Duplex
13 Lexington Ave · Albany, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +4.0/5.0
- Rent growth +3.8/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Two Family available Now in the heart of Albany NY . Great opportunity and spacious rooms. Require little TLC.
Key facts
- Brick exterior
- Low taxes
- Prime location
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/?-bath units multifamily listed at $115k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $2k ($18k/yr) — positive. Per door: $759/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
- Cap rate 22.1% vs local median 5.7% in Albany — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#129 in NY, #2,083 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
- Albany City School District (urban): math 37% / reading 40% proficiency, ranked #543 of 590 in NY (top 92%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Albany High School (math 74% / reading 67%, grade B+, #710 of 1,100 statewide, top 65%, 2,676 students, 69% FRL) — zoned schools at 69% FRL track the district average.
- Zoned-school proficiency averages 70% at this address vs 38% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Albany City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.4%/yr); 174 active listings in the ZIP; lower-income renter base — watch delinquency; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $32k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 133 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 17y ago; this cycle's ask has dropped $25k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $69k; list at $115k implies a 67% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.62% ✓
- Cap rate
- 22.12%
- Cash-on-cash
- 56.54%
- DSCR
- 3.52
- GRM
- 3.2
CMA / ARV
- ARV (median comp)
- $262,239
- List price
- $115,000
- Delta
- -56.15%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 372 1st St | 0.17mi | 5/2.0 | 1,600 (+4%) | 1mo | $135,000 | $84 | 84 |
| 348 1st St | 0.10mi | 6/2.0 (+1) | 1,606 (+5%) | 9mo | $250,000 | $156 | 74 |
| 390 2nd St | 0.26mi | 4/2.0 (-1) | 1,720 (+12%) | 0mo | $90,000 | $52 | 62 |
| 217 1st St | 0.25mi | 5/2.5 | 1,364 (-11%) | 8mo | $135,000 | $99 | 62 |
| 40 Cortland Pl | 0.59mi | 4/2.0 (-1) | 1,496 (-2%) | 3mo | $190,500 | $127 | 61 |
| 95 3rd St | 0.49mi | 4/2.0 (-1) | 1,584 (+3%) | 8mo | $180,000 | $114 | 60 |
| 210 1st St | 0.27mi | 5/2.5 | 1,356 (-12%) | 8mo | $135,000 | $100 | 60 |
| 376 1st St | 0.18mi | 4/2.0 (-1) | 1,680 (+10%) | 15mo | $100,000 | $60 | 58 |
| 596 Livingston Ave | 0.69mi | 4/2.0 (-1) | 1,584 (+3%) | 7mo | $148,000 | $93 | 51 |
| 156 Lark St | 0.40mi | 6/3.0 (+1) | 1,728 (+13%) | 5mo | $235,000 | $136 | 47 |
| 97 West St | 0.53mi | 4/2.0 (-1) | 1,760 (+15%) | 11mo | $187,000 | $106 | 36 |
| 682 State St | 0.69mi | 5/2.0 | 1,744 (+14%) | 13mo | $205,000 | $118 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.37% rent growth · sell at horizon
- IRR
- 57.7%
- Equity multiple
- 3.65×
- Total profit
- $85,439
- Equity at exit
- $17,147
- IRR
- 63.5%
- Equity multiple
- 8.17×
- Total profit
- $230,873
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 17 active · 20 under contract
- Months of supply
- 10.2 mo (10%/mo absorbed)
- Median asking
- $245,000 ($147/sqft)
- Median days on market
- 54 d
- This list price
- 12% of active listings are priced below it
- ARV vs active asking
- +16.8% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12206
- Home prices YoY
- -9.9%
- Rents YoY
- 5.4%
- Active inventory
- 174
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $3,014 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$213 /mo · $2,555/yr
- Insurance
- −$48
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$633
- Net cashflow
- $1,517
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | — | $3,014 |
| #1 | 2 | — | $1,507 |
| #2 | 2 | — | $1,507 |
| Total (2 units) | $3,014 | ||
Break-even live
Sensitivity live
| Price | -10% $1,582 | -5% $1,550 | +0% $1,517 | +5% $1,485 | +10% $1,452 |
|---|---|---|---|---|---|
| Rent | -10% $1,279 | -5% $1,398 | +0% $1,517 | +5% $1,636 | +10% $1,755 |
| Rate | -1.0pp $1,575 | -0.5pp $1,546 | base $1,517 | +0.5pp $1,487 | +1.0pp $1,457 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 316 2nd St Albany, NY | 3.0 | 1.0 | 850 | $1,700 | $2.00 | 184d | 1 | 0.08mi |
| 335 1st St Unit 2F Albany, NY | 3.0 | 1.0 | 1100 | $1,650 | $1.50 | 29d | 1 | 0.09mi |
| 335 1st St Unit 2F Albany, NY | 3.0 | 1.0 | 1100 | $1,650 | $1.50 | 10d | 1 | 0.09mi |
| 339 1st St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,250 | — | 0d | 1 | 0.10mi |
| 339 1st St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,300 | — | 16d | 1 | 0.10mi |
| 423 Clinton Ave Albany, NY | 2.0 | 1.0 | 800 | $1,500 | $1.88 | 107d | 1 | 0.11mi |
| 383 Clinton Ave Unit 1 Albany, NY | 1.0 | 1.0 | — | $1,000 | — | 155d | 1 | 0.14mi |
| 416 Clinton Ave Unit A Albany, NY | 1.0 | 1.0 | — | $950 | — | 184d | 1 | 0.14mi |
| 469 Clinton Ave Apt 2 Albany, NY | 2.0 | 1.0 | 840 | $1,250 | $1.49 | 51d | 1 | 0.16mi |
| 395 Livingston Ave #1 Albany, NY | 2.0 | 1.0 | 500 | $1,175 | $2.35 | 38d | 1 | 0.16mi |
| 335 3rd St Albany, NY | 3.0 | 1.0 | 1029 | $1,600 | $1.55 | 1d | 1 | 0.17mi |
| 356 2nd St Albany, NY | 3.0 | 1.0 | 1350 | $1,350 | $1.00 | 51d | 1 | 0.18mi |
| 380 Orange St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,350 | — | 164d | 1 | 0.20mi |
| 380 Orange St Unit 2 Albany, NY | 3.0 | 1.0 | — | $1,350 | — | 10d | 1 | 0.20mi |
| 9 Pennsylvania Ave Fl 1 Albany, NY | 2.0 | 1.0 | 1000 | $1,599 | $1.60 | 10d | 1 | 0.20mi |
| 336 Clinton Ave Albany, NY | 2.0 | 1.0 | 900 | $1,700 | $1.89 | 184d | 1 | 0.20mi |
| 336 Clinton Ave Albany, NY | 2.0 | 1.0 | 900 | $1,500 | $1.67 | 107d | 1 | 0.20mi |
| 19 Pennsylvania Ave Albany, NY | 3.0 | 1.0 | 1218 | $1,750 | $1.44 | 51d | 1 | 0.23mi |
| 282 Livingston Ave Albany, NY | 3.0 | 1.5 | 1464 | $2,400 | $1.64 | 164d | 1 | 0.24mi |
| 418 Sheridan Ave Albany, NY | 3.0 | 2.0 | 1200 | $1,100 | $0.92 | 107d | 1 | 0.25mi |
| 95 Henry Johnson Blvd Albany, NY | 3.0 | 1.0 | 1320 | $2,000 | $1.52 | 107d | 1 | 0.25mi |
| 525 Clinton Ave Apt 4A Albany, NY | 2.0 | 1.0 | 938 | $1,250 | $1.33 | 10d | 1 | 0.25mi |
| 525 Clinton Ave Albany, NY | 1.0 | 1.0 | 468 | $1,131 | $2.42 | 184d | 1 | 0.25mi |
| 217 1st St Albany, NY | 3.0 | 1.5 | 1364 | $1,850 | $1.36 | 51d | 1 | 0.26mi |
| 333 Orange St Apt 1 Albany, NY | 2.0 | 1.0 | — | $1,200 | — | 1d | 1 | 0.27mi |
| 333 Orange St Albany, NY | 2.0 | 1.0 | — | $1,000 | — | 1d | 1 | 0.27mi |
| 333 Orange St Albany, NY | 2.0 | 1.0 | — | $1,000 | — | 155d | 1 | 0.27mi |
| 537 Clinton Ave Albany, NY | 1.0 | 1.0 | — | $1,200 | — | 10d | 1 | 0.28mi |
| 541 Clinton Ave Unit 2 Albany, NY | 1.0 | 1.0 | — | $1,200 | — | 164d | 1 | 0.29mi |
| 543 Clinton Ave Albany, NY | 1.0 | 1.0 | 569 | $1,200 | $2.11 | 50d | 1 | 0.29mi |
| 104 Thornton St Albany, NY | 1.0 | 1.0 | 795 | $1,225 | $1.54 | 107d | 1 | 0.29mi |
| 65 Lark St Albany, NY | 1.0 | 1.0 | 900 | $1,200 | $1.33 | 184d | 1 | 0.32mi |
| 469 Livingston Ave Albany, NY | 2.0–3.0 | 1.0 | 750 | $1,390 | $1.85 | 9d | 2 | 0.33mi |
| 242 Spruce St Albany, NY | 1.0–2.0 | 1.0–2.0 | — | $1,800 | — | 0d | 4 | 0.34mi |
| 123 N Lake Ave Unit 1 Albany, NY | 2.0 | 1.0 | 798 | $1,200 | $1.50 | 9d | 1 | 0.36mi |
| 110 Lark St Albany, NY | 2.0 | 1.0 | — | $1,150 | — | 184d | 1 | 0.36mi |
| 110 Lark St Unit STREET-1 Albany, NY | 2.0 | 1.0 | 975 | $1,150 | $1.18 | 162d | 1 | 0.36mi |
| 110 Lark St Unit STREET-1 Albany, NY | 2.0 | 1.0 | 975 | $1,150 | $1.18 | 155d | 1 | 0.36mi |
| 110 Lark St Unit STREET-2 Albany, NY | 2.0 | 1.0 | 1055 | $1,250 | $1.18 | 21d | 1 | 0.36mi |
| 248 Sherman St Unit 3A Albany, NY | 2.0 | 1.5 | — | $1,500 | — | 184d | 1 | 0.37mi |
Property features AI
Finance
- Financial info
- Two-unit property
Exterior
- Utilities
- Public waterPublic sewer
- Home design
- DuplexBrick construction
- Construction
- Brick exterior
- Exterior features
- Level lot
Interior
- Bedrooms
- Unit 1: 1 bedroom (1st level)Unit 2: 4 bedrooms
- Bathrooms
- 2 full bathrooms (one on 1st level, one on 2nd level)Unit 1: 1 full bathUnit 2: 1 full bath
- Interior features
- Full unfinished basement
Listing history 50 events
-
2026-10-28days on market $115,000 Active 133 DOM
-
2026-10-27days on market $115,000 Active 132 DOM
-
2026-10-26days on market $115,000 Active 131 DOM
-
2026-10-25days on market $115,000 Active 130 DOM
-
2026-10-24days on market $115,000 Active 129 DOM
-
2026-10-23days on market $115,000 Active 128 DOM
-
2026-10-22days on market $115,000 Active 127 DOM
-
2026-10-21days on market $115,000 Active 126 DOM
-
2026-10-20days on market $115,000 Active 125 DOM
-
2026-10-19days on market $115,000 Active 124 DOM
-
2026-10-18days on market $115,000 Active 123 DOM
-
2026-10-17days on market $115,000 Active 122 DOM
-
2026-10-16days on market $115,000 Active 121 DOM
-
2026-10-15days on market $115,000 Active 120 DOM
-
2026-10-14days on market $115,000 Active 119 DOM
-
2026-10-13days on market $115,000 Active 118 DOM
-
2026-10-12days on market $115,000 Active 117 DOM
-
2026-10-11days on market $115,000 Active 116 DOM
-
2026-10-10days on market $115,000 Active 115 DOM
-
2026-10-09days on market $115,000 Active 114 DOM
-
2026-10-08days on market $115,000 Active 113 DOM
-
2026-10-07days on market $115,000 Active 112 DOM
-
2026-10-06days on market $115,000 Active 111 DOM
-
2026-10-05days on market $115,000 Active 110 DOM
-
2026-10-04days on market $115,000 Active 109 DOM
-
2026-10-04days on market $115,000 Active 108 DOM
-
2026-10-02days on market $115,000 Active 107 DOM
-
2026-10-01days on market $115,000 Active 106 DOM
-
2026-09-30days on market $115,000 Active 105 DOM
-
2026-09-29days on market $115,000 Active 104 DOM
-
2026-09-28days on market $115,000 Active 103 DOM
-
2026-09-27days on market $115,000 Active 102 DOM
-
2026-09-25days on market $115,000 Active 100 DOM
-
2026-09-24days on market $115,000 Active 99 DOM
-
2026-09-23days on market $115,000 Active 98 DOM
-
2026-09-22days on market $115,000 Active 97 DOM
-
2026-09-21days on market $115,000 Active 96 DOM
-
2026-09-20days on market $115,000 Active 95 DOM
-
2026-09-19days on market $115,000 Active 94 DOM
-
2026-09-18days on market $115,000 Active 93 DOM
-
2026-09-17days on market $115,000 Active 92 DOM
-
2026-09-16days on market $115,000 Active 91 DOM
-
2026-09-15days on market $115,000 Active 90 DOM
-
2026-09-14days on market $115,000 Active 89 DOM
-
2026-09-13days on market $115,000 Active 88 DOM
-
2026-09-12days on market $115,000 Active 87 DOM
-
2026-09-11days on market $115,000 Active 86 DOM
-
2026-09-05days on market $115,000 Active 80 DOM
-
2026-09-04pricedays on market $115,000 Active 79 DOM
-
2026-09-03days on market $130,000 Active 78 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $2,555 · $213/mo
- Projected year-2 tax
- $2,555 · $213/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,168
- − Mortgage interest
- −$6,442
- − Property taxes
- −$2,555
- − Insurance
- −$575
- − Repairs & maintenance
- −$2,893
- − Management
- −$2,893
- − Depreciation
- −$3,345
- Taxable income
- $17,464
- Est. tax owed @ 24.0%
- −$4,191
- After-tax cash flow
- $14,015/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
This multi-family property requires extensive rehabilitation and is in poor condition. Immediate repairs and maintenance are necessary to ensure safety and structural integrity. A complete renovation of the kitchen and bathrooms, along with exterior and landscaping improvements, would significantly increase its value for resale or rental.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof) — The roof appears to be missing shingles and the structure is exposed, indicating significant damage.
- Major Windows (windows) — The windows are broken and missing, requiring immediate replacement.
- Major Electrical (electrical) — The electrical system appears to be in disrepair, with exposed wiring and missing fixtures.
- Major Plumbing (plumbing) — The plumbing system is not visible, but the state of the interior suggests potential leaks or damage.
- Major Exterior (exterior) — The exterior walls are in poor condition, with visible damage and missing sections.
Repairs flagged
- Major Exposed wiring in kitchen — Safety hazard
- Major Exposed plumbing in bathrooms — Safety hazard
- Major Exposed drywall in interior walls — Structural integrity
- Major Exposed subfloor in kitchen — Structural integrity
- Major Exposed beams in foundation/structure — Structural integrity
- Major Exposed ducts in HVAC/mechanicals — Structural integrity
Value-add opportunities
- Both Complete renovation of kitchen and bathrooms — Modernizing outdated spaces ↑
- Both Rehabilitation of exterior and landscaping — Enhancing curb appeal and property value ↑
- Both Structural repairs and reinforcement — Ensuring safety and structural integrity ↑
ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Albany City School District
- NCES district ID
- 3602460
- Math proficiency
- 37% ▲ 6.00%
- Reading proficiency
- 40% ▲ 7.00%
- Median HH income
- $40,568
- Composite
- 32.34/100
- National rank
- #5744
- State rank
- #543 of 590 in NY
Livability — Albany
- Score
- 79/100
- State rank
- #129
- US rank
- #2083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Albany, NY
- County
- Albany County · 320,794 people
- City population
- 116,921
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 14,572
- Household income
- $41,548
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Albany County) Hauer SSP2
- Today (2025)
- 320,794 people
- By 2030
- 327,401 · +2.1%
- By 2040
- 338,218 · +5.4%
- By 2050
- 348,467 · +8.6%
- By 2075
- 381,693 · +19.0%
- By 2100
- 393,809 · +22.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- Black 38% White 27% Hispanic / Latino 15% Two or more races 12% Asian 10%
- Hispanic origin (detail)
- Puerto Rican 10% Dominican 1%
- Languages at home
- 75% English-only · Spanish 10% Other Indo-European 5% Chinese 3%
Political lean MEDSL · Albany
- 2024 margin
- Strong D (+25.8) · D 62.9% · R 37.1%
- 2008→2024 swing
- -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
- All cycles
- 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -30.24%
- Current HPI
- 275.8109
- Rent YoY
- ▲ 5.37%
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+1213.1% since first listed9 events — show timeline
- 2026-07-05 Price Changed $130,000 Global MLS
- 2026-06-17 Listed $140,000 Global MLS
- 2024-10-04 Sold (Public Records) $69,000 Public Records
- 2024-09-17 Sold (MLS) $68,900 Global MLS
- 2024-06-17 Pending — Global MLS
- 2024-06-07 Price Changed $74,900 Global MLS
- 2024-05-30 Listed $79,900 Global MLS
- 2011-02-01 Listing Removed — Global MLS
- 2009-12-08 Listed $9,900 Global MLS
Property tax history
+14.9%/yrLatest (2025): $2,555 · -0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…