325 King St Unit 6j · Port Chester, NY 10573

$95,000

1 bd · 1.0 ba · 950 sqft · Condo · 381 Days on market

Built 1955 Good condition $100/sqft · 29% below area Est $135k · 29% under ↓ 26% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• Cash flow +7.6/30.0
• Schools +4.1/10.0
• Condition / age +3.8/5.0
• Livability +3.7/5.0
• Rent growth +2.1/5.0
• DSCR +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

Key facts

• Parking
• Built 1955
• Listed 381 days

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $95k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-113 ($-1k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $95k).
• Recommended offer: $84k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 73/100 on livability (#315 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A; Watch: schools D+, amenities D, cost of living F.
• Port Chester-Rye Union Free School District (suburban): math 44% / reading 49% proficiency, ranked #428 of 590 in NY (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.7%/yr); 144 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
• This rent runs 32% of the median local income ($106k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 381 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 3y ago; this cycle's ask has dropped $15k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 60% of rent; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 381 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 2.96% ✓
• Cap rate: 4.86%
• Cash-on-cash: -5.11%
• DSCR: 0.77
• GRM: 2.8

CMA / ARV

• ARV (median comp): $134,609
• List price: $95,000
• Delta: -29.43%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -39.1%
• Equity multiple: -0.12×
• Total profit: $-29,773
• Equity at exit: $14,165

10-year hold

• IRR: —
• Equity multiple: -1.36×
• Total profit: $-62,689
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 10573

• Rents YoY: -1.7%
• Active inventory: 144
• Price-to-rent: 2.8×

Monthly cashflow live

• Estimated rent: $2,810 high
• Mortgage (P&I): −$498
• Tax est. 1.5%: −$119 /mo · $1,425/yr
• Insurance: −$40
• HOA est. from 1 same-building comp: −$1,677
• Vacancy / Maint / Mgmt: −$590
• Net cashflow: $-113

Break-even live

Break-even rent $2,954

Max offer price $78,605

Occupancy floor 99%

Sensitivity live

Price	-10% $-48	-5% $-80	+0% $-113	+5% $-146	+10% $-179
Rent	-10% $-335	-5% $-224	+0% $-113	+5% $-2	+10% $109
Rate	-1.0pp $-65	-0.5pp $-89	base $-113	+0.5pp $-138	+1.0pp $-163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
325 King St Unit 4L Port Chester, NY	1.0	1.0	800	$2,450	$3.06	25d	1	0.03mi
201 Willett Ave Port Chester, NY	2.0	1.0–2.0	817	$3,672	$4.49	7d	1	0.27mi
189 N Main St Unit 2 Port Chester, NY	—	1.0	842	$3,000	$3.56	44d	1	0.32mi
169 N Main St Port Chester, NY	2.0	1.0–2.0	799	$3,524	$4.41	2d	43	0.36mi
145 N Main St Unit 2nd Floor Port Chester, NY	2.0	1.0	1000	$3,000	$3.00	5d	1	0.37mi
Westchester Ave Unit A Port Chester, NY	2.0	2.0	1102	$3,015	$2.74	25d	1	0.42mi
21 Willett Ave Port Chester, NY	2.0–3.0	1.0–2.0	1199	$3,450	$2.88	1d	1	0.42mi
168 N Water St Unit 3L Greenwich, CT	2.0	1.0	850	$2,850	$3.35	44d	1	0.45mi
168 N Water St Unit 1R Greenwich, CT	2.0	1.0	850	$2,850	$3.35	24d	1	0.45mi
14 University Pl Port Chester, NY	1.0	1.0	700	$2,295	$3.28	22d	1	0.47mi
45 Gold St Greenwich, CT	1.0	1.0	936	$2,800	$2.99	44d	1	0.54mi
2 Sherman Ave Greenwich, CT	2.0	1.0	984	$3,850	$3.91	3d	1	0.57mi
2 Sherman Ave Greenwich, CT	2.0	1.0	984	$3,950	$4.01	44d	1	0.57mi
66 Oak St Unit 2 R Port Chester, NY	2.0	1.0	800	$2,395	$2.99	44d	1	0.58mi
144 Pine St Unit D Greenwich, CT	2.0	1.5	1120	$2,950	$2.63	15d	1	0.64mi
113 S Water St Unit 4 Greenwich, CT	2.0	1.0	1000	$2,985	$2.98	3d	1	0.66mi
194 1/2 S Main St Port Chester, NY	1.0	1.0	706	$2,996	$4.24	44d	1	0.67mi
493 Den Ln Unit 1 Greenwich, CT	2.0	1.5	900	$2,950	$3.28	19d	1	0.72mi
38 Putnam Grn Greenwich, CT	1.0	1.0	847	$2,995	$3.54	12d	1	0.84mi
4 Weaver St Greenwich, CT	1.0	1.0	850	$2,300	$2.71	44d	1	0.84mi
9 1/2 Putnam Grn Greenwich, CT	1.0–3.0	1.0–2.5	1234	$3,024	$2.45	1d	19	0.87mi
40 Division St Port Chester, NY	2.0	1.0	828	$2,600	$3.14	7d	1	0.95mi
124 Ritch Ave W Greenwich, CT	1.0–3.0	1.0–2.0	1238	$3,550	$2.87	1d	3	0.98mi
S Ridge St , NY	1.0	1.0	576	$1,950	$3.39	44d	1	0.99mi
2 S Ridge St Unit 2 Rye Brook, NY	1.0	1.0	576	$1,950	$3.39	44d	1	1.00mi
12 Arther St Unit 1 Greenwich, CT	1.0	1.0	700	$3,250	$4.64	44d	1	1.04mi
60 Weaver St Greenwich, CT	2.0	1.0	1020	$3,100	$3.04	12d	1	1.10mi
36 Roanoke Ave #2 Rye Brook, NY	2.0	1.0	840	$3,100	$3.69	18d	1	1.14mi
70 Alexander St Unit 1 Greenwich, CT	2.0	1.0	800	$2,200	$2.75	44d	1	1.23mi
67 Alexander St Unit 1 Greenwich, CT	1.0	1.5	800	$2,500	$3.12	3d	1	1.25mi
303 Hamilton Ave Apt E Greenwich, CT	2.0	1.0	952	$3,575	$3.76	24d	1	1.25mi
303 Hamilton Ave Greenwich, CT	2.0	1.0	952	$3,575	$3.76	44d	1	1.25mi
38 Gerry St Unit 2 Greenwich, CT	2.0	1.0	1100	$2,995	$2.72	21d	1	1.29mi
24 Saint Roch Ave Unit 2 Greenwich, CT	1.0	1.0	625	$2,150	$3.44	24d	1	1.31mi
188 Hamilton Ave Unit 1 Greenwich, CT	2.0	1.0	1000	$3,050	$3.05	24d	1	1.31mi
33 Valley Dr Greenwich, CT	1.0	1.0	1000	$2,800	$2.80	3d	1	1.33mi
180 Hamilton Ave Unit H Greenwich, CT	1.0	1.0	740	$2,900	$3.92	15d	1	1.45mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: water
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 35 events

1. 2026-06-18
   days on market $95,000 Active 381 DOM
2. 2026-06-17
   days on market $95,000 Active 380 DOM
3. 2026-06-16
   days on market $95,000 Active 379 DOM
4. 2026-06-15
   days on market $95,000 Active 378 DOM
5. 2026-06-13
   days on market $95,000 Active 376 DOM
6. 2026-06-13
   days on market $95,000 Active 375 DOM
7. 2026-06-09
   days on market $95,000 Active 372 DOM
8. 2026-06-08
   days on market $95,000 Active 371 DOM
9. 2026-06-07
   days on market $95,000 Active 370 DOM
10. 2026-06-04
    days on market $95,000 Active 367 DOM
11. 2026-06-03
    days on market $95,000 Active 366 DOM
12. 2026-06-02
    days on market $95,000 Active 365 DOM
13. 2026-06-01
    days on market $95,000 Active 364 DOM
14. 2026-05-31
    days on market $95,000 Active 363 DOM
15. 2026-05-15
    price $95,000 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

16. 2026-03-02
    status Active 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

17. 2026-03-02
    historical 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

18. 2025-11-03
    price $104,000 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

19. 2025-10-02
    status Active 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

20. 2025-10-01
    historical 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

21. 2025-06-23
    price $105,000 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

22. 2025-06-02
    listed $110,000 Active 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

23. 2025-05-30
    historical $110,000 1092-char remark

    Show marketing remark (1092 chars)

    Find yourself at home at 325 King St apartment 6J: Offering a large main bedroom with an AC unit that cools the entire apt. Freshly sanded and sealed floors in satin water base poly. The kitchen with freshly washed and polished cabinets and new knobs; All new appliances. The dining room has freshly sanded and sealed floors as well. Large enough to seat 10 around a table; Newly restored and painted walls, With its own AC unit that air conditions the entire apt. The living room has a three-year-old carpet that is protecting more hardwood floors Large enough for two full size couches, freshly painted walls. The terrace is full length and wide enough for a cafe table and chairs plus room for plenty of plants and flowers. The bathroom with quaint retro 1950's tile has a reglazed tub and shower. Plenty of closet space! Hallway Linen closet, bedroom closet. And the entrance foyer is a rare find in this building only adding to the entire charm of this circa 1950 apartment. There is also a parking space and a laundry room in the building. Walking distance to Port Chester train station

24. 2025-03-31
    status Active
25. 2024-11-20
    status Pending
26. 2024-10-13
    price $85,000
27. 2024-07-05
    price $95,000
28. 2024-07-03
    status Active
29. 2024-05-02
    status Pending
30. 2024-03-02
    price $100,000
31. 2023-12-28
    price $110,000
32. 2023-12-27
    status Active
33. 2023-12-25
    historical
34. 2023-09-05
    price $120,000
35. 2023-06-26
    listed $129,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 55% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,725
• − Mortgage interest: −$5,321
• − Property taxes: −$1,425
• − Insurance: −$475
• − Repairs & maintenance: −$2,698
• − Management: −$2,698
• − HOA: −$20,124
• − Depreciation: −$2,764
• Taxable loss: −$1,780
• Est. tax savings @ 24.0%: +$427
• After-tax cash flow: $-932/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This property is in good condition with fresh updates and a good curb appeal. It has a good layout and is move-in ready.

Value-add opportunities

• Both Painting the exterior and interior walls — Fresh paint can improve the overall appearance and curb appeal.
• Both Updating the flooring in the kitchen and bathrooms — New flooring can enhance the look and feel of the space.
• Both Upgrading the kitchen appliances — Modern appliances can increase the home's appeal and functionality.
• Both Adding a small outdoor patio or garden — An outdoor space can increase the home's appeal and functionality, both for resale and rental purposes.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Fresh paint can improve the overall appearance and curb appeal. ↑
• Both Updating the flooring in the kitchen and bathrooms — New flooring can enhance the look and feel of the space. ↑
• Both Upgrading the kitchen appliances — Modern appliances can increase the home's appeal and functionality. ↑
• Both Adding a small outdoor patio or garden — An outdoor space can increase the home's appeal and functionality, both for resale and rental purposes. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Port Chester-Rye Union Free School District
• NCES district ID: 3623460
• Math proficiency: 44% ▲ 2.00%
• Reading proficiency: 49% ▲ 6.00%
• Median HH income: $58,362
• Composite: 40.67/100
• National rank: #3676
• State rank: #428 of 590 in NY

Livability — Port Chester

• Score: 73/100
• State rank: #315
• US rank: #5245

Category grades

Amenities D Commute A+ Cost of living F Crime B- Employment A+ Housing B- Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Chester, NY
• County: Westchester County · 709,332 people
• City population: 40,786
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 40,786
• Household income: $105,686
• Rent vs Own: 44.7% rent · 55.3% own
• Severe rent burden: 1362.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Hispanic / Latino 48% White 40% Two or more races 16% Black 5% Asian 4%
• Hispanic origin (detail): Mexican 7% Puerto Rican 6% Dominican 3%
• Common ancestry: Romanian 3% Scotch-Irish 2% Italian 1%
• Foreign-born: 37% · Canada, Jamaica, China
• Languages at home: 50% English-only · Spanish 41% Other Indo-European 5% Chinese 1%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -389.46%
• Current HPI: 258.9227
• Rent YoY: ▼ -1.70%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-26.4% since first listed

21 events — show timeline

• 2026-05-15 Price Changed $95,000 OneKey® MLS as Distributed by MLS Grid
• 2026-03-02 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2026-03-02 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2025-11-03 Price Changed $104,000 OneKey® MLS as Distributed by MLS Grid
• 2025-10-02 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-10-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2025-06-23 Price Changed $105,000 OneKey® MLS as Distributed by MLS Grid
• 2025-06-02 Listed $110,000 OneKey® MLS as Distributed by MLS Grid
• 2025-05-30 Coming Soon $110,000 OneKey® MLS as Distributed by MLS Grid
• 2025-03-31 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2024-11-20 Pending — OneKey® MLS as Distributed by MLS Grid
• 2024-10-13 Price Changed $85,000 OneKey® MLS as Distributed by MLS Grid
• 2024-07-05 Price Changed $95,000 OneKey® MLS as Distributed by MLS Grid
• 2024-07-03 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2024-05-02 Pending — OneKey® MLS as Distributed by MLS Grid
• 2024-03-02 Price Changed $100,000 OneKey® MLS as Distributed by MLS Grid
• 2023-12-28 Price Changed $110,000 OneKey® MLS as Distributed by MLS Grid
• 2023-12-27 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2023-12-25 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2023-09-05 Price Changed $120,000 OneKey® MLS as Distributed by MLS Grid
• 2023-06-26 Listed $129,000 OneKey® MLS as Distributed by MLS Grid