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1716 Gallagher St 🏷️ Likely Rental
A Composite 86.07
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +8.6/10.0
  • Rent growth +4.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$89,999

1716 Gallagher St · Louisville, KY 40210
3 bd · 1.0 ba · 1,113 sqft · SingleFamily · 37 Days on market
Built 1900 4,500 sqft lot Est $115k · 21% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

Key facts

  • 4,500 sq ft lot
  • Built 1900
  • Listed 37 days

Property features AI

Finance

  • Other: Subdivision: SPALDING
  • HOA & community: No association fee

Exterior

  • Parking: No designated parking
  • Utilities: Electricity connected
  • Home design: Single-family residence (Camelback style); One story; Entry level on the first floor
  • Construction: Built in 1900; Vinyl siding; Shingle roof; Crawl space foundation
  • Exterior features: Sidewalk on the lot; No fencing

Interior

  • Kitchen: Kitchen on the first floor
  • Bedrooms: Three bedrooms total; Primary bedroom on the first floor; All bedrooms located on the first floor
  • Bathrooms: One full bathroom on the first floor
  • Heating & cooling: Natural gas heating; Central air conditioning; One HVAC unit
  • Interior features: Five total rooms; Five closets; Living room on the first floor; No basement; No fireplaces
  • Laundry & utility: First-floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $89,999 price doesn't fit this home's estimated sale value (~$114,639) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $409 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $87k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.7% vs local median 5.0% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, schools D-.
  • Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+8.1%/yr); 91 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).

Forward outlook

  • In year one you build about $10k of equity ($622 loan paydown + $9k appreciation (10.0% local appreciation)).
  • Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 8.0% rent growth), your $25k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $42k; list at $90k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,299 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
11.75%
Cash-on-cash
19.48%
DSCR
1.87
GRM
6.1

CMA / ARV

ARV (on-the-fly)
$114,639
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1628 Dumesnil St 0.24mi 4/1.5 (+1) 1,123 (+1%) 7mo $125,000 $111 75
1532 W Breckinridge St 0.46mi 3/1.0 1,142 (+3%) 3mo $120,000 $105 72
1601 Prentice St 0.27mi 3/1.0 1,009 (-9%) 1mo $93,999 $93 71
1705 1/2 Hale Ave 0.05mi 3/2.0 1,257 (+13%) 4mo $58,000 $46 69
1712 Saint Louis Ave 0.45mi 2/1.0 (-1) 1,072 (-4%) 4mo $45,000 $42 64
1320 S 17th St 0.35mi 3/2.0 1,003 (-10%) 3mo $118,000 $118 61
1812 Wilson Ave 0.38mi 3/1.5 1,248 (+12%) 1mo $135,000 $108 60
1714 Bolling Ave 0.70mi 3/2.0 1,068 (-4%) 4mo $110,000 $103 53
101 Saunders 0.61mi 2/2.0 (-1) 1,148 (+3%) 5mo $145,000 $126 53
2316 Greenwood Ave 0.49mi 2/1.0 (-1) 1,228 (+10%) 3mo $80,000 $65 53
848 S 23rd St 0.55mi 3/2.0 1,029 (-8%) 6mo $64,750 $63 52
2615 Greenwood Ave 0.69mi 3/1.0 988 (-11%) 3mo $71,000 $72 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
41.3%
Equity multiple
4.23×
Total profit
$81,501
Equity at exit
$81,078
10-year hold
IRR
37.5%
Equity multiple
10.34×
Total profit
$235,448
Equity at exit
$174,848

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 40210

Home prices YoY
12.1%
Rents YoY
8.1%
Active inventory
91
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,220 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$46 /mo · $546/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$256
Net cashflow
$409

Break-even live

Break-even rent $703
Max offer price $89,999
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1148 S 17th St Unit 2 Louisville, KY 3.0 1.0 1000 $895 $0.90 23d 1 0.04mi
1705 1/2 Hale Ave Louisville, KY 3.0 2.0 1257 $1,400 $1.11 10d 1 0.05mi
1616 Gallagher St Louisville, KY 3.0 1.5 1056 $1,400 $1.33 23d 1 0.13mi
1644 W Kentucky St Unit 3 Louisville, KY 3.0 1.0 900 $950 $1.06 23d 1 0.20mi
1723 W Kentucky St Unit 3 Louisville, KY 3.0 1.0 1200 $1,300 $1.08 23d 1 0.22mi
1847 W Kentucky St Louisville, KY 2.0 1.0 1368 $895 $0.65 3d 1 0.29mi
1305 S 17th St Louisville, KY 2.0 1.0 750 $950 $1.27 23d 1 0.32mi
1854 W Ormsby Ave Louisville, KY 2.0 2.0 1094 $800 $0.73 16d 1 0.41mi
1710 Saint Louis Ave Louisville, KY 2.0 1.0 720 $1,000 $1.39 3d 1 0.46mi
1333 S 22nd St Louisville, KY 2.0 1.0 744 $1,200 $1.61 23d 1 0.48mi
848 S 23rd St Louisville, KY 3.0 1.5 1050 $1,450 $1.38 23d 1 0.56mi
2223 Saint Louis Ave Louisville, KY 3.0 1.5 1152 $1,175 $1.02 23d 1 0.58mi
2416 Garland Ave Louisville, KY 3.0 2.0 1172 $1,600 $1.37 23d 1 0.62mi
2614 Virginia Ave Louisville, KY 2.0 1.0 975 $925 $0.95 23d 1 0.72mi
1410 Standard Village Cir Louisville, KY 3.0 2.0 1200 $900 $0.75 23d 1 0.72mi
1810 Magazine St Louisville, KY 3.0 1.5 1248 $1,450 $1.16 10d 1 0.77mi
1714 W Hill St Louisville, KY 3.0 1.0 1050 $1,045 $1.00 23d 1 0.77mi
2706 Hale Ave Unit 2 Louisville, KY 2.0 1.0 900 $1,250 $1.39 23d 1 0.78mi
2706 Hale Ave Unit 1 Louisville, KY 3.0 1.0 1100 $1,400 $1.27 23d 1 0.78mi
1700 Magazine St Unit 3 Louisville, KY 2.0 1.0 900 $1,150 $1.28 17d 1 0.78mi
2708 Greenwood Ave Apt 1 Louisville, KY 3.0 1.0 1100 $1,300 $1.18 23d 1 0.80mi
2634 Garland Ave Unit A Louisville, KY 3.0 1.0 1152 $940 $0.82 23d 1 0.81mi
2634 Garland Ave Unit B Louisville, KY 3.0 1.0 1152 $895 $0.78 20d 1 0.81mi
2710 W Kentucky St Apt 2 Louisville, KY 3.0 1.0 1015 $1,300 $1.28 23d 1 0.82mi
2711 W Kentucky St Louisville, KY 3.0 1.0 1155 $1,100 $0.95 23d 1 0.83mi
1708 W Gaulbert Ave Louisville, KY 3.0 1.0 936 $975 $1.04 23d 1 0.83mi
1792 W Gaulbert Ave Louisville, KY 2.0 1.0 915 $950 $1.04 23d 1 0.86mi
1155 S 28th St Unit 4 Louisville, KY 4.0 2.0 1010 $1,350 $1.34 23d 1 0.87mi
2724 Garland Ave Unit 202 Louisville, KY 2.0 1.0 950 $745 $0.78 3d 1 0.88mi
2411 Elliott Ave Louisville, KY 2.0 1.0 892 $895 $1.00 23d 1 0.91mi
1339 S 28th St Unit 3 Louisville, KY 3.0 1.0 1125 $1,175 $1.04 20d 1 0.92mi
2821 Greenwood Ave #1 Louisville, KY 3.0 1.0 1113 $1,300 $1.17 23d 1 0.93mi
2825 Greenwood Ave #2 Louisville, KY 2.0 1.0 1300 $995 $0.77 23d 1 0.94mi
2825 Greenwood Ave #4 Louisville, KY 3.0 1.0 1440 $1,250 $0.87 23d 1 0.94mi
515 S 20th St Louisville, KY 2.0 1.0 1000 $995 $0.99 16d 1 1.00mi
2912 Greenwood Ave Louisville, KY 3.0 2.0 1362 $1,150 $0.84 16d 1 1.00mi
2913 Dumesnil St Apt 3 Louisville, KY 3.0 1.0 1112 $740 $0.67 10d 1 1.01mi
2300 W Madison St Louisville, KY 2.0 1.0 900 $850 $0.94 23d 1 1.03mi
2221 W Madison St Louisville, KY 2.0 1.0 1000 $1,350 $1.35 21d 1 1.04mi
2221 W Madison St Louisville, KY 3.0 1.0 1000 $1,350 $1.35 23d 1 1.04mi

Listing history 24 events

  1. 2026-06-18
    days on market $89,999 Active 37 DOM
  2. 2026-06-17
    days on market $89,999 Active 36 DOM
  3. 2026-06-16
    days on market $89,999 Active 35 DOM
  4. 2026-06-15
    days on market $89,999 Active 34 DOM
  5. 2026-06-13
    days on market $89,999 Active 32 DOM
  6. 2026-06-10
    days on market $89,999 Active 29 DOM
  7. 2026-06-09
    days on market $89,999 Active 28 DOM
  8. 2026-06-08
    days on market $89,999 Active 27 DOM
  9. 2026-06-07
    days on market $89,999 Active 26 DOM
  10. 2026-06-03
    days on market $89,999 Active 22 DOM
  11. 2026-06-02
    days on market $89,999 Active 21 DOM
  12. 2026-06-01
    days on market $89,999 Active 20 DOM
  13. 2026-05-31
    days on market $89,999 Active 19 DOM
  14. 2026-05-12
    listed $89,999 Active
  15. 2020-03-24
    soldstatus $42,000 Closed 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  16. 2020-01-27
    status Pending 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  17. 2019-12-20
    historical Active Under Contract 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  18. 2019-12-12
    status Active 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  19. 2019-11-20
    historical 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  20. 2019-10-08
    status Active 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  21. 2019-10-02
    historical Active Under Contract 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  22. 2019-09-27
    listed $49,000 Active 673-char remark
    Show marketing remark (673 chars)

    Part of a 6 unit package...Units WILL NOT be sold separately...MUST PURCHASE NOT LESS THAN 2 UNITS or more/can purchase up to 6. Proven rental/currently leased at $884 (deposit $100)/Section 8. Property is sold in AS IS/WHERE IS condition. Seller will make no repairs. Tenants rights prevail/48 hours notice to show/tenant must be given a written notice. No showings after 5 pm/no showings on weekends or holidays. If you are wanting to show on a Monday, notice MUST be given by 12N on Friday so that the tenant can be given written notice. Preapproved Buyers ONLY. Preapproval and/or Proof of Funds must accompany all offers. See Rent Roll from Seller in Documents.

  23. 2012-01-05
    soldstatus $35,000
  24. 2011-12-06
    soldstatus $14,070

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KY · Resets to sale price

Current annual tax
$546 · $46/mo
Projected year-2 tax
$774 · $64/mo
Expected delta
+$228/yr (+$19/mo · 41.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,645
− Mortgage interest
−$5,041
− Property taxes
−$546
− Insurance
−$450
− Repairs & maintenance
−$1,172
− Management
−$1,172
− Depreciation
−$2,618
Taxable income
$3,646
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$875
After-tax cash flow
$4,035/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
2102990
Math proficiency
19% ▼ -17.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$47,885
Composite
23.45/100
National rank
#7884
State rank
#121 of 165 in KY

Livability — Louisville

Score
63/100
State rank
#333
US rank
#15887

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety D+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Louisville, KY
County
Jefferson County · 790,184 people
City population
769,292
Metro
Louisville/Jefferson County, KY-IN
Population (ZIP)
13,518
Household income
$35,347
Rent vs Own
56.0% rent · 44.0% own
Severe rent burden
815.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
823,112 people
By 2030
849,343 · +3.2%
By 2040
895,696 · +8.8%
By 2050
933,630 · +13.4%
By 2075
1,028,262 · +24.9%
By 2100
1,072,675 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (84%)
Race & ethnicity
Black 84% White 8% Two or more races 5% Hispanic / Latino 3%
Common ancestry
Iranian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 3%

Political lean MEDSL · Jefferson

2024 margin
D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
2008→2024 swing
+4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 28.45%
Current HPI
264.0146
Rent YoY
▲ 8.05%
Metro
Louisville/Jefferson County, KY-IN
State GDP YoY
▲ 1.81%
F500 in state
4

Industry mix (Fortune 500 HQ in KY)

Industry F500 HQs Revenue

Price history

+539.7% since first listed
11 events — show timeline
  • 2026-05-12 Listed $89,999 Metro Search MLS
  • 2020-03-24 Sold (MLS) $42,000 Metro Search MLS
  • 2020-01-27 Pending Metro Search MLS
  • 2019-12-20 Contingent Metro Search MLS
  • 2019-12-12 Relisted Metro Search MLS
  • 2019-11-20 Listing Removed Metro Search MLS
  • 2019-10-08 Relisted Metro Search MLS
  • 2019-10-02 Contingent Metro Search MLS
  • 2019-09-27 Listed $49,000 Metro Search MLS
  • 2012-01-05 Sold (Public Records) $35,000 Public Records
  • 2011-12-06 Sold (Public Records) $14,070 Public Records

Property tax history

+8.6%/yr

Latest (2025): $546 · -1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…