7909 N 170 St · Omaha, NE 68007

$327,990

4 bd · 3.0 ba · 2,199 sqft · Other · 127 Days on market

Built 2026 Excellent condition 4,356 sqft lot $149/sqft · at area comps Est $321k · at est. $56/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.8/30.0
• ARV discount +6.6/15.0
• Schools +6.1/10.0
• Condition / age +4.8/5.0
• Livability +4.2/5.0
• Rent growth +4.0/5.0
• 1% rule +3.4/10.0
• DSCR +3.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Step inside 7909 N 170th St in Majestic Pointe, Bennington, NE. This ranch-style duplex features 4 bedrooms, 3 bathrooms, and 2,199 sq. ft. of open-concept living-ideal for homebuyers at any stage. Enter through the welcoming front porch into a bright foyer with a spacious secondary bedroom, full bathroom, and convenient laundry room. Past the open stairway leading to the finished basement, you'll find the kitchen and dining area. The kitchen impresses with crisp white cabinetry, stainless steel appliances, a large island, and walk-in pantry. The dining area and great room flow seamlessly for ease and entertaining, centered by a cozy electric fireplace. The private, spacious, naturally lit primary suite at the back of the house includes an en-suite with dual vanities, a deep walk-in shower, and a large walk-in closet. The finished basement adds more living space with a family room, third and fourth secondary bedrooms, and a third full bathroom. Your perfect home awaits at Majestic Pointe in Bennington today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

Key facts

• Bright foyer
• Designed kitchen
• Large island

Tags

• BRIGHT FOYER
• DESIGNED KITCHEN
• WHITE CABINETRY
• STAINLESS STEEL APPLIANCES
• WALK-IN PANTRY
• LARGE ISLAND

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath other listed at $328k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-149 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $306k (6.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $275k (16.1% below list).
• Recommended offer: $275k (16.1% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 3.6% in Omaha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#7 in NE, #663 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Bennington Public Schools (rural): math 67% / reading 67% proficiency, ranked #3 of 111 in NE (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 6% free/reduced lunch — higher-income household profile.
• Zoned schools: Pine Creek Elementary (math 77% / reading 74%, grade A, #18 of 502 statewide, top 3%, 578 students, 8% FRL); Bennington High School (math 66% / reading 70%, grade B, #21 of 261 statewide, top 8%, 1,002 students, 14% FRL) — zoned schools at 11% FRL track the district average.
• Market conditions: Rents rising fast (+5.9%/yr); 464 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 127 days — a 12% lower offer ($289k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $255k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $275,148 (16.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 5.75%
• Cash-on-cash: -1.95%
• DSCR: 0.91
• GRM: 9.9

CMA / ARV

• ARV (median comp): $321,273
• List price: $327,990
• Delta: 2.09%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 5.88% rent growth · sell at horizon

5-year hold

• IRR: -16.2%
• Equity multiple: 0.41×
• Total profit: $-54,360
• Equity at exit: $48,904

10-year hold

• IRR: -3.4%
• Equity multiple: 0.74×
• Total profit: $-23,536
• Equity at exit: $28,359

Cash invested: $91,837 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68007

• Home prices YoY: -19.4%
• Rents YoY: 5.9%
• Active inventory: 464
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,751 high
• Mortgage (P&I): −$1,720
• Tax est. 1.5%: −$410 /mo · $4,920/yr
• Insurance: −$137
• HOA: −$56
• Vacancy / Maint / Mgmt: −$578
• Net cashflow: $-149

Break-even live

Break-even rent $2,940

Max offer price $306,430

Occupancy floor —

Sensitivity live

Price	-10% $78	-5% $-36	+0% $-149	+5% $-262	+10% $-376
Rent	-10% $-366	-5% $-258	+0% $-149	+5% $-40	+10% $68
Rate	-1.0pp $16	-0.5pp $-66	base $-149	+0.5pp $-234	+1.0pp $-320

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,998
• Closing costs: $9,840
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7308 N 167th Ave Bennington, NE	4.0	3.0	2213	$3,000	$1.36	3d	1	0.42mi
16333 Potter St Bennington, NE	3.0	2.0	1618	$3,200	$1.98	3d	1	0.53mi
17451 Tucker St Bennington, NE	3.0	3.5	2442	$3,100	$1.27	25d	1	0.61mi
8903 N 167th St Bennington, NE	3.0	2.5	1511	$2,500	$1.65	3d	1	0.67mi
6220 N 160th Ave Omaha, NE	1.0–3.0	1.0–2.5	1137	$2,690	$2.36	3d	13	1.37mi

HOA detail

• Monthly dues: $56 · $672/yr
• Likely covers: electric

Listing history 17 events

1. 2026-06-13
   statusdays on market $327,990 Pending 127 DOM
2. 2026-06-10
   days on market $327,990 Active 125 DOM
3. 2026-06-09
   days on market $327,990 Active 124 DOM
4. 2026-06-08
   days on market $327,990 Active 123 DOM
5. 2026-06-07
   days on market $327,990 Active 122 DOM
6. 2026-06-05
   days on market $327,990 Active 119 DOM
7. 2026-06-03
   days on market $327,990 Active 118 DOM
8. 2026-06-03
   days on market $327,990 Active 117 DOM
9. 2026-06-01
   days on market $327,990 Active 116 DOM
10. 2026-05-31
    days on market $327,990 Active 115 DOM
11. 2026-04-24
    price $329,990 1207-char remark

    Show marketing remark (1207 chars)

    Step inside 7909 N 170th St in Majestic Pointe, Bennington, NE. This ranch-style duplex features 4 bedrooms, 3 bathrooms, and 2,199 sq. ft. of open-concept living-ideal for homebuyers at any stage. Enter through the welcoming front porch into a bright foyer with a spacious secondary bedroom, full bathroom, and convenient laundry room. Past the open stairway leading to the finished basement, you'll find the kitchen and dining area. The kitchen impresses with crisp white cabinetry, stainless steel appliances, a large island, and walk-in pantry. The dining area and great room flow seamlessly for ease and entertaining, centered by a cozy electric fireplace. The private, spacious, naturally lit primary suite at the back of the house includes an en-suite with dual vanities, a deep walk-in shower, and a large walk-in closet. The finished basement adds more living space with a family room, third and fourth secondary bedrooms, and a third full bathroom. Your perfect home awaits at Majestic Pointe in Bennington today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

12. 2026-04-23
    price $358,990 1207-char remark

    Show marketing remark (1207 chars)

    Step inside 7909 N 170th St in Majestic Pointe, Bennington, NE. This ranch-style duplex features 4 bedrooms, 3 bathrooms, and 2,199 sq. ft. of open-concept living-ideal for homebuyers at any stage. Enter through the welcoming front porch into a bright foyer with a spacious secondary bedroom, full bathroom, and convenient laundry room. Past the open stairway leading to the finished basement, you'll find the kitchen and dining area. The kitchen impresses with crisp white cabinetry, stainless steel appliances, a large island, and walk-in pantry. The dining area and great room flow seamlessly for ease and entertaining, centered by a cozy electric fireplace. The private, spacious, naturally lit primary suite at the back of the house includes an en-suite with dual vanities, a deep walk-in shower, and a large walk-in closet. The finished basement adds more living space with a family room, third and fourth secondary bedrooms, and a third full bathroom. Your perfect home awaits at Majestic Pointe in Bennington today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

13. 2026-02-11
    price $329,990 1207-char remark

    Show marketing remark (1207 chars)

    Step inside 7909 N 170th St in Majestic Pointe, Bennington, NE. This ranch-style duplex features 4 bedrooms, 3 bathrooms, and 2,199 sq. ft. of open-concept living-ideal for homebuyers at any stage. Enter through the welcoming front porch into a bright foyer with a spacious secondary bedroom, full bathroom, and convenient laundry room. Past the open stairway leading to the finished basement, you'll find the kitchen and dining area. The kitchen impresses with crisp white cabinetry, stainless steel appliances, a large island, and walk-in pantry. The dining area and great room flow seamlessly for ease and entertaining, centered by a cozy electric fireplace. The private, spacious, naturally lit primary suite at the back of the house includes an en-suite with dual vanities, a deep walk-in shower, and a large walk-in closet. The finished basement adds more living space with a family room, third and fourth secondary bedrooms, and a third full bathroom. Your perfect home awaits at Majestic Pointe in Bennington today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

14. 2026-02-10
    price $329,990 823-char remark

    Show marketing remark (823 chars)

    Welcome to the Olsen in Majestic Pointe Twinhomes - a ranch-style duplex offering 3 bedrooms, 3 bathrooms, and 2,199 sq. ft. of finished living space. Step into a bright foyer that leads past a spacious secondary bedroom, full bathroom, and laundry room. The main level opens to a beautifully designed kitchen with white cabinetry, stainless steel appliances, a walk-in pantry, and a large island that flows into the dining area and great room with a cozy electric fireplace. Tucked at the back, the primary suite includes a walk-in closet and a private bathroom with dual vanities and a walk-in shower. The finished basement adds a spacious rec room, third bedroom, and third full bath. Visit today and see why the Olsen is built for the way you live! Ask about builder incentives with preferred lender. Photos similar to.

15. 2026-02-07
    listed $324,990 Active 1207-char remark

    Show marketing remark (1207 chars)

    Step inside 7909 N 170th St in Majestic Pointe, Bennington, NE. This ranch-style duplex features 4 bedrooms, 3 bathrooms, and 2,199 sq. ft. of open-concept living-ideal for homebuyers at any stage. Enter through the welcoming front porch into a bright foyer with a spacious secondary bedroom, full bathroom, and convenient laundry room. Past the open stairway leading to the finished basement, you'll find the kitchen and dining area. The kitchen impresses with crisp white cabinetry, stainless steel appliances, a large island, and walk-in pantry. The dining area and great room flow seamlessly for ease and entertaining, centered by a cozy electric fireplace. The private, spacious, naturally lit primary suite at the back of the house includes an en-suite with dual vanities, a deep walk-in shower, and a large walk-in closet. The finished basement adds more living space with a family room, third and fourth secondary bedrooms, and a third full bathroom. Your perfect home awaits at Majestic Pointe in Bennington today! This home is currently under construction. Photos and video may be similar but not necessarily of subject property, including interior and exterior colors, finishes and appliances.

16. 2026-02-05
    listed $324,990 New 823-char remark

    Show marketing remark (823 chars)

    Welcome to the Olsen in Majestic Pointe Twinhomes - a ranch-style duplex offering 3 bedrooms, 3 bathrooms, and 2,199 sq. ft. of finished living space. Step into a bright foyer that leads past a spacious secondary bedroom, full bathroom, and laundry room. The main level opens to a beautifully designed kitchen with white cabinetry, stainless steel appliances, a walk-in pantry, and a large island that flows into the dining area and great room with a cozy electric fireplace. Tucked at the back, the primary suite includes a walk-in closet and a private bathroom with dual vanities and a walk-in shower. The finished basement adds a spacious rec room, third bedroom, and third full bath. Visit today and see why the Olsen is built for the way you live! Ask about builder incentives with preferred lender. Photos similar to.

17. 2025-04-14
    soldstatus $255,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $33,018
• − Mortgage interest: −$18,373
• − Property taxes: −$4,920
• − Insurance: −$1,640
• − Repairs & maintenance: −$2,641
• − Management: −$2,641
• − HOA: −$672
• − Depreciation: −$9,542
• Taxable loss: −$7,411
• Est. tax savings @ 24.0%: +$1,779
• After-tax cash flow: $-9/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This well-maintained ranch-style duplex is move-in ready with excellent condition and potential for further value enhancement.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
• Both Replace carpet with hardwood flooring in bedrooms — Improves flow and adds value
• Both Install smart home automation — Enhances comfort and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
• Both Replace carpet with hardwood flooring in bedrooms — Improves flow and adds value ↑
• Both Install smart home automation — Enhances comfort and energy efficiency ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Bennington Public Schools
• NCES district ID: 3103990
• Math proficiency: 67% ▼ -6.00%
• Reading proficiency: 67% ▼ -7.00%
• Median HH income: $87,771
• Composite: 60.5/100
• National rank: #843
• State rank: #3 of 111 in NE

Livability — Omaha

• Score: 84/100
• State rank: #7
• US rank: #663

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment B- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Douglas County · 538,646 people
• City population: 552,986
• Metro: Omaha-Council Bluffs, NE-IA
• Population (ZIP): 19,536
• Household income: $141,042
• Rent vs Own: 7.5% rent · 92.5% own
• Severe rent burden: 107.0

Population outlook (Douglas County) Hauer SSP2

• Today (2025): 625,245 people
• By 2030: 661,613 · +5.8%
• By 2040: 732,395 · +17.1%
• By 2050: 801,988 · +28.3%
• By 2075: 968,637 · +54.9%
• By 2100: 1,101,871 · +76.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 6% Two or more races 5% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Iranian 4% Romanian 4% Italian 3%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Douglas

• 2024 margin: D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
• 2008→2024 swing: +5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
• All cycles: 2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -60.06%
• Current HPI: 250.3443
• Rent YoY: ▲ 5.88%
• Metro: Omaha-Council Bluffs, NE-IA
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

+29.4% since first listed

7 events — show timeline

• 2026-04-24 Price Changed $329,990 Zillow
• 2026-04-23 Price Changed $358,990 Zillow
• 2026-02-11 Price Changed $329,990 Zillow
• 2026-02-10 Price Changed $329,990 GPRMLS
• 2026-02-07 Listed $324,990 Zillow
• 2026-02-05 Listed $324,990 GPRMLS
• 2025-04-14 Sold (Public Records) $255,000 Public Records

Property tax history

+129.9%/yr

Latest (2025): $551 · +95.6% YoY. Source: county tax records.