25503 Calusa Dr · Punta Gorda, FL 33955

$399,900

4 bd · 2.0 ba · 2,151 sqft · Land · 771 Days on market

Built 2026 5,000 sqft lot $81/mo HOA · 3% of rent ↓ 20% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• DSCR +4.4/10.0
• Livability +3.8/5.0
• 1% rule +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

Key facts

• 5,000 sq ft lot
• 3 garage spots
• Built 2026

Property features AI

Finance

• Other: Lease restrictions apply
• Financial info: Total monthly fees $81; total annual fees $972
• HOA & community: Monthly HOA fee $81 (required); Association: CO Maronda Agent; Community amenities include dog park, playground, and sidewalks; Pets allowed

Exterior

• Parking: Attached 3-car garage (20x30) with garage door opener; Driveway
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Cable available; Gas water heater
• Home design: Single-family residence; One story; New construction; East facing
• Construction: Block, stone, and stucco construction; Shingle roof; Slab foundation; Completed condition; Built as new construction
• Exterior features: Porch with rear screened porch; Sliding doors; Hurricane shutters; Irrigation equipment; Paved lot

Interior

• Kitchen: Range; Dishwasher; Disposal; Gas water heater
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Crown molding; High ceilings; Walk-in closet(s); Blinds; Smoke detector(s)
• Laundry & utility: Laundry room; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath land listed at $400k.

Deal economics

• At list price, monthly cash flow is $76 ($916/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $320k (20.0% below list).
• Recommended offer: $320k (20.0% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 2.8% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, health & safety A+; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 1481 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• At $3,199/mo this rent would consume 50% of the median local household income ($77k/yr) (locally 226% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 771 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago; this cycle's ask has dropped $70k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $186k; list at $400k implies a 115% gain — meaningful room to come down on a strong offer.

Recommended offer $319,935 (20.0% below list)

Questions for the listing agent

1. It's been on market 771 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.52%
• Cash-on-cash: 0.82%
• DSCR: 1.04
• GRM: 10.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.0%
• Equity multiple: 0.46×
• Total profit: $-60,082
• Equity at exit: $59,626

10-year hold

• IRR: -6.5%
• Equity multiple: 0.58×
• Total profit: $-46,640
• Equity at exit: $34,576

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1481
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $3,199 medium
• Mortgage (P&I): −$2,097
• Tax from tax record: −$106 /mo · $1,277/yr
• Insurance: −$167
• HOA: −$81
• Vacancy / Maint / Mgmt: −$672
• Net cashflow: $76

Break-even live

Break-even rent $3,103

Max offer price $399,900

Occupancy floor 93%

Sensitivity live

Price	-10% $303	-5% $190	+0% $76	+5% $-37	+10% $-150
Rent	-10% $-176	-5% $-50	+0% $76	+5% $203	+10% $329
Rate	-1.0pp $278	-0.5pp $178	base $76	+0.5pp $-27	+1.0pp $-133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $99,975
• Closing costs: $11,997
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
25186 Alicante Dr Punta Gorda, FL	4.0	2.0	1717	$2,095	$1.22	22d	1	0.51mi
14897 Cherry Blossom Way Punta Gorda, FL	3.0	2.0	2046	$9,000	$4.40	22d	1	0.59mi
16077 Badalona Dr Punta Gorda, FL	3.0	2.0	1508	$1,895	$1.26	22d	1	0.66mi
16107 Badalona Dr Punta Gorda, FL	3.0	2.0	1508	$1,895	$1.26	22d	1	0.71mi
14700 Cherry Blossom Way Punta Gorda, FL	4.0	2.0	2251	$9,500	$4.22	22d	1	0.74mi
14185 Poppy Field Loop #5421 Punta Gorda, FL	3.0	2.0	2110	$6,500	$3.08	22d	1	0.79mi
14649 Sycamore Ct #2912 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	22d	1	0.81mi
14656 Sycamore Ct #3211 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	22d	1	0.82mi
25222 Cadiz Dr Punta Gorda, FL	4.0	2.0	1828	$2,295	$1.26	22d	1	0.82mi
25214 Cadiz Dr Punta Gorda, FL	4.0	2.0	1828	$2,295	$1.26	22d	1	0.83mi
14161 Poppy Field Loop #5811 Punta Gorda, FL	3.0	2.0	1741	$4,200	$2.41	22d	1	0.85mi
14149 Poppy Field Loop #6011 Punta Gorda, FL	3.0	2.0	1741	$6,500	$3.73	22d	1	0.88mi
14680 Sycamore Ct #3722 Punta Gorda, FL	3.0	2.0	2110	$4,000	$1.90	22d	1	0.88mi
14132 Poppy Field Loop #4021 Punta Gorda, FL	3.0	2.0	2110	$6,500	$3.08	22d	1	0.96mi
16229 Cape Horn Blvd Punta Gorda, FL	3.0	2.0	1726	$2,749	$1.59	22d	1	0.99mi
24378 Belize Ct Punta Gorda, FL	4.0	2.5	2251	$6,750	$3.00	22d	1	1.07mi
16195 Maya Cir Punta Gorda, FL	4.0	2.0	2077	$2,495	$1.20	14d	1	1.19mi
25191 Keygrass Ct Punta Gorda, FL	4.0	2.5	2572	$8,500	$3.30	22d	1	1.20mi
25222 Keygrass Ct Punta Gorda, FL	4.0	3.0	2247	$5,000	$2.23	22d	1	1.24mi
25018 Longmeadow Dr Punta Gorda, FL	4.0	3.0	2251	$9,500	$4.22	22d	1	1.24mi
14061 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1302	$6,500	$4.99	22d	3	1.30mi
25078 Golden Fern Dr Punta Gorda, FL	4.0	3.0	2477	$13,000	$5.25	22d	1	1.33mi
25904 Prada Dr Punta Gorda, FL	3.0	2.0	1950	$2,111	$1.08	14d	1	1.33mi
14051 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1280	$6,000	$4.69	22d	2	1.33mi
25377 Doredo Dr Punta Gorda, FL	4.0	3.0	2092	$2,300	$1.10	22d	1	1.35mi
25115 Longmeadow Dr Punta Gorda, FL	4.0	2.0	2245	$8,500	$3.79	22d	1	1.41mi
25228 Longmeadow Dr Punta Gorda, FL	4.0	2.0	2251	$9,500	$4.22	22d	1	1.43mi
25199 Longmeadow Dr Punta Gorda, FL	3.0	3.0	2445	$9,500	$3.89	22d	1	1.44mi

HOA detail

• Monthly dues: $81 · $972/yr

Listing history 45 events

1. 2026-06-18
   days on market $399,900 Active 771 DOM
2. 2026-06-17
   days on market $399,900 Active 770 DOM
3. 2026-06-16
   days on market $399,900 Active 769 DOM
4. 2026-06-15
   days on market $399,900 Active 768 DOM
5. 2026-06-14
   days on market $399,900 Active 766 DOM
6. 2026-06-13
   remarks 694-char remark
7. 2026-06-13
   days on market $399,900 Active 765 DOM
8. 2026-06-10
   days on market $399,900 Active 763 DOM
9. 2026-06-09
   days on market $399,900 Active 762 DOM
10. 2026-06-08
    days on market $399,900 Active 761 DOM
11. 2026-06-05
    days on market $399,900 Active 757 DOM
12. 2026-06-02
    days on market $399,900 Active 755 DOM
13. 2026-06-01
    days on market $399,900 Active 754 DOM
14. 2026-05-31
    days on market $399,900 Active 753 DOM
15. 2026-05-30
    days on market $399,900 Active 752 DOM
16. 2026-04-28
    price $399,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

17. 2026-04-28
    price $399,900

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

18. 2026-02-12
    price $409,900

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

19. 2026-02-12
    status Active

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

20. 2026-02-12
    status Active 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

21. 2026-02-07
    historical 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

22. 2026-01-30
    price $409,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

23. 2026-01-30
    status Active 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

24. 2025-10-21
    historical 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

25. 2025-10-20
    status Active 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

26. 2025-10-20
    price $398,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

27. 2025-06-18
    soldstatus $185,934
28. 2025-05-31
    historical 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

29. 2025-05-30
    status Pending
30. 2025-04-26
    price $429,900
31. 2025-02-22
    price $429,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

32. 2025-02-06
    price $459,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

33. 2024-10-16
    price $484,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

34. 2024-10-15
    price $484,900
35. 2024-10-07
    price $472,700
36. 2024-10-05
    price $472,700 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

37. 2024-05-06
    price $494,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

38. 2024-05-03
    price $494,900
39. 2024-03-27
    price $495,900 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

40. 2024-03-26
    price $495,900
41. 2023-12-14
    listed $469,900 Active 555-char remark

    Show marketing remark (555 chars)

    This Miramar B model has a 3-car garage with stone accents. Walking into the home you understand that an open floor plan can also offer privacy. The three secondary bedrooms all feature spacious accommodations with endless opportunities. The master suite which is located at the rear of the home boasts private bath, dual vanity, and a separate tub and shower and perfectly placed linen closet. The flow of the homes is perfectly balanced, the great room and kitchen is an exceptional use of space to entertain while the rest of the home provides privacy.

42. 2023-10-24
    price $469,900
43. 2023-09-29
    price $494,900
44. 2023-09-11
    price $503,900
45. 2023-08-24
    listed $498,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,277 · $106/mo
• Projected year-2 tax: $3,319 · $277/mo
• Expected delta: +$2,043/yr (+$170/mo · 160.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $38,392
• − Mortgage interest: −$22,401
• − Property taxes: −$1,277
• − Insurance: −$2,000
• − Repairs & maintenance: −$3,071
• − Management: −$3,071
• − HOA: −$972
• − Depreciation: −$11,633
• Taxable loss: −$6,033
• Est. tax savings @ 24.0%: +$1,448
• After-tax cash flow: $2,364/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-19.8% since first listed

30 events — show timeline

• 2026-04-28 Price Changed $399,900 Zillow
• 2026-04-28 Price Changed $399,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Price Changed $409,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Relisted — Zillow
• 2026-02-07 Delisted — Zillow
• 2026-01-30 Relisted — Zillow
• 2026-01-30 Price Changed $409,900 Zillow
• 2025-10-21 Delisted — Zillow
• 2025-10-20 Relisted — Zillow
• 2025-10-20 Price Changed $398,900 Zillow
• 2025-06-18 Sold (Public Records) $185,934 Public Records
• 2025-05-31 Delisted — Zillow
• 2025-05-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-04-26 Price Changed $429,900 Stellar MLS as Distributed by MLS Grid
• 2025-02-22 Price Changed $429,900 Zillow
• 2025-02-06 Price Changed $459,900 Zillow
• 2024-10-16 Price Changed $484,900 Zillow
• 2024-10-15 Price Changed $484,900 Stellar MLS as Distributed by MLS Grid
• 2024-10-07 Price Changed $472,700 Stellar MLS as Distributed by MLS Grid
• 2024-10-05 Price Changed $472,700 Zillow
• 2024-05-06 Price Changed $494,900 Zillow
• 2024-05-03 Price Changed $494,900 Stellar MLS as Distributed by MLS Grid
• 2024-03-27 Price Changed $495,900 Zillow
• 2024-03-26 Price Changed $495,900 Stellar MLS as Distributed by MLS Grid
• 2023-12-14 Listed $469,900 Zillow
• 2023-10-24 Price Changed $469,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-29 Price Changed $494,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-11 Price Changed $503,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-24 Listed $498,900 Stellar MLS as Distributed by MLS Grid

Property tax history

-0.1%/yr

Latest (2025): $1,277 · -0.1% YoY. Source: county tax records.