2181 Barr Slope Rd · Green, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 93°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +7.3/10.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$29,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
Key facts
- Covered front porch
- Large rear yard
- Hardwoods throughout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/?-bath single-family listed at $30k.
Deal economics
- At list price, monthly cash flow is $596 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $30k).
- Recommended offer: $26k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Purchase Line SD (rural): math 24% / reading 45% proficiency, ranked #424 of 539 in PA (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 13 active listings in the ZIP; 44 units permitted in Indiana County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($207 loan paydown + $1k appreciation (4.7% local appreciation)).
- Indiana County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (4.7% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 147 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.43% ✓
- Cap rate
- 30.20%
- Cash-on-cash
- 85.37%
- DSCR
- 4.80
- GRM
- 2.4
CMA / ARV
- ARV (median comp)
- $69,018
- List price
- $29,900
- Delta
- -56.68%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 111 Dixonville Rd | 0.73mi | 3/1.0 (+1) | 1,120 (-1%) | 3mo | $58,000 | $52 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.69% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 90.9%
- Equity multiple
- 6.29×
- Total profit
- $44,317
- Equity at exit
- $16,383
- IRR
- 89.4%
- Equity multiple
- 13.12×
- Total profit
- $101,479
- Equity at exit
- $27,823
Cash invested: $8,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15728
- Home prices YoY
- 3.6%
- Active inventory
- 13
- Price-to-rent
- 2.4×
Monthly cashflow live
- Estimated rent
- $1,025 medium interval (Pro) →
- Mortgage (P&I)
- −$157
- Tax from tax record
- −$45 /mo · $543/yr
- Insurance
- −$12
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$215
- Net cashflow
- $596
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $7,475
- Closing costs
- $897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-18days on market $29,900 Active 147 DOM
-
2026-06-17days on market $29,900 Active 146 DOM
-
2026-06-16days on market $29,900 Active 145 DOM
-
2026-06-15days on market $29,900 Active 144 DOM
-
2026-06-13days on market $29,900 Active 142 DOM
-
2026-06-12days on market $29,900 Active 141 DOM
-
2026-06-09days on market $29,900 Active 138 DOM
-
2026-06-08days on market $29,900 Active 137 DOM
-
2026-06-08days on market $29,900 Active 136 DOM
-
2026-06-05days on market $29,900 Active 134 DOM
-
2026-06-04days on market $29,900 Active 132 DOM
-
2026-06-02days on market $29,900 Active 131 DOM
-
2026-06-01days on market $29,900 Active 130 DOM
-
2026-05-31days on market $29,900 Active 129 DOM
-
2026-05-08price $32,900 129-char remark
Show marketing remark (129 chars)
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
-
2026-04-14price $34,900 129-char remark
Show marketing remark (129 chars)
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
-
2026-03-24price $37,900 129-char remark
Show marketing remark (129 chars)
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
-
2026-03-11price $39,900 129-char remark
Show marketing remark (129 chars)
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
-
2026-02-25price $44,900 129-char remark
Show marketing remark (129 chars)
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
-
2026-01-22$49,900 Active 129-char remark
Show marketing remark (129 chars)
Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $543 · $45/mo
- Projected year-2 tax
- $543 · $45/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥93°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,305
- − Mortgage interest
- −$1,675
- − Property taxes
- −$543
- − Insurance
- −$150
- − Repairs & maintenance
- −$984
- − Management
- −$984
- − Depreciation
- −$870
- Taxable income
- $7,099
- Est. tax owed @ 24.0%
- −$1,704
- After-tax cash flow
- $5,443/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Purchase Line SD
- NCES district ID
- 4219830
- Math proficiency
- 24% ▼ -15.00%
- Reading proficiency
- 45% ▼ -15.00%
- Median HH income
- $39,443
- Composite
- 28.84/100
- National rank
- #6651
- State rank
- #424 of 539 in PA
Livability — Green
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Dixonville, PA
- Population (ZIP)
- 3,468
Population outlook (Indiana County) Hauer SSP2
- Today (2025)
- 84,294 people
- By 2030
- 81,773 · -3.0%
- By 2040
- 75,213 · -10.8%
- By 2050
- 69,348 · -17.7%
- By 2075
- 57,951 · -31.3%
- By 2100
- 47,313 · -43.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 3%
- Common ancestry
- Polish 5% Romanian 3% Iranian 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 96% English-only · German/W. Germanic 3% Spanish 1%
Political lean MEDSL · Indiana
- 2024 margin
- Solid R (+39.1) · D 30.1% · R 69.2%
- 2008→2024 swing
- -32.0pp toward R · 2008: -7.1pp · 2024: -39.1pp
- All cycles
- 2024: R+39.1 2020: R+37.5 2016: R+35.6 2012: R+18.8 2008: R+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.69%
- Current HPI
- 133.5535
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-34.1% since first listed6 events — show timeline
- 2026-05-08 Price Changed $32,900 West Penn MLS
- 2026-04-14 Price Changed $34,900 West Penn MLS
- 2026-03-24 Price Changed $37,900 West Penn MLS
- 2026-03-11 Price Changed $39,900 West Penn MLS
- 2026-02-25 Price Changed $44,900 West Penn MLS
- 2026-01-22 Listed $49,900 West Penn MLS
Property tax history
+3.8%/yrLatest (2026): $543 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…