2732 Village Green Ln · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Rent growth +3.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into this beautifully updated, move-in-ready home where modern style meets a functional floor plan. Say goodbye to allergens and high maintenance with sleek, durable flooring throughout—absolutely no carpet! The heart of the home is a spacious, light-filled eat-in kitchen, recently updated and ready for your next dinner party or quiet morning coffee. Privacy is built-in with a smart split-bedroom layout, uniquely featuring two en-suite bedrooms, making it ideal for multi-generational living, roommates, or a premium guest experience. Outside, the level lot offers a blank canvas for your garden oasis or a secure playground for pets. Whether you're a first-time buyer looking for a turnkey start or an investor seeking a high-demand rental, this property checks every box at a price point that makes sense. Schedule your showing today and see why this is the best value in town!
Key facts
- Split-bedroom layout
- Durable flooring
- Level lot
Tags
Property features AI
Finance
- Other: Listing terms: Cash, Conventional, FHA, VA Loan
- Financial info: Investor owned
- HOA & community: No HOA; No community features
Exterior
- Parking: Off-street parking; Parking pad; 2 parking spaces (total)
- Utilities: Public water; Public sewer; Electricity available; Cable available
- Home design: Single family residence; House; One story; Resale property; Subdivision: Village Green
- Construction: Built in 1970; Vinyl siding; Composition roof; Pillar/post/pier foundation
- Exterior features: Level lot
Interior
- Kitchen: Appliances: Other
- Bedrooms: 3 bedrooms (all on the main level)
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: In-law floorplan; Split bedroom plan; One level; Crawl space foundation
- Laundry & utility: Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.5-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $386 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Cap rate 10.9% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Southfield Elementary School (math 5% / reading 6%, grade F, #1,158 of 1,228 statewide, top 94%, 737 students, 100% FRL); Southwest High School (math 2% / reading 17%, grade F, #365 of 424 statewide, top 88%, 800 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.0%/yr); 207 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
- At $1,259/mo this rent would consume 50% of the median local household income ($30k/yr) (locally 1335% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 5.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $42k; list at $100k implies a 138% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 10.92%
- Cash-on-cash
- 16.52%
- DSCR
- 1.74
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $35,000
- List price
- $100,000
- Delta
- 194.00%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5780 Edwina Dr | 0.16mi | 3/1.0 | 1,200 (0%) | 6mo | $125,000 | $104 | 77 |
| 2738 Village Green Ln | 0.01mi | 3/1.0 | 1,056 (-12%) | 1mo | $35,000 | $33 | 68 |
| 2665 Chatsworth Ct | 0.13mi | 3/1.5 | 1,056 (-12%) | 4mo | $50,000 | $47 | 62 |
| 5897 Leone Dr W | 0.17mi | 3/1.5 | 1,055 (-12%) | 4mo | $35,000 | $33 | 61 |
| 2745 Village Green Ln | 0.04mi | 4/2.0 (+1) | 1,350 (+12%) | 8mo | $35,000 | $26 | 60 |
| 5901 Leone Dr W | 0.16mi | 4/1.5 (+1) | 1,056 (-12%) | 4mo | $35,000 | $33 | 56 |
| 5810 Bloomfield Rd | 0.29mi | 3/2.0 | 1,329 (+11%) | 12mo | $100,000 | $75 | 53 |
| 4525 Clover Pl | 0.71mi | 3/2.0 | 1,291 (+8%) | 1mo | $130,000 | $101 | 47 |
| 2704 Reynolds Dr | 0.39mi | 3/1.0 | 1,036 (-14%) | 7mo | $70,000 | $68 | 43 |
| 2715 Barrett Ave | 0.67mi | 3/2.0 | 1,322 (+10%) | 8mo | $6,200 | $5 | 39 |
| 2489 Hillside Dr | 0.58mi | 3/1.0 | 1,056 (-12%) | 10mo | $95,000 | $90 | 35 |
| 2455 Rosen Ave | 0.68mi | 4/2.0 (+1) | 1,344 (+12%) | 4mo | $135,000 | $100 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.03% rent growth · sell at horizon
- IRR
- 9.7%
- Equity multiple
- 1.39×
- Total profit
- $10,944
- Equity at exit
- $14,910
- IRR
- 20.3%
- Equity multiple
- 2.87×
- Total profit
- $52,244
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31206
- Rents YoY
- 5.0%
- Active inventory
- 207
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,259 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$43 /mo · $515/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $386
Break-even live
Sensitivity live
| Price | -10% $442 | -5% $414 | +0% $386 | +5% $357 | +10% $329 |
|---|---|---|---|---|---|
| Rent | -10% $286 | -5% $336 | +0% $386 | +5% $435 | +10% $485 |
| Rate | -1.0pp $436 | -0.5pp $411 | base $386 | +0.5pp $360 | +1.0pp $333 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2665 Chatsworth Ct Macon, GA | 3.0 | 1.5 | 1056 | $1,175 | $1.11 | 44d | 1 | 0.12mi |
| 2641 Leone Dr N Macon, GA | 3.0 | 1.0 | 864 | $1,100 | $1.27 | 44d | 1 | 0.19mi |
| 5771 Satterfield Dr Macon, GA | 3.0 | 1.0 | 888 | $1,250 | $1.41 | 44d | 1 | 0.24mi |
| 5711 Sterling Pl Macon, GA | 3.0 | 1.0 | 864 | $1,500 | $1.74 | 22d | 1 | 0.29mi |
| 5708 Edwina Dr Macon, GA | 3.0 | 1.0 | 925 | $1,275 | $1.38 | 44d | 1 | 0.29mi |
| 5962 Bloomfield Rd Macon, GA | 4.0 | 1.5 | 1159 | $1,300 | $1.12 | 14d | 1 | 0.30mi |
| 2916 Walmar Dr Macon, GA | 3.0 | 2.0 | 1300 | $1,275 | $0.98 | 44d | 1 | 0.33mi |
| 4386 Thrasher Cir Macon, GA | 3.0 | 2.0 | 1120 | $1,400 | $1.25 | 44d | 1 | 0.38mi |
| 2961 Deeb Dr Macon, GA | 3.0 | 1.0 | 1000 | $1,000 | $1.00 | 44d | 1 | 0.43mi |
| 4331 Ashland Dr Macon, GA | 3.0 | 1.0 | 864 | $1,025 | $1.19 | 44d | 1 | 0.50mi |
| 4471 Elkan Ave Macon, GA | 4.0 | 2.0 | 1128 | $1,495 | $1.33 | 44d | 1 | 0.54mi |
| 4685 Pinedale Dr Macon, GA | 3.0 | 1.5 | 1404 | $1,450 | $1.03 | 14d | 1 | 0.55mi |
| 2477 Thrasher Ave Macon, GA | 3.0 | 1.0 | 960 | $825 | $0.86 | 14d | 1 | 0.62mi |
| 5487 Bloomfield Rd Macon, GA | 3.0 | 2.0 | 1050 | $1,200 | $1.14 | 22d | 1 | 0.65mi |
| 2459 Vivian Dr Macon, GA | 3.0 | 1.0 | 792 | $850 | $1.07 | 14d | 1 | 0.72mi |
| 2423 Thrasher Ave Macon, GA | 3.0 | 1.0 | 1056 | $725 | $0.69 | 44d | 1 | 0.74mi |
| 2418 Adger Rd Macon, GA | 4.0 | 1.0 | 1365 | $1,500 | $1.10 | 44d | 1 | 0.77mi |
| 2427 Vivian Dr Macon, GA | 4.0 | 1.0 | 1056 | $1,150 | $1.09 | 44d | 1 | 0.79mi |
| 4278 Vinson Ave Macon, GA | 4.0 | 2.0 | 1104 | $1,550 | $1.40 | 22d | 1 | 0.81mi |
| 4455 Fairfax Dr Macon, GA | 3.0 | 2.0 | 1352 | $1,225 | $0.91 | 44d | 1 | 0.83mi |
| 4300 Essex Rd Macon, GA | 4.0 | 1.5 | 1246 | $1,450 | $1.16 | 22d | 1 | 0.93mi |
| 4069 Blair Ct Macon, GA | 3.0 | 1.0 | 864 | $850 | $0.98 | 44d | 1 | 1.15mi |
| 5161 Nisbet Dr Macon, GA | 2.0 | 1.5 | 1040 | $975 | $0.94 | 44d | 1 | 1.21mi |
Listing history 28 events
-
2026-06-19statusdays on market $100,000 Active 14 DOM
-
2026-06-18days on market $100,000 New 13 DOM
-
2026-06-17days on market $100,000 New 12 DOM
-
2026-06-16days on market $100,000 New 11 DOM
-
2026-06-15days on market $100,000 New 10 DOM
-
2026-06-14days on market $100,000 New 8 DOM
-
2026-06-13days on market $100,000 New 7 DOM
-
2026-06-10days on market $100,000 New 5 DOM
-
2026-06-09days on market $100,000 New 4 DOM
-
2026-06-08days on market $100,000 New 3 DOM
-
2026-06-07pricestatusdays on market $100,000 New 2 DOM
-
2026-06-03days on market $102,900 Active 123 DOM
-
2026-06-02days on market $102,900 Active 122 DOM
-
2026-06-01days on market $102,900 Active 121 DOM
-
2026-05-31days on market $102,900 Active 120 DOM
-
2026-05-30days on market $102,900 Active 119 DOM
-
2026-04-23price $102,900 888-char remark
-
2026-04-23price $102,900 894-char remark
-
2026-04-23price $102,900
-
2026-03-18price $103,900 894-char remark
-
2026-03-18price $103,900
-
2026-03-18price $103,900 888-char remark
-
2026-01-31$104,900 Active
-
2026-01-31$104,900 Active 894-char remark
-
2026-01-29$104,900 New 888-char remark
-
2023-01-25soldstatus $42,000 Closed
-
2023-01-18status Pending
-
2022-12-31$34,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $515 · $43/mo
- Projected year-2 tax
- $920 · $77/mo
- Expected delta
- +$405/yr (+$34/mo · 78.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,107
- − Mortgage interest
- −$5,602
- − Property taxes
- −$515
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,209
- − Management
- −$1,209
- − Depreciation
- −$2,909
- Taxable income
- $3,164
- Est. tax owed @ 24.0%
- −$759
- After-tax cash flow
- $3,867/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 24,310
- Household income
- $30,042
- Rent vs Own
- Severe rent burden
- 1335.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Lithuanian 1% Italian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.17%
- Current HPI
- 148.6765
- Rent YoY
- ▲ 5.03%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+186.5% since first listed15 events — show timeline
- 2026-06-05 Listed $100,000 MGMLS
- 2026-06-05 Listed $100,000 CGMLS
- 2026-06-04 Listing Removed — GAMLS
- 2026-06-04 Listed $100,000 GAMLS
- 2026-04-23 Price Changed $102,900 GAMLS
- 2026-04-23 Price Changed $102,900 CGMLS
- 2026-04-23 Price Changed $102,900 MGMLS
- 2026-03-18 Price Changed $103,900 CGMLS
- 2026-03-18 Price Changed $103,900 MGMLS
- 2026-03-18 Price Changed $103,900 GAMLS
- 2026-01-31 Listed $104,900 CGMLS
- 2026-01-29 Listed $104,900 GAMLS
- 2023-01-25 Sold (MLS) $42,000 CGMLS
- 2023-01-18 Pending — CGMLS
- 2022-12-31 Listed $34,900 CGMLS
Property tax history
+14.6%/yrLatest (2025): $515 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…