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2723 Briarwood Cir
C+ Composite 61.25
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.2/30.0
  • ARV discount +15.0/15.0
  • Appreciation +7.3/10.0
  • DSCR +5.7/10.0
  • 1% rule +5.0/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$299,000

2723 Briarwood Cir · Moss Point, MS 39563
4 bd · 3.0 ba · 3,625 sqft · SingleFamily public records · 26 Days on market
Built 1973 0.32 ac lot Est $522k · 43% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this spacious 4-bedroom, 2.5-bath house nestled in the desirable North Shore Subdivision. With over 3,500 square feet of living space, this home provides ample room for the entire family. Newly renovated, it features a new stove, fridge, microwave, HVAC system, and more. Conveniently located in the Moss Point School District, Moss Point High School is just a mile away. Enjoy easy access to I-10. This USDA-eligible area offers a great opportunity for you. Schedule your private showing today!

Key facts

  • New stove
  • New fridge
  • New microwave

Tags

NORTH SHORE SUBDIVISIONNEW STOVENEW FRIDGENEW MICROWAVENEW HVAC SYSTEMMOSS POINT SCHOOL DISTRICT

Property features AI

Finance

  • Other: Living area reported from public records; Lot size approximately 0.32 acres

Exterior

  • Parking: Attached carport (2 spaces); Total 2 parking spaces
  • Utilities: Public water; Public sewer; Electricity connected; Water connected
  • Home design: Single family residence; Patio home; One level; Move-in ready
  • Construction: Brick construction; Architectural shingle roof; Slab foundation; Built year available from public records
  • Exterior features: Corner lot

Interior

  • Kitchen: Dishwasher; Electric range; Microwave
  • Bedrooms: Bedrooms information not provided
  • Flooring: Marble; Tile; Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air; Ceiling fans; Electric and gas utilities; Multiple cooling units
  • Interior features: Breakfast bar; Ceiling fans; Crown molding; Double vanity; Eat-in kitchen; Entrance foyer; Kitchen island; Recessed lighting; Tray ceilings; Walk-in closets; Wet bar; Insulated windows; Has fireplace
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $269 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $299k).
  • Recommended offer: $295k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#77 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D+, schools D, amenities F.
  • Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 86 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($2k loan paydown + $14k appreciation (4.6% local appreciation)).
  • At projected returns (4.6% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $294,515 (1.5% below list)

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.37%
Cash-on-cash
3.86%
DSCR
1.17
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$522,000
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5207 North Dr 0.42mi 4/3.0 3,821 (+5%) 7mo $549,000 $144 66
2513 Duck Lake Dr 0.16mi 4/2.5 3,132 (-14%) 4mo $345,000 $110 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.2%
Equity multiple
1.95×
Total profit
$79,377
Equity at exit
$162,260
10-year hold
IRR
15.9%
Equity multiple
3.73×
Total profit
$228,660
Equity at exit
$274,275

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39563

Home prices YoY
3.0%
Active inventory
86
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$3,000 medium interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$408 /mo · $4,899/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$630
Net cashflow
$269

Break-even live

Break-even rent $2,659
Max offer price $299,000
Occupancy floor 86%

Sensitivity live

Price -10% $438 -5% $354 +0% $269 +5% $185 +10% $100
Rent -10% $32 -5% $151 +0% $269 +5% $388 +10% $506
Rate -1.0pp $420 -0.5pp $345 base $269 +0.5pp $192 +1.0pp $113

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5300 Beardslee St Moss Point, MS 5.0 3.5 4900 $3,000 $0.61 21d 1 0.99mi

Listing history 31 events

  1. 2026-06-18
    days on market $299,000 Active 26 DOM
  2. 2026-06-17
    days on market $299,000 Active 25 DOM
  3. 2026-06-16
    days on market $299,000 Active 24 DOM
  4. 2026-06-15
    days on market $299,000 Active 23 DOM
  5. 2026-06-14
    days on market $299,000 Active 21 DOM
  6. 2026-06-13
    days on market $299,000 Active 20 DOM
  7. 2026-06-10
    days on market $299,000 Active 18 DOM
  8. 2026-06-09
    days on market $299,000 Active 17 DOM
  9. 2026-06-08
    days on market $299,000 Active 16 DOM
  10. 2026-06-07
    days on market $299,000 Active 15 DOM
  11. 2026-06-02
    days on market $299,000 Active 10 DOM
  12. 2026-06-01
    days on market $299,000 Active 9 DOM
  13. 2026-05-31
    days on market $299,000 Active 8 DOM
  14. 2026-05-30
    days on market $299,000 Active 7 DOM
  15. 2026-05-22
    listed $299,000 Active
  16. 2025-08-07
    status Active
  17. 2025-07-22
    status Pending
  18. 2025-07-22
    historical
  19. 2025-06-24
    price $289,000
  20. 2025-06-24
    price $289,000
  21. 2025-04-13
    price $299,000
  22. 2025-04-10
    price $299,000
  23. 2025-02-21
    listed $325,000 Active
  24. 2021-09-15
    historical
  25. 2018-03-06
    historical
  26. 2017-04-15
    listed $114,900
  27. 2015-08-21
    listed $110,000
  28. 2010-11-29
    soldstatus
  29. 2010-09-22
    listed $58,000
  30. 2006-09-28
    soldstatus
  31. 2006-04-12
    listed $139,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$4,899 · $408/mo
Projected year-2 tax
$4,899 · $408/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 16% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,000
− Mortgage interest
−$16,749
− Property taxes
−$4,899
− Insurance
−$1,495
− Repairs & maintenance
−$2,880
− Management
−$2,880
− Depreciation
−$8,698
Taxable loss
−$1,601
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$384
After-tax cash flow
$3,614/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moss Point Separate School District
NCES district ID
2803000
Math proficiency
17% ▼ -3.00%
Reading proficiency
22% ▬ 0.00%
Median HH income
$38,041
Composite
16.34/100
National rank
#9205
State rank
#94 of 130 in MS

Livability — Moss Point

Score
67/100
State rank
#77
US rank
#10398

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Moss Point, MS
City population
12,023
Population (ZIP)
12,023

Population outlook (Jackson County) Hauer SSP2

Today (2025)
146,926 people
By 2030
148,442 · +1.0%
By 2040
149,631 · +1.8%
By 2050
148,723 · +1.2%
By 2075
147,845 · +0.6%
By 2100
144,510 · -1.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (74%)
Race & ethnicity
Black 74% White 18% Hispanic / Latino 4% Two or more races 2%
Common ancestry
Lithuanian 0%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Jackson

2024 margin
Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
2008→2024 swing
-6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
All cycles
2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.60%
Current HPI
155.3138
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+113.7% since first listed
17 events — show timeline
  • 2026-05-22 Listed $299,000 MLSU
  • 2025-08-07 Relisted MLSU
  • 2025-07-22 Pending MLSU
  • 2025-07-22 Listing Removed MLSU
  • 2025-06-24 Price Changed $289,000 PRCBOR
  • 2025-06-24 Price Changed $289,000 MLSU
  • 2025-04-13 Price Changed $299,000 PRCBOR
  • 2025-04-10 Price Changed $299,000 MLSU
  • 2025-02-21 Listed $325,000 MLSU
  • 2021-09-15 Listing Removed MLSU
  • 2018-03-06 Listing Removed MLSU
  • 2017-04-15 Listed $114,900 MLSU
  • 2015-08-21 Listed $110,000 MLSU
  • 2010-11-29 Sold (MLS) MLSU
  • 2010-09-22 Listed $58,000 MLSU
  • 2006-09-28 Sold (MLS) MLSU
  • 2006-04-12 Listed $139,900 MLSU

Property tax history

+19.8%/yr

Latest (2025): $4,899 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…