209 S Schuylkill Ave · Shenandoah Heights, PA 17976

$69,000

3 bd · 1.0 ba · 1,197 sqft · Townhouse public records · 9 Days on market

Built 1920 1,742 sqft lot Est $73k · 6% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +10.0/15.0
• Appreciation +6.9/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0

Listing remarks

Welcome to this diamond in the rough located in the heart of Shenandoah Heights, Schuylkill County we have an identical layout and footprint to some of the most beautifully remodeled homes in the neighborhood, but ready for the next owner’s vision. This three-bedroom property offers generous living spaces filled with natural light, a solid layout, and the bones needed to create something truly special. With room for modern finishes, updated flooring, and a reimagined kitchen, the potential here is undeniable. Outside, a large backyard provides space for entertaining, pets, or play, while the attached one-car garage and full unfinished basement add even more value and opportunity. Whet

Key facts

• Large backyard
• Garage
• Built 1920

Tags

• LARGE BACKYARD
• ATTACHED ONE CAR GARAGE
• FULL UNFINISHED BASEMENT

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $69k.

Deal economics

• At list price, monthly cash flow is $612 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $69k).

Location & tenants

• Location reads 67/100 on livability (#996 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: amenities F, commute F, housing F.
• Shenandoah Valley SD (town): math 20% / reading 38% proficiency, ranked #454 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Shenandoah Valley Jshs (math 22% / reading 32%, grade F, #365 of 437 statewide, top 85%, 539 students, 96% FRL) — zoned schools average 96% FRL vs 66% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 63 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($477 loan paydown + $3k appreciation (3.8% local appreciation)).
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.8% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $32k; list at $69k implies a 116% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $69,000

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.03% ✓
• Cap rate: 16.94%
• Cash-on-cash: 38.04%
• DSCR: 2.69
• GRM: 4.1

CMA / ARV

• ARV (on-the-fly): $73,017
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
205 Schuylkill Ave	0.01mi	3/1.0	1,260 (+5%)	10mo	$110,000	$87	82
246 Florida Ave	0.13mi	3/1.0	1,168 (-2%)	13mo	$130,000	$111	79
195 Ohio Ave	0.05mi	3/2.0	1,310 (+9%)	2mo	$115,000	$88	76
311 Coal St	0.32mi	4/1.5 (+1)	1,212 (+1%)	10mo	$115,000	$95	68
7 S West St	0.50mi	3/1.5	1,188 (-1%)	12mo	$45,000	$38	63
331 W Lloyd St	0.38mi	3/1.5	1,120 (-6%)	11mo	$68,500	$61	60
223 N Highland St	0.31mi	3/1.0	1,342 (+12%)	7mo	$55,000	$41	60
337 S Jardin St	0.74mi	3/1.0	1,170 (-2%)	5mo	$70,000	$60	58
633 W Coal St	0.36mi	3/0.5	1,120 (-6%)	20mo	$31,000	$28	54
412 W Penn St	0.29mi	3/1.5	1,313 (+10%)	20mo	$50,000	$38	52
26 Poplar St	0.74mi	2/1.5 (-1)	1,120 (-6%)	9mo	$76,000	$68	41
18 S Lehigh St	0.61mi	2/2.0 (-1)	1,048 (-12%)	6mo	$40,000	$38	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.84% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 44.8%
• Equity multiple: 3.61×
• Total profit: $50,485
• Equity at exit: $34,357

10-year hold

• IRR: 43.8%
• Equity multiple: 7.28×
• Total profit: $121,368
• Equity at exit: $55,700

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17976

• Home prices YoY: 1.3%
• Active inventory: 63
• Price-to-rent: 4.1×

Monthly cashflow live

• Estimated rent: $1,400 medium
• Mortgage (P&I): −$362
• Tax from tax record: −$103 /mo · $1,235/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $612

Break-even live

Break-even rent $625

Max offer price $69,000

Occupancy floor 51%

Sensitivity live

Price	-10% $652	-5% $632	+0% $612	+5% $593	+10% $573
Rent	-10% $502	-5% $557	+0% $612	+5% $668	+10% $723
Rate	-1.0pp $647	-0.5pp $630	base $612	+0.5pp $595	+1.0pp $576

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,250
• Closing costs: $2,070
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
230 W Arlington St Shenandoah, PA	3.0	1.0	1143	$1,400	$1.22	45d	1	0.36mi

Listing history 3 events

1. 2026-01-22
   status Pending
2. 2026-01-13
   listed $69,000 Active
3. 2010-09-14
   soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,235 · $103/mo
• Projected year-2 tax: $1,235 · $103/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,800
• − Mortgage interest: −$3,865
• − Property taxes: −$1,235
• − Insurance: −$345
• − Repairs & maintenance: −$1,344
• − Management: −$1,344
• − Depreciation: −$2,007
• Taxable income: $6,660
• Est. tax owed @ 24.0%: −$1,598
• After-tax cash flow: $5,751/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Shenandoah Valley SD
• NCES district ID: 4221490
• Math proficiency: 20% ▼ -8.00%
• Reading proficiency: 38% ▼ -6.00%
• Median HH income: $31,968
• Composite: 23.58/100
• National rank: #7851
• State rank: #454 of 539 in PA

Livability — Shenandoah Heights

• Score: 67/100
• State rank: #996
• US rank: #10978

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A Housing F Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Shenandoah Heights, PA
• Population (ZIP): 5,988

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 34% Two or more races 12% Black 2%
• Hispanic origin (detail): Mexican 10% Puerto Rican 8% Dominican 11%
• Common ancestry: Romanian 20% Iranian 2% Scotch-Irish 2%
• Foreign-born: 10% · Canada
• Languages at home: 68% English-only · Spanish 30% Russian/Polish/Slavic 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.84%
• Current HPI: 308.8036
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+115.6% since first listed

3 events — show timeline

• 2026-01-22 Pending — BRIGHT MLS
• 2026-01-13 Listed $69,000 BRIGHT MLS
• 2010-09-14 Sold (Public Records) $32,000 Public Records

Property tax history

+1.1%/yr

Latest (2025): $1,235 · +4.1% YoY. Source: county tax records.