880 Baltimore Annapolis Blvd · Severna Park, MD 21146

$399,800

3 bd · 2.5 ba · 1,588 sqft · SingleFamily public records · 234 Days on market

Built 1941 0.33 ac lot $252/sqft · 22% below area Est $511k · 22% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• ARV discount +15.0/15.0
• DSCR +6.0/10.0
• 1% rule +4.7/10.0
• Livability +3.9/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

Key facts

• New kitchen
• New bathroom
• Large living room

Tags

• NEW KITCHEN
• NEW BATHROOM
• LARGE LIVING ROOM
• BACK UP TO B & A TRAIL
• PRIME LOCATION
• NEW RECESS LIGHTING

🏷️ Possibly a rental listed for sale. The $399,800 price doesn't fit this home's estimated sale value (~$511,051) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $400k.

Deal economics

• At list price, monthly cash flow is $428 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $387k (3.1% below list).
• Recommended offer: $352k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 3.2% in Severna Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#75 in MD, #2,690 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, cost of living F.
• Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 146 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 234 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 28y ago; this cycle's ask has dropped $100k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $351,824 (12.0% below list)

Questions for the listing agent

1. It's been on market 234 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 7.58%
• Cash-on-cash: 4.59%
• DSCR: 1.20
• GRM: 8.6

CMA / ARV

• ARV (median comp): $511,051
• List price: $399,800
• Delta: -21.77%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
939 Kinhart Ct	0.36mi	3/2.0	1,524 (-4%)	9mo	$410,000	$269	67
932 Ryecroft Ct	0.36mi	3/1.5	1,512 (-5%)	7mo	$520,000	$344	66
765 Baltimore Annapolis Blvd	0.45mi	3/2.0	1,415 (-11%)	6mo	$446,500	$316	54
61 Barrensdale Dr	0.34mi	4/2.0 (+1)	1,702 (+7%)	13mo	$515,000	$303	54
794 Tremaine Way	0.73mi	3/2.0	1,692 (+6%)	7mo	$567,650	$335	47
796 Stinchcomb Rd	0.64mi	2/1.5 (-1)	1,392 (-12%)	2mo	$620,000	$445	39
681 Dill Ct	0.70mi	3/2.5	1,716 (+8%)	18mo	$520,000	$303	39
821 Oak Grove Cir	0.61mi	4/3.0 (+1)	1,822 (+15%)	13mo	$625,000	$343	29
790 Stinchcomb Rd	0.69mi	4/2.0 (+1)	1,392 (-12%)	14mo	$551,000	$396	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.2%
• Equity multiple: 0.66×
• Total profit: $-37,547
• Equity at exit: $59,611

10-year hold

• IRR: 0.3%
• Equity multiple: 1.02×
• Total profit: $2,316
• Equity at exit: $34,567

Cash invested: $111,944 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21146

• Active inventory: 146
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $3,873 medium
• Mortgage (P&I): −$2,097
• Tax from tax record: −$368 /mo · $4,418/yr
• Insurance: −$167
• HOA: −$0
• Vacancy / Maint / Mgmt: −$813
• Net cashflow: $428

Break-even live

Break-even rent $3,331

Max offer price $399,800

Occupancy floor 84%

Sensitivity live

Price	-10% $654	-5% $541	+0% $428	+5% $315	+10% $202
Rent	-10% $122	-5% $275	+0% $428	+5% $581	+10% $734
Rate	-1.0pp $629	-0.5pp $530	base $428	+0.5pp $324	+1.0pp $219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $99,950
• Closing costs: $11,994
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
903 Country Ter Severna Park, MD	3.0	2.0	1600	$4,700	$2.94	24d	1	0.20mi
50 Baldy Ave Severna Park, MD	3.0	1.0	1350	$2,500	$1.85	44d	1	0.38mi
770 Trenton Ave Severna Park, MD	3.0	2.5	2139	$3,250	$1.52	44d	1	0.64mi
719 Monmouth Ave Severna Park, MD	3.0	2.0	1248	$2,850	$2.28	44d	1	0.80mi

Listing history 39 events

1. 2026-06-07
   statusdays on market $399,800 Pending 234 DOM
2. 2026-06-04
   days on market $399,800 Active 233 DOM
3. 2026-06-03
   days on market $399,800 Active 232 DOM
4. 2026-06-02
   days on market $399,800 Active 231 DOM
5. 2026-06-01
   days on market $399,800 Active 230 DOM
6. 2026-05-31
   days on market $399,800 Active 229 DOM
7. 2026-05-17
   price $399,900 1178-char remark

   Show marketing remark (1178 chars)

   Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

8. 2026-05-16
   price $404,900 1178-char remark

   Show marketing remark (1178 chars)

   Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

9. 2026-05-05
   price $409,900 1178-char remark

   Show marketing remark (1178 chars)

   Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

10. 2026-04-30
    price $414,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

11. 2026-04-25
    price $419,800 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

12. 2026-04-20
    price $419,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

13. 2026-04-10
    price $424,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

14. 2026-04-06
    price $429,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

15. 2026-04-01
    price $434,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

16. 2026-03-29
    price $439,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

17. 2026-03-26
    price $444,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

18. 2026-03-22
    price $449,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

19. 2026-03-06
    price $454,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

20. 2026-02-17
    price $459,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

21. 2026-02-03
    price $464,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

22. 2026-01-02
    price $469,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

23. 2025-12-09
    price $474,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

24. 2025-11-28
    price $479,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

25. 2025-11-11
    price $484,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

26. 2025-11-02
    price $489,900 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

27. 2025-11-01
    status Active 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

28. 2025-10-18
    historical 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

29. 2025-09-30
    listed $499,900 Active 1178-char remark

    Show marketing remark (1178 chars)

    Why the long days on the market? The home was priced too high. Reduced $100,000 since the initial listing. Now priced to sell! 4 bedrooms, 2 full bathrooms, and 2 kitchens! Basement has a separate apartment with a kitchen, bathroom, living room, and a bedroom. Upstairs has a kitchen, bathroom, 3 small bedrooms, and a nice size living room. Large . 33 acre lot with tons of parking out back. The property backs up to the desired B & A Trail. Take a nice peaceful morning walk for coffee in downtown Severna Park. Prime location only 2 minutes from many shops and restaurants. 10 minutes from Annapolis. Severna Park Schools. Recess lighting throughout. Fresh paint. LVP flooring. Egress window in basement bedroom. New gas furnace and new central AC! New front deck. New washer and dryer. Garage is As-Is and needs repair. The large flat back lot gives you lots of options for building an addition, an ADU, repairing the garage or building a new garage with an extra living space! Or just enjoy an oversized yard backing up to the trail! This can be a good investment home or an owner that wants to live in one apartment and rent the other for $1200-$1600 per month.

30. 2025-03-07
    historical
31. 2025-02-19
    status Active
32. 2024-11-27
    soldstatus $833,000
33. 2024-10-25
    status Pending
34. 2024-10-23
    listed $399,900 Active
35. 2024-10-21
    historical
36. 1999-01-15
    soldstatus $70,000
37. 1998-10-30
    historical
38. 1998-10-23
    listed $74,900
39. 1990-09-11
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $4,418 · $368/mo
• Projected year-2 tax: $4,418 · $368/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,471
• − Mortgage interest: −$22,395
• − Property taxes: −$4,418
• − Insurance: −$1,999
• − Repairs & maintenance: −$3,718
• − Management: −$3,718
• − Depreciation: −$11,631
• Taxable loss: −$1,407
• Est. tax savings @ 24.0%: +$338
• After-tax cash flow: $5,474/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Anne Arundel County Public Schools
• NCES district ID: 2400060
• Math proficiency: 20% ▼ -21.00%
• Reading proficiency: 37% ▼ -13.00%
• Median HH income: $87,880
• Composite: 28.52/100
• National rank: #6733
• State rank: #10 of 24 in MD

Livability — Severna Park

• Score: 78/100
• State rank: #75
• US rank: #2690

Category grades

Amenities F Commute A- Cost of living F Crime A- Employment A+ Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Severna Park, MD
• County: Anne Arundel County · 535,653 people
• City population: 28,591
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 28,591
• Household income: $172,122
• Rent vs Own: 10.6% rent · 89.4% own
• Severe rent burden: 155.0

Population outlook (Anne Arundel County) Hauer SSP2

• Today (2025): 617,384 people
• By 2030: 642,094 · +4.0%
• By 2040: 686,621 · +11.2%
• By 2050: 723,031 · +17.1%
• By 2075: 809,346 · +31.1%
• By 2100: 837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 5% Black 4% Hispanic / Latino 2% Asian 2%
• Common ancestry: Romanian 5% Slovak 4% Lithuanian 2%
• Foreign-born: 5% · Canada, South Korea, China
• Languages at home: 94% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Anne Arundel

• 2024 margin: D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
• 2008→2024 swing: +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
• All cycles: 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -414.73%
• Current HPI: 302.8448
• Rent YoY: —
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+627.1% since first listed

33 events — show timeline

• 2026-05-17 Price Changed $399,900 BRIGHT MLS
• 2026-05-16 Price Changed $404,900 BRIGHT MLS
• 2026-05-05 Price Changed $409,900 BRIGHT MLS
• 2026-04-30 Price Changed $414,900 BRIGHT MLS
• 2026-04-25 Price Changed $419,800 BRIGHT MLS
• 2026-04-20 Price Changed $419,900 BRIGHT MLS
• 2026-04-10 Price Changed $424,900 BRIGHT MLS
• 2026-04-06 Price Changed $429,900 BRIGHT MLS
• 2026-04-01 Price Changed $434,900 BRIGHT MLS
• 2026-03-29 Price Changed $439,900 BRIGHT MLS
• 2026-03-26 Price Changed $444,900 BRIGHT MLS
• 2026-03-22 Price Changed $449,900 BRIGHT MLS
• 2026-03-06 Price Changed $454,900 BRIGHT MLS
• 2026-02-17 Price Changed $459,900 BRIGHT MLS
• 2026-02-03 Price Changed $464,900 BRIGHT MLS
• 2026-01-02 Price Changed $469,900 BRIGHT MLS
• 2025-12-09 Price Changed $474,900 BRIGHT MLS
• 2025-11-28 Price Changed $479,900 BRIGHT MLS
• 2025-11-11 Price Changed $484,900 BRIGHT MLS
• 2025-11-02 Price Changed $489,900 BRIGHT MLS
• 2025-11-01 Relisted — BRIGHT MLS
• 2025-10-18 Listing Removed — BRIGHT MLS
• 2025-09-30 Listed $499,900 BRIGHT MLS
• 2025-03-07 Listing Removed — BRIGHT MLS
• 2025-02-19 Relisted — BRIGHT MLS
• 2024-11-27 Sold (Public Records) $833,000 Public Records
• 2024-10-25 Pending — BRIGHT MLS
• 2024-10-23 Listed $399,900 BRIGHT MLS
• 2024-10-21 Coming Soon — BRIGHT MLS
• 1999-01-15 Sold (MLS) $70,000 MRIS
• 1998-10-30 Delisted — MRIS
• 1998-10-23 Listed $74,900 MRIS
• 1990-09-11 Sold (Public Records) $55,000 Public Records

Property tax history

+3.8%/yr

Latest (2025): $4,418 · +9.8% YoY. Source: county tax records.