181 Bella Toscana St · Springdale, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- Rent growth +3.2/5.0
- Schools +3.1/10.0
- Appreciation +0.0/10.0
$1
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Super new floorplan. Great 4 bedroom (or 3 with office) with formal dining space, large kitchen with breakfast area, great covered patio and 3 car garage. Custom cabinets, tile and trim work throughout. This is a must see plan!, This beautiful addition features a great entry wall, clubhouse, pools, and a basketball court all within walking distance of 3 schools.
Key facts
- Close to schools
- Great neighborhood
- Tuscany subdivision
Tags
Property features AI
Exterior
- Parking: Attached garage with 3 covered spaces; Garage door opener; Concrete driveway
- Security: Security system; Fire sprinkler system
- Utilities: Public water; Public sewer; Electricity available; Natural gas available
- Home design: Single family residence; One-level (single story); Brick construction; Slab foundation
- Construction: Brick exterior; Shingle roof; Slab foundation
- Exterior features: Patio; Privacy wood fencing; Cleared lot; Paved, public maintained road
Interior
- Kitchen: Disposal; Microwave; Refrigerator; Granite counters; Eat-in kitchen
- Flooring: Carpet; Wood
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (natural gas); Central air conditioning (electric); Ceiling fans
- Interior features: Built-in features; Ceiling fans; Cathedral ceilings; Eat-in kitchen; Granite counters; Storage; Walk-in closets; Blinds; Gas log fireplace
- Laundry & utility: Washer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $1. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $1).
- Cap rate 1953134.0% vs local median 3.3% in Springdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#48 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, employment D+, crime D-.
- Springdale School District (urban): math 38% / reading 35% proficiency, ranked #100 of 238 in AR (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Hellstern Middle School (math 57% / reading 56%, grade B, #17 of 201 statewide, top 8%, 781 students, 43% FRL); Har-Ber High School (math 25% / reading 41%, grade F, #115 of 292 statewide, top 40%, 2,274 students, 53% FRL).
- Market conditions: Rents rising (+2.7%/yr); 695 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
- This rent runs 30% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
- Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.7% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 206027.00% ✓
- Cap rate
- 1953133.96%
- Cash-on-cash
- 6975455.95%
- DSCR
- 310369.54
- GRM
- 0.0
CMA / ARV
- ARV (median comp)
- $532,854
- List price
- $1
- Delta
- -100.00%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7939 Buona Sera St | 0.22mi | 3/3.0 (-1) | 2,140 (-2%) | 21mo | $435,000 | $203 | 61 |
| 7832 Brooklyn Ave | 0.55mi | 5/2.0 (+1) | 1,984 (-10%) | 4mo | $382,500 | $193 | 48 |
| 7709 Brooklyn Ave | 0.61mi | 4/2.0 | 1,911 (-13%) | 0mo | $382,500 | $200 | 48 |
| 7812 Alivia Cir | 0.50mi | 4/2.0 | 1,902 (-13%) | 10mo | $379,900 | $200 | 44 |
| 7132 Hazel Ct | 0.75mi | 3/2.0 (-1) | 1,994 (-9%) | 4mo | $449,000 | $225 | 40 |
| 7388 Alivia Cir | 0.67mi | 4/2.0 | 1,896 (-14%) | 12mo | $382,500 | $202 | 34 |
| 408 Jtl Pkwy | 0.67mi | 3/2.5 (-1) | 2,020 (-8%) | 23mo | $424,900 | $210 | 32 |
| 7625 Brooklyn Ave | 0.63mi | 4/2.0 | 1,866 (-15%) | 19mo | $369,900 | $198 | 28 |
| 461 E Jtl Pkwy | 0.70mi | 3/3.0 (-1) | 2,500 (+14%) | 17mo | $655,000 | $262 | 23 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.7% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 368122.35×
- Total profit
- $103,074
- Equity at exit
- $0
- IRR
- —
- Equity multiple
- 788697.85×
- Total profit
- $220,835
- Equity at exit
- $0
Cash invested: $0 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72762
- Rents YoY
- 2.7%
- Active inventory
- 695
Monthly cashflow live
- Estimated rent
- $2,060 medium interval (Pro) →
- Mortgage (P&I)
- −$0
- Tax est. 1.5%
- −$0 /mo · $0/yr
- Insurance
- −$0
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$433
- Net cashflow
- $1,628
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $0
- Closing costs
- $0
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 544 Bradford Dr Unit A Springdale, AR | 3.0 | 2.0 | 1479 | $1,850 | $1.25 | 14d | 1 | 0.61mi |
| 544 Bradford Dr Tontitown, AR | 3.0 | 2.0 | 1479 | $1,900 | $1.28 | 44d | 1 | 0.61mi |
| 410 Downhill St Springdale, AR | 2.0–3.0 | 2.5 | 1399 | $1,709 | $1.22 | 14d | 9 | 0.64mi |
| 3958 Cornell Dr Springdale, AR | 2.0–3.0 | 2.5 | 1424 | $1,925 | $1.35 | 13d | 19 | 0.67mi |
Listing history 20 events
-
2026-06-17status $1 Pending 34 DOM
-
2026-06-17days on market $1 Active 34 DOM
-
2026-06-16days on market $1 Active 33 DOM
-
2026-06-15days on market $1 Active 32 DOM
-
2026-06-14days on market $1 Active 30 DOM
-
2026-06-10days on market $1 Active 27 DOM
-
2026-06-09days on market $1 Active 26 DOM
-
2026-06-08days on market $1 Active 25 DOM
-
2026-06-07days on market $1 Active 24 DOM
-
2026-06-05days on market $1 Active 21 DOM
-
2026-06-03days on market $1 Active 20 DOM
-
2026-06-02days on market $1 Active 19 DOM
-
2026-06-01days on market $1 Active 18 DOM
-
2026-05-31days on market $1 Active 17 DOM
-
2026-05-31days on market $1 Active 16 DOM
-
2026-05-14$1 Active 638-char remark
-
2014-08-29soldstatus $245,300 364-char remark
Show marketing remark (364 chars)
Super new floorplan. Great 4 bedroom (or 3 with office) with formal dining space, large kitchen with breakfast area, great covered patio and 3 car garage. Custom cabinets, tile and trim work throughout. This is a must see plan!, This beautiful addition features a great entry wall, clubhouse, pools, and a basketball court all within walking distance of 3 schools.
-
2014-02-20soldstatus $50,000
Show marketing remark (241 chars)
LOCATION DOES SAY IT ALL! AMAZING NEW ADDITION IN SPRINGDALE'S MOST SOUGHT AFTER AREA. MULTIPLE LOT SIZES AVAILABLE. TUSCANY WILL FEATURE A POOL, CLUBHOUSE, LANDSCAPING, & MORE. WALKING DISTANCE TO 3 SCHOOLS! CONVENIENT TO ALL OF NWA.
-
2014-01-21$245,300 364-char remark
Show marketing remark (364 chars)
Super new floorplan. Great 4 bedroom (or 3 with office) with formal dining space, large kitchen with breakfast area, great covered patio and 3 car garage. Custom cabinets, tile and trim work throughout. This is a must see plan!, This beautiful addition features a great entry wall, clubhouse, pools, and a basketball court all within walking distance of 3 schools.
-
2006-09-01$50,000
Show marketing remark (241 chars)
LOCATION DOES SAY IT ALL! AMAZING NEW ADDITION IN SPRINGDALE'S MOST SOUGHT AFTER AREA. MULTIPLE LOT SIZES AVAILABLE. TUSCANY WILL FEATURE A POOL, CLUBHOUSE, LANDSCAPING, & MORE. WALKING DISTANCE TO 3 SCHOOLS! CONVENIENT TO ALL OF NWA.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,723
- − Mortgage interest
- −$0
- − Property taxes
- −$0
- − Insurance
- −$0
- − Repairs & maintenance
- −$1,978
- − Management
- −$1,978
- − Depreciation
- −$0
- Taxable income
- $20,767
- Est. tax owed @ 24.0%
- −$4,984
- After-tax cash flow
- $14,547/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 30 photos
This well-maintained, updated home in a desirable neighborhood is ready for its next owner. It features a spacious floor plan, tasteful updates, and a functional layout.
Value-add opportunities
- Resale Paint interior walls and trim — Fresh paint can make a home look more inviting and modern
- Resale Replace countertops with quartz or granite — Quartz or granite countertops are more durable and can add value to the home
- Resale Replace flooring with hardwood or tile — Hardwood or tile flooring can increase the home's value and make it more appealing to potential buyers
- Both Install smart home technology — Smart home technology can increase the home's value and make it more energy-efficient
- Resale Landscaping and curb appeal improvements — A well-maintained lawn and landscaping can make the home more attractive to potential buyers
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint interior walls and trim — Fresh paint can make a home look more inviting and modern ↑
- Resale Replace countertops with quartz or granite — Quartz or granite countertops are more durable and can add value to the home ↑
- Resale Replace flooring with hardwood or tile — Hardwood or tile flooring can increase the home's value and make it more appealing to potential buyers ↑
- Both Install smart home technology — Smart home technology can increase the home's value and make it more energy-efficient ↑
- Resale Landscaping and curb appeal improvements — A well-maintained lawn and landscaping can make the home more attractive to potential buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Springdale School District
- NCES district ID
- 0512660
- Math proficiency
- 38% ▼ -11.00%
- Reading proficiency
- 35% ▼ -6.00%
- Median HH income
- $45,469
- Composite
- 31.18/100
- National rank
- #6046
- State rank
- #100 of 238 in AR
Livability — Springdale
- Score
- 70/100
- State rank
- #48
- US rank
- #7326
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Springdale, AR
- County
- Washington County · 252,056 people
- City population
- 104,811
- Metro
- Fayetteville-Springdale-Rogers, AR
- Population (ZIP)
- 46,092
- Household income
- $82,228
- Rent vs Own
- Severe rent burden
- 719.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 271,748 people
- By 2030
- 296,414 · +9.1%
- By 2040
- 346,874 · +27.6%
- By 2050
- 398,552 · +46.7%
- By 2075
- 523,309 · +92.6%
- By 2100
- 615,280 · +126.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 55% Hispanic / Latino 27% Two or more races 23% Pacific Islander 3% Asian 2% Black 1%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- Italian 3% Slovak 2% Lithuanian 1%
- Foreign-born
- 15% · Canada, Jamaica
- Languages at home
- 75% English-only · Spanish 21% Other Asian/Pacific 3%
Political lean MEDSL · Washington
- 2024 margin
- Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
- 2008→2024 swing
- +6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
- All cycles
- 2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -258.50%
- Current HPI
- 291.4661
- Rent YoY
- ▲ 2.70%
- Metro
- Fayetteville-Springdale-Rogers, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
+390.6% since first listed6 events — show timeline
- 2026-06-17 Pending — WRVBOR
- 2026-05-14 Listed $1 WRVBOR
- 2014-08-29 Sold (MLS) $245,300 NWARMLS
- 2014-02-20 Sold (MLS) $50,000 NWARMLS
- 2014-01-21 Listed $245,300 NWARMLS
- 2006-09-01 Listed $50,000 NWARMLS
Property tax history
+17.4%/yrLatest (2025): $3,841 · +582.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…