2925 Allison Ave · Upper Grand Lagoon, FL 32408

$269,000

2 bd · 2.0 ba · 1,061 sqft · MultiFamily public records · 103 Days on market

Built 1984 Good condition 4,792 sqft lot $254/sqft · 14% below area Est $313k · 14% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +13.8/15.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Schools +5.4/10.0
• Condition / age +3.8/5.0
• Livability +3.4/5.0
• Rent growth +3.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 2925 Allison Avenue, a charming 2-bedroom, 1.5-bath home just minutes from the beach and North Lagoon! This low-maintenance property with no HOA is perfect as a starter home, vacation retreat, or investment property. Less than a half mile from the white sandy beaches and Grand Lagoon, this home offers the best of coastal living. Enjoy easy access to top restaurants like Grand Marlin and Captain Anderson's, as well as shopping at Walmart, Publix, and Winn-Dixie. Nearby attractions include Ripley's Believe It or Not, Cobra Race Track, WonderWorks, Coconut Creek Family Fun Park, Zoo World, Signal Hill Golf Course, and Shipwreck Island Waterpark—all within 5 miles. The lively Lagoon area boasts an active nightlife with live music and waterfront dining. Inside, you'll find a bright and airy living area with sliding glass doors leading to a fully fenced backyard, which offers the option to expand for more outdoor space. A covered patio is perfect for relaxing or with space for lounging or a hot tub, and a large outdoor storage closet provides extra convenience. The sunny kitchen includes a full-size washer and dryer, pantry, and plenty of storage, while a half bath is conveniently located on the first floor. Upstairs, the primary bedroom features a extra large walk-in closet, private balcony, and east-facing sliding glass doors, perfect for catching the sunrise. The spacious second bedroom offers a deep closet and plenty of natural light. This home can be sold furnished or unfurnished, making it a turnkey rental investment or a move-in-ready home. Whether you're looking for a primary residence, vacation home, or rental investment, this property has endless potential, having been successfully used as both a short-term and long-term rental. Don't miss out on this fantastic opportunity—schedule your showing today!

Key facts

• 4,792 sq ft lot
• Built 1984
• Listed 102 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath multifamily listed at $269k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $269k).
• Recommended offer: $245k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.6% vs local median 2.6% in Upper Grand Lagoon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#583 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living B+; Watch: amenities F, commute F, health & safety F.
• Bay (suburban): math 51% / reading 51% proficiency, ranked #29 of 73 in FL (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Breakfast Point Academy (math 62% / reading 57%, grade B-, #690 of 2,144 statewide, top 34%, 1,058 students, 47% FRL); J.R. Arnold High School (math 41% / reading 54%, grade D, #204 of 667 statewide, top 31%, 1,617 students, 36% FRL).
• Market conditions: Rents rising (+2.5%/yr); 1312 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,473 units permitted in Bay County in 2024 (559 in 5+ unit buildings).
• At $3,661/mo this rent would consume 54% of the median local household income ($81k/yr) (locally 16% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Bay County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.5% rent growth), your $75k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $244,790 (9.0% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 11.57%
• Cash-on-cash: 18.84%
• DSCR: 1.84
• GRM: 6.1

CMA / ARV

• ARV (median comp): $312,777
• List price: $269,000
• Delta: -14.00%
• Verdict: UNDERPRICED
• Comps: 3 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8706 Surf Dr Unit A	0.37mi	2/2.0	1,150 (+8%)	0mo	$425,000	$370	68
9900 S Thomas Dr #1030	1.15mi	1/2.0 (-1)	951 (-10%)	0mo	$355,000	$373	42
1219 Thomas Dr #244	1.42mi	2/2.0	900 (-15%)	0mo	$228,000	$253	40
9860 S Thomas Dr #907	0.99mi	2/2.0	1,262 (+19%)	0mo	$320,000	$254	40
1219 Thomas Dr #279	1.44mi	2/2.0	884 (-17%)	0mo	$200,000	$226	40
8700 Front Beach Rd #6301	0.94mi	2/2.5	1,325 (+25%)	0mo	$260,000	$196	38
8700 Front Beach Rd Unit 5104	0.91mi	2/2.5	1,325 (+25%)	1mo	$255,000	$192	37
9900 S Thomas Dr #1411	1.15mi	1/2.0 (-1)	907 (-14%)	0mo	$310,000	$342	36
2619 Willow Oak Ct	1.29mi	3/2.0 (+1)	1,248 (+18%)	0mo	$178,000	$143	35
9902 S Thomas Dr #2129	1.07mi	3/2.0 (+1)	1,262 (+19%)	0mo	$250,000	$198	35
6905 Thomas Dr #803	1.38mi	1/2.0 (-1)	835 (-21%)	0mo	$390,000	$467	35
9860 S Thomas Dr Unit 1922	0.99mi	3/2.0 (+1)	1,262 (+19%)	0mo	$301,000	$239	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.55% rent growth · sell at horizon

5-year hold

• IRR: 10.2%
• Equity multiple: 1.40×
• Total profit: $30,027
• Equity at exit: $40,109

10-year hold

• IRR: 18.9%
• Equity multiple: 2.54×
• Total profit: $116,254
• Equity at exit: $23,258

Cash invested: $75,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32408

• Rents YoY: 2.5%
• Active inventory: 1312
• Price-to-rent: 12.2×

Monthly cashflow live

• Estimated rent: $3,661 high
• Mortgage (P&I): −$1,411
• Tax from tax record: −$187 /mo · $2,245/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$769
• Net cashflow: $1,182

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1.5	$3,660
Total (2 units)			$3,661

Break-even live

Break-even rent $2,164

Max offer price $269,000

Occupancy floor 63%

Sensitivity live

Price	-10% $1,335	-5% $1,258	+0% $1,182	+5% $1,106	+10% $1,030
Rent	-10% $893	-5% $1,038	+0% $1,182	+5% $1,327	+10% $1,472
Rate	-1.0pp $1,318	-0.5pp $1,251	base $1,182	+0.5pp $1,113	+1.0pp $1,042

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,250
• Closing costs: $8,070
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2917 Allison Ave Panama City Beach, FL	3.0	2.0	1592	$1,700	$1.07	117d	1	0.05mi
8730 Thomas Dr Panama City Beach, FL	1.0	1.5	680	$1,500	$2.21	6d	1	0.19mi
2521 Allison Ave Panama City, FL	2.0	2.0	980	$1,450	$1.48	117d	1	0.21mi
8730 Thomas Dr Unit 1355041P Panama City Beach, FL	1.0	1.0	839	$1,373	$1.64	117d	1	0.22mi
218 Bonita Cir Unit 218 Panama City, FL	3.0	2.0	2000	$2,900	$1.45	6d	1	0.23mi
2405 Allison Ave Unit A Panama City Beach, FL	1.0	1.0	—	$1,200	—	109d	1	0.32mi
8424 Elizabeth Ave Panama City Beach, FL	2.0	1.0	748	$1,500	$2.01	6d	1	0.39mi
2226 Joan Ave Panama City Beach, FL	3.0	2.5	1420	$2,395	$1.69	6d	1	0.41mi
2226 Joan Ave #10 Panama City Beach, FL	3.0	2.5	1450	$2,500	$1.72	6d	1	0.41mi
8715 Surf Dr Unit 1523323P Panama City Beach, FL	2.0	2.0	1194	$5,377	$4.50	109d	1	0.43mi
9117 Laird St Panama City Beach, FL	3.0	2.0	—	$1,550	—	6d	1	0.43mi
2223 Joan Ave Unit 105 Panama City, FL	2.0	1.0	865	$1,195	$1.38	6d	1	0.43mi
9125 Laird St Panama City, FL	3.0	3.0	—	$1,800	—	109d	1	0.43mi
9127 Laird St Panama City Beach, FL	3.0	3.0	—	$1,800	—	117d	1	0.43mi
9119 Laird St Panama City, FL	3.0	3.0	—	$1,550	—	6d	1	0.43mi
9121 Laird St Panama City, FL	3.0	2.0	—	$1,550	—	6d	1	0.44mi
9123 Laird St Panama City, FL	3.0	3.0	1200	$1,550	$1.29	6d	1	0.44mi
9131 Laird St Panama City, FL	3.0	2.0	—	$1,550	—	6d	1	0.44mi
9129 Laird St Panama City, FL	3.0	2.0	—	$1,550	—	6d	1	0.44mi
8743 Thomas Dr Unit 1405397P Panama City Beach, FL	1.0–4.0	1.0–3.0	1614	$4,322	$2.68	1d	4	0.44mi
2301 Anne Ave Unit 8901 Laird Panama City, FL	2.0	2.0	900	$1,625	$1.81	109d	1	0.45mi
2526 Laurie Ave Panama City, FL	2.0	2.0	950	$1,750	$1.84	109d	1	0.45mi
102 Grand Lagoon Shores Dr Unit 1 Panama City, FL	3.0	2.5	1789	$2,800	$1.57	6d	1	0.47mi
2216 Anne Ave Panama City, FL	2.0	2.0	951	$1,300	$1.37	109d	1	0.50mi
8623 N Lagoon Dr Panama City Beach, FL	2.0	1.5	1200	$1,950	$1.62	4d	1	0.53mi
8623 N Lagoon Dr Panama City Beach, FL	2.0	2.5	1600	$2,195	$1.37	2d	1	0.53mi
8227 S Lagoon Dr Unit 8227 Panama City Beach, FL	2.0	2.5	1000	$2,200	$2.20	6d	1	0.55mi
140 Treasure Palm Dr Panama City, FL	3.0	2.0	1564	$2,350	$1.50	117d	1	0.58mi
8631 Marlin Pl Panama City Beach, FL	3.0	2.0	1512	$2,400	$1.59	6d	1	0.62mi
8115 Thomas Dr Unit 1355017P Panama City, FL	1.0–2.0	1.0–2.0	618	$1,723	$2.79	1d	2	0.68mi
8604 Whelch Dr Panama City Beach, FL	1.0–3.0	1.0–3.0	1078	$2,225	$2.06	4d	19	0.78mi
8700 Front Beach Rd Panama City Beach, FL	2.0–3.0	2.5	1543	$1,750	$1.13	6d	4	0.92mi
8700 Front Beach Rd Panama City Beach, FL	2.0–3.0	2.5	1543	$2,200	$1.43	109d	2	0.92mi
9825 Clarence St Panama City Beach, FL	1.0	1.0	775	$1,325	$1.71	6d	1	0.95mi
7405A Beach Dr Unit 1355031P Panama City Beach, FL	2.0	2.0	1291	$2,124	$1.65	117d	1	1.01mi
9850 S Thomas Dr Unit 1 Panama City Beach, FL	1.0	1.0	700	$2,750	$3.93	117d	1	1.02mi
9850 S Thomas Dr Unit 1355022P Panama City Beach, FL	1.0	1.0	602	$1,639	$2.72	109d	1	1.02mi
1609 Vecuna Cir Panama City Beach, FL	3.0	2.0	1268	$2,100	$1.66	109d	1	1.04mi
9902 S Thomas Dr Unit 1354966P Panama City Beach, FL	2.0	2.0	1259	$1,970	$1.56	109d	1	1.05mi
7308 Sunset Ave Unit B Panama City, FL	1.0	1.0	555	$1,375	$2.48	6d	1	1.06mi

Property features AI

Finance

• HOA & community: Short-term rentals allowed

Exterior

• Utilities: Public sewer
• Home design: Concrete construction
• Construction: Concrete construction
• Exterior features: Covered porchBalconyFenced yard

Interior

• Kitchen: Electric range
• Bedrooms: Primary bedroom (upper level)
• Bathrooms: 1 full bathroom1 half bathroom
• Heating & cooling: Central heatingCentral air conditioning
• Interior features: Accessible kitchenInterior stepsUpper-level primary bedroom

Listing history 50 events

1. 2026-09-24
   days on market $269,000 Active 103 DOM
2. 2026-09-24
   days on market $269,000 Active 102 DOM
3. 2026-09-22
   days on market $269,000 Active 101 DOM
4. 2026-09-20
   days on market $269,000 Active 99 DOM
5. 2026-09-19
   days on market $269,000 Active 98 DOM
6. 2026-09-18
   days on market $269,000 Active 97 DOM
7. 2026-09-17
   days on market $269,000 Active 96 DOM
8. 2026-09-16
   days on market $269,000 Active 95 DOM
9. 2026-09-15
   days on market $269,000 Active 94 DOM
10. 2026-09-14
    days on market $269,000 Active 93 DOM
11. 2026-09-13
    days on market $269,000 Active 92 DOM
12. 2026-09-12
    days on market $269,000 Active 91 DOM
13. 2026-09-12
    days on market $269,000 Active 90 DOM
14. 2026-09-05
    days on market $269,000 Active 84 DOM
15. 2026-09-04
    days on market $269,000 Active 83 DOM
16. 2026-09-03
    days on market $269,000 Active 82 DOM
17. 2026-08-30
    days on market $269,000 Active 78 DOM
18. 2026-08-29
    days on market $269,000 Active 77 DOM
19. 2026-08-28
    days on market $269,000 Active 76 DOM
20. 2026-08-27
    days on market $269,000 Active 75 DOM
21. 2026-08-26
    days on market $269,000 Active 74 DOM
22. 2026-08-25
    days on market $269,000 Active 73 DOM
23. 2026-08-24
    days on market $269,000 Active 72 DOM
24. 2026-08-23
    days on market $269,000 Active 71 DOM
25. 2026-08-22
    days on market $269,000 Active 70 DOM
26. 2026-08-21
    days on market $269,000 Active 69 DOM
27. 2026-08-20
    days on market $269,000 Active 68 DOM
28. 2026-08-19
    days on market $269,000 Active 67 DOM
29. 2026-08-18
    days on market $269,000 Active 66 DOM
30. 2026-08-17
    days on market $269,000 Active 65 DOM
31. 2026-08-16
    days on market $269,000 Active 64 DOM
32. 2026-08-15
    days on market $269,000 Active 63 DOM
33. 2026-08-14
    days on market $269,000 Active 62 DOM
34. 2026-08-13
    days on market $269,000 Active 61 DOM
35. 2026-08-12
    days on market $269,000 Active 60 DOM
36. 2026-08-11
    days on market $269,000 Active 59 DOM
37. 2026-08-10
    days on market $269,000 Active 58 DOM
38. 2026-08-09
    days on market $269,000 Active 57 DOM
39. 2026-08-08
    days on market $269,000 Active 56 DOM
40. 2026-08-07
    days on market $269,000 Active 55 DOM
41. 2026-08-06
    days on market $269,000 Active 54 DOM
42. 2026-08-05
    days on market $269,000 Active 53 DOM
43. 2026-08-04
    days on market $269,000 Active 52 DOM
44. 2026-08-03
    pricedays on market $269,000 Active 51 DOM
45. 2026-07-31
    days on market $270,000 Active 48 DOM
46. 2026-07-30
    days on market $270,000 Active 47 DOM
47. 2026-07-29
    days on market $270,000 Active 46 DOM
48. 2026-07-27
    days on market $270,000 Active 44 DOM
49. 2026-07-25
    days on market $270,000 Active 42 DOM
50. 2026-07-23
    days on market $270,000 Active 40 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,245 · $187/mo
• Projected year-2 tax: $2,245 · $187/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 6% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $43,932
• − Mortgage interest: −$15,068
• − Property taxes: −$2,245
• − Insurance: −$1,345
• − Repairs & maintenance: −$3,515
• − Management: −$3,515
• − Depreciation: −$7,825
• Taxable income: $10,419
• Est. tax owed @ 24.0%: −$2,501
• After-tax cash flow: $11,687/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Good 75/100 Cosmetic rehab Est. rehab $5,305–$15,915 screening

This charming 2-bedroom, 1.5-bath home is in good condition with no major repairs needed. It offers a great location near the beach and local attractions, making it a perfect investment property.

Value-add opportunities

• Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Both Clean and organize bathrooms — A clean and organized bathroom boosts both resale and rental value. ↑
• Both Maintain landscaping — Well-maintained landscaping improves curb appeal and adds value to the property. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Breakfast Point Academy B- FL #690/2,144 Nat'l #7,252/41,679 High J.r. Arnold High School D FL #204/667 Nat'l #6,282/17,239

Schools (NCES district)

• District: Bay
• NCES district ID: 1200090
• Math proficiency: 51% ▼ -8.00%
• Reading proficiency: 51% ▼ -7.00%
• Median HH income: $47,740
• Composite: 43.41/100
• National rank: #3014
• State rank: #29 of 73 in FL

C Composite livability gradescore 67/100

Livability — Upper Grand Lagoon

• Score: 67/100
• State rank: #583
• US rank: #11085

Category grades

Amenities F Commute F Cost of living B+ Crime A Employment B- Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Upper Grand Lagoon, FL
• County: Bay County · 206,264 people
• City population: 18,326
• Metro: Panama City, FL
• Population (ZIP): 18,832
• Household income: $80,822
• Rent vs Own: 37.0% rent · 63.0% own
• Severe rent burden: 16% of renters

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Population outlook (Bay County) Hauer SSP2

• Today (2025): 206,264 people
• By 2030: 217,740 · +5.6%
• By 2040: 238,738 · +15.7%
• By 2050: 255,545 · +23.9%
• By 2075: 288,295 · +39.8%
• By 2100: 288,638 · +39.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 4% Italian 2%
• Foreign-born: 11% · Canada, South Korea
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 4% Tagalog/Filipino 1%

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Political lean MEDSL · Bay

• 2024 margin: Solid R (+47.4) · D 25.8% · R 73.1% · Other 1.1%
• 2008→2024 swing: -6.6pp toward R · 2008: -40.7pp · 2024: -47.4pp
• All cycles: 2024: R+47.4 2020: R+43.5 2016: R+46.3 2012: R+43.6 2008: R+40.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -202.52%
• Current HPI: 246.9126
• Rent YoY: ▲ 2.55%
• Metro: Panama City, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• HOA & community: Short-term rentals allowed

Exterior

• Utilities: Public sewer
• Home design: Concrete construction
• Construction: Concrete construction
• Exterior features: Covered porchBalconyFenced yard

Interior

• Kitchen: Electric range
• Bedrooms: Primary bedroom (upper level)
• Bathrooms: 1 full bathroom1 half bathroom
• Heating & cooling: Central heatingCentral air conditioning
• Interior features: Accessible kitchenInterior stepsUpper-level primary bedroom

Price history

+592.3% since first listed

19 events — show timeline

• 2026-06-13 Listed $270,000 CPARMLS
• 2025-03-04 Sold (Public Records) $235,000 Public Records
• 2025-02-28 Sold (MLS) $235,000 CPARMLS
• 2025-02-18 Pending — CPARMLS
• 2025-02-05 Listed $245,000 CPARMLS
• 2024-06-30 Listing Removed — CPARMLS
• 2024-04-15 Listed $265,000 CPARMLS
• 2021-12-09 Listing Removed — CPARMLS
• 2021-10-15 Sold (MLS) $209,000 CPARMLS
• 2021-07-29 Listed $209,000 CPARMLS
• 2019-05-07 Sold (Public Records) $132,400 Public Records
• 2019-05-07 Sold (MLS) $132,500 CPARMLS
• 2018-10-25 Listed $129,900 CPARMLS
• 2008-01-01 Listed $145,000 CPARMLS
• 2004-07-22 Sold (Public Records) $115,000 Public Records
• 2004-07-14 Sold (MLS) $115,000 CPARMLS
• 2004-06-17 Listed $115,000 CPARMLS
• 1992-05-01 Sold (Public Records) $42,500 Public Records
• 1984-08-01 Sold (Public Records) $39,000 Public Records

Property tax history

+9.2%/yr

Latest (2025): $2,245 · +17.8% YoY. Source: county tax records.