628 W Caladium Cir Unit A · Panama City Beach, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.2/30.0
- Schools +4.3/10.0
- Livability +3.9/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- DSCR +2.2/10.0
- 1% rule +2.1/10.0
- Appreciation +0.0/10.0
$325,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!
Key facts
- Enclosed fence
- Short walk to beach
- Private balcony
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $325k.
Deal economics
- At list price, monthly cash flow is $-302 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $272k (16.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (28.7% below list).
- Recommended offer: $232k (28.7% below list) — sets the bar for 1% rule.
- Cap rate 5.2% vs local median 2.6% in Panama City Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#172 in FL, #2,624 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D-, commute F.
- Bay (suburban): math 51% / reading 51% proficiency, ranked #29 of 73 in FL (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 1249 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,473 units permitted in Bay County in 2024 (559 in 5+ unit buildings).
- This rent runs 35% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Bay County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 274 days — a 12% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 274 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 5.18%
- Cash-on-cash
- -3.98%
- DSCR
- 0.82
- GRM
- 11.7
CMA / ARV
- ARV (median comp)
- $404,375
- List price
- $325,000
- Delta
- -19.63%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14415 Front Beach Rd #1904 | 0.29mi | 2/2.0 | 1,146 (+5%) | 7mo | $435,000 | $380 | 72 |
| 14415 Front Beach Rd #1105 | 0.29mi | 2/2.0 | 1,146 (+5%) | 10mo | $450,000 | $393 | 69 |
| 14415 Front Beach Rd #1006 | 0.29mi | 2/2.0 | 1,146 (+5%) | 10mo | $460,000 | $401 | 69 |
| 14415 Front Beach Rd #2203 | 0.29mi | 2/2.0 | 1,146 (+5%) | 18mo | $485,000 | $423 | 63 |
| 14415 Front Beach Rd #806 | 0.29mi | 2/2.0 | 1,146 (+5%) | 21mo | $515,000 | $449 | 60 |
| 14701 Front Beach Rd #727 | 0.11mi | 1/2.0 (-1) | 934 (-14%) | 11mo | $410,000 | $439 | 57 |
| 14701 Front Beach Rd #1734 | 0.11mi | 1/2.0 (-1) | 934 (-14%) | 12mo | $430,000 | $460 | 56 |
| 14701 Front Beach Rd #1228 | 0.11mi | 1/2.0 (-1) | 934 (-14%) | 14mo | $377,000 | $404 | 54 |
| 15100 Front Bch #1505 | 0.28mi | 2/2.0 | 1,246 (+14%) | 14mo | $360,000 | $289 | 51 |
| 15100 Front Beach Rd #924 | 0.28mi | 1/1.5 (-1) | 957 (-12%) | 15mo | $350,000 | $366 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.52% rent growth · sell at horizon
- IRR
- -25.7%
- Equity multiple
- 0.15×
- Total profit
- $-77,553
- Equity at exit
- $48,459
- IRR
- -31.7%
- Equity multiple
- -0.26×
- Total profit
- $-114,446
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32413
- Home prices YoY
- -34.4%
- Rents YoY
- 0.5%
- Active inventory
- 1249
- Price-to-rent
- 11.7×
Monthly cashflow live
- Estimated rent
- $2,318 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$293 /mo · $3,516/yr
- Insurance
- −$135
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$487
- Net cashflow
- $-302
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14701 Front Beach Rd Unit 1523326P Panama City Beach, FL | 2.0 | 2.0 | 1302 | $3,263 | $2.51 | 21d | 1 | 0.09mi |
| 231 Poinsettia Dr Unit A Panama City Beach, FL | 2.0 | 2.0 | 840 | $1,500 | $1.79 | 21d | 1 | 0.25mi |
| 505 Anemone St Unit 1511627P Panama City Beach, FL | 2.0 | 2.0 | 990 | $3,929 | $3.97 | 21d | 1 | 0.41mi |
| 201 Hills Rd Panama City Beach, FL | 1.0–2.0 | 1.0–2.0 | 994 | $2,175 | $2.19 | 21d | 20 | 0.47mi |
| 201 Cape Cod Dr Panama City Beach, FL | 3.0 | 2.0 | 1195 | $1,700 | $1.42 | 21d | 1 | 0.74mi |
| 509 Lighthouse Rd Panama City Beach, FL | 2.0 | 2.0 | 965 | $1,500 | $1.55 | 21d | 1 | 0.78mi |
| 15817 Front Beach Rd Unit 1523369P Panama City Beach, FL | 1.0 | 2.0 | 839 | $5,602 | $6.68 | 13d | 1 | 0.97mi |
| 314 Evergreen St Panama City Beach, FL | 3.0 | 2.0 | 960 | $1,800 | $1.88 | 21d | 1 | 1.06mi |
| 15900 Front Beach Rd Unit 1523329P Panama City Beach, FL | 1.0 | 1.0 | 850 | $5,592 | $6.58 | 13d | 1 | 1.07mi |
| 1105 Clara Ave Panama City Beach, FL | 3.0 | 1.0–2.0 | 938 | $1,863 | $1.99 | 13d | 14 | 1.38mi |
| 900 Clara Ave Panama City Beach, FL | 1.0–3.0 | 1.0–2.0 | 1134 | $1,800 | $1.59 | 13d | 15 | 1.39mi |
Listing history 30 events
-
2026-06-19days on market $325,000 Active 274 DOM
-
2026-06-18days on market $325,000 Active 273 DOM
-
2026-06-17days on market $325,000 Active 272 DOM
-
2026-06-16days on market $325,000 Active 271 DOM
-
2026-06-15days on market $325,000 Active 270 DOM
-
2026-06-14days on market $325,000 Active 268 DOM
-
2026-06-13days on market $325,000 Active 267 DOM
-
2026-06-10days on market $325,000 Active 265 DOM
-
2026-06-09days on market $325,000 Active 264 DOM
-
2026-06-08days on market $325,000 Active 263 DOM
-
2026-06-07days on market $325,000 Active 262 DOM
-
2026-06-05days on market $325,000 Active 259 DOM
-
2026-06-03days on market $325,000 Active 258 DOM
-
2026-06-02days on market $325,000 Active 257 DOM
-
2026-06-01days on market $325,000 Active 256 DOM
-
2026-05-31days on market $325,000 Active 255 DOM
-
2026-05-30days on market $325,000 Active 254 DOM
-
2026-03-02status Active 1544-char remark
Show marketing remark (1544 chars)
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!
-
2026-02-28historical 1544-char remark
Show marketing remark (1544 chars)
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!
-
2026-02-22price $325,000 1544-char remark
Show marketing remark (1544 chars)
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!
-
2025-10-21price $340,000 1544-char remark
Show marketing remark (1544 chars)
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!
-
2025-09-16$345,000 Active 1544-char remark
Show marketing remark (1544 chars)
Embrace the perfect blend of comfort and investment potential with this charming two-bedroom townhome, just a short walk from the pristine beaches of Panama City Beach. Whether you're seeking a lucrative rental property or your own beachside haven, this residence delivers on all fronts. Sold furnished! Nestled on the desirable West End near Pier Park, this two-story townhome offers 1,088 sq. ft. The thoughtfully designed layout includes two cozy bedrooms and a full bath upstairs, complete with a private balcony to enjoy ocean breezes. The main level boasts an updated kitchen featuring modern stainless steel appliances, granite countertops, and backsplash, alongside a convenient half bath, full-sized washer and dryer, and inviting living spaces. Recent updates enhance both comfort and peace of mind: HVAC system including ducts was replaced new in 2023, Durable vinyl plank flooring flow throughout, paired with stylish track light fixtures for a contemporary touch. The quaint backyard, enclosed fence, offers privacy and includes a handy storage closet. With no HOA fees, No Flood zone ( Zone X), Rental projections at more than $55,000/yr. Its proximity to shopping, dining, and entertainment, along with the ease of accessing the beach just a short walk away, makes it an irresistible gem. Imagine cruising on your golf cart through the vibrant Panama City Beach area, soaking in the sun and surf. Don't miss this chance to own a piece of paradise. Contact us today to schedule a viewing and make this exceptional townhome yours!
-
2025-06-30historical
-
2025-05-27price $340,000
-
2025-01-09$345,000 Active
-
2022-04-12soldstatus $300,000
-
2022-04-09historical Active Under Contract
-
2022-04-08soldstatus $300,000 Closed
-
2022-03-20historical
-
2022-03-13$329,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,516 · $293/mo
- Projected year-2 tax
- $3,516 · $293/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,815
- − Mortgage interest
- −$18,205
- − Property taxes
- −$3,516
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,225
- − Management
- −$2,225
- − Depreciation
- −$9,455
- Taxable loss
- −$9,436
- Est. tax savings @ 24.0%
- +$2,265
- After-tax cash flow
- $-1,355/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bay
- NCES district ID
- 1200090
- Math proficiency
- 51% ▼ -8.00%
- Reading proficiency
- 51% ▼ -7.00%
- Median HH income
- $47,740
- Composite
- 43.41/100
- National rank
- #3014
- State rank
- #29 of 73 in FL
Livability — Panama City Beach
- Score
- 78/100
- State rank
- #172
- US rank
- #2624
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Panama City Beach, FL
- County
- Bay County · 163,593 people
- City population
- 50,689
- Metro
- Panama City, FL
- Population (ZIP)
- 15,453
- Household income
- $80,039
- Rent vs Own
- Severe rent burden
- 531.0
Population outlook (Bay County) Hauer SSP2
- Today (2025)
- 206,264 people
- By 2030
- 217,740 · +5.6%
- By 2040
- 238,738 · +15.7%
- By 2050
- 255,545 · +23.9%
- By 2075
- 288,295 · +39.8%
- By 2100
- 288,638 · +39.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 8% Two or more races 6% Black 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Slovak 3% Italian 3% Lithuanian 2%
- Foreign-born
- 8% · Canada, Jamaica
- Languages at home
- 91% English-only · Spanish 6% Other Indo-European 1% Russian/Polish/Slavic 0%
Political lean MEDSL · Bay
- 2024 margin
- Solid R (+47.4) · D 25.8% · R 73.1% · Other 1.1%
- 2008→2024 swing
- -6.6pp toward R · 2008: -40.7pp · 2024: -47.4pp
- All cycles
- 2024: R+47.4 2020: R+43.5 2016: R+46.3 2012: R+43.6 2008: R+40.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -185.97%
- Current HPI
- 354.7469
- Rent YoY
- ▲ 0.52%
- Metro
- Panama City, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-1.4% since first listed13 events — show timeline
- 2026-03-02 Relisted — CPARMLS
- 2026-02-28 Listing Removed — CPARMLS
- 2026-02-22 Price Changed $325,000 CPARMLS
- 2025-10-21 Price Changed $340,000 CPARMLS
- 2025-09-16 Listed $345,000 CPARMLS
- 2025-06-30 Listing Removed — CPARMLS
- 2025-05-27 Price Changed $340,000 CPARMLS
- 2025-01-09 Listed $345,000 CPARMLS
- 2022-04-12 Sold (Public Records) $300,000 Public Records
- 2022-04-09 Contingent — CPARMLS
- 2022-04-08 Sold (MLS) $300,000 CPARMLS
- 2022-03-20 Listing Removed — CPARMLS
- 2022-03-13 Listed $329,500 CPARMLS
Property tax history
+13.7%/yrLatest (2025): $3,516 · +5.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…