910 Copper Rd #219 · Copper Mountain, CO 80443

$235,000

2 bd · 2.0 ba · 889 sqft · Condo public records · 199 Days on market

Built 2000 $502/mo HOA · 18% of rent ↓ 41% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +7.2/10.0
• Appreciation +6.6/10.0
• DSCR +4.6/10.0
• Schools +3.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Effortless ownership at an accessible entry point! This well-maintained quarter share at Passage Point features upgraded windows (2024) and newer appliances. Owners enjoy a pet-friendly setting and low dues that cover all utilities, the neighborhood resort fee, and even property taxes. HOA has recently refreshed common areas with paint, carpet, lighting and a new elevator, giving it a modern mountain feel. Rich with amenities, Passage Point offers a fitness center, three hot tubs, convenient ski storage, and seamless access to the bus line. Park your car and forget it—everything you need is steps away, including the lifts, shops, restaurants, and the free Summit Stage stop right outside your door. Double the fun and purchase the additional ¼ share to enjoy Copper Mountain nearly full-time!

Key facts

• Three hot tubs
• Fitness center
• Newer appliances

Tags

• UPGRADED WINDOWS
• NEWER APPLIANCES
• PET FRIENDLY SETTING
• REFRESHED COMMON AREAS
• FITNESS CENTER
• THREE HOT TUBS

Property features AI

Finance

• HOA & community: Annual association fee; Association amenities include fitness center; Derived monthly association fee of $502.25; Building offers elevators and storage; Community features: golf

Exterior

• Parking: Underground, unassigned parking
• Utilities: Public water; Public sewer; Electricity available; Natural gas available; Phone available; Cable available; Sewer connected; Water available
• Home design: Residential timeshare; Has view; Planned Unit Development zoning
• Construction: Asphalt roof
• Exterior features: Deck; Storage; Near public transit; Paved road

Interior

• Kitchen: Dishwasher; Electric range; Disposal; Microwave; Refrigerator
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Hot water heat; Has heating
• Interior features: Elevator access; Eat-in kitchen; Furnished; See remarks
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $235k.

Deal economics

• At list price, monthly cash flow is $73 ($872/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $235k).
• Recommended offer: $207k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.7% vs local median 1.4% in Copper Mountain — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#164 in CO) — a middle-class / working-renter tenant base. Strengths: crime A, employment B+, health & safety B+; Watch: cost of living C-, amenities F, commute F.
• Summit School District No. RE-1 (rural): math 27% / reading 43% proficiency, ranked #35 of 86 in CO (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 173 active listings in the ZIP; solid renter incomes; 308 units permitted in Summit County in 2024 (123 in 5+ unit buildings).
• This rent runs 32% of the median local income ($109k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $9k of equity ($2k loan paydown + $7k appreciation (3.2% local appreciation)).
• Summit County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.2% appreciation + 3.0% rent growth), your $66k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 199 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $206,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 199 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 6.66%
• Cash-on-cash: 1.33%
• DSCR: 1.06
• GRM: 6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.17% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.3%
• Equity multiple: 1.54×
• Total profit: $35,463
• Equity at exit: $107,935

10-year hold

• IRR: 11.7%
• Equity multiple: 2.79×
• Total profit: $117,709
• Equity at exit: $168,127

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80443

• Home prices YoY: 1.3%
• Active inventory: 173
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $2,868 medium
• Mortgage (P&I): −$1,232
• Tax from tax record: −$361 /mo · $4,332/yr
• Insurance: −$98
• HOA: −$502
• Vacancy / Maint / Mgmt: −$602
• Net cashflow: $73

Break-even live

Break-even rent $2,776

Max offer price $235,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,750
• Closing costs: $7,050
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $502 · $6,024/yr
• Likely covers: gym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-19
   days on market $235,000 Active 199 DOM
2. 2026-06-18
   days on market $235,000 Active 198 DOM
3. 2026-06-17
   days on market $235,000 Active 197 DOM
4. 2026-06-16
   days on market $235,000 Active 196 DOM
5. 2026-06-15
   days on market $235,000 Active 195 DOM
6. 2026-06-14
   days on market $235,000 Active 193 DOM
7. 2026-06-12
   days on market $235,000 Active 192 DOM
8. 2026-06-09
   days on market $235,000 Active 189 DOM
9. 2026-06-08
   days on market $235,000 Active 188 DOM
10. 2026-06-07
    days on market $235,000 Active 187 DOM
11. 2026-06-05
    days on market $235,000 Active 184 DOM
12. 2026-06-02
    days on market $235,000 Active 182 DOM
13. 2026-06-01
    days on market $235,000 Active 181 DOM
14. 2026-05-31
    days on market $235,000 Active 180 DOM
15. 2026-05-30
    days on market $235,000 Active 179 DOM
16. 2026-04-17
    soldstatus $225,000 Closed 813-char remark

    Show marketing remark (813 chars)

    Effortless ownership at an accessible entry point! This well-maintained quarter share at Passage Point features upgraded windows (2024) and newer appliances. Owners enjoy a pet-friendly setting and low dues that cover all utilities, the neighborhood resort fee, and even property taxes. HOA has recently refreshed common areas with paint, carpet, lighting and a new elevator, giving it a modern mountain feel. Rich with amenities, Passage Point offers a fitness center, three hot tubs, convenient ski storage, and seamless access to the bus line. Park your car and forget it—everything you need is steps away, including the lifts, shops, restaurants, and the free Summit Stage stop right outside your door. Double the fun and purchase the additional ¼ share to enjoy Copper Mountain nearly full-time!

17. 2026-04-17
    soldstatus $225,000

    Show marketing remark (813 chars)

    Effortless ownership at an accessible entry point! This well-maintained quarter share at Passage Point features upgraded windows (2024) and newer appliances. Owners enjoy a pet-friendly setting and low dues that cover all utilities, the neighborhood resort fee, and even property taxes. HOA has recently refreshed common areas with paint, carpet, lighting and a new elevator, giving it a modern mountain feel. Rich with amenities, Passage Point offers a fitness center, three hot tubs, convenient ski storage, and seamless access to the bus line. Park your car and forget it—everything you need is steps away, including the lifts, shops, restaurants, and the free Summit Stage stop right outside your door. Double the fun and purchase the additional ¼ share to enjoy Copper Mountain nearly full-time!

18. 2026-03-22
    status Pending 813-char remark

    Show marketing remark (813 chars)

    Effortless ownership at an accessible entry point! This well-maintained quarter share at Passage Point features upgraded windows (2024) and newer appliances. Owners enjoy a pet-friendly setting and low dues that cover all utilities, the neighborhood resort fee, and even property taxes. HOA has recently refreshed common areas with paint, carpet, lighting and a new elevator, giving it a modern mountain feel. Rich with amenities, Passage Point offers a fitness center, three hot tubs, convenient ski storage, and seamless access to the bus line. Park your car and forget it—everything you need is steps away, including the lifts, shops, restaurants, and the free Summit Stage stop right outside your door. Double the fun and purchase the additional ¼ share to enjoy Copper Mountain nearly full-time!

19. 2025-12-01
    listed $235,000 Active 813-char remark

    Show marketing remark (813 chars)

    Effortless ownership at an accessible entry point! This well-maintained quarter share at Passage Point features upgraded windows (2024) and newer appliances. Owners enjoy a pet-friendly setting and low dues that cover all utilities, the neighborhood resort fee, and even property taxes. HOA has recently refreshed common areas with paint, carpet, lighting and a new elevator, giving it a modern mountain feel. Rich with amenities, Passage Point offers a fitness center, three hot tubs, convenient ski storage, and seamless access to the bus line. Park your car and forget it—everything you need is steps away, including the lifts, shops, restaurants, and the free Summit Stage stop right outside your door. Double the fun and purchase the additional ¼ share to enjoy Copper Mountain nearly full-time!

20. 2025-12-01
    listed $235,000 Active

    Show marketing remark (813 chars)

    Effortless ownership at an accessible entry point! This well-maintained quarter share at Passage Point features upgraded windows (2024) and newer appliances. Owners enjoy a pet-friendly setting and low dues that cover all utilities, the neighborhood resort fee, and even property taxes. HOA has recently refreshed common areas with paint, carpet, lighting and a new elevator, giving it a modern mountain feel. Rich with amenities, Passage Point offers a fitness center, three hot tubs, convenient ski storage, and seamless access to the bus line. Park your car and forget it—everything you need is steps away, including the lifts, shops, restaurants, and the free Summit Stage stop right outside your door. Double the fun and purchase the additional ¼ share to enjoy Copper Mountain nearly full-time!

21. 2021-10-18
    soldstatus $190,000
22. 2021-10-15
    soldstatus $190,000 413-char remark

    Show marketing remark (413 chars)

    Do not miss this rare opportunity to own in the one-and-only partial ownership in Passage Point. Low dues not only completely cover all utilities but include neighborhood resort fee AND property taxes. Rich in amenities, enjoy the fitness room, 3 hot tubs, ski storage and easy access to bus line. This well-cared for property includes brand new appliances, updated furniture and even comes with 2 mountain bikes!

23. 2021-09-12
    listed $189,500 413-char remark

    Show marketing remark (413 chars)

    Do not miss this rare opportunity to own in the one-and-only partial ownership in Passage Point. Low dues not only completely cover all utilities but include neighborhood resort fee AND property taxes. Rich in amenities, enjoy the fitness room, 3 hot tubs, ski storage and easy access to bus line. This well-cared for property includes brand new appliances, updated furniture and even comes with 2 mountain bikes!

24. 2017-01-11
    soldstatus $95,000
25. 2009-08-05
    soldstatus $117,000
26. 2007-06-06
    soldstatus $114,900
27. 2007-05-03
    soldstatus $380,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $4,332 · $361/mo
• Projected year-2 tax: $4,332 · $361/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 13 d/yr ≥73°F today · 35 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,419
• − Mortgage interest: −$13,164
• − Property taxes: −$4,332
• − Insurance: −$1,175
• − Repairs & maintenance: −$2,754
• − Management: −$2,754
• − HOA: −$6,024
• − Depreciation: −$6,836
• Taxable loss: −$2,619
• Est. tax savings @ 24.0%: +$628
• After-tax cash flow: $1,500/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Summit School District No. RE-1
• NCES district ID: 0806810
• Math proficiency: 27% ▼ -7.00%
• Reading proficiency: 43% ▼ -7.00%
• Median HH income: $67,591
• Composite: 31.97/100
• National rank: #5840
• State rank: #35 of 86 in CO

Livability — Copper Mountain

• Score: 65/100
• State rank: #164
• US rank: #12975

Category grades

Amenities F Commute F Cost of living C- Crime A Employment B+ Housing F Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Copper Mountain, CO
• County: Summit County · 31,352 people
• City population: 3,992
• Metro: Breckenridge, CO
• Population (ZIP): 3,992
• Household income: $108,710
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 81.0

Population outlook (Summit County) Hauer SSP2

• Today (2025): 35,421 people
• By 2030: 37,983 · +7.2%
• By 2040: 42,597 · +20.3%
• By 2050: 46,695 · +31.8%
• By 2075: 55,288 · +56.1%
• By 2100: 61,033 · +72.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 21% Hispanic / Latino 5%
• Common ancestry: Italian 6% Slovak 6% Romanian 4%
• Foreign-born: 8% · Canada, China
• Languages at home: 93% English-only · Spanish 5% Russian/Polish/Slavic 1% German/W. Germanic 1%

Political lean MEDSL · Summit

• 2024 margin: Solid D (+37.2) · D 67.0% · R 29.9% · Other 3.1%
• 2008→2024 swing: +4.1pp toward D · 2008: 33.0pp · 2024: 37.2pp
• All cycles: 2024: D+37.2 2020: D+39.5 2016: D+27.6 2012: D+24.4 2008: D+33.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.17%
• Current HPI: 244.5969
• Rent YoY: —
• Metro: Breckenridge, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-40.8% since first listed

12 events — show timeline

• 2026-04-17 Sold (Public Records) $225,000 Public Records
• 2026-04-17 Sold (MLS) $225,000 SAR
• 2026-03-22 Pending — SAR
• 2025-12-01 Listed $235,000 SAR
• 2025-12-01 Listed $235,000 SAR
• 2021-10-18 Sold (Public Records) $190,000 Public Records
• 2021-10-15 Sold (MLS) $190,000 SAR
• 2021-09-12 Listed $189,500 SAR
• 2017-01-11 Sold (Public Records) $95,000 Public Records
• 2009-08-05 Sold (Public Records) $117,000 Public Records
• 2007-06-06 Sold (Public Records) $114,900 Public Records
• 2007-05-03 Sold (Public Records) $380,000 Public Records

Property tax history

+7.7%/yr

Latest (2025): $4,332 · +7.2% YoY. Source: county tax records.