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10 Leisureville Cir
C- Composite 54.35
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.0/30.0
  • DSCR +7.4/10.0
  • 1% rule +6.0/10.0
  • ARV discount +4.2/15.0
  • Schools +4.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

10 Leisureville Cir · Woodland, CA 95776
2 bd · 2.0 ba · 1,248 sqft · Manufactured · 36 Days on market
Built 1977 $168/sqft · 7% above area Est $196k · 7% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Have you been waiting for an updated unit to come up for sale in Leisureville? Here it is! Beautifully updated kitchen & baths, plus newer dual paned windows and laminate flooring throughout. Situated on a generously sized lot, the outdoor space offers endless possibilities for gardening, relaxing or hosting guests. Additional highlights include a spacious enclosed patio, 2 sheds and wonderful carport ramp for easy navigation in & out. Ideally located just steps to the mailbox, clubhouse or pool, you will love the convenience and lifestyle this home provides. Easy commute to shopping or restaurants & minutes away from UCD or Sac International Airport! Whether you're lookin

Key facts

  • Laminate flooring
  • Updated baths
  • Dual paned windows

Tags

UPDATED KITCHENUPDATED BATHSDUAL PANED WINDOWSLAMINATE FLOORINGENCLOSED PATIO2 SHEDS

Property features AI

Finance

  • Other: Close to clubhouse
  • HOA & community: No association; Located in a senior community; Land lease: No (listed land lease amount present)

Exterior

  • Parking: Covered parking; Guest parking available; No garage
  • Utilities: Public water; Public sewer; 220V in kitchen; Cable available; Internet available
  • Home design: Manufactured home (double wide) in a park; Built in 1977
  • Construction: Vinyl skirting; Guerdon make; Other roof type
  • Exterior features: Carport awning; Shed(s); Close to clubhouse; Regular-shaped site

Interior

  • Kitchen: Free-standing gas range; Dishwasher; Disposal; Microwave; Pantry cabinet; Laminate counters
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms; Tub with shower over; Shower stall(s)
  • Heating & cooling: Central heating; Central cooling; Ceiling fans
  • Interior features: Accessible approach with ramp; Dual pane full windows; Enclosed porch/patio and porch with steps; Breakfast nook and dining/family combo; Living room with flexible layout
  • Laundry & utility: Washer and dryer included in an interior laundry room; 220V in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $210k.

Deal economics

  • At list price, monthly cash flow is $374 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $210k).
  • Recommended offer: $204k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 3.4% in Woodland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#314 in CA) — a middle-class / working-renter tenant base. Strengths: employment A, housing A; Watch: amenities C-, cost of living F.
  • Woodland Joint Unified (suburban): math 34% / reading 58% proficiency, ranked #171 of 517 in CA (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Woodland Prairie Elementary (755 students, 86% FRL); Douglass Middle (808 students, 76% FRL); Pioneer High (math 40% / reading 62%, grade D+, #319 of 1,170 statewide, top 28%, 1,635 students, 71% FRL) — zoned schools average 78% FRL vs 54% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.4%/yr); 99 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 721 units permitted in Yolo County in 2024 (260 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Yolo County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.4% rent growth), your $59k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $203,700 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.43%
Cash-on-cash
7.63%
DSCR
1.34
GRM
7.6

CMA / ARV

ARV (median comp)
$195,710
List price
$210,000
Delta
7.30%
Verdict
FAIR
Comps
4 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
76 Sand Point St 0.08mi 2/2.0 1,248 (0%) 19mo $155,000 $124 80
139 Leisureville Cir 0.11mi 2/2.0 1,344 (+8%) 3mo $208,500 $155 80
71 Dual Wide Dr 0.10mi 2/2.0 1,152 (-8%) 6mo $187,500 $163 77
36 Leisureville Cir 0.05mi 2/2.0 1,152 (-8%) 16mo $155,000 $135 71
59 Embassy Dr 0.12mi 2/2.0 1,373 (+10%) 23mo $265,000 $193 58
840 Bourn Dr 0.73mi 3/2.0 (+1) 1,080 (-14%) 14mo $199,000 $184 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.4% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.92×
Total profit
$-4,462
Equity at exit
$31,312
10-year hold
IRR
10.2%
Equity multiple
1.88×
Total profit
$51,551
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95776

Home prices YoY
-30.2%
Rents YoY
5.4%
Active inventory
99
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,310 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax est. 1.5%
$262 /mo · $3,150/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$485
Net cashflow
$374

Break-even live

Break-even rent $1,837
Max offer price $210,000
Occupancy floor 79%

Sensitivity live

Price -10% $519 -5% $447 +0% $374 +5% $301 +10% $229
Rent -10% $191 -5% $283 +0% $374 +5% $465 +10% $557
Rate -1.0pp $480 -0.5pp $427 base $374 +0.5pp $320 +1.0pp $264

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1180 Matmor Rd Woodland, CA 2.0 1.0–2.0 893 $1,850 $2.07 4d 3 0.19mi
1455 Hoover Ct Woodland, CA 3.0 2.0 1100 $2,700 $2.45 19d 1 0.46mi
1737 6th St Woodland, CA 1.0–2.0 1.0 675 $2,034 $3.01 5d 8 0.57mi
547 Johnston St Woodland, CA 2.0 1.0 750 $1,950 $2.60 25d 1 0.72mi
575 Matmor Rd Woodland, CA 1.0–2.0 1.0–2.0 840 $2,151 $2.56 0d 6 0.83mi
1080 Barnes Cir Woodland, CA 3.0 2.0 1242 $2,700 $2.17 6d 1 0.99mi
1231 1/2 Eunice Dr Woodland, CA 2.0 2.5 1196 $2,400 $2.01 45d 1 1.16mi
29 Southwood Dr Woodland, CA 3.0 1.0 1120 $2,595 $2.32 45d 1 1.21mi
135 3rd St Woodland, CA 1.0 1.0 726 $1,600 $2.20 13d 1 1.29mi
150 Lincoln Ave Woodland, CA 2.0 2.0 870 $2,100 $2.41 25d 1 1.32mi
125 College St Unit 4 Woodland, CA 1.0 1.0 700 $1,525 $2.18 6d 1 1.43mi
448 Grand Ave Woodland, CA 1.0 1.0 750 $1,750 $2.33 45d 1 1.44mi

Listing history 14 events

  1. 2026-06-21
    days on market $210,000 Active 36 DOM
  2. 2026-06-18
    days on market $210,000 Active 33 DOM
  3. 2026-06-17
    days on market $210,000 Active 32 DOM
  4. 2026-06-16
    days on market $210,000 Active 31 DOM
  5. 2026-06-15
    days on market $210,000 Active 30 DOM
  6. 2026-06-13
    days on market $210,000 Active 28 DOM
  7. 2026-06-09
    days on market $210,000 Active 24 DOM
  8. 2026-06-08
    days on market $210,000 Active 23 DOM
  9. 2026-06-07
    days on market $210,000 Active 22 DOM
  10. 2026-06-05
    days on market $210,000 Active 19 DOM
  11. 2026-06-03
    pricedays on market $210,000 Active 18 DOM
  12. 2026-06-02
    days on market $225,000 Active 17 DOM
  13. 2026-06-01
    days on market $225,000 Active 16 DOM
  14. 2026-05-31
    days on market $225,000 Active 15 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 70% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 26 unhealthy d/yr today · 28 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,725
− Mortgage interest
−$11,763
− Property taxes
−$3,150
− Insurance
−$1,050
− Repairs & maintenance
−$2,218
− Management
−$2,218
− Depreciation
−$6,109
Taxable income
$1,217
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$292
After-tax cash flow
$4,196/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Joint Unified
NCES district ID
0643080
Math proficiency
34% ▲ 6.00%
Reading proficiency
58% ▲ 15.00%
Median HH income
$57,556
Composite
40.1/100
National rank
#3803
State rank
#171 of 517 in CA

Livability — Woodland

Score
67/100
State rank
#314
US rank
#10682

Category grades

Amenities C- Commute C Cost of living F Crime B- Employment A Housing A Health & safety C User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodland, CA
County
Yolo County · 212,115 people
City population
66,420
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
28,718
Household income
$106,698
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
654.0

Population outlook (Yolo County) Hauer SSP2

Today (2025)
242,183 people
By 2030
257,662 · +6.4%
By 2040
288,050 · +18.9%
By 2050
318,202 · +31.4%
By 2075
392,736 · +62.2%
By 2100
438,150 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Hispanic / Latino 46% White 32% Two or more races 20% Asian 13% Black 2%
Hispanic origin (detail)
Mexican 43%
Common ancestry
Italian 3% Scotch-Irish 2% Lithuanian 1%
Foreign-born
25% · Canada, China, South Korea
Languages at home
57% English-only · Spanish 31% Other Indo-European 7% Chinese 2%

Political lean MEDSL · Yolo

2024 margin
Solid D (+36.2) · D 66.3% · R 30.1% · Other 3.6%
2008→2024 swing
0.0pp no change · 2008: 36.2pp · 2024: 36.2pp
All cycles
2024: D+36.2 2020: D+41.4 2016: D+42.0 2012: D+33.2 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -119.41%
Current HPI
276.202
Rent YoY
▲ 5.40%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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