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3771 S Deer Valley Dr #151
D+ Composite 49.1
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.8/10.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$55,000

3771 S Deer Valley Dr #151 · Magna, UT 84044
3 bd · 2.0 ba · 920 sqft · Manufactured · 78 Days on market
Built 1995 $1109/mo HOA · 58% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Move-in ready manufactured home in Magna at $55,000 - priced below what the market is showing. Quick access to Hwy 201, Bangerter, and I-215 makes getting around the valley easy. Seller is motivated and open to seller financing. Text or call agent for details!

Key facts

  • Built 1995
  • Listed 78 days

Tags

QUICK ACCESS TO HWY 201QUICK ACCESS TO BANGERTERQUICK ACCESS TO I-215

Property features AI

Finance

  • HOA & community: Homeowners association with a monthly fee of $1,109; Subdivision: SUNSET VISTA

Exterior

  • Utilities: Natural gas connected; Electricity connected; Public sewer connection; Culinary (public) water connected
  • Home design: Manufactured home; Property is built and standing; Residential use; 920 above-grade finished area
  • Construction: Aluminum and frame construction
  • Exterior features: Partially fenced lot; Paved road access; Double-pane windows; Asphalt roof

Interior

  • Kitchen: Disposal
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Carpet; Linoleum
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Gas central heating; Central air conditioning
  • Interior features: Disposal; Slab basement; 9 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $55k.

Deal economics

  • At list price, monthly cash flow is $22 ($270/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $55k).
  • Recommended offer: $52k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#65 in UT, #4,367 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B; Watch: amenities F, health & safety D-.
  • Granite District (suburban): math 26% / reading 32% proficiency, ranked #69 of 80 in UT (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Copper Hills School (math 25% / reading 28%, grade F, #463 of 585 statewide, top 80%, 479 students, 60% FRL); Scott M Matheson Jr High (math 18% / reading 22%, grade F, #128 of 138 statewide, top 93%, 1,081 students, 51% FRL); Cyprus High (math 11% / reading 33%, grade F, #150 of 171 statewide, top 88%, 2,709 students, 47% FRL).
  • Market conditions: 209 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($52k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 58% of rent.
  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $51,700 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.48%
Cap rate
6.78%
Cash-on-cash
1.75%
DSCR
1.08
GRM
2.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.0%
Equity multiple
0.56×
Total profit
$-6,771
Equity at exit
$8,201
10-year hold
IRR
-1.0%
Equity multiple
0.92×
Total profit
$-1,168
Equity at exit
$4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84044

Active inventory
209
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$1,913 high interval (Pro) →
Mortgage (P&I)
$288
Tax est. 1.5%
$69 /mo · $825/yr
Insurance
$23
HOA
$1,109
Vacancy / Maint / Mgmt
$402
Net cashflow
$22

Break-even live

Break-even rent $1,885
Max offer price $55,000
Occupancy floor 94%

Sensitivity live

Price -10% $60 -5% $41 +0% $22 +5% $3 +10% $-16
Rent -10% $-129 -5% $-53 +0% $22 +5% $98 +10% $174
Rate -1.0pp $50 -0.5pp $36 base $22 +0.5pp $8 +1.0pp $-6

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8525 W Elk Mountain Rd Magna, UT 2.0–3.0 1.5–2.0 1075 $1,739 $1.62 15d 2 0.26mi
8279 Arbor Park Dr Magna, UT 1.0–3.0 1.0–2.0 849 $2,094 $2.46 3d 7 0.32mi
8548 W Henderson Way Magna, UT 1.0–3.0 1.0–2.0 983 $2,129 $2.17 3d 25 0.33mi
3544 S Kingsburg Cv Magna, UT 2.0 1.0 885 $1,490 $1.68 15d 1 0.50mi
8061 W Copperfield Pl #32 Magna, UT 3.0 2.0 1005 $1,650 $1.64 6d 1 0.71mi
3700 Jefferson Cir Unit B Magna, UT 2.0 1.0 1000 $1,300 $1.30 25d 1 1.15mi
2679 S Melville Dr Magna, UT 2.0 1.0 795 $1,598 $2.01 18d 1 1.48mi
2846 S 9050 W Unit 2848 Magna, UT 2.0 1.0 615 $1,395 $2.27 25d 1 1.49mi

HOA detail

Monthly dues
$1,109 · $13,308/yr

Listing history 15 events

  1. 2026-06-18
    days on market $55,000 Active 78 DOM
  2. 2026-06-17
    days on market $55,000 Active 77 DOM
  3. 2026-06-16
    days on market $55,000 Active 76 DOM
  4. 2026-06-15
    days on market $55,000 Active 75 DOM
  5. 2026-06-13
    days on market $55,000 Active 73 DOM
  6. 2026-06-09
    days on market $55,000 Active 69 DOM
  7. 2026-06-08
    days on market $55,000 Active 68 DOM
  8. 2026-06-07
    days on market $55,000 Active 67 DOM
  9. 2026-06-03
    days on market $55,000 Active 63 DOM
  10. 2026-06-02
    days on market $55,000 Active 62 DOM
  11. 2026-06-01
    days on market $55,000 Active 61 DOM
  12. 2026-05-31
    days on market $55,000 Active 60 DOM
  13. 2026-04-02
    listed $55,000 Active
  14. 2016-06-16
    historical
  15. 2015-12-16
    listed $27,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥93°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,960
− Mortgage interest
−$3,081
− Property taxes
−$825
− Insurance
−$275
− Repairs & maintenance
−$1,837
− Management
−$1,837
− HOA
−$13,308
− Depreciation
−$1,600
Taxable income
$198
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$47
After-tax cash flow
$222/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Granite District
NCES district ID
4900360
Math proficiency
26% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$55,971
Composite
25.93/100
National rank
#7336
State rank
#69 of 80 in UT

Livability — Magna

Score
74/100
State rank
#65
US rank
#4367

Category grades

Amenities F Commute A+ Cost of living B Crime B- Employment B- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Magna, UT
County
Salt Lake County · 1,195,750 people
City population
30,031
Metro
Salt Lake City, UT
Population (ZIP)
30,031
Household income
$90,346
Rent vs Own
21.1% rent · 78.9% own
Severe rent burden
384.0

Population outlook (Salt Lake County) Hauer SSP2

Today (2025)
1,305,860 people
By 2030
1,402,611 · +7.4%
By 2040
1,594,533 · +22.1%
By 2050
1,787,244 · +36.9%
By 2075
2,224,138 · +70.3%
By 2100
2,551,390 · +95.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 54% Hispanic / Latino 36% Two or more races 14% Asian 2% Pacific Islander 2% Black 2%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Slovak 4% Iranian 2% Italian 2%
Foreign-born
16% · Canada, Jamaica
Languages at home
71% English-only · Spanish 24% Other Asian/Pacific 2% Other Indo-European 2%

Political lean MEDSL · Salt Lake

2024 margin
D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
2008→2024 swing
+10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
All cycles
2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -191.88%
Current HPI
355.0523
Rent YoY
Metro
Salt Lake City, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+97.1% since first listed
3 events — show timeline
  • 2026-04-02 Listed $55,000 WFRMLS
  • 2016-06-16 Listing Removed WFRMLS
  • 2015-12-16 Listed $27,900 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…