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2181 Barr Slope Rd
B+ Composite 75.23
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.3/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$29,900

2181 Barr Slope Rd · Green, PA 15728
2 bd · None ba · 1,136 sqft · SingleFamily public records · 147 Days on market
Built 1960 5,000 sqft lot $26/sqft · 57% below area ↓ 34% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

Key facts

  • Covered front porch
  • Large rear yard
  • Hardwoods throughout

Tags

LARGE REAR YARDCOVERED FRONT PORCHHARDWOODS THROUGHOUT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/?-bath single-family listed at $30k.

Deal economics

  • At list price, monthly cash flow is $596 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $30k).
  • Recommended offer: $26k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Purchase Line SD (rural): math 24% / reading 45% proficiency, ranked #424 of 539 in PA (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 13 active listings in the ZIP; 44 units permitted in Indiana County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($207 loan paydown + $1k appreciation (4.7% local appreciation)).
  • Indiana County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.7% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 147 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
Recommended offer $26,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.43%
Cap rate
30.20%
Cash-on-cash
85.37%
DSCR
4.80
GRM
2.4

CMA / ARV

ARV (median comp)
$69,018
List price
$29,900
Delta
-56.68%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
111 Dixonville Rd 0.73mi 3/1.0 (+1) 1,120 (-1%) 3mo $58,000 $52 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.69% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
90.9%
Equity multiple
6.29×
Total profit
$44,317
Equity at exit
$16,383
10-year hold
IRR
89.4%
Equity multiple
13.12×
Total profit
$101,479
Equity at exit
$27,823

Cash invested: $8,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15728

Home prices YoY
3.6%
Active inventory
13
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$1,025 medium interval (Pro) →
Mortgage (P&I)
$157
Tax from tax record
$45 /mo · $543/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$215
Net cashflow
$596

Break-even live

Break-even rent $272
Max offer price $29,900
Occupancy floor 37%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,475
Closing costs
$897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-18
    days on market $29,900 Active 147 DOM
  2. 2026-06-17
    days on market $29,900 Active 146 DOM
  3. 2026-06-16
    days on market $29,900 Active 145 DOM
  4. 2026-06-15
    days on market $29,900 Active 144 DOM
  5. 2026-06-13
    days on market $29,900 Active 142 DOM
  6. 2026-06-12
    days on market $29,900 Active 141 DOM
  7. 2026-06-09
    days on market $29,900 Active 138 DOM
  8. 2026-06-08
    days on market $29,900 Active 137 DOM
  9. 2026-06-08
    days on market $29,900 Active 136 DOM
  10. 2026-06-05
    days on market $29,900 Active 134 DOM
  11. 2026-06-04
    days on market $29,900 Active 132 DOM
  12. 2026-06-02
    days on market $29,900 Active 131 DOM
  13. 2026-06-01
    days on market $29,900 Active 130 DOM
  14. 2026-05-31
    days on market $29,900 Active 129 DOM
  15. 2026-05-08
    price $32,900 129-char remark
    Show marketing remark (129 chars)

    Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

  16. 2026-04-14
    price $34,900 129-char remark
    Show marketing remark (129 chars)

    Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

  17. 2026-03-24
    price $37,900 129-char remark
    Show marketing remark (129 chars)

    Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

  18. 2026-03-11
    price $39,900 129-char remark
    Show marketing remark (129 chars)

    Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

  19. 2026-02-25
    price $44,900 129-char remark
    Show marketing remark (129 chars)

    Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

  20. 2026-01-22
    listed $49,900 Active 129-char remark
    Show marketing remark (129 chars)

    Investor Alert! 2 bedroom, 1 bath with large rear yard. Covered front porch, hardwoods throughout. Being sold in as-is condition.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$543 · $45/mo
Projected year-2 tax
$543 · $45/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,305
− Mortgage interest
−$1,675
− Property taxes
−$543
− Insurance
−$150
− Repairs & maintenance
−$984
− Management
−$984
− Depreciation
−$870
Taxable income
$7,099
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,704
After-tax cash flow
$5,443/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Purchase Line SD
NCES district ID
4219830
Math proficiency
24% ▼ -15.00%
Reading proficiency
45% ▼ -15.00%
Median HH income
$39,443
Composite
28.84/100
National rank
#6651
State rank
#424 of 539 in PA

Livability — Green

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Dixonville, PA
Population (ZIP)
3,468

Population outlook (Indiana County) Hauer SSP2

Today (2025)
84,294 people
By 2030
81,773 · -3.0%
By 2040
75,213 · -10.8%
By 2050
69,348 · -17.7%
By 2075
57,951 · -31.3%
By 2100
47,313 · -43.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 3%
Common ancestry
Polish 5% Romanian 3% Iranian 2%
Foreign-born
1% · Canada
Languages at home
96% English-only · German/W. Germanic 3% Spanish 1%

Political lean MEDSL · Indiana

2024 margin
Solid R (+39.1) · D 30.1% · R 69.2%
2008→2024 swing
-32.0pp toward R · 2008: -7.1pp · 2024: -39.1pp
All cycles
2024: R+39.1 2020: R+37.5 2016: R+35.6 2012: R+18.8 2008: R+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.69%
Current HPI
133.5535
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-34.1% since first listed
6 events — show timeline
  • 2026-05-08 Price Changed $32,900 West Penn MLS
  • 2026-04-14 Price Changed $34,900 West Penn MLS
  • 2026-03-24 Price Changed $37,900 West Penn MLS
  • 2026-03-11 Price Changed $39,900 West Penn MLS
  • 2026-02-25 Price Changed $44,900 West Penn MLS
  • 2026-01-22 Listed $49,900 West Penn MLS

Property tax history

+3.8%/yr

Latest (2026): $543 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…