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3701 Davis Rd
D- Composite 35.32
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • DSCR +3.9/10.0
  • ARV discount +3.6/15.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$255,000

3701 Davis Rd · Moss Bluff, LA 70669
4 bd · 2.0 ba · 2,091 sqft · SingleFamily · 68 Days on market
Built 2005 0.40 ac lot $122/sqft · 9% above area Est $235k · 9% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Waterfront living at its best! Situated on a canal with access to the West Fork of the Calcasieu River, this amazingly well kept 4-bedroom, 2-bath home offers the perfect blend of comfort and functionality. The open living area is filled with natural light and flows effortlessly to a large screened-in porch—ideal for relaxing or entertaining while enjoying peaceful water views. Outside, you’ll also find a fish cleaning station, making this home perfect for those who love life on the water. The kitchen features custom copper accents, while the spacious primary suite includes porch access, a soaking tub, separate shower, dual vanities, and two closets. Additional highlights include 36” doorways, gas connections inside and out, and a 5-car garage with a concrete ramp and hot/cold water hookups. Located in Flood Zone AE with transferable flood insurance currently around $1,120/year. Connected to community sewer ($160 quarterly). Enjoy everyday waterfront living and relaxing days on the porch. all measurements are more or less.

Key facts

  • Soaking tub
  • Waterfront living
  • Canal access

Tags

WATERFRONT LIVINGCANAL ACCESSLARGE SCREENED-IN PORCHFISH CLEANING STATIONCUSTOM COPPER ACCENTSSOAKING TUB

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $-19 ($-226/yr) — negative.
  • To cash-flow at today's rent, offer at most $252k (1.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (17.6% below list).
  • Recommended offer: $210k (17.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.5% in Moss Bluff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#39 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Westwood Elementary School (411 students, 62% FRL); S. P. Arnett Middle School (math 25% / reading 51%, grade F, #73 of 218 statewide, top 34%, 370 students, 55% FRL); Westlake High School (math 37% / reading 42%, grade F, #80 of 265 statewide, top 32%, 529 students, 44% FRL) — zoned schools at 53% FRL track the district average.
  • Market conditions: 148 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
Recommended offer $210,004 (17.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.20%
Cash-on-cash
-0.32%
DSCR
0.99
GRM
10.1

CMA / ARV

ARV (median comp)
$234,587
List price
$255,000
Delta
8.70%
Verdict
FAIR
Comps
19 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
112 Villa Dr 0.11mi 3/3.0 (-1) 2,303 (+10%) 2mo $430,000 $187 67
570 Ann Terrace Ave 0.60mi 4/1.5 1,913 (-8%) 5mo $45,000 $24 52
128 Villa Dr 0.09mi 4/3.5 2,350 (+12%) 23mo $405,000 $172 50
3401 Davis Rd 0.56mi 3/2.0 (-1) 1,988 (-5%) 21mo $185,000 $93 43
358 Ann Terrace Ave 0.70mi 4/2.0 1,825 (-13%) 13mo $255,000 $140 35
3148 Jerrie Ave 0.69mi 3/2.0 (-1) 1,815 (-13%) 13mo $222,200 $122 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.8%
Equity multiple
0.40×
Total profit
$-42,538
Equity at exit
$38,021
10-year hold
IRR
-8.7%
Equity multiple
0.46×
Total profit
$-38,665
Equity at exit
$22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70669

Active inventory
148
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,100 medium interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$234 /mo · $2,812/yr
Insurance
$106
HOA
$0
Vacancy / Maint / Mgmt
$441
Net cashflow
$-19

Break-even live

Break-even rent $2,124
Max offer price $251,679
Occupancy floor 96%

Sensitivity live

Price -10% $126 -5% $53 +0% $-19 +5% $-91 +10% $-163
Rent -10% $-185 -5% $-102 +0% $-19 +5% $64 +10% $147
Rate -1.0pp $110 -0.5pp $46 base $-19 +0.5pp $-85 +1.0pp $-152

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,750
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3855 River Rd Westlake, LA 3.0 2.0 1585 $2,300 $1.45 22d 1 1.08mi

Listing history 18 events

  1. 2026-06-21
    days on market $255,000 Active 68 DOM
  2. 2026-06-19
    days on market $255,000 Active 66 DOM
  3. 2026-06-18
    days on market $255,000 Active 65 DOM
  4. 2026-06-17
    days on market $255,000 Active 64 DOM
  5. 2026-06-16
    days on market $255,000 Active 63 DOM
  6. 2026-06-15
    days on market $255,000 Active 62 DOM
  7. 2026-06-14
    days on market $255,000 Active 60 DOM
  8. 2026-06-13
    days on market $255,000 Active 59 DOM
  9. 2026-06-10
    days on market $255,000 Active 57 DOM
  10. 2026-06-09
    days on market $255,000 Active 56 DOM
  11. 2026-06-08
    days on market $255,000 Active 55 DOM
  12. 2026-06-07
    days on market $255,000 Active 54 DOM
  13. 2026-06-05
    days on market $255,000 Active 51 DOM
  14. 2026-06-02
    days on market $255,000 Active 49 DOM
  15. 2026-06-01
    days on market $255,000 Active 48 DOM
  16. 2026-05-31
    days on market $255,000 Active 47 DOM
  17. 2026-05-30
    days on market $255,000 Active 46 DOM
  18. 2026-04-15
    listed $255,000 Active 1056-char remark
    Show marketing remark (1056 chars)

    Waterfront living at its best! Situated on a canal with access to the West Fork of the Calcasieu River, this amazingly well kept 4-bedroom, 2-bath home offers the perfect blend of comfort and functionality. The open living area is filled with natural light and flows effortlessly to a large screened-in porch—ideal for relaxing or entertaining while enjoying peaceful water views. Outside, you’ll also find a fish cleaning station, making this home perfect for those who love life on the water. The kitchen features custom copper accents, while the spacious primary suite includes porch access, a soaking tub, separate shower, dual vanities, and two closets. Additional highlights include 36” doorways, gas connections inside and out, and a 5-car garage with a concrete ramp and hot/cold water hookups. Located in Flood Zone AE with transferable flood insurance currently around $1,120/year. Connected to community sewer ($160 quarterly). Enjoy everyday waterfront living and relaxing days on the porch. all measurements are more or less.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,812 · $234/mo
Projected year-2 tax
$2,812 · $234/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,200
− Mortgage interest
−$14,284
− Property taxes
−$2,812
− Insurance
−$1,275
− Repairs & maintenance
−$2,016
− Management
−$2,016
− Depreciation
−$7,418
Taxable loss
−$4,621
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,109
After-tax cash flow
$883/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Moss Bluff

Score
72/100
State rank
#39
US rank
#6117

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment A Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Calcasieu Parish · 170,889 people
Metro
Lake Charles, LA
Population (ZIP)
9,552
Household income
$69,106
Rent vs Own
21.3% rent · 78.7% own
Severe rent burden
178.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 9% Two or more races 4% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 7% Serbian 2% Italian 1%
Foreign-born
3% · Canada, South Korea
Languages at home
93% English-only · Other Asian/Pacific 3% Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.45%
Current HPI
81.9801
Rent YoY
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-15 Listed $255,000 SWLAR

Property tax history

+0.3%/yr

Latest (2025): $2,812 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…