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36 York
C- Composite 52.99
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • ARV discount +12.4/15.0
  • DSCR +6.1/10.0
  • 1% rule +5.1/10.0
  • Livability +3.8/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$240,000

36 York · Baltimore, MD 21218
5 bd · 2.0 ba · 1,981 sqft · Townhouse public records · 101 Days on market
Built 1935 1,742 sqft lot $121/sqft · 11% below area Est $270k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

Key facts

  • Easy access to i-83
  • Tree-lined streets
  • Easy access to i-695

Tags

GUILDFORD HISTORIC DISTRICTTREE-LINED STREETSHISTORIC ARCHITECTUREEASY ACCESS TO I-83EASY ACCESS TO I-695

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath townhouse listed at $240k.

Deal economics

  • At list price, monthly cash flow is $258 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $240k).
  • Recommended offer: $218k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 6.0% in Baltimore — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.6%/yr); 325 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $2,430/mo this rent would consume 47% of the median local household income ($62k/yr) (locally 2564% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 101 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 28y ago; this cycle's ask is 9500% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $152k; list at $240k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,400 (9.0% below list)

Questions for the listing agent

  1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.58%
Cash-on-cash
4.61%
DSCR
1.21
GRM
8.2

CMA / ARV

ARV (median comp)
$269,536
List price
$240,000
Delta
-10.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
416 Southway 0.46mi 5/2.0 1,991 (+0%) 2mo $370,000 $186 76
3820 Greenmount Ave 0.12mi 4/1.5 (-1) 2,058 (+4%) 8mo $152,000 $74 74
3604 Greenmount Ave 0.36mi 5/3.0 1,962 (-1%) 10mo $360,000 $183 69
3734 Ellerslie Ave 0.28mi 4/2.0 (-1) 1,912 (-4%) 10mo $291,000 $152 68
3916 Cloverhill Rd 0.56mi 5/2.0 2,016 (+2%) 7mo $515,000 $255 66
4630 York Rd 0.52mi 4/1.5 (-1) 2,022 (+2%) 2mo $90,000 $45 64
712 E 43rd 0.36mi 5/3.5 2,046 (+3%) 9mo $275,000 $134 64
3953 Wilsby Ave 0.29mi 4/2.0 (-1) 1,716 (-13%) 1mo $235,000 $137 58
3938 Frisby St 0.19mi 4/2.0 (-1) 1,710 (-14%) 10mo $257,000 $150 56
3939 Frisby St 0.20mi 4/2.0 (-1) 1,710 (-14%) 9mo $250,000 $146 55
3432 University Pl 0.50mi 4/2.5 (-1) 2,113 (+7%) 9mo $489,000 $231 51
912 E 36th St 0.53mi 4/2.0 (-1) 1,716 (-13%) 7mo $335,000 $195 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.63% rent growth · sell at horizon

5-year hold
IRR
-10.7%
Equity multiple
0.62×
Total profit
$-25,721
Equity at exit
$35,785
10-year hold
IRR
-3.4%
Equity multiple
0.79×
Total profit
$-14,269
Equity at exit
$20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21218

Rents YoY
1.6%
Active inventory
325
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,430 high interval (Pro) →
Mortgage (P&I)
$1,259
Tax from tax record
$303 /mo · $3,634/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$510
Net cashflow
$258

Break-even live

Break-even rent $2,103
Max offer price $240,000
Occupancy floor 84%

Sensitivity live

Price -10% $394 -5% $326 +0% $258 +5% $190 +10% $122
Rent -10% $66 -5% $162 +0% $258 +5% $354 +10% $450
Rate -1.0pp $379 -0.5pp $319 base $258 +0.5pp $196 +1.0pp $133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,000
Closing costs
$7,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
513 E 41st St Baltimore, MD 4.0 1.5 1620 $1,900 $1.17 44d 1 0.12mi
706 E 43rd St Baltimore, MD 4.0 1.5 1596 $1,899 $1.19 2d 1 0.35mi
531 Willow Ave Unit Na Baltimore, MD 4.0 1.0 1300 $1,800 $1.38 21d 1 0.47mi
3421 University Pl Baltimore, MD 5.0 2.0 1960 $3,500 $1.79 24d 1 0.54mi
348 E University Pkwy Baltimore, MD 4.0 2.0 1809 $2,400 $1.33 44d 1 0.63mi
3222 Ellerslie Ave Baltimore, MD 4.0 1.5 1550 $1,950 $1.26 44d 1 0.78mi
510 Winston Ave Baltimore, MD 4.0 2.0 1600 $2,800 $1.75 21d 1 0.85mi
3010 Guilford Ave Baltimore, MD 5.0 2.5 2174 $3,980 $1.83 11d 1 0.92mi
420 E 28th St Unit 1 Baltimore, MD 5.0 2.5 1600 $2,600 $1.62 5d 1 1.08mi
1545 E Cold Spring Ln Baltimore, MD 4.0 2.0 1240 $2,000 $1.61 44d 1 1.21mi
305 W 31st St Baltimore, MD 4.0 2.0 1500 $2,499 $1.67 44d 1 1.24mi
3348 Chestnut Ave Baltimore, MD 4.0 3.5 1702 $3,200 $1.88 24d 1 1.24mi
2641 N Howard St Baltimore, MD 4.0 3.5 1344 $2,800 $2.08 24d 1 1.33mi
312 E 25th St Baltimore, MD 4.0 3.5 1960 $2,800 $1.43 44d 1 1.37mi
313 E 25th St Baltimore, MD 5.0 2.5 2350 $2,550 $1.09 24d 1 1.40mi

Listing history 36 events

  1. 2026-06-18
    days on market $240,000 Active 101 DOM
  2. 2026-06-17
    days on market $240,000 Active 100 DOM
  3. 2026-06-16
    days on market $240,000 Active 99 DOM
  4. 2026-06-15
    days on market $240,000 Active 98 DOM
  5. 2026-06-13
    days on market $240,000 Active 96 DOM
  6. 2026-06-09
    days on market $240,000 Active 92 DOM
  7. 2026-06-08
    days on market $240,000 Active 91 DOM
  8. 2026-06-07
    days on market $240,000 Active 90 DOM
  9. 2026-06-04
    days on market $240,000 Active 87 DOM
  10. 2026-06-03
    days on market $240,000 Active 86 DOM
  11. 2026-06-02
    days on market $240,000 Active 85 DOM
  12. 2026-06-01
    days on market $240,000 Active 84 DOM
  13. 2026-05-31
    days on market $240,000 Active 83 DOM
  14. 2026-05-07
    status Active 1474-char remark
    Show marketing remark (1474 chars)

    This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

  15. 2026-05-03
    historical $2,500
  16. 2026-04-27
    status Pending 1474-char remark
    Show marketing remark (1474 chars)

    This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

  17. 2026-04-23
    price $250,000 1474-char remark
    Show marketing remark (1474 chars)

    This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

  18. 2026-04-11
    listed $2,500
  19. 2026-04-03
    historical $2,500
  20. 2026-03-29
    price $275,000 1474-char remark
    Show marketing remark (1474 chars)

    This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

  21. 2026-03-17
    listed $2,500
  22. 2026-03-06
    price $285,000 1474-char remark
    Show marketing remark (1474 chars)

    This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

  23. 2026-02-27
    listed $295,000 Active 1474-char remark
    Show marketing remark (1474 chars)

    This is a rare opportunity—price just reduced significantly! We’re seeing high interest, so we’ll be accepting offers only through 05-12-2026. Act fast—this exceptional value won’t last long! Welcome to 36 York Court — a rare opportunity in Baltimore’s prestigious Guildford Historic District. Located within Baltimore’s premier residential community, this five-bedroom, two-bath home offers timeless character and exceptional potential in one of the city’s most notable and sought-after neighborhoods. Set among Guildford’s iconic tree-lined streets and historic architecture, this residence presents the perfect opportunity for buyers looking to add personal touches and build value while enjoying the charm and prestige of an established community. Spacious living areas and five generously sized bedrooms provide flexibility for modern living, home offices, or guest accommodations. Ideally positioned just minutes from Johns Hopkins University, the picturesque landscapes of Sherwood Gardens, and a short drive to Baltimore’s Inner Harbor, the location combines neighborhood tranquility with city convenience. Commuters benefit from easy access to I-83 and I-695, making travel throughout the region seamless. Whether you’re looking to restore, update, or simply make a historic Guildford home your own, 36 York Court presents a unique chance to invest in location, character, and long-term value.

  24. 2022-12-27
    soldstatus $152,000
  25. 2022-08-25
    price $2,550
  26. 2005-12-16
    soldstatus $194,500
  27. 2005-12-02
    soldstatus $194,500 339-char remark
    Show marketing remark (339 chars)

    GRACIOUS 3 STY EOG in historic Guilford! Faces landscaped Open Space. High ceilings. Skylight. Covered front porch & rear enclosed porch off eat-in kitchen. FULL OF SPACE & LIGHT! Easy to show. DON'T MISS THIS ONE! (NOTE: Seller requires pre-approval letter & signed financial information sheet from Buyer w/ all offers)

  28. 2005-10-29
    historical 339-char remark
    Show marketing remark (339 chars)

    GRACIOUS 3 STY EOG in historic Guilford! Faces landscaped Open Space. High ceilings. Skylight. Covered front porch & rear enclosed porch off eat-in kitchen. FULL OF SPACE & LIGHT! Easy to show. DON'T MISS THIS ONE! (NOTE: Seller requires pre-approval letter & signed financial information sheet from Buyer w/ all offers)

  29. 2005-10-17
    listed $194,500 339-char remark
    Show marketing remark (339 chars)

    GRACIOUS 3 STY EOG in historic Guilford! Faces landscaped Open Space. High ceilings. Skylight. Covered front porch & rear enclosed porch off eat-in kitchen. FULL OF SPACE & LIGHT! Easy to show. DON'T MISS THIS ONE! (NOTE: Seller requires pre-approval letter & signed financial information sheet from Buyer w/ all offers)

  30. 2005-10-17
    historical
    Show marketing remark (339 chars)

    GRACIOUS 3 STY EOG in historic Guilford! Faces landscaped Open Space. High ceilings. Skylight. Covered front porch & rear enclosed porch off eat-in kitchen. FULL OF SPACE & LIGHT! Easy to show. DON'T MISS THIS ONE! (NOTE: Seller requires pre-approval letter & signed financial information sheet from Buyer w/ all offers)

  31. 2005-09-28
    listed
  32. 2003-12-09
    soldstatus $105,000
  33. 1998-12-02
    historical
  34. 1998-03-18
    listed
  35. 1993-01-11
    soldstatus $87,600
  36. 1992-06-24
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,634 · $303/mo
Projected year-2 tax
$3,634 · $303/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,156
− Mortgage interest
−$13,444
− Property taxes
−$3,634
− Insurance
−$1,200
− Repairs & maintenance
−$2,332
− Management
−$2,332
− Depreciation
−$6,982
Taxable loss
−$768
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$184
After-tax cash flow
$3,281/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
44,014
Household income
$62,488
Rent vs Own
51.9% rent · 48.1% own
Severe rent burden
2564.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 60% White 26% Two or more races 6% Hispanic / Latino 5% Asian 5%
Hispanic origin (detail)
Common ancestry
Romanian 2% Italian 1% Scotch-Irish 1%
Foreign-born
10% · Canada, China, South Korea
Languages at home
87% English-only · Spanish 4% French/Haitian/Cajun 2% Chinese 2%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -463.14%
Current HPI
292.3986
Rent YoY
▲ 1.63%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-87.5% since first listed
23 events — show timeline
  • 2026-05-07 Relisted BRIGHT MLS
  • 2026-05-03 Rental Removed $2,500 APPFOLIO
  • 2026-04-27 Pending BRIGHT MLS
  • 2026-04-23 Price Changed $250,000 BRIGHT MLS
  • 2026-04-11 Listed for Rent $2,500 APPFOLIO
  • 2026-04-03 Rental Removed $2,500 APPFOLIO
  • 2026-03-29 Price Changed $275,000 BRIGHT MLS
  • 2026-03-17 Listed for Rent $2,500 APPFOLIO
  • 2026-03-06 Price Changed $285,000 BRIGHT MLS
  • 2026-02-27 Listed $295,000 BRIGHT MLS
  • 2022-12-27 Sold (Public Records) $152,000 Public Records
  • 2022-08-25 Price Changed $2,550 RENT.
  • 2005-12-16 Sold (Public Records) $194,500 Public Records
  • 2005-12-02 Sold (MLS) $194,500 MRIS
  • 2005-10-29 Delisted MRIS
  • 2005-10-17 Delisted MRIS
  • 2005-10-17 Listed $194,500 MRIS
  • 2005-09-28 Listed MRIS
  • 2003-12-09 Sold (Public Records) $105,000 Public Records
  • 1998-12-02 Delisted MRIS
  • 1998-03-18 Listed MRIS
  • 1993-01-11 Sold (Public Records) $87,600 Public Records
  • 1992-06-24 Sold (Public Records) $20,000 Public Records

Property tax history

-1.4%/yr

Latest (2025): $3,634 · -23.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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