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4211 E Villa St
B- Composite 69.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Rent growth +2.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$60,000

4211 E Villa St · Houston, TX 77017
2 bd · 1.0 ba · 801 sqft · SingleFamily public records · 6 Days on market
Built 1951 5,501 sqft lot ↓ 37% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This 2-bedroom, 1-bathroom single-family home is located in Harris County within the established Meadowbrook area. The property features a single-story layout situated on a 5,500-square-foot lot, complete with a fully fenced backyard and dedicated driveway parking. Situated in southeast Houston, the location provides residents with straightforward commutes via nearby access to Interstate 45 and Loop 610, as well as close proximity to William P. Hobby Airport and local public schools.

Key facts

  • Single story layout
  • 5,501 sq ft lot
  • Garage

Tags

SINGLE STORY LAYOUTFULLY FENCED BACKYARDDEDICATED DRIVEWAY PARKINGCLOSE PROXIMITY TO AIRPORT

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; One-story (single level) home; Entry level on first floor
  • Construction: Brick construction; Built in 1951; Slab foundation; Composition roof
  • Exterior features: Subdivision lot

Interior

  • Kitchen: Kitchen on first level
  • Bedrooms: Bedroom (first level) — 10 x 10; Primary bedroom (first level) — 10 x 10
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Living room on the first level; Kitchen on the first level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $306 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Cap rate 12.4% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Stevenson Middle (math 22% / reading 35%, grade F, #1,122 of 1,662 statewide, top 69%, 1,192 students, 92% FRL); Chavez H S (math 26% / reading 26%, grade F, #1,234 of 1,632 statewide, top 76%, 2,272 students, 93% FRL) — zoned schools average 93% FRL vs 71% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 88 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.9% rent growth), your $17k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 4.2% of price; built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,000

Questions for the listing agent

  1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.81%
Cap rate
12.42%
Cash-on-cash
21.89%
DSCR
1.97
GRM
4.6

CMA / ARV

ARV (on-the-fly)
$309,186
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8108 Howard Dr 0.68mi 2/2.0 828 (+3%) 8mo $320,000 $386 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.88% rent growth · sell at horizon

5-year hold
IRR
11.8%
Equity multiple
1.45×
Total profit
$7,629
Equity at exit
$8,946
10-year hold
IRR
18.7%
Equity multiple
2.39×
Total profit
$23,275
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77017

Home prices YoY
-21.7%
Rents YoY
0.9%
Active inventory
88
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,084 high interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$210 /mo · $2,519/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$228
Net cashflow
$306

Break-even live

Break-even rent $696
Max offer price $60,000
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8335 Bonner Dr Houston, TX 1.0 1.0 700 $950 $1.36 44d 1 0.27mi
8357 Park Place Blvd Houston, TX 1.0 1.0 739 $845 $1.14 44d 1 0.55mi
4800 Allendale Rd Houston, TX 1.0 1.0 1003 $1,043 $1.04 18d 1 0.76mi
4807 Allendale Rd Houston, TX 1.0 1.0 600 $775 $1.29 44d 1 0.79mi
4800 Allendale Rd Unit 4821 Houston, TX 1.0 1.0 1003 $1,043 $1.04 11d 1 0.79mi
4800 Allendale Rd Unit 1187 Houston, TX 1.0 1.0 1003 $1,001 $1.00 3d 1 0.79mi
4800 Allendale Rd Apt 321 Houston, TX 1.0 1.0 1003 $1,004 $1.00 8d 1 0.79mi
4800 Allendale Rd Unit 1162 Houston, TX 1.0 1.0 1003 $1,004 $1.00 5d 1 0.79mi
4800 Allendale Rd Unit 4821 Houston, TX 1.0 1.0 1003 $1,039 $1.04 14d 1 0.79mi
4800 Allendale Rd Unit 4851 Houston, TX 1.0 1.0 1003 $1,019 $1.02 44d 1 0.79mi
4800 Allendale Rd Unit 1047 Houston, TX 1.0 1.0 1003 $1,044 $1.04 11d 1 0.80mi
8445 Winkler Dr Houston, TX 1.0 1.0 704 $800 $1.14 24d 1 0.96mi
8535 Winkler Dr Houston, TX 2.0 1.0 874 $900 $1.03 44d 1 1.04mi
1901 Forest Oaks Dr Houston, TX 1.0 1.0 1003 $1,029 $1.03 24d 1 1.14mi
8625 Winkler Dr Unit 8699 Houston, TX 1.0 1.0 616 $927 $1.50 11d 1 1.14mi
8625 Winkler Dr Unit 8646 Houston, TX 1.0 1.0 616 $923 $1.50 14d 1 1.14mi
8625 Winkler Dr Unit 422 Houston, TX 2.0 2.0 787 $1,096 $1.39 11d 1 1.14mi
8625 Winkler Dr Unit 2-2125 Houston, TX 2.0 1.0 787 $1,082 $1.37 24d 1 1.14mi
7950 Bellfort St Houston, TX 1.0–2.0 1.0–2.0 796 $1,142 $1.43 2d 15 1.15mi
6043 Bonn Echo Ln Houston, TX 2.0 2.0 900 $1,165 $1.29 44d 1 1.16mi
8625 Winkler Dr Houston, TX 1.0 1.0 616 $885 $1.44 17d 1 1.16mi
8625 Winkler Dr Houston, TX 1.0–2.0 1.0 701 $1,310 $1.87 15d 17 1.16mi
8625 Winkler Dr Houston, TX 1.0–2.0 1.0 701 $1,310 $1.87 1d 16 1.16mi
7915 Ithaca St Unit 2 Houston, TX 2.0 1.0 600 $750 $1.25 44d 1 1.24mi
4143 Dover Ave Houston, TX 2.0 1.0 880 $1,065 $1.21 44d 1 1.25mi
5401 Allendale Rd Houston, TX 1.0 2.0 779 $1,325 $1.70 44d 1 1.27mi
5401 Allendale Rd Unit SLAG Houston, TX 1.0 1.0 779 $1,325 $1.70 3d 1 1.27mi
2724 Broadway St Houston, TX 1.0 1.0 680 $872 $1.28 44d 7 1.35mi
10001 Lucore St Houston, TX 2.0 1.0 720 $995 $1.38 24d 1 1.41mi
801 Allen Genoa Rd Houston, TX 1.0–2.0 1.0 668 $1,320 $1.98 44d 1 1.47mi

Listing history 6 events

  1. 2026-06-13
    statusdays on market $60,000 Pending 6 DOM
  2. 2026-06-09
    days on market $60,000 Active 5 DOM
  3. 2026-06-08
    days on market $60,000 Active 4 DOM
  4. 2026-06-07
    days on market $60,000 Active 3 DOM
  5. 2026-06-04
    remarks 488-char remark
  6. 2026-06-04
    listed $60,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,519 · $210/mo
Projected year-2 tax
$2,519 · $210/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (shaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,002
− Mortgage interest
−$3,361
− Property taxes
−$2,519
− Insurance
−$300
− Repairs & maintenance
−$1,040
− Management
−$1,040
− Depreciation
−$1,745
Taxable income
$2,996
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$719
After-tax cash flow
$2,958/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,640
Household income
$51,079
Rent vs Own
49.0% rent · 51.0% own
Severe rent burden
1601.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (81%)
Race & ethnicity
Hispanic / Latino 81% Two or more races 38% White 7% Black 6% Asian 4%
Hispanic origin (detail)
Mexican 65%
Common ancestry
Lithuanian 1%
Foreign-born
39% · Canada, Vietnam
Languages at home
32% English-only · Spanish 63% Vietnamese 4%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.86%
Current HPI
277.3656
Rent YoY
▲ 0.88%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-36.8% since first listed
5 events — show timeline
  • 2026-06-04 Listed $60,000 HARMLS
  • 2023-04-20 Pending HARMLS
  • 2023-04-20 Listing Removed HARMLS
  • 2023-04-12 Listed $95,000 HARMLS
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+2.5%/yr

Latest (2025): $2,519 · +11.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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