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181 Bella Toscana St
D+ Composite 46.29
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Rent growth +3.2/5.0
  • Schools +3.1/10.0
  • Appreciation +0.0/10.0

$1

181 Bella Toscana St · Springdale, AR 72762
4 bd · 2.5 ba · 2,193 sqft · SingleFamily public records · 34 Days on market
Built 2014 Good condition 0.26 ac lot $0/sqft · 100% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super new floorplan. Great 4 bedroom (or 3 with office) with formal dining space, large kitchen with breakfast area, great covered patio and 3 car garage. Custom cabinets, tile and trim work throughout. This is a must see plan!, This beautiful addition features a great entry wall, clubhouse, pools, and a basketball court all within walking distance of 3 schools.

Key facts

  • Close to schools
  • Great neighborhood
  • Tuscany subdivision

Tags

TUSCANY SUBDIVISIONFORMAL LIVING SITTING ROOMFUNCTIONAL LAYOUTCLOSE TO SCHOOLSGREAT NEIGHBORHOOD

Property features AI

Exterior

  • Parking: Attached garage with 3 covered spaces; Garage door opener; Concrete driveway
  • Security: Security system; Fire sprinkler system
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: Single family residence; One-level (single story); Brick construction; Slab foundation
  • Construction: Brick exterior; Shingle roof; Slab foundation
  • Exterior features: Patio; Privacy wood fencing; Cleared lot; Paved, public maintained road

Interior

  • Kitchen: Disposal; Microwave; Refrigerator; Granite counters; Eat-in kitchen
  • Flooring: Carpet; Wood
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (natural gas); Central air conditioning (electric); Ceiling fans
  • Interior features: Built-in features; Ceiling fans; Cathedral ceilings; Eat-in kitchen; Granite counters; Storage; Walk-in closets; Blinds; Gas log fireplace
  • Laundry & utility: Washer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $1. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $1).
  • Cap rate 1953134.0% vs local median 3.3% in Springdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#48 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, employment D+, crime D-.
  • Springdale School District (urban): math 38% / reading 35% proficiency, ranked #100 of 238 in AR (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hellstern Middle School (math 57% / reading 56%, grade B, #17 of 201 statewide, top 8%, 781 students, 43% FRL); Har-Ber High School (math 25% / reading 41%, grade F, #115 of 292 statewide, top 40%, 2,274 students, 53% FRL).
  • Market conditions: Rents rising (+2.7%/yr); 695 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.7% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
206027.00%
Cap rate
1953133.96%
Cash-on-cash
6975455.95%
DSCR
310369.54
GRM
0.0

CMA / ARV

ARV (median comp)
$532,854
List price
$1
Delta
-100.00%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7939 Buona Sera St 0.22mi 3/3.0 (-1) 2,140 (-2%) 21mo $435,000 $203 61
7832 Brooklyn Ave 0.55mi 5/2.0 (+1) 1,984 (-10%) 4mo $382,500 $193 48
7709 Brooklyn Ave 0.61mi 4/2.0 1,911 (-13%) 0mo $382,500 $200 48
7812 Alivia Cir 0.50mi 4/2.0 1,902 (-13%) 10mo $379,900 $200 44
7132 Hazel Ct 0.75mi 3/2.0 (-1) 1,994 (-9%) 4mo $449,000 $225 40
7388 Alivia Cir 0.67mi 4/2.0 1,896 (-14%) 12mo $382,500 $202 34
408 Jtl Pkwy 0.67mi 3/2.5 (-1) 2,020 (-8%) 23mo $424,900 $210 32
7625 Brooklyn Ave 0.63mi 4/2.0 1,866 (-15%) 19mo $369,900 $198 28
461 E Jtl Pkwy 0.70mi 3/3.0 (-1) 2,500 (+14%) 17mo $655,000 $262 23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.7% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
368122.35×
Total profit
$103,074
Equity at exit
$0
10-year hold
IRR
Equity multiple
788697.85×
Total profit
$220,835
Equity at exit
$0

Cash invested: $0 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72762

Rents YoY
2.7%
Active inventory
695

Monthly cashflow live

Estimated rent
$2,060 medium interval (Pro) →
Mortgage (P&I)
$0
Tax est. 1.5%
$0 /mo · $0/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$433
Net cashflow
$1,628

Break-even live

Break-even rent
Max offer price $1
Occupancy floor 16%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$0
Closing costs
$0
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
544 Bradford Dr Unit A Springdale, AR 3.0 2.0 1479 $1,850 $1.25 14d 1 0.61mi
544 Bradford Dr Tontitown, AR 3.0 2.0 1479 $1,900 $1.28 44d 1 0.61mi
410 Downhill St Springdale, AR 2.0–3.0 2.5 1399 $1,709 $1.22 14d 9 0.64mi
3958 Cornell Dr Springdale, AR 2.0–3.0 2.5 1424 $1,925 $1.35 13d 19 0.67mi

Listing history 20 events

  1. 2026-06-17
    status $1 Pending 34 DOM
  2. 2026-06-17
    days on market $1 Active 34 DOM
  3. 2026-06-16
    days on market $1 Active 33 DOM
  4. 2026-06-15
    days on market $1 Active 32 DOM
  5. 2026-06-14
    days on market $1 Active 30 DOM
  6. 2026-06-10
    days on market $1 Active 27 DOM
  7. 2026-06-09
    days on market $1 Active 26 DOM
  8. 2026-06-08
    days on market $1 Active 25 DOM
  9. 2026-06-07
    days on market $1 Active 24 DOM
  10. 2026-06-05
    days on market $1 Active 21 DOM
  11. 2026-06-03
    days on market $1 Active 20 DOM
  12. 2026-06-02
    days on market $1 Active 19 DOM
  13. 2026-06-01
    days on market $1 Active 18 DOM
  14. 2026-05-31
    days on market $1 Active 17 DOM
  15. 2026-05-31
    days on market $1 Active 16 DOM
  16. 2026-05-14
    listed $1 Active 638-char remark
  17. 2014-08-29
    soldstatus $245,300 364-char remark
    Show marketing remark (364 chars)

    Super new floorplan. Great 4 bedroom (or 3 with office) with formal dining space, large kitchen with breakfast area, great covered patio and 3 car garage. Custom cabinets, tile and trim work throughout. This is a must see plan!, This beautiful addition features a great entry wall, clubhouse, pools, and a basketball court all within walking distance of 3 schools.

  18. 2014-02-20
    soldstatus $50,000
    Show marketing remark (241 chars)

    LOCATION DOES SAY IT ALL! AMAZING NEW ADDITION IN SPRINGDALE'S MOST SOUGHT AFTER AREA. MULTIPLE LOT SIZES AVAILABLE. TUSCANY WILL FEATURE A POOL, CLUBHOUSE, LANDSCAPING, & MORE. WALKING DISTANCE TO 3 SCHOOLS! CONVENIENT TO ALL OF NWA.

  19. 2014-01-21
    listed $245,300 364-char remark
    Show marketing remark (364 chars)

    Super new floorplan. Great 4 bedroom (or 3 with office) with formal dining space, large kitchen with breakfast area, great covered patio and 3 car garage. Custom cabinets, tile and trim work throughout. This is a must see plan!, This beautiful addition features a great entry wall, clubhouse, pools, and a basketball court all within walking distance of 3 schools.

  20. 2006-09-01
    listed $50,000
    Show marketing remark (241 chars)

    LOCATION DOES SAY IT ALL! AMAZING NEW ADDITION IN SPRINGDALE'S MOST SOUGHT AFTER AREA. MULTIPLE LOT SIZES AVAILABLE. TUSCANY WILL FEATURE A POOL, CLUBHOUSE, LANDSCAPING, & MORE. WALKING DISTANCE TO 3 SCHOOLS! CONVENIENT TO ALL OF NWA.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,723
− Mortgage interest
−$0
− Property taxes
−$0
− Insurance
−$0
− Repairs & maintenance
−$1,978
− Management
−$1,978
− Depreciation
−$0
Taxable income
$20,767
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,984
After-tax cash flow
$14,547/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Good 80/100 Cosmetic rehab

This well-maintained, updated home in a desirable neighborhood is ready for its next owner. It features a spacious floor plan, tasteful updates, and a functional layout.

Value-add opportunities

  • Resale Paint interior walls and trim — Fresh paint can make a home look more inviting and modern
  • Resale Replace countertops with quartz or granite — Quartz or granite countertops are more durable and can add value to the home
  • Resale Replace flooring with hardwood or tile — Hardwood or tile flooring can increase the home's value and make it more appealing to potential buyers
  • Both Install smart home technology — Smart home technology can increase the home's value and make it more energy-efficient
  • Resale Landscaping and curb appeal improvements — A well-maintained lawn and landscaping can make the home more attractive to potential buyers

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint interior walls and trim — Fresh paint can make a home look more inviting and modern
  • Resale Replace countertops with quartz or granite — Quartz or granite countertops are more durable and can add value to the home
  • Resale Replace flooring with hardwood or tile — Hardwood or tile flooring can increase the home's value and make it more appealing to potential buyers
  • Both Install smart home technology — Smart home technology can increase the home's value and make it more energy-efficient
  • Resale Landscaping and curb appeal improvements — A well-maintained lawn and landscaping can make the home more attractive to potential buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Springdale School District
NCES district ID
0512660
Math proficiency
38% ▼ -11.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$45,469
Composite
31.18/100
National rank
#6046
State rank
#100 of 238 in AR

Livability — Springdale

Score
70/100
State rank
#48
US rank
#7326

Category grades

Amenities F Commute D+ Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Springdale, AR
County
Washington County · 252,056 people
City population
104,811
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
46,092
Household income
$82,228
Rent vs Own
32.0% rent · 68.0% own
Severe rent burden
719.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 55% Hispanic / Latino 27% Two or more races 23% Pacific Islander 3% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Italian 3% Slovak 2% Lithuanian 1%
Foreign-born
15% · Canada, Jamaica
Languages at home
75% English-only · Spanish 21% Other Asian/Pacific 3%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -258.50%
Current HPI
291.4661
Rent YoY
▲ 2.70%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+390.6% since first listed
6 events — show timeline
  • 2026-06-17 Pending WRVBOR
  • 2026-05-14 Listed $1 WRVBOR
  • 2014-08-29 Sold (MLS) $245,300 NWARMLS
  • 2014-02-20 Sold (MLS) $50,000 NWARMLS
  • 2014-01-21 Listed $245,300 NWARMLS
  • 2006-09-01 Listed $50,000 NWARMLS

Property tax history

+17.4%/yr

Latest (2025): $3,841 · +582.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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