913 Meadowbrook Dr · Birmingham, AL 35215

$85,000

2 bd · 1.0 ba · 1,504 sqft · SingleFamily public records · 115 Days on market

Built 1951 0.26 ac lot $57/sqft · 41% below area Est $96k · 11% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.9/30.0
• ARV discount +12.5/15.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• Livability +3.4/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Turnkey, tenant-occupied investment property in a high-demand Roebuck pocket. Currently leased at $925/month through April 2027, delivering reliable cash flow with long-term stability. The property has been well renovated and professionally maintained, with major systems in strong condition and low anticipated CapEx. A strong buy-and-hold asset with reliable cash flow.

Key facts

• Reliable cash flow
• Well renovated
• 0.26 acre lot

Tags

• HIGH-DEMAND ROEBUCK POCKET
• RELIABLE CASH FLOW
• WELL RENOVATED
• PROFESSIONALLY MAINTAINED

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $85k.

Deal economics

• At list price, monthly cash flow is $315 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $85k).
• Recommended offer: $77k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, schools F, crime F.
• Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 115 days — a 9% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $65k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $77,350 (9.0% below list)

Questions for the listing agent

1. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 10.74%
• Cash-on-cash: 15.89%
• DSCR: 1.71
• GRM: 5.9

CMA / ARV

• ARV (median comp): $95,584
• List price: $85,000
• Delta: -11.07%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
909 Five Mile Rd	0.15mi	3/2.0 (+1)	1,532 (+2%)	4mo	$115,000	$75	77
945 Nelson Dr	0.50mi	3/2.0 (+1)	1,563 (+4%)	6mo	$170,000	$109	56
321 Joan Ave	0.33mi	3/1.0 (+1)	1,294 (-14%)	2mo	$121,000	$94	55
741 Martinwood Rd	0.63mi	3/2.0 (+1)	1,563 (+4%)	6mo	$185,000	$118	50
458 Gene Reed Rd	0.37mi	3/2.0 (+1)	1,350 (-10%)	8mo	$145,000	$107	50
905 Idlewood Cir	0.59mi	3/1.0 (+1)	1,659 (+10%)	3mo	$127,000	$77	48
1112 Violet Dr	0.59mi	3/2.0 (+1)	1,414 (-6%)	7mo	$100,000	$71	48
1152 Dogwood Ln	0.63mi	3/1.0 (+1)	1,371 (-9%)	4mo	$127,000	$93	47
801 Martinwood Ln	0.65mi	3/1.5 (+1)	1,404 (-7%)	5mo	$80,000	$57	47
1125 Five Mile Rd	0.54mi	3/2.0 (+1)	1,346 (-10%)	6mo	$140,000	$104	43
536 Camellia Rd	0.48mi	3/1.0 (+1)	1,288 (-14%)	7mo	$69,999	$54	43
173 Roebuck Dr	0.73mi	3/1.0 (+1)	1,682 (+12%)	7mo	$72,000	$43	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: 6.9%
• Equity multiple: 1.27×
• Total profit: $6,403
• Equity at exit: $12,674

10-year hold

• IRR: 16.3%
• Equity multiple: 2.34×
• Total profit: $31,834
• Equity at exit: $7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35215

• Home prices YoY: -34.4%
• Rents YoY: 3.0%
• Active inventory: 334
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,209 high
• Mortgage (P&I): −$446
• Tax from tax record: −$159 /mo · $1,907/yr
• Insurance: −$35
• HOA: −$0
• Vacancy / Maint / Mgmt: −$254
• Net cashflow: $315

Break-even live

Break-even rent $810

Max offer price $85,000

Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,250
• Closing costs: $2,550
• Reserves months: —
• Total cash needed: —

Rent comps 39 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
912 Meadowbrook Dr Birmingham, AL	3.0	1.0	1178	$1,100	$0.93	44d	1	0.07mi
832 Meadowbrook Dr Birmingham, AL	3.0	2.0	1228	$1,225	$1.00	24d	1	0.08mi
929 Meadowbrook Dr Birmingham, AL	3.0	2.0	1649	$1,200	$0.73	12d	1	0.08mi
932 Five Mile Rd Birmingham, AL	3.0	1.5	1200	$1,175	$0.98	19d	1	0.21mi
945 Elizabeth Dr Birmingham, AL	3.0	1.0	1227	$1,125	$0.92	3d	1	0.26mi
520 Camellia Rd Birmingham, AL	3.0	1.0	1053	$1,100	$1.04	3d	1	0.44mi
736 Gene Reed Rd Birmingham, AL	3.0	2.0	1353	$1,220	$0.90	44d	1	0.59mi
1112 Violet Dr Birmingham, AL	3.0	2.0	1414	$1,600	$1.13	12d	1	0.61mi
216 Sanford Dr Birmingham, AL	3.0	1.5	1134	$1,200	$1.06	44d	1	0.72mi
1177 Five Mile Rd Birmingham, AL	3.0	2.0	1636	$1,100	$0.67	44d	1	0.75mi
957 Hickory Cir Birmingham, AL	3.0	2.0	1364	$1,195	$0.88	3d	1	0.77mi
433 Orchid Rd Birmingham, AL	3.0	1.0	1162	$1,255	$1.08	16d	1	0.79mi
726 Orchard Rd Birmingham, AL	3.0	1.0	1120	$1,095	$0.98	44d	1	0.80mi
120 Shawnee Ln NW Birmingham, AL	3.0	1.0	1120	$1,075	$0.96	44d	1	0.91mi
241 Mamie Ln Birmingham, AL	3.0	2.0	1242	$1,495	$1.20	3d	1	0.91mi
252 Westwood Dr Birmingham, AL	3.0	1.5	1124	$1,400	$1.25	2d	1	0.93mi
9228 Brookhurst Dr Birmingham, AL	3.0	1.0	1146	$999	$0.87	44d	1	0.96mi
217 Killough Dr Birmingham, AL	3.0	2.0	1212	$1,200	$0.99	15d	1	0.98mi
221 Lawson Rd Birmingham, AL	3.0	1.5	1102	$1,325	$1.20	24d	1	1.00mi
1153 Linwood St Birmingham, AL	3.0	2.0	1250	$1,295	$1.04	3d	1	1.01mi
316 Pine St Birmingham, AL	3.0	1.0	1232	$1,100	$0.89	44d	1	1.02mi
933 Edwards Lake Rd Birmingham, AL	3.0	2.0	1684	$1,360	$0.81	3d	1	1.04mi
925 Eldorado Dr Birmingham, AL	3.0	1.0	1312	$1,231	$0.94	44d	1	1.09mi
1225 Birchwood St Birmingham, AL	3.0	2.0	1092	$1,175	$1.08	3d	1	1.10mi
1232 Oakwood St Birmingham, AL	3.0	1.5	1301	$1,223	$0.94	24d	1	1.12mi
1128 Lay Dr Birmingham, AL	3.0	1.5	1700	$1,410	$0.83	12d	1	1.13mi
1237 Linwood St Birmingham, AL	3.0	1.5	1066	$995	$0.93	44d	1	1.15mi
1259 Huffman Rd Center Point, AL	3.0	2.0	1662	$1,556	$0.94	44d	1	1.17mi
1301 5th Pl NW Center Point, AL	3.0	1.0	1170	$1,100	$0.94	3d	1	1.18mi
400 13th Ave NW Birmingham, AL	2.0	1.0	1100	$890	$0.81	44d	1	1.18mi
1028 Broadmoor Dr Birmingham, AL	3.0	1.0	1079	$1,085	$1.01	3d	1	1.18mi
1305 5th Pl NW Center Point, AL	3.0	2.0	1092	$1,200	$1.10	44d	1	1.20mi
1328 5th Pl NW Center Point, AL	3.0	1.0	1250	$1,050	$0.84	16d	1	1.27mi
1333 5th Pl NW Center Point, AL	3.0	2.0	1056	$1,275	$1.21	44d	1	1.29mi
324 13th Ter NW Center Point, AL	3.0	1.5	1418	$1,295	$0.91	24d	1	1.29mi
426 Buckingham Cir Birmingham, AL	2.0	1.5	1080	$1,013	$0.94	44d	1	1.31mi
1356 5th Pl NW Center Point, AL	3.0	1.0	1064	$1,105	$1.04	44d	1	1.36mi
1108 Sherwood Forest Dr Birmingham, AL	3.0	1.5	1118	$1,370	$1.23	44d	1	1.39mi
1108 Hob Hill Rd Birmingham, AL	3.0	1.5	1646	$1,600	$0.97	16d	1	1.48mi

Listing history 34 events

1. 2026-06-18
   days on market $85,000 Active 115 DOM
2. 2026-06-17
   days on market $85,000 Active 114 DOM
3. 2026-06-16
   days on market $85,000 Active 113 DOM
4. 2026-06-15
   days on market $85,000 Active 112 DOM
5. 2026-06-13
   days on market $85,000 Active 110 DOM
6. 2026-06-10
   days on market $85,000 Active 107 DOM
7. 2026-06-09
   days on market $85,000 Active 106 DOM
8. 2026-06-08
   days on market $85,000 Active 105 DOM
9. 2026-06-07
   days on market $85,000 Active 104 DOM
10. 2026-06-03
    days on market $85,000 Active 100 DOM
11. 2026-06-02
    days on market $85,000 Active 99 DOM
12. 2026-06-01
    days on market $85,000 Active 98 DOM
13. 2026-05-31
    days on market $85,000 Active 97 DOM
14. 2026-03-30
    price $85,000 371-char remark

    Show marketing remark (371 chars)

    Turnkey, tenant-occupied investment property in a high-demand Roebuck pocket. Currently leased at $925/month through April 2027, delivering reliable cash flow with long-term stability. The property has been well renovated and professionally maintained, with major systems in strong condition and low anticipated CapEx. A strong buy-and-hold asset with reliable cash flow.

15. 2026-03-05
    status Active 371-char remark

    Show marketing remark (371 chars)

    Turnkey, tenant-occupied investment property in a high-demand Roebuck pocket. Currently leased at $925/month through April 2027, delivering reliable cash flow with long-term stability. The property has been well renovated and professionally maintained, with major systems in strong condition and low anticipated CapEx. A strong buy-and-hold asset with reliable cash flow.

16. 2026-03-01
    historical Contingent 371-char remark

    Show marketing remark (371 chars)

    Turnkey, tenant-occupied investment property in a high-demand Roebuck pocket. Currently leased at $925/month through April 2027, delivering reliable cash flow with long-term stability. The property has been well renovated and professionally maintained, with major systems in strong condition and low anticipated CapEx. A strong buy-and-hold asset with reliable cash flow.

17. 2026-02-23
    listed $90,000 Active 371-char remark

    Show marketing remark (371 chars)

    Turnkey, tenant-occupied investment property in a high-demand Roebuck pocket. Currently leased at $925/month through April 2027, delivering reliable cash flow with long-term stability. The property has been well renovated and professionally maintained, with major systems in strong condition and low anticipated CapEx. A strong buy-and-hold asset with reliable cash flow.

18. 2026-01-08
    historical $925
19. 2025-12-20
    price $925
20. 2025-12-02
    listed $995
21. 2025-12-02
    historical $995
22. 2025-11-20
    price $995
23. 2025-11-01
    listed $1,095
24. 2023-07-14
    soldstatus $65,000 Sold 942-char remark

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

25. 2023-07-14
    soldstatus $65,000

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

26. 2023-07-10
    historical Contingent 942-char remark

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

27. 2023-06-24
    historical 942-char remark

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

28. 2023-04-21
    status Active 942-char remark

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

29. 2023-04-17
    historical Contingent 942-char remark

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

30. 2023-01-06
    listed $115,000 Active 942-char remark

    Show marketing remark (942 chars)

    NOW this is a MUST SEE!!! Such a CUTE & COZY starter home or a GREAT investment property! Enter through the BRAND NEW FRONT DOOR & be greeted with an IMPRESSIVE Living Rm featuring FRESH PAINT & NEW H'WOOD LAMINATE FLOORING! Pass through the Dining Room to the Kitchen that offers plenty of counter space while you cook on your NEW STOVE & admire the FRESHLY PAINTED CABINETS! There is a BRAND NEW REFRIGERATOR & the most AMAZING WALK IN PANTRY you have ever seen! Down the hall you will find 2 Bedrooms & Full Bathroom. Just off the Laundry Room is a expansive covered deck overlooking the large FENCED IN YARD. With a little TLC, the Basement can be finished off, used as a workshop area, or just have TONS OF STORAGE SPACE! UPDATED PLUMBING PIPES & BRAND NEW WATER HEATER as well as UPDATED BREAKER PANEL. Roof is newer as well! You should be all set to MOVE IN! Call to schedule a showing today!!

31. 2008-06-05
    soldstatus $37,000
32. 2004-07-09
    soldstatus $69,400
33. 1996-02-22
    soldstatus $59,000
34. 1992-07-31
    soldstatus $51,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,907 · $159/mo
• Projected year-2 tax: $1,907 · $159/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,511
• − Mortgage interest: −$4,761
• − Property taxes: −$1,907
• − Insurance: −$425
• − Repairs & maintenance: −$1,161
• − Management: −$1,161
• − Depreciation: −$2,473
• Taxable income: $2,623
• Est. tax owed @ 24.0%: −$630
• After-tax cash flow: $3,153/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Birmingham City
• NCES district ID: 0100390
• Math proficiency: 4% ▼ -17.00%
• Reading proficiency: 20% ▼ -4.00%
• Median HH income: $31,988
• Composite: 9.49/100
• National rank: #9850
• State rank: #116 of 129 in AL

Livability — Birmingham

• Score: 67/100
• State rank: #78
• US rank: #10412

Category grades

Amenities C- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Birmingham, AL
• County: Jefferson County · 527,445 people
• City population: 210,422
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 43,903
• Household income: $52,793
• Rent vs Own: 43.4% rent · 56.6% own
• Severe rent burden: 1729.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (75%)
• Race & ethnicity: Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -112.97%
• Current HPI: 215.0607
• Rent YoY: ▲ 3.04%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+66.7% since first listed

21 events — show timeline

• 2026-03-30 Price Changed $85,000 Greater Alabama MLS
• 2026-03-05 Relisted — Greater Alabama MLS
• 2026-03-01 Contingent — Greater Alabama MLS
• 2026-02-23 Listed $90,000 Greater Alabama MLS
• 2026-01-08 Rental Removed $925 RENTLY
• 2025-12-20 Price Changed $925 RENTLY
• 2025-12-02 Listed for Rent $995 RENTLY
• 2025-12-02 Rental Removed $995 ZUMPER1
• 2025-11-20 Price Changed $995 ZUMPER1
• 2025-11-01 Listed for Rent $1,095 ZUMPER1
• 2023-07-14 Sold (Public Records) $65,000 Public Records
• 2023-07-14 Sold (MLS) $65,000 Greater Alabama MLS
• 2023-07-10 Contingent — Greater Alabama MLS
• 2023-06-24 Delisted — Greater Alabama MLS
• 2023-04-21 Relisted — Greater Alabama MLS
• 2023-04-17 Contingent — Greater Alabama MLS
• 2023-01-06 Listed $115,000 Greater Alabama MLS
• 2008-06-05 Sold (Public Records) $37,000 Public Records
• 2004-07-09 Sold (Public Records) $69,400 Public Records
• 1996-02-22 Sold (Public Records) $59,000 Public Records
• 1992-07-31 Sold (Public Records) $51,000 Public Records

Property tax history

+11.7%/yr

Latest (2025): $1,907 · +4.1% YoY. Source: county tax records.