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50 N Main St
D- Composite 39.79
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +6.1/15.0
  • Schools +5.1/10.0
  • DSCR +3.9/10.0
  • Livability +3.7/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

50 N Main St · Austintown, OH 44515
2 bd · 1.0 ba · 864 sqft · SingleFamily public records · 48 Days on market
Built 1961 3,179 sqft lot Est $111k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check out this adorable Austintown ranch, that has been tastefully updated throughout. The kitchen and dining area are open to each other, and the refrigerator and dishwasher stay. New flooring in the living room, as well as new carpeting in the two bedrooms and the first-floor laundry. Back patio with a privacy fence and shed. Move in ready, call today!

Key facts

  • New metal roof
  • Classic bay window
  • Bright living room

Tags

SINGLE-LEVEL LIVINGSPACIOUS EAT-IN KITCHENFULLY FENCED BACKYARDBRIGHT LIVING ROOMCLASSIC BAY WINDOWNEW METAL ROOF

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $-5 ($-59/yr) — negative.
  • To cash-flow at today's rent, offer at most $114k (0.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $92k (20.1% below list).
  • Recommended offer: $92k (20.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.8% in Austintown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#322 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, employment D-.
  • Austintown Local Schools (suburban): math 56% / reading 65% proficiency, ranked #290 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 88 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $68k; list at $115k implies a 70% gain — meaningful room to come down on a strong offer.
Recommended offer $91,848 (20.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.24%
Cash-on-cash
-0.18%
DSCR
0.99
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$111,456
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
50 N Main St 0.00mi 2/1.0 864 (0%) 1mo $107,000 $124 99
155 N Navarre Ave 0.24mi 2/1.0 840 (-3%) 21mo $80,000 $95 67
55 S Main St 0.21mi 2/1.0 824 (-5%) 19mo $117,875 $143 66
250 N Edgehill Ave 0.37mi 3/1.0 (+1) 840 (-3%) 9mo $115,000 $137 66
81 S Edgehill Ave 0.28mi 2/1.5 944 (+9%) 5mo $122,000 $129 65
117 N Navarre Ave 0.18mi 3/1.0 (+1) 928 (+7%) 11mo $125,000 $135 65
121 Westminster Ave 0.11mi 3/2.0 (+1) 918 (+6%) 13mo $117,501 $128 65
48 N Navarre Ave 0.12mi 3/1.0 (+1) 950 (+10%) 17mo $64,000 $67 59
192 N Main St 0.24mi 3/1.0 (+1) 988 (+14%) 5mo $120,000 $121 55
325 N Yorkshire 0.62mi 3/1.0 (+1) 912 (+6%) 6mo $145,000 $159 52
149 S Raccoon Rd 0.57mi 3/1.5 (+1) 948 (+10%) 12mo $178,000 $188 40
292 Idlewood Rd 0.54mi 3/1.0 (+1) 954 (+10%) 16mo $114,000 $119 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.41×
Total profit
$-18,976
Equity at exit
$17,147
10-year hold
IRR
-8.5%
Equity multiple
0.47×
Total profit
$-17,035
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44515

Home prices YoY
-26.4%
Active inventory
88
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$918 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$80 /mo · $955/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$193
Net cashflow
$-5

Break-even live

Break-even rent $925
Max offer price $114,124
Occupancy floor 96%

Sensitivity live

Price -10% $60 -5% $28 +0% $-5 +5% $-38 +10% $-70
Rent -10% $-78 -5% $-41 +0% $-5 +5% $31 +10% $68
Rate -1.0pp $53 -0.5pp $24 base $-5 +0.5pp $-35 +1.0pp $-65

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
70 N Raccoon Rd Youngstown, OH 1.0–2.0 1.0 709 $975 $1.38 14d 1 0.50mi
3143 Mahoning Ave Youngstown, OH 2.0 1.0 700 $1,000 $1.43 22d 1 0.94mi
478 S Raccoon Rd Youngstown, OH 1.0 1.0 648 $855 $1.32 14d 1 0.96mi
4815 Westchester Dr Unit 31-203 Austintown, OH 1.0 1.0 640 $695 $1.09 44d 1 1.31mi
4815 Westchester Dr Unit 41-318 Austintown, OH 2.0 1.0 860 $875 $1.02 14d 1 1.31mi
2624 Oakwood Ave Unit 2632 Youngstown, OH 3.0 1.0 1064 $850 $0.80 22d 1 1.32mi
2929 Roy St Youngstown, OH 3.0 1.0 988 $1,100 $1.11 14d 1 1.35mi
4222 New Rd Youngstown, OH 3.0 1.0 874 $835 $0.96 14d 1 1.36mi
2634 Austin Ave Youngstown, OH 2.0 1.0 784 $775 $0.99 44d 1 1.36mi
4661 New Hampshire Ct Austintown, OH 3.0 1.0–1.5 795 $1,125 $1.42 14d 1 1.49mi

Listing history 13 events

  1. 2026-04-18
    status Pending
  2. 2026-04-02
    historical Contingent
  3. 2026-03-01
    listed $115,000 Active
  4. 2021-05-28
    soldstatus $67,500 Closed 356-char remark
    Show marketing remark (356 chars)

    Check out this adorable Austintown ranch, that has been tastefully updated throughout. The kitchen and dining area are open to each other, and the refrigerator and dishwasher stay. New flooring in the living room, as well as new carpeting in the two bedrooms and the first-floor laundry. Back patio with a privacy fence and shed. Move in ready, call today!

  5. 2021-04-13
    status Pending 356-char remark
    Show marketing remark (356 chars)

    Check out this adorable Austintown ranch, that has been tastefully updated throughout. The kitchen and dining area are open to each other, and the refrigerator and dishwasher stay. New flooring in the living room, as well as new carpeting in the two bedrooms and the first-floor laundry. Back patio with a privacy fence and shed. Move in ready, call today!

  6. 2021-04-06
    listed $72,900 Active 356-char remark
    Show marketing remark (356 chars)

    Check out this adorable Austintown ranch, that has been tastefully updated throughout. The kitchen and dining area are open to each other, and the refrigerator and dishwasher stay. New flooring in the living room, as well as new carpeting in the two bedrooms and the first-floor laundry. Back patio with a privacy fence and shed. Move in ready, call today!

  7. 2009-12-11
    listed $17,600
  8. 2009-11-02
    soldstatus $30,000
  9. 2009-10-26
    soldstatus $30,000
  10. 2006-05-01
    soldstatus $58,600
  11. 2006-04-28
    soldstatus $58,600
  12. 2006-01-21
    listed $59,500
  13. 2000-04-06
    listed $44,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$955 · $80/mo
Projected year-2 tax
$1,374 · $115/mo
Expected delta
+$420/yr (+$35/mo · 43.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,022
− Mortgage interest
−$6,442
− Property taxes
−$955
− Insurance
−$575
− Repairs & maintenance
−$882
− Management
−$882
− Depreciation
−$3,345
Taxable loss
−$2,059
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$494
After-tax cash flow
$435/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Austintown Local Schools
NCES district ID
3904829
Math proficiency
56% ▼ -12.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$45,129
Composite
50.99/100
National rank
#1778
State rank
#290 of 656 in OH

Livability — Austintown

Score
73/100
State rank
#322
US rank
#5290

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Austintown, OH
County
Mahoning · 224,175 people
City population
27,740
Metro
Youngstown-Warren, OH
Population (ZIP)
27,740
Household income
$52,831
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
10.9

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 1%
Foreign-born
2%
Languages at home
96% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.64%
Current HPI
228.0895
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+156.1% since first listed
13 events — show timeline
  • 2026-04-18 Pending MLSNOW
  • 2026-04-02 Contingent MLSNOW
  • 2026-03-01 Listed $115,000 MLSNOW
  • 2021-05-28 Sold (MLS) $67,500 MLSNOW
  • 2021-04-13 Pending MLSNOW
  • 2021-04-06 Listed $72,900 MLSNOW
  • 2009-12-11 Listed $17,600 MLSNOW
  • 2009-11-02 Sold (Public Records) $30,000 Public Records
  • 2009-10-26 Sold (Public Records) $30,000 Public Records
  • 2006-05-01 Sold (Public Records) $58,600 Public Records
  • 2006-04-28 Sold (MLS) $58,600 MLSNOW
  • 2006-01-21 Listed $59,500 MLSNOW
  • 2000-04-06 Listed $44,900 MLSNOW

Property tax history

+2.8%/yr

Latest (2025): $955 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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