105 Brook Run Dr · Fountain Inn, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.8/15.0
- Cash flow +14.0/30.0
- Condition / age +4.8/5.0
- DSCR +4.2/10.0
- Livability +4.1/5.0
- 1% rule +3.9/10.0
- Schools +3.8/10.0
- Rent growth +3.6/5.0
- Appreciation +0.0/10.0
$308,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This new two-story home provides space for the whole family to thrive. The first floor features an open design among the family room, kitchen and breakfast room in addition to a secluded secondary bedroom that's ideal for guests and a two-car garage. Upstairs are a versatile bonus room that adds shared living space and four bedrooms including the owner's suite.
Key facts
- Versatile bonus room
- Owner's suite
- 2 garage spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $309k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $38 ($452/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $275k (11.0% below list).
- Recommended offer: $275k (11.0% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 4.3% in Fountain Inn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#4 in SC, #1,162 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
- Greenville 01 (suburban): math 44% / reading 54% proficiency, ranked #10 of 80 in SC (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.5%/yr); 649 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 621 units permitted in Laurens County in 2024 (0 in 5+ unit buildings).
- At $2,751/mo this rent would consume 47% of the median local household income ($70k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Laurens County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 53 days — a 3% lower offer ($300k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 53 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.44%
- Cash-on-cash
- 0.52%
- DSCR
- 1.02
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $369,032
- List price
- $308,999
- Delta
- -16.27%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 134 Echline St | 0.30mi | 5/3.0 | 2,435 (-6%) | 1mo | $359,000 | $147 | 76 |
| 334 Alyssa Landing Dr Unit Homesite 83 | 0.30mi | 5/3.0 | 2,768 (+7%) | 2mo | $419,900 | $152 | 72 |
| 344 Alyssa Landing Dr Unit Homesite 78 | 0.31mi | 5/3.0 | 2,768 (+7%) | 8mo | $425,000 | $154 | 66 |
| 100 Alyssa Landing Dr Unit Homesite 110 | 0.14mi | 4/3.0 (-1) | 2,922 (+13%) | 1mo | $390,000 | $133 | 65 |
| 325 Alyssa Landing Dr Lot 69 | 0.28mi | 4/3.0 (-1) | 2,531 (-2%) | 20mo | $385,000 | $152 | 62 |
| 367 Alyssa Landing Dr Unit Homesite 56 | 0.25mi | 4/3.0 (-1) | 2,922 (+13%) | 4mo | $419,406 | $144 | 58 |
| 321 Alyssa Landing Dr Lot 68 | 0.28mi | 4/2.5 (-1) | 2,648 (+3%) | 22mo | $386,500 | $146 | 57 |
| 341 Alyssa Landing Dr Unit Homesite 76 | 0.28mi | 4/3.0 (-1) | 2,922 (+13%) | 11mo | $410,000 | $140 | 51 |
| 305 Alyssa Landing Dr | 0.24mi | 4/3.0 (-1) | 2,929 (+14%) | 17mo | $420,000 | $143 | 47 |
| 333 Alyssa Landing Dr Unit Homesite 72 | 0.28mi | 4/3.0 (-1) | 2,922 (+13%) | 16mo | $410,000 | $140 | 47 |
| 337 Alyssa Landing Dr Lot 74 | 0.28mi | 4/3.0 (-1) | 2,922 (+13%) | 16mo | $412,000 | $141 | 47 |
| 330 Alyssa Landing Dr Unit Site 85 | 0.30mi | 4/3.0 (-1) | 2,922 (+13%) | 16mo | $420,000 | $144 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.55% rent growth · sell at horizon
- IRR
- -13.7%
- Equity multiple
- 0.50×
- Total profit
- $-43,276
- Equity at exit
- $46,073
- IRR
- -2.6%
- Equity multiple
- 0.82×
- Total profit
- $-15,980
- Equity at exit
- $26,717
Cash invested: $86,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 20 active · 10 under contract
- Months of supply
- 10.9 mo (9%/mo absorbed)
- Median asking
- $351,980 ($149/sqft)
- Median days on market
- 90 d
- This list price
- 25% of active listings are priced below it
- ARV vs active asking
- -3.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29644
- Home prices YoY
- -28.6%
- Rents YoY
- 4.5%
- Active inventory
- 649
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,751 medium interval (Pro) →
- Mortgage (P&I)
- −$1,620
- Tax est. 1.5%
- −$386 /mo · $4,635/yr
- Insurance
- −$129
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$578
- Net cashflow
- $38
Break-even live
Sensitivity live
| Price | -10% $251 | -5% $144 | +0% $38 | +5% $-69 | +10% $-176 |
|---|---|---|---|---|---|
| Rent | -10% $-180 | -5% $-71 | +0% $38 | +5% $146 | +10% $255 |
| Rate | -1.0pp $193 | -0.5pp $116 | base $38 | +0.5pp $-42 | +1.0pp $-124 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,250
- Closing costs
- $9,270
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 370 Alyssa Lndg Dr Fountain Inn, SC | 5.0 | 3.0 | 2300 | $2,449 | $1.06 | 115d | 1 | 0.24mi |
| 7 Gramercy Woods Ln Fountain Inn, SC | 3.0–5.0 | 2.5–3.0 | 1876 | $2,824 | $1.51 | 0d | 9 | 0.72mi |
| 217 N Nelson Dr Fountain Inn, SC | 3.0–4.0 | 2.5–3.5 | 2115 | $2,475 | $1.17 | 0d | 8 | 1.06mi |
| 517 Bonifay Dr Fountain Inn, SC | 5.0 | 3.0 | 2511 | $2,400 | $0.96 | 7d | 1 | 1.49mi |
Property features AI
Finance
- Financial info
- List price: $315,999
Exterior
- Parking
- 2 total parking spaces2-car garage
- Home design
- Single-family residenceActive listing
- Exterior features
- Address: 105 Brook Run Dr, Fountain Inn, SC 29644
Interior
- Bedrooms
- 5 bedrooms
- Bathrooms
- 3 full bathrooms
- Interior features
- Spec home — Frost VE planLiving area of 2578
Listing history 36 events
-
2026-07-16days on market $308,999 Active 53 DOM
-
2026-07-15pricedays on market $308,999 Active 52 DOM
-
2026-07-14days on market $309,999 Active 51 DOM
-
2026-07-13days on market $309,999 Active 50 DOM
-
2026-07-13days on market $309,999 Active 49 DOM
-
2026-07-11pricedays on market $309,999 Active 48 DOM
-
2026-07-10days on market $312,999 Active 47 DOM
-
2026-07-09days on market $312,999 Active 46 DOM
-
2026-07-07pricedays on market $312,999 Active 44 DOM
-
2026-07-06days on market $314,999 Active 43 DOM
-
2026-07-06days on market $314,999 Active 42 DOM
-
2026-07-03days on market $314,999 Active 40 DOM
-
2026-07-02days on market $314,999 Active 39 DOM
-
2026-07-01days on market $314,999 Active 38 DOM
-
2026-06-30days on market $314,999 Active 37 DOM
-
2026-06-29days on market $314,999 Active 36 DOM
-
2026-06-28days on market $314,999 Active 35 DOM
-
2026-06-28days on market $314,999 Active 34 DOM
-
2026-06-27days on market $314,999 Active 33 DOM
-
2026-06-25days on market $314,999 Active 31 DOM
-
2026-06-22days on market $314,999 Active 29 DOM
-
2026-06-22days on market $314,999 Active 28 DOM
-
2026-06-18days on market $314,999 Active 25 DOM
-
2026-06-17days on market $314,999 Active 24 DOM
-
2026-06-16days on market $314,999 Active 23 DOM
-
2026-06-15days on market $314,999 Active 22 DOM
-
2026-06-13days on market $314,999 Active 20 DOM
-
2026-06-13days on market $314,999 Active 19 DOM
-
2026-06-10pricedays on market $314,999 Active 17 DOM
-
2026-06-09days on market $315,999 Active 16 DOM
-
2026-06-08days on market $315,999 Active 15 DOM
-
2026-06-07days on market $315,999 Active 14 DOM
-
2026-06-03days on market $315,999 Active 10 DOM
-
2026-06-03days on market $315,999 Active 9 DOM
-
2026-06-01days on market $315,999 Active 8 DOM
-
2026-05-31days on market $315,999 Active 7 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,009
- − Mortgage interest
- −$17,309
- − Property taxes
- −$4,635
- − Insurance
- −$1,545
- − Repairs & maintenance
- −$2,641
- − Management
- −$2,641
- − Depreciation
- −$8,989
- Taxable loss
- −$4,751
- Est. tax savings @ 24.0%
- +$1,140
- After-tax cash flow
- $1,592/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 25 photos
This two-story home is in excellent condition with modern finishes and a well-maintained exterior. It offers a spacious layout with five bedrooms and three bathrooms, making it ideal for a growing family or as an investment property.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
- Both Updating the flooring in the bathrooms — Modern flooring can improve the look and feel of the bathrooms. ↑
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient. ↑
Zoned Schools
Schools (NCES district)
- District
- Greenville 01
- NCES district ID
- 4502310
- Math proficiency
- 44% ▼ -10.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $49,596
- Composite
- 41.88/100
- National rank
- #3370
- State rank
- #10 of 80 in SC
Livability — Fountain Inn
- Score
- 82/100
- State rank
- #4
- US rank
- #1162
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fountain Inn, SC
- County
- Greenville County · 574,580 people
- City population
- 22,907
- Metro
- Greenville-Anderson, SC
- Population (ZIP)
- 22,907
- Household income
- $70,301
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Greenville County) Hauer SSP2
- Today (2025)
- 574,580 people
- By 2030
- 615,615 · +7.1%
- By 2040
- 695,373 · +21.0%
- By 2050
- 769,367 · +33.9%
- By 2075
- 933,296 · +62.4%
- By 2100
- 1,029,196 · +79.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 18% Two or more races 10% Hispanic / Latino 10%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 89% English-only · Spanish 9% Tagalog/Filipino 1%
Political lean MEDSL · Greenville
- 2024 margin
- Strong R (+22.2) · D 38.0% · R 60.2% · Other 1.8%
- 2008→2024 swing
- +1.7pp toward D · 2008: -23.9pp · 2024: -22.2pp
- All cycles
- 2024: R+22.2 2020: R+18.2 2016: R+24.7 2012: R+27.8 2008: R+23.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.45%
- Current HPI
- 250.5271
- Rent YoY
- ▲ 4.55%
- Metro
- Greenville-Anderson, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…