9970 SE 167th Pl · The Villages, FL 34491

$150,000

2 bd · 2.0 ba · 1,088 sqft · Manufactured public records · 18 Days on market

Built 2006 0.35 ac lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.4/30.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +6.6/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nice single wide mobile home with screen room and carport. Home comes turnkey except for TV and a vew small personal items. Riding mower does not stay

Key facts

• Newer roof
• Replaced hvac
• Spacious carport

Tags

• NEWER ROOF
• REPLACED HVAC
• RECENTLY FLUSHED AIR DUCTS
• SMART-WIRED SMOKE ALARM SYSTEM
• UPGRADED GUEST BATHROOM SHOWER
• SPACIOUS CARPORT

Property features AI

Finance

• Other: No CDD; Property zoned R4; Partially furnished
• HOA & community: Pets allowed: cats and dogs

Exterior

• Parking: Carport with 2 spaces
• Utilities: Well water; Septic tank; Cable and electricity connected
• Home design: Residential manufactured home (single wide); Completed condition; One story; Home faces East
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built as a single wide manufactured home
• Exterior features: Covered, screened patio/porch; Exterior lighting; Private mailbox; Rain gutters; Wood fencing; Shed(s) and storage; Above-ground vinyl private pool; Cleared, landscaped yard with mature landscaping and bamboo; Oversized lot on a paved dead-end street

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Cathedral ceilings; Ceiling fans; Split bedroom layout; 5 total rooms
• Laundry & utility: Laundry room inside the home

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $487 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
• Cap rate 10.2% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A, employment B+; Watch: amenities F, commute F, health & safety F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Stanton-Weirsdale Elementary School (math 42% / reading 36%, grade F, #1,560 of 2,144 statewide, top 73%, 544 students, 70% FRL); Lake Weir Middle School (math 37% / reading 33%, grade F, #416 of 571 statewide, top 74%, 1,207 students, 76% FRL); Belleview High School (math 31% / reading 46%, grade F, #321 of 667 statewide, top 49%, 1,783 students, 56% FRL).
• Market conditions: 713 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 31% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 9y ago; this cycle's ask has dropped $28k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $62k; list at $150k implies a 140% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 10.19%
• Cash-on-cash: 13.92%
• DSCR: 1.62
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $82,688
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9625 SE 170th Ln	0.47mi	2/2.0	1,056 (-3%)	14mo	$80,000	$76	61
16653 SE 96th Ct	0.31mi	2/2.0	1,226 (+13%)	12mo	$215,000	$175	54
16630 SE 104th Ave Rd	0.48mi	1/1.0 (-1)	936 (-14%)	4mo	$26,000	$28	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 4.1%
• Equity multiple: 1.16×
• Total profit: $6,664
• Equity at exit: $22,365

10-year hold

• IRR: 13.6%
• Equity multiple: 2.08×
• Total profit: $45,508
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34491

• Home prices YoY: -35.0%
• Active inventory: 713
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,746 high
• Mortgage (P&I): −$787
• Tax from tax record: −$43 /mo · $514/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$367
• Net cashflow: $487

Break-even live

Break-even rent $1,129

Max offer price $150,000

Occupancy floor 67%

Sensitivity live

Price	-10% $572	-5% $530	+0% $487	+5% $445	+10% $402
Rent	-10% $349	-5% $418	+0% $487	+5% $556	+10% $625
Rate	-1.0pp $563	-0.5pp $525	base $487	+0.5pp $448	+1.0pp $409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9990 SE 166th St Summerfield, FL	3.0	2.0	962	$1,395	$1.45	15d	1	0.10mi
9523 SE 168th Maplesong Ln The Villages, FL	3.0	2.0	1265	$1,975	$1.56	23d	1	0.48mi
17199 SE 97th Ter Summerfield, FL	3.0	2.0	1404	$1,990	$1.42	23d	1	0.52mi
10326 SE 162nd Place Rd Summerfield, FL	3.0	2.0	1419	$2,300	$1.62	15d	1	0.59mi
16962 SE 94th Sunnybrook Cir The Villages, FL	2.0	2.0	1160	$2,000	$1.72	23d	1	0.62mi
17532 SE 100th Ct Summerfield, FL	2.0	2.0	1217	$1,800	$1.48	23d	1	0.86mi
9195 SE 163rd St Summerfield, FL	3.0	2.0	1410	$1,800	$1.28	23d	1	0.88mi
10397 SE 176th St Summerfield, FL	2.0	2.0	1296	$2,150	$1.66	23d	1	1.05mi
11001 SE Sunset Harbor Rd Unit H52 Summerfield, FL	2.0	2.5	1224	$1,440	$1.18	23d	1	1.15mi
17713 SE 95th Cir Summerfield, FL	3.0	2.0	1450	$2,000	$1.38	23d	1	1.19mi
11001 SE Sunset Harbor Rd Summerfield, FL	2.0	1.5–2.0	1244	$1,770	$1.42	23d	2	1.19mi
11001 SE Sunset Harbor Rd Unit A08 Summerfield, FL	2.0	1.5	1200	$2,000	$1.67	23d	1	1.20mi

Listing history 18 events

1. 2026-06-13
   statusdays on market $150,000 Pending 18 DOM
2. 2026-06-10
   days on market $150,000 Active 17 DOM
3. 2026-06-09
   days on market $150,000 Active 16 DOM
4. 2026-06-08
   days on market $150,000 Active 15 DOM
5. 2026-06-07
   pricedays on market $150,000 Active 14 DOM
6. 2026-06-03
   days on market $168,000 Active 10 DOM
7. 2026-06-03
   price $168,000 Active 9 DOM
8. 2026-06-02
   days on market $178,000 Active 9 DOM
9. 2026-06-01
   days on market $178,000 Active 8 DOM
10. 2026-05-31
    days on market $178,000 Active 7 DOM
11. 2026-05-30
    days on market $178,000 Active 6 DOM
12. 2026-05-24
    listed $178,000 Active
13. 2020-02-24
    soldstatus $62,500
14. 2019-12-27
    soldstatus $60,000
15. 2017-11-13
    soldstatus $58,000
16. 2017-11-06
    soldstatus $58,000 150-char remark

    Show marketing remark (150 chars)

    Nice single wide mobile home with screen room and carport. Home comes turnkey except for TV and a vew small personal items. Riding mower does not stay

17. 2017-09-01
    listed $62,900 150-char remark

    Show marketing remark (150 chars)

    Nice single wide mobile home with screen room and carport. Home comes turnkey except for TV and a vew small personal items. Riding mower does not stay

18. 1975-01-01
    soldstatus $8,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $514 · $43/mo
• Projected year-2 tax: $1,245 · $104/mo
• Expected delta: +$731/yr (+$61/mo · 142.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,950
• − Mortgage interest: −$8,402
• − Property taxes: −$514
• − Insurance: −$750
• − Repairs & maintenance: −$1,676
• − Management: −$1,676
• − Depreciation: −$4,364
• Taxable income: $3,568
• Est. tax owed @ 24.0%: −$856
• After-tax cash flow: $4,991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — The Villages

• Score: 70/100
• State rank: #431
• US rank: #7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 83,973
• Metro: Ocala, FL
• Population (ZIP): 33,318
• Household income: $66,679
• Rent vs Own: 13.2% rent · 86.8% own
• Severe rent burden: 256.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 9% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 1%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 11% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.67%
• Current HPI: 200.0792
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1994.1% since first listed

7 events — show timeline

• 2026-05-24 Listed $178,000 Stellar MLS as Distributed by MLS Grid
• 2020-02-24 Sold (Public Records) $62,500 Public Records
• 2019-12-27 Sold (Public Records) $60,000 Public Records
• 2017-11-13 Sold (Public Records) $58,000 Public Records
• 2017-11-06 Sold (MLS) $58,000 Stellar MLS as Distributed by MLS Grid
• 2017-09-01 Listed $62,900 Stellar MLS as Distributed by MLS Grid
• 1975-01-01 Sold (Public Records) $8,500 Public Records

Property tax history

-0.8%/yr

Latest (2025): $514 · +70.2% YoY. Source: county tax records.