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12034 Birchview Dr
D+ Composite 47.27
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.3/30.0
  • DSCR +4.3/10.0
  • 1% rule +3.8/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$499,999

12034 Birchview Dr · Clinton, MD 20735
5 bd · 3.5 ba · 2,016 sqft · SingleFamily public records · 31 Days on market
Built 1992 Est $669k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

Key facts

  • New flooring
  • Freshly painted
  • Backsplash

Tags

CORNER LOTMODERNIZED KITSS APPLIANCESBACKSPLASHFRESHLY PAINTEDNEW FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $500k.

Deal economics

  • At list price, monthly cash flow is $91 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $439k (12.1% below list).
  • Recommended offer: $439k (12.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 5.3% in Clinton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 63/100 on livability (#304 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D+, schools D-, amenities F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 121 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($126k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($485k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $340k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $439,446 (12.1% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.51%
Cash-on-cash
0.78%
DSCR
1.03
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$669,312
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12609 Drayton Way 0.66mi 4/3.0 (-1) 2,073 (+3%) 21mo $604,990 $292 40
12504 Old Habersham Ln 0.50mi 4/3.0 (-1) 1,780 (-12%) 15mo $615,000 $346 38
5416 Big Huntingdon Ln 0.73mi 4/3.0 (-1) 1,911 (-5%) 15mo $615,000 $322 37
5907 Saint Pauls Blf 0.51mi 4/3.0 (-1) 1,780 (-12%) 20mo $644,900 $362 33
11800 Thrift Rd 0.71mi 4/3.0 (-1) 2,260 (+12%) 12mo $490,000 $217 30
5817 Mcintosh Pl 0.71mi 4/3.0 (-1) 1,821 (-10%) 18mo $605,000 $332 29
5814 Savannah Dr 0.74mi 4/3.0 (-1) 1,821 (-10%) 23mo $649,950 $357 23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.0%
Equity multiple
0.46×
Total profit
$-75,186
Equity at exit
$74,551
10-year hold
IRR
-6.4%
Equity multiple
0.59×
Total profit
$-57,901
Equity at exit
$43,231

Cash invested: $140,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20735

Active inventory
121
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$4,394 medium interval (Pro) →
Mortgage (P&I)
$2,622
Tax from tax record
$550 /mo · $6,599/yr
Insurance
$208
HOA
$0
Vacancy / Maint / Mgmt
$923
Net cashflow
$91

Break-even live

Break-even rent $4,279
Max offer price $499,999
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$125,000
Closing costs
$15,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6417 Kaine Dr Clinton, MD 6.0 2.0 2460 $4,400 $1.79 24d 1 1.00mi
11160 Tippett Rd Clinton, MD 6.0 2.0 1419 $3,500 $2.47 24d 1 1.22mi
6920 Groveton Dr Clinton, MD 6.0 3.0 2250 $4,725 $2.10 44d 1 1.42mi

Listing history 39 events

  1. 2026-06-18
    days on market $499,999 Active 31 DOM
  2. 2026-06-17
    days on market $499,999 Active 30 DOM
  3. 2026-06-16
    days on market $499,999 Active 29 DOM
  4. 2026-06-15
    days on market $499,999 Active 28 DOM
  5. 2026-06-13
    days on market $499,999 Active 26 DOM
  6. 2026-06-10
    days on market $499,999 Active 22 DOM
  7. 2026-06-08
    days on market $499,999 Active 21 DOM
  8. 2026-06-07
    days on market $499,999 Active 20 DOM
  9. 2026-06-04
    days on market $499,999 Active 17 DOM
  10. 2026-06-03
    days on market $499,999 Active 16 DOM
  11. 2026-06-02
    days on market $499,999 Active 15 DOM
  12. 2026-06-01
    days on market $499,999 Active 14 DOM
  13. 2026-05-31
    days on market $499,999 Active 13 DOM
  14. 2026-05-19
    listed $499,999 Active
  15. 2018-12-07
    soldstatus $340,000
  16. 2018-10-31
    soldstatus $340,000 Closed 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  17. 2018-09-05
    status Pending 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  18. 2018-08-26
    historical Active Under Contract 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  19. 2018-07-27
    price $344,900 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  20. 2018-07-14
    price $349,900 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  21. 2018-06-22
    price $354,000 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  22. 2018-06-11
    price $360,000 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  23. 2018-06-11
    status Active 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  24. 2018-05-30
    historical 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  25. 2018-05-30
    listed $345,000 Active 412-char remark
    Show marketing remark (412 chars)

    CORNER LOT! Well maintained, 3 Lvl Colonial tucked away in a well established community awaiting your personal touch! Kit has been modernized w/ SS APPLIANCES, BACKSPLASH & more. Home has been FRESHLY PAINTED throughout with NEW FLOORING installed, SOLAR PANELS & professionally landscaped. Fireplace in spacious basement that leads to the backyard which is a great space 4 entertaining. Won't last!

  26. 2016-03-24
    soldstatus $289,999
  27. 2016-01-15
    soldstatus $289,999 411-char remark
    Show marketing remark (411 chars)

    HURRY. .. BkOnMkt! Price Reduced! Ignore DaysOn Mkt! Bring your BEST OFFER! STANDARD SALE Boniwood Gem. .this HUGE SFH has 5 Bdrms, 3.5 Baths, Sep LvRm/DnRm, FamilyRm, EatInKit, HUGE Deck, 2 Car Garage, Finished Walkout Basement w/ Brick Fireplace & 5th Bdrm, & LaundryRm! Strong Pre-Apprvl & FinInfoSheet pls! Seller willing to leave ALL furniture except for LvRm! FYI. .Brand New Garage Door!

  28. 2016-01-15
    soldstatus $289,999 Sold
    Show marketing remark (411 chars)

    HURRY. .. BkOnMkt! Price Reduced! Ignore DaysOn Mkt! Bring your BEST OFFER! STANDARD SALE Boniwood Gem. .this HUGE SFH has 5 Bdrms, 3.5 Baths, Sep LvRm/DnRm, FamilyRm, EatInKit, HUGE Deck, 2 Car Garage, Finished Walkout Basement w/ Brick Fireplace & 5th Bdrm, & LaundryRm! Strong Pre-Apprvl & FinInfoSheet pls! Seller willing to leave ALL furniture except for LvRm! FYI. .Brand New Garage Door!

  29. 2015-11-16
    status Contract
  30. 2015-09-03
    price $289,999
  31. 2015-07-09
    status Active
  32. 2015-06-07
    status Contract
  33. 2015-05-29
    status Active
  34. 2015-05-27
    historical
  35. 2015-03-18
    listed $299,999 Active
  36. 2004-05-03
    soldstatus $219,000
  37. 2003-04-30
    soldstatus $219,000
  38. 2003-03-13
    historical
  39. 2003-03-10
    listed $219,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$6,599 · $550/mo
Projected year-2 tax
$6,599 · $550/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$52,734
− Mortgage interest
−$28,008
− Property taxes
−$6,599
− Insurance
−$2,500
− Repairs & maintenance
−$4,219
− Management
−$4,219
− Depreciation
−$14,545
Taxable loss
−$7,356
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,766
After-tax cash flow
$2,861/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Clinton

Score
63/100
State rank
#304
US rank
#15951

Category grades

Amenities F Commute F Cost of living F Crime D+ Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MD
County
Prince Georges County · 919,866 people
City population
37,464
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
37,464
Household income
$126,196
Rent vs Own
9.3% rent · 90.7% own
Severe rent burden
334.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 10% White 7% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
86% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -299.23%
Current HPI
251.6263
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+128.3% since first listed
26 events — show timeline
  • 2026-05-19 Listed $499,999 FSBO.com
  • 2018-12-07 Sold (Public Records) $340,000 Public Records
  • 2018-10-31 Sold (MLS) $340,000 BRIGHT MLS
  • 2018-09-05 Pending BRIGHT MLS
  • 2018-08-26 Contingent BRIGHT MLS
  • 2018-07-27 Price Changed $344,900 BRIGHT MLS
  • 2018-07-14 Price Changed $349,900 BRIGHT MLS
  • 2018-06-22 Price Changed $354,000 BRIGHT MLS
  • 2018-06-11 Price Changed $360,000 BRIGHT MLS
  • 2018-06-11 Relisted BRIGHT MLS
  • 2018-05-30 Listed $345,000 BRIGHT MLS
  • 2018-05-30 Listing Removed BRIGHT MLS
  • 2016-03-24 Sold (Public Records) $289,999 Public Records
  • 2016-01-15 Sold (MLS) $289,999 MRIS
  • 2016-01-15 Sold (MLS) $289,999 BRIGHT MLS
  • 2015-11-16 Pending MRIS
  • 2015-09-03 Price Changed $289,999 MRIS
  • 2015-07-09 Relisted MRIS
  • 2015-06-07 Pending MRIS
  • 2015-05-29 Relisted MRIS
  • 2015-05-27 Delisted MRIS
  • 2015-03-18 Listed $299,999 MRIS
  • 2004-05-03 Sold (Public Records) $219,000 Public Records
  • 2003-04-30 Sold (MLS) $219,000 MRIS
  • 2003-03-13 Delisted MRIS
  • 2003-03-10 Listed $219,000 MRIS

Property tax history

+6.6%/yr

Latest (2025): $6,599 · +8.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…