2723 Briarwood Cir · Moss Point, MS
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.16%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.2/30.0
- ARV discount +15.0/15.0
- Appreciation +7.3/10.0
- DSCR +5.7/10.0
- 1% rule +5.0/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
$299,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this spacious 4-bedroom, 2.5-bath house nestled in the desirable North Shore Subdivision. With over 3,500 square feet of living space, this home provides ample room for the entire family. Newly renovated, it features a new stove, fridge, microwave, HVAC system, and more. Conveniently located in the Moss Point School District, Moss Point High School is just a mile away. Enjoy easy access to I-10. This USDA-eligible area offers a great opportunity for you. Schedule your private showing today!
Key facts
- New stove
- New fridge
- New microwave
Tags
Property features AI
Finance
- Other: Living area reported from public records; Lot size approximately 0.32 acres
Exterior
- Parking: Attached carport (2 spaces); Total 2 parking spaces
- Utilities: Public water; Public sewer; Electricity connected; Water connected
- Home design: Single family residence; Patio home; One level; Move-in ready
- Construction: Brick construction; Architectural shingle roof; Slab foundation; Built year available from public records
- Exterior features: Corner lot
Interior
- Kitchen: Dishwasher; Electric range; Microwave
- Bedrooms: Bedrooms information not provided
- Flooring: Marble; Tile; Vinyl
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (electric); Central air; Ceiling fans; Electric and gas utilities; Multiple cooling units
- Interior features: Breakfast bar; Ceiling fans; Crown molding; Double vanity; Eat-in kitchen; Entrance foyer; Kitchen island; Recessed lighting; Tray ceilings; Walk-in closets; Wet bar; Insulated windows; Has fireplace
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $299k.
Deal economics
- At list price, monthly cash flow is $269 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $299k).
- Recommended offer: $295k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#77 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D+, schools D, amenities F.
- Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 86 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).
Forward outlook
- In year one you build about $16k of equity ($2k loan paydown + $14k appreciation (4.6% local appreciation)).
- At projected returns (4.6% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.37%
- Cash-on-cash
- 3.86%
- DSCR
- 1.17
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $522,000
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5207 North Dr | 0.42mi | 4/3.0 | 3,821 (+5%) | 7mo | $549,000 | $144 | 66 |
| 2513 Duck Lake Dr | 0.16mi | 4/2.5 | 3,132 (-14%) | 4mo | $345,000 | $110 | 64 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.6% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 15.2%
- Equity multiple
- 1.95×
- Total profit
- $79,377
- Equity at exit
- $162,260
- IRR
- 15.9%
- Equity multiple
- 3.73×
- Total profit
- $228,660
- Equity at exit
- $274,275
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39563
- Home prices YoY
- 3.0%
- Active inventory
- 86
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $3,000 medium interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax from tax record
- −$408 /mo · $4,899/yr
- Insurance
- −$125
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$630
- Net cashflow
- $269
Break-even live
Sensitivity live
| Price | -10% $438 | -5% $354 | +0% $269 | +5% $185 | +10% $100 |
|---|---|---|---|---|---|
| Rent | -10% $32 | -5% $151 | +0% $269 | +5% $388 | +10% $506 |
| Rate | -1.0pp $420 | -0.5pp $345 | base $269 | +0.5pp $192 | +1.0pp $113 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5300 Beardslee St Moss Point, MS | 5.0 | 3.5 | 4900 | $3,000 | $0.61 | 21d | 1 | 0.99mi |
Listing history 31 events
-
2026-06-18days on market $299,000 Active 26 DOM
-
2026-06-17days on market $299,000 Active 25 DOM
-
2026-06-16days on market $299,000 Active 24 DOM
-
2026-06-15days on market $299,000 Active 23 DOM
-
2026-06-14days on market $299,000 Active 21 DOM
-
2026-06-13days on market $299,000 Active 20 DOM
-
2026-06-10days on market $299,000 Active 18 DOM
-
2026-06-09days on market $299,000 Active 17 DOM
-
2026-06-08days on market $299,000 Active 16 DOM
-
2026-06-07days on market $299,000 Active 15 DOM
-
2026-06-02days on market $299,000 Active 10 DOM
-
2026-06-01days on market $299,000 Active 9 DOM
-
2026-05-31days on market $299,000 Active 8 DOM
-
2026-05-30days on market $299,000 Active 7 DOM
-
2026-05-22$299,000 Active
-
2025-08-07status Active
-
2025-07-22status Pending
-
2025-07-22historical
-
2025-06-24price $289,000
-
2025-06-24price $289,000
-
2025-04-13price $299,000
-
2025-04-10price $299,000
-
2025-02-21$325,000 Active
-
2021-09-15historical
-
2018-03-06historical
-
2017-04-15$114,900
-
2015-08-21$110,000
-
2010-11-29soldstatus
-
2010-09-22$58,000
-
2006-09-28soldstatus
-
2006-04-12$139,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $4,899 · $408/mo
- Projected year-2 tax
- $4,899 · $408/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 16% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,000
- − Mortgage interest
- −$16,749
- − Property taxes
- −$4,899
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,880
- − Management
- −$2,880
- − Depreciation
- −$8,698
- Taxable loss
- −$1,601
- Est. tax savings @ 24.0%
- +$384
- After-tax cash flow
- $3,614/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Moss Point Separate School District
- NCES district ID
- 2803000
- Math proficiency
- 17% ▼ -3.00%
- Reading proficiency
- 22% ▬ 0.00%
- Median HH income
- $38,041
- Composite
- 16.34/100
- National rank
- #9205
- State rank
- #94 of 130 in MS
Livability — Moss Point
- Score
- 67/100
- State rank
- #77
- US rank
- #10398
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Moss Point, MS
- City population
- 12,023
- Population (ZIP)
- 12,023
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 146,926 people
- By 2030
- 148,442 · +1.0%
- By 2040
- 149,631 · +1.8%
- By 2050
- 148,723 · +1.2%
- By 2075
- 147,845 · +0.6%
- By 2100
- 144,510 · -1.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (74%)
- Race & ethnicity
- Black 74% White 18% Hispanic / Latino 4% Two or more races 2%
- Common ancestry
- Lithuanian 0%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 3%
Political lean MEDSL · Jackson
- 2024 margin
- Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
- 2008→2024 swing
- -6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
- All cycles
- 2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.60%
- Current HPI
- 155.3138
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+113.7% since first listed17 events — show timeline
- 2026-05-22 Listed $299,000 MLSU
- 2025-08-07 Relisted — MLSU
- 2025-07-22 Pending — MLSU
- 2025-07-22 Listing Removed — MLSU
- 2025-06-24 Price Changed $289,000 PRCBOR
- 2025-06-24 Price Changed $289,000 MLSU
- 2025-04-13 Price Changed $299,000 PRCBOR
- 2025-04-10 Price Changed $299,000 MLSU
- 2025-02-21 Listed $325,000 MLSU
- 2021-09-15 Listing Removed — MLSU
- 2018-03-06 Listing Removed — MLSU
- 2017-04-15 Listed $114,900 MLSU
- 2015-08-21 Listed $110,000 MLSU
- 2010-11-29 Sold (MLS) — MLSU
- 2010-09-22 Listed $58,000 MLSU
- 2006-09-28 Sold (MLS) — MLSU
- 2006-04-12 Listed $139,900 MLSU
Property tax history
+19.8%/yrLatest (2025): $4,899 · +8.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…