Burlington Plan · Foristell, MO 63348

$269,900

3 bd · 2.0 ba · 1,566 sqft · SingleFamily · 450 Days on market

Excellent condition

---

Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +7.1/30.0
• Condition / age +4.8/5.0
• Schools +4.3/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

Key facts

• 2 garage spots
• Listed 450 days

🏗️ New construction. The $269,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $345,296.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-484 ($-6k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (10.8% below list).
• Recommended offer: $238k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 60/100 on livability (#484 in MO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: amenities F, commute F, cost of living D-.
• Wentzville R-IV (suburban): math 44% / reading 52% proficiency, ranked #32 of 324 in MO (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 18% free/reduced lunch — higher-income household profile.
• Zoned schools: Boone Trail Elem. (math 44% / reading 51%, grade D, #342 of 1,115 statewide, top 31%, 535 students, 10% FRL); Wentzville South Middle (math 49% / reading 51%, grade C, #68 of 391 statewide, top 18%, 1,131 students, 14% FRL); Timberland High (math 36% / reading 63%, grade D, #124 of 521 statewide, top 28%, 1,676 students, 13% FRL).
• Market conditions: 172 active listings in the ZIP; 2,021 units permitted in St. Charles County in 2024 (568 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• St. Charles County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 450 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask is 4% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Recommended offer $237,512 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 450 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 4.61%
• Cash-on-cash: -6.01%
• DSCR: 0.73
• GRM: 12.0

CMA / ARV

• ARV (median comp): $345,296
• List price: $269,900
• Delta: -21.84%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
406 Honor Hill Dr	0.23mi	3/2.0	1,562 (-0%)	2mo	$350,000	$224	87
117 Liberty Valley Dr	0.21mi	3/2.0	1,522 (-3%)	4mo	$320,000	$210	82
114 Town Centre Ct	0.07mi	3/2.0	1,719 (+10%)	1mo	$329,900	$192	80
47 Town Centre Ct	0.15mi	3/2.5	1,405 (-10%)	1mo	$299,900	$213	73
39 Town Centre Ct	0.17mi	3/2.5	1,405 (-10%)	2mo	$299,900	$213	72
2 Town Centre Ct	0.24mi	3/2.0	1,719 (+10%)	2mo	$334,900	$195	71
317 Freedom Dr	0.23mi	3/2.5	1,728 (+10%)	1mo	$339,900	$197	69
510 Founders Way	0.16mi	3/2.5	1,728 (+10%)	6mo	$339,900	$197	68
414 Honor Hill Dr	0.26mi	3/2.5	1,728 (+10%)	2mo	$359,999	$208	67
166 Liberty Valley Dr	0.36mi	3/2.5	1,728 (+10%)	0mo	$349,900	$202	64
136 Liberty Valley Dr	0.27mi	3/2.0	1,800 (+15%)	1mo	$369,000	$205	62
144 Liberty Valley Dr	0.28mi	3/2.0	1,336 (-15%)	6mo	$318,900	$239	57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -26.6%
• Equity multiple: 0.10×
• Total profit: $-86,757
• Equity at exit: $51,485

10-year hold

• IRR: -23.9%
• Equity multiple: -0.19×
• Total profit: $-115,111
• Equity at exit: $29,855

Cash invested: $96,683 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63348

• Home prices YoY: -30.5%
• Active inventory: 172
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,408 medium
• Mortgage (P&I): −$1,811
• Tax est. 1.5%: −$432 /mo · $5,179/yr
• Insurance: −$144
• HOA: −$0
• Vacancy / Maint / Mgmt: −$506
• Net cashflow: $-484

Break-even live

Break-even rent $3,021

Max offer price $275,228

Occupancy floor —

Sensitivity live

Price	-10% $-246	-5% $-365	+0% $-484	+5% $-604	+10% $-723
Rent	-10% $-674	-5% $-579	+0% $-484	+5% $-389	+10% $-294
Rate	-1.0pp $-310	-0.5pp $-396	base $-484	+0.5pp $-574	+1.0pp $-665

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $86,324
• Closing costs: $10,359
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-21
   days on market $269,900 Active 450 DOM
2. 2026-06-18
   days on market $269,900 Active 447 DOM
3. 2026-06-17
   days on market $269,900 Active 446 DOM
4. 2026-06-16
   days on market $269,900 Active 445 DOM
5. 2026-06-15
   days on market $269,900 Active 444 DOM
6. 2026-06-13
   days on market $269,900 Active 442 DOM
7. 2026-06-13
   days on market $269,900 Active 441 DOM
8. 2026-06-09
   days on market $269,900 Active 438 DOM
9. 2026-06-08
   days on market $269,900 Active 437 DOM
10. 2026-06-08
    days on market $269,900 Active 436 DOM
11. 2026-06-05
    days on market $269,900 Active 433 DOM
12. 2026-06-03
    days on market $269,900 Active 432 DOM
13. 2026-06-02
    days on market $269,900 Active 431 DOM
14. 2026-06-01
    days on market $269,900 Active 430 DOM
15. 2026-05-31
    days on market $269,900 Active 429 DOM
16. 2026-01-16
    status Active 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

17. 2026-01-16
    price $269,900 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

18. 2025-10-31
    historical 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

19. 2025-09-01
    price $276,900 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

20. 2025-05-01
    price $274,900 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

21. 2025-03-15
    price $269,900 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

22. 2025-03-04
    price $264,900 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

23. 2025-01-11
    listed $259,900 Active 674-char remark

    Show marketing remark (674 chars)

    This stunning two story home features 2 or 3 bedrooms and 2 full baths, plus an optional powder room on the main floor. You'll love the open floorplan with the spacious living room that flows to the kitchen and breakfast area. There's plenty of cabinetry, plus you can personalize with a breakfast bar for additional seating. Upstairs you'll find the master suite with a large walk in closet, secondary closet, and private bathroom, plus a second bedroom, loft and additional full bath. The Burlington includes 2 car garage, soffits & fascia and much more! Additional choices include 3 bedroom plan, 2nd floor laundry, luxury master bath, powder room, and bay windows.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $28,892
• − Mortgage interest: −$19,342
• − Property taxes: −$5,179
• − Insurance: −$1,726
• − Repairs & maintenance: −$2,311
• − Management: −$2,311
• − Depreciation: −$10,045
• Taxable loss: −$12,024
• Est. tax savings @ 24.0%: +$2,886
• After-tax cash flow: $-2,925/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This stunning two-story home is move-in ready with excellent condition and a fresh, modern aesthetic. It offers a spacious floor plan, modern bathrooms, and a well-maintained exterior. Potential buyers and renters will appreciate the home's curb appeal and functionality.

Value-add opportunities

• Resale Painting interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Resale Updating light fixtures — Modern lighting fixtures improve the home's curb appeal and functionality
• Both Adding smart home features — Smart home features increase convenience and appeal to both buyers and renters
• Resale Upgrading appliances — Modern appliances improve the home's functionality and appeal to potential buyers

Renovation cost estimate screening

Value-add ROI direction

• Resale Painting interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Resale Updating light fixtures — Modern lighting fixtures improve the home's curb appeal and functionality ↑
• Both Adding smart home features — Smart home features increase convenience and appeal to both buyers and renters ↑
• Resale Upgrading appliances — Modern appliances improve the home's functionality and appeal to potential buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Wentzville R-IV
• NCES district ID: 2931650
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 52% ▼ -7.00%
• Median HH income: $74,961
• Composite: 43.49/100
• National rank: #2994
• State rank: #32 of 324 in MO

Livability — Foristell

• Score: 60/100
• State rank: #484
• US rank: #18988

Category grades

Amenities F Commute F Cost of living D- Crime B- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Foristell, MO
• Population (ZIP): 10,207

Population outlook (St. Charles County) Hauer SSP2

• Today (2025): 437,857 people
• By 2030: 461,707 · +5.4%
• By 2040: 503,222 · +14.9%
• By 2050: 534,684 · +22.1%
• By 2075: 597,047 · +36.4%
• By 2100: 609,682 · +39.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Black 2%
• Common ancestry: Romanian 5% Italian 3% Slovak 3%
• Foreign-born: 1% · Canada
• Languages at home: 99% English-only · German/W. Germanic 1%

Political lean MEDSL · St. Charles

• 2024 margin: R (+17.0) · D 40.8% · R 57.8% · Other 1.4%
• 2008→2024 swing: -7.2pp toward R · 2008: -9.7pp · 2024: -17.0pp
• All cycles: 2024: R+17.0 2020: R+17.5 2016: R+26.4 2012: R+21.0 2008: R+9.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.34%
• Current HPI: 219.9838
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+3.8% since first listed

8 events — show timeline

• 2026-01-16 Relisted — Zillow
• 2026-01-16 Price Changed $269,900 Zillow
• 2025-10-31 Delisted — Zillow
• 2025-09-01 Price Changed $276,900 Zillow
• 2025-05-01 Price Changed $274,900 Zillow
• 2025-03-15 Price Changed $269,900 Zillow
• 2025-03-04 Price Changed $264,900 Zillow
• 2025-01-11 Listed $259,900 Zillow