TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

10. 2026-03-16
    listed $130,000 Active 287-char remark

    Show marketing remark (286 chars)

    TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

11. 2026-03-16
    listed $130,000 Active 286-char remark

    Show marketing remark (286 chars)

    TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

12. 2026-03-16
    listed $130,000 Active

    Show marketing remark (286 chars)

    TENANT OCCUPIED! Cozy 3-bedroom ranch with oversize 2 car garage and fenced yard. Newer cabinets in the eat-in kitchen. Tile kitchen floor. Newer laminate wood floors in bath and laundry. Photos from before tenant occupancy. Tenant since 2020, paying $1,402.58 currently month-to-month.

13. 2018-06-04
    soldstatus $159,500
14. 2015-10-06
    soldstatus $825
15. 2015-09-22
    historical
16. 2014-07-16
    listed $825
17. 2012-06-19
    soldstatus $16,000
18. 2012-06-19
    soldstatus $16,000
19. 2012-05-22
    historical
20. 2012-04-13
    listed $19,900
21. 2012-04-13
    listed $19,900
22. 2000-02-08
    soldstatus $72,000
23. 1999-12-02
    soldstatus $72,000
24. 1999-10-18
    historical
25. 1999-08-26
    listed $77,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,813 · $234/mo
• Projected year-2 tax: $2,813 · $234/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,149
• − Mortgage interest: −$7,282
• − Property taxes: −$2,813
• − Insurance: −$650
• − Repairs & maintenance: −$1,452
• − Management: −$1,452
• − Depreciation: −$3,782
• Taxable income: $718
• Est. tax owed @ 24.0%: −$172
• After-tax cash flow: $2,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Roseville Community Schools
• NCES district ID: 2630210
• Math proficiency: 11% ▼ -8.00%
• Reading proficiency: 24% ▼ -7.00%
• Median HH income: $41,590
• Composite: 14.98/100
• National rank: #9363
• State rank: #483 of 540 in MI

Livability — Roseville

• Score: 72/100
• State rank: #258
• US rank: #6400

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety D+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Roseville, MI
• County: Macomb County · 638,552 people
• City population: 47,123
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 47,123
• Household income: $62,182
• Rent vs Own: 34.4% rent · 65.6% own
• Severe rent burden: 1712.0

Population outlook (Macomb County) Hauer SSP2

• Today (2025): 925,296 people
• By 2030: 948,226 · +2.5%
• By 2040: 983,961 · +6.3%
• By 2050: 1,010,200 · +9.2%
• By 2075: 1,076,222 · +16.3%
• By 2100: 1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 23% Two or more races 7% Hispanic / Latino 4% Asian 2%
• Common ancestry: Romanian 12% Lithuanian 4% Slovak 2%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Macomb

• 2024 margin: R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
• 2008→2024 swing: -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
• All cycles: 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.95%
• Current HPI: 217.4171
• Rent YoY: ▲ 0.39%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+68.8% since first listed

25 events — show timeline

• 2026-04-06 Pending — REALCOMP
• 2026-04-06 Pending — MiRealSource-MiMLS
• 2026-04-06 Pending — SW Michigan MLS
• 2026-03-29 Relisted — MiRealSource-MiMLS
• 2026-03-29 Relisted — REALCOMP
• 2026-03-29 Relisted — SW Michigan MLS
• 2026-03-18 Pending — REALCOMP
• 2026-03-18 Pending — MiRealSource-MiMLS
• 2026-03-18 Pending — SW Michigan MLS
• 2026-03-16 Listed $130,000 REALCOMP
• 2026-03-16 Listed $130,000 SW Michigan MLS
• 2026-03-16 Listed $130,000 MiRealSource-MiMLS
• 2018-06-04 Sold (Public Records) $159,500 Public Records
• 2015-10-06 Sold (MLS) $825 MiRealSource-MiMLS
• 2015-09-22 Listing Removed — MiRealSource-MiMLS
• 2014-07-16 Listed $825 MiRealSource-MiMLS
• 2012-06-19 Sold (MLS) $16,000 REALCOMP
• 2012-06-19 Sold (MLS) $16,000 MiRealSource-MiMLS
• 2012-05-22 Listing Removed — MiRealSource-MiMLS
• 2012-04-13 Listed $19,900 REALCOMP
• 2012-04-13 Listed $19,900 MiRealSource-MiMLS
• 2000-02-08 Sold (Public Records) $72,000 Public Records
• 1999-12-02 Sold (MLS) $72,000 MiRealSource-MiMLS
• 1999-10-18 Listing Removed — MiRealSource-MiMLS
• 1999-08-26 Listed $77,000 MiRealSource-MiMLS

Property tax history

+5.8%/yr

Latest (2025): $2,813 · +4.0% YoY. Source: county tax records.