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30 Tamwood Cir
B- Composite 69.53
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.6/10.0
  • 1% rule +6.0/10.0
  • Livability +4.4/5.0
  • Schools +4.2/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,900

30 Tamwood Cir · Simpsonville, SC 29680
3 bd · 1.5 ba · 2,244 sqft · SingleFamily public records · 59 Days on market
Built 1976 Est $379k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

Key facts

  • Pool
  • Listed 59 days

Property features AI

Finance

  • Other: Lead-based paint disclosure required; Residential property disclosure required
  • HOA & community: No HOA fees

Exterior

  • Parking: Driveway parking; Paved concrete driveway
  • Utilities: Public water; Public sewer; Public garbage pickup; No attached garage
  • Home design: Tri/split level home; Approximately 50+ years old; Basement foundation
  • Construction: Aluminum siding exterior; Composition shingle roof; Basement storage space
  • Exterior features: Deck; In-ground pool; Some trees on the lot

Interior

  • Kitchen: Kitchen approx. 17 x 12
  • Bedrooms: Primary bedroom with full bath on the 2nd level; Primary bedroom approx. 18 x 12; Second bedroom approx. 12 x 14; Third bedroom approx. 10 x 12
  • Flooring: Carpet; Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating; Central forced cooling; Gas water heater
  • Interior features: Built-in bookcase; Granite countertops; Wood-burning fireplace; Unfinished space; Second living quarters in the basement; Partial walkout basement
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $478 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $194k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 3.9% in Simpsonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 87/100 on livability (#1 in SC, #295 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
  • Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Plain Elementary (math 60% / reading 63%, grade B, #76 of 597 statewide, top 13%, 932 students, 54% FRL).
  • Zoned-school proficiency averages 62% at this address vs 49% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Greenville 01 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+2.9%/yr); 245 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,595 units permitted in Greenville County in 2024 (566 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Greenville County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $170k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $193,903 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
9.16%
Cash-on-cash
10.25%
DSCR
1.46
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$379,236
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
505 Hudders Creek Way 0.40mi 3/2.5 2,241 (-0%) 15mo $395,000 $176 65
221 Evansdale Way 0.41mi 3/2.0 2,191 (-2%) 20mo $389,900 $178 59
201 Evansdale Way 0.40mi 3/2.0 2,453 (+9%) 11mo $420,000 $171 55
101 Menlo Dr 0.46mi 3/2.5 2,023 (-10%) 8mo $294,000 $145 52
905 Spring Glen Dr 0.49mi 4/2.5 (+1) 2,150 (-4%) 14mo $330,000 $153 50
105 Fox Chase Ct 0.71mi 4/2.5 (+1) 2,399 (+7%) 11mo $370,000 $154 37
3420 Grandview Dr 0.74mi 4/2.0 (+1) 1,918 (-14%) 11mo $325,000 $169 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold
IRR
-1.1%
Equity multiple
0.96×
Total profit
$-2,312
Equity at exit
$29,806
10-year hold
IRR
8.4%
Equity multiple
1.64×
Total profit
$35,681
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29680

Home prices YoY
-31.2%
Rents YoY
2.9%
Active inventory
245
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,205 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$132 /mo · $1,585/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$463
Net cashflow
$478

Break-even live

Break-even rent $1,600
Max offer price $199,900
Occupancy floor 73%

Sensitivity live

Price -10% $591 -5% $535 +0% $478 +5% $422 +10% $365
Rent -10% $304 -5% $391 +0% $478 +5% $565 +10% $652
Rate -1.0pp $579 -0.5pp $529 base $478 +0.5pp $426 +1.0pp $374

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
127 Ashdown Dr Simpsonville, SC 3.0 2.0 1600 $1,945 $1.22 12d 1 0.70mi
114 Edwards St Simpsonville, SC 4.0 4.0 1800 $1,850 $1.03 15d 1 0.84mi
7001 Wiley Dr Simpsonville, SC 1.0–3.0 1.0–2.0 1517 $2,100 $1.38 4d 39 0.94mi
41 Border Ave Simpsonville, SC 3.0 2.5 2638 $2,395 $0.91 24d 1 1.06mi
27 Border Ave Simpsonville, SC 4.0 2.5 2197 $2,445 $1.11 4d 1 1.08mi
243 Scottish Ave Simpsonville, SC 3.0 2.0 1425 $1,995 $1.40 4d 1 1.19mi
206 Manassas Dr Simpsonville, SC 3.0 2.5 1568 $1,849 $1.18 24d 1 1.36mi
8 Madera Trl Simpsonville, SC 4.0 2.0 1700 $1,975 $1.16 20d 1 1.38mi
305 Tripmont Ct Simpsonville, SC 4.0 2.5 1838 $2,300 $1.25 24d 1 1.40mi
4 Bellflower Ct Simpsonville, SC 4.0 3.5 2441 $2,900 $1.19 22d 1 1.41mi
405 Tripmont Ct Simpsonville, SC 4.0 2.5 1860 $2,300 $1.24 24d 1 1.46mi

Listing history 13 events

  1. 2026-06-01
    statusdays on market $199,900 Pending 59 DOM
  2. 2026-05-31
    days on market $199,900 Contingency Contract 58 DOM
  3. 2026-04-17
    historical Contingency Contract
  4. 2026-04-03
    listed $199,900 Active
  5. 2019-10-15
    soldstatus $170,000
  6. 2019-10-11
    soldstatus $170,000 Sold 464-char remark
    Show marketing remark (464 chars)

    Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

  7. 2019-09-23
    historical Contingency Contract 464-char remark
    Show marketing remark (464 chars)

    Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

  8. 2019-09-11
    price $170,000 464-char remark
    Show marketing remark (464 chars)

    Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

  9. 2019-08-28
    status Active 464-char remark
    Show marketing remark (464 chars)

    Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

  10. 2019-07-15
    historical Contingency Contract 464-char remark
    Show marketing remark (464 chars)

    Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

  11. 2019-07-08
    listed $175,000 Active 464-char remark
    Show marketing remark (464 chars)

    Updated 3 bedroom house with pool and gently sloping lot. Granite counters and updated cabinets in Kitchen. Hardwoods and wood-burning fireplace in Living Room. New carpet in upstairs bedrooms. Updated bathroom. Basement with work area. Back deck leads to pool. Extended driveway with pavers on one side. Great area of Simpsonville. Close to businesses on Fairview Road. 2 miles to Downtown S’ville. Near Heritage Park. Close to medical facilities. Near 385.

  12. 1990-08-31
    soldstatus $16,295
  13. 1987-06-01
    soldstatus $85,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,585 · $132/mo
Projected year-2 tax
$1,585 · $132/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,458
− Mortgage interest
−$11,198
− Property taxes
−$1,585
− Insurance
−$1,000
− Repairs & maintenance
−$2,117
− Management
−$2,117
− Depreciation
−$5,815
Taxable income
$2,627
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$631
After-tax cash flow
$5,107/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenville 01
NCES district ID
4502310
Math proficiency
44% ▼ -10.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$49,596
Composite
41.88/100
National rank
#3370
State rank
#10 of 80 in SC

Livability — Simpsonville

Score
87/100
State rank
#1
US rank
#295

Category grades

Amenities A Commute A+ Cost of living A Crime C Employment A Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Simpsonville, SC
County
Greenville County · 573,815 people
City population
104,420
Metro
Greenville-Anderson, SC
Population (ZIP)
35,770
Household income
$86,716
Rent vs Own
21.7% rent · 78.3% own
Severe rent burden
553.0

Population outlook (Greenville County) Hauer SSP2

Today (2025)
574,580 people
By 2030
615,615 · +7.1%
By 2040
695,373 · +21.0%
By 2050
769,367 · +33.9%
By 2075
933,296 · +62.4%
By 2100
1,029,196 · +79.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 24% Two or more races 10% Hispanic / Latino 9% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 2% Italian 2%
Foreign-born
8% · Canada, Jamaica
Languages at home
89% English-only · Spanish 7% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Greenville

2024 margin
Strong R (+22.2) · D 38.0% · R 60.2% · Other 1.8%
2008→2024 swing
+1.7pp toward D · 2008: -23.9pp · 2024: -22.2pp
All cycles
2024: R+22.2 2020: R+18.2 2016: R+24.7 2012: R+27.8 2008: R+23.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.15%
Current HPI
224.9051
Rent YoY
▲ 2.85%
Metro
Greenville-Anderson, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+133.8% since first listed
11 events — show timeline
  • 2026-04-17 Contingent Greater Greenville MLS
  • 2026-04-03 Listed $199,900 Greater Greenville MLS
  • 2019-10-15 Sold (Public Records) $170,000 Public Records
  • 2019-10-11 Sold (MLS) $170,000 Greater Greenville MLS
  • 2019-09-23 Contingent Greater Greenville MLS
  • 2019-09-11 Price Changed $170,000 Greater Greenville MLS
  • 2019-08-28 Relisted Greater Greenville MLS
  • 2019-07-15 Contingent Greater Greenville MLS
  • 2019-07-08 Listed $175,000 Greater Greenville MLS
  • 1990-08-31 Sold (Public Records) $16,295 Public Records
  • 1987-06-01 Sold (Public Records) $85,500 Public Records

Property tax history

+12.4%/yr

Latest (2025): $1,585 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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