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8320 Wild Rose St Unit 4B
C- Composite 51.76
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.1/30.0
  • 1% rule +9.8/10.0
  • Livability +3.7/5.0
  • DSCR +3.6/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$89,900

8320 Wild Rose St Unit 4B · Houston, TX 77083
2 bd · 2.5 ba · 1,198 sqft · Townhouse public records · 119 Days on market
Built 1984 1,680 sqft lot $75/sqft · 43% below area Est $156k · 43% under $320/mo HOA · 24% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to 8320 Wild Rose St #4B. Its a 2 story townhouse. Ground floor is tiled throughout. Spacious living area with a wood burning fireplace. Kitchen features laminate countertops, white appliances and cabinet space. Off the kitchen is a dining/breakfast area. A top the stairwell you will find a bedroom with ceiling fan and access to the bath. This bedroom has a utility closet with a stackable washer/dryer which will convey with the unit. Primary bedroom which host a large walk in closet with shelving. Great location and quick access to both Hwy 6 & the Westpark Tollway. Property is being sold as-is. Schedule your showing now!

Key facts

  • Utility closet
  • Laminate countertops
  • Large walk in closet

Tags

WOOD BURNING FIREPLACELAMINATE COUNTERTOPSUTILITY CLOSETSTACKABLE WASHER DRYERLARGE WALK IN CLOSETQUICK ACCESS TO HWY 6

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath townhouse listed at $90k.

Deal economics

  • At list price, monthly cash flow is $-20 ($-239/yr) — negative.
  • To cash-flow at today's rent, offer at most $86k (3.9% below list).
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.0% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Alief ISD (urban): math 23% / reading 28% proficiency, ranked #717 of 826 in TX (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.9%/yr); 262 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 21y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.2% of price; HOA is 24% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $81,809 (9.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
6.03%
Cash-on-cash
-0.95%
DSCR
0.96
GRM
5.6

CMA / ARV

ARV (median comp)
$156,460
List price
$89,900
Delta
-42.54%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8320 Wild Rose St Unit 2B 0.00mi 2/1.5 1,043 (-13%) 12mo $125,000 $120 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.89% rent growth · sell at horizon

5-year hold
IRR
-19.6%
Equity multiple
0.32×
Total profit
$-17,006
Equity at exit
$13,404
10-year hold
IRR
-16.1%
Equity multiple
0.16×
Total profit
$-21,130
Equity at exit
$7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77083

Home prices YoY
-19.3%
Rents YoY
1.9%
Active inventory
262
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,329 high interval (Pro) →
Mortgage (P&I)
$471
Tax from tax record
$241 /mo · $2,892/yr
Insurance
$37
HOA
$320
Vacancy / Maint / Mgmt
$279
Net cashflow
$-20

Break-even live

Break-even rent $1,354
Max offer price $86,388
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13150 Bissonnet St Unit 2162 Houston, TX 2.0 2.0 850 $1,089 $1.28 5d 1 0.88mi
13150 Bissonnet St Unit 13171 Houston, TX 1.0 1.0 750 $869 $1.16 12d 1 0.88mi
13150 Bissonnet St Unit 422 Houston, TX 2.0 2.0 850 $1,089 $1.28 7d 1 0.88mi
13150 Bissonnet St Unit 1162 Houston, TX 1.0 1.0 750 $834 $1.11 7d 1 0.88mi
13150 Bissonnet St Unit 13207 Houston, TX 2.0 2.0 850 $1,081 $1.27 3d 1 0.88mi
13150 Bissonnet St Unit 13224 Houston, TX 1.0 1.0 750 $831 $1.11 3d 1 0.88mi
13150 Bissonnet St Unit 13201 Houston, TX 1.0 1.0 750 $864 $1.15 43d 1 0.88mi
13156 Bissonnet St Houston, TX 2.0 2.0 950 $1,149 $1.21 43d 1 0.90mi
13150 Bissonnet St Houston, TX 1.0 1.0 750 $823 $1.10 12d 1 0.92mi
13150 Bissonnet St Unit 2047 Houston, TX 2.0 2.0 850 $1,124 $1.32 11d 1 0.95mi
14501 Empanada Dr Houston, TX 1.0–3.0 1.0–2.0 944 $1,174 $1.24 2d 73 0.99mi
7119 Brendam Ln Houston, TX 2.0 1.5 1231 $1,400 $1.14 4d 1 1.05mi
13009 Greenway Chase Ct Houston, TX 2.0 3.0 1422 $1,350 $0.95 43d 1 1.05mi
13009 Greenway Chase Ct #3009 Houston, TX 2.0 2.5 1422 $1,350 $0.95 43d 1 1.05mi
13004 Greenway Chase Ct Houston, TX 2.0 2.0 1332 $1,500 $1.13 43d 1 1.08mi
13034 Leader St Houston, TX 2.0 2.0 1241 $1,400 $1.13 24d 1 1.08mi
9402 Synott Rd Unit 9429 Houston, TX 2.0 2.0 825 $1,092 $1.32 3d 1 1.09mi
9402 Synott Rd Unit 421 Houston, TX 2.0 2.0 825 $1,100 $1.33 7d 1 1.09mi
6628 Synott Rd Houston, TX 2.0 2.0 889 $1,260 $1.42 22d 1 1.09mi
14409 Pavilion Pt Houston, TX 2.0 2.0 1040 $1,099 $1.06 24d 1 1.11mi
14409 Pavilion Pt Houston, TX 1.0 1.0 827 $879 $1.06 43d 1 1.11mi
14409 Pavilion Pt Houston, TX 1.0 1.0 827 $879 $1.06 12d 1 1.11mi
14507 Empanada Dr Unit 2206 Houston, TX 2.0 2.0 977 $1,010 $1.03 19d 1 1.16mi
14507 Empanada Dr Unit 2206 Houston, TX 2.0 2.0 977 $1,010 $1.03 22d 1 1.16mi
14507 Empanada Dr Unit 2206 Houston, TX 3.0 2.0 1295 $1,235 $0.95 43d 1 1.16mi
6843 Greenway Chase St Houston, TX 3.0 3.0 1422 $2,200 $1.55 43d 1 1.17mi
6634 Synott Rd Houston, TX 2.0 2.0 889 $1,073 $1.21 43d 1 1.18mi
6975 Westbranch Dr Houston, TX 3.0 2.0 1287 $1,425 $1.11 43d 1 1.24mi
12710 Leader St Houston, TX 2.0 2.0 1107 $1,200 $1.08 43d 1 1.33mi
12701 Leader St Houston, TX 2.0 1.0 1000 $1,475 $1.48 12d 1 1.37mi
14405 Rio Bonito Rd Houston, TX 1.0–2.0 1.0–2.0 823 $1,402 $1.70 2d 13 1.37mi
11-18 Rio Bonito Rd Houston, TX 2.0 1.0 930 $1,162 $1.25 24d 1 1.39mi
11-18 Rio Bonito Rd Houston, TX 3.0 2.0 1053 $1,316 $1.25 43d 1 1.39mi
11-18 Rio Bonito Rd Houston, TX 3.0 2.0 1053 $1,316 $1.25 22d 1 1.39mi
12510 Newbrook Dr #223 Houston, TX 2.0 1.5 1131 $1,585 $1.40 43d 1 1.45mi
14100 Rio Bonito Rd Houston, TX 2.0–4.0 1.0–2.5 1084 $1,305 $1.20 2d 11 1.48mi

HOA detail

Monthly dues
$320 · $3,840/yr

Listing history 21 events

  1. 2026-06-18
    days on market $89,900 Active 119 DOM
  2. 2026-06-17
    days on market $89,900 Active 118 DOM
  3. 2026-06-16
    pricedays on market $89,900 Active 117 DOM
  4. 2026-06-15
    days on market $94,500 Active 116 DOM
  5. 2026-06-13
    days on market $94,500 Active 114 DOM
  6. 2026-06-09
    days on market $94,500 Active 110 DOM
  7. 2026-06-08
    days on market $94,500 Active 109 DOM
  8. 2026-06-07
    days on market $94,500 Active 108 DOM
  9. 2026-06-04
    days on market $94,500 Active 105 DOM
  10. 2026-06-03
    days on market $94,500 Active 104 DOM
  11. 2026-06-02
    days on market $94,500 Active 103 DOM
  12. 2026-06-01
    days on market $94,500 Active 102 DOM
  13. 2026-05-31
    days on market $94,500 Active 101 DOM
  14. 2026-03-11
    price $94,500 646-char remark
    Show marketing remark (646 chars)

    Welcome home to 8320 Wild Rose St #4B. Its a 2 story townhouse. Ground floor is tiled throughout. Spacious living area with a wood burning fireplace. Kitchen features laminate countertops, white appliances and cabinet space. Off the kitchen is a dining/breakfast area. A top the stairwell you will find a bedroom with ceiling fan and access to the bath. This bedroom has a utility closet with a stackable washer/dryer which will convey with the unit. Primary bedroom which host a large walk in closet with shelving. Great location and quick access to both Hwy 6 & the Westpark Tollway. Property is being sold as-is. Schedule your showing now!

  15. 2026-02-19
    listed $99,500 Active 646-char remark
    Show marketing remark (646 chars)

    Welcome home to 8320 Wild Rose St #4B. Its a 2 story townhouse. Ground floor is tiled throughout. Spacious living area with a wood burning fireplace. Kitchen features laminate countertops, white appliances and cabinet space. Off the kitchen is a dining/breakfast area. A top the stairwell you will find a bedroom with ceiling fan and access to the bath. This bedroom has a utility closet with a stackable washer/dryer which will convey with the unit. Primary bedroom which host a large walk in closet with shelving. Great location and quick access to both Hwy 6 & the Westpark Tollway. Property is being sold as-is. Schedule your showing now!

  16. 2006-04-06
    soldstatus
  17. 2005-09-12
    historical
  18. 2005-09-04
    listed $61,000
  19. 2005-08-08
    historical
  20. 2005-02-08
    listed $61,900
  21. 1993-08-19
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,892 · $241/mo
Projected year-2 tax
$2,892 · $241/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,950
− Mortgage interest
−$5,036
− Property taxes
−$2,892
− Insurance
−$450
− Repairs & maintenance
−$1,276
− Management
−$1,276
− HOA
−$3,840
− Depreciation
−$2,615
Taxable loss
−$1,435
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$344
After-tax cash flow
$106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alief ISD
NCES district ID
4807830
Math proficiency
23% ▼ -19.00%
Reading proficiency
28% ▼ -8.00%
Median HH income
$37,775
Composite
21.29/100
National rank
#8391
State rank
#717 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
73,230
Household income
$64,418
Rent vs Own
35.8% rent · 64.2% own
Severe rent burden
2410.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Hispanic / Latino 35% Black 30% Asian 23% Two or more races 14% White 8%
Hispanic origin (detail)
Mexican 16% Puerto Rican 1% Cuban 1%
Foreign-born
47% · Canada, Vietnam, China
Languages at home
38% English-only · Spanish 29% Vietnamese 11% Other Indo-European 6%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.00%
Current HPI
271.2157
Rent YoY
▲ 1.89%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+52.7% since first listed
8 events — show timeline
  • 2026-03-11 Price Changed $94,500 HARMLS
  • 2026-02-19 Listed $99,500 HARMLS
  • 2006-04-06 Sold (Public Records) Public Records
  • 2005-09-12 Listing Removed HARMLS
  • 2005-09-04 Listed $61,000 HARMLS
  • 2005-08-08 Listing Removed HARMLS
  • 2005-02-08 Listed $61,900 HARMLS
  • 1993-08-19 Sold (Public Records) Public Records

Property tax history

+1.5%/yr

Latest (2025): $2,892 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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