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236 Village Dr E
C- Composite 53.2
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.7/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$30,000

236 Village Dr E · Conashaugh Lakes, PA 18337
2 bd · 1.0 ba · 400 sqft · Land · 252 Days on market
Built 2003 5,227 sqft lot $75/sqft · 28% below area Est $42k · 28% under $227/mo HOA · 14% of rent ↓ 21% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cozy and affordable getaway located in the desirable Lake Adventure Community! This trailer offers the perfect retreat for weekend escapes or seasonal living! Enjoy being just a short walk to the lake, pool, and all community amenities including the clubhouse, mini golf, playgrounds, and more. Relax on your deck surrounded by nature, or take advantage of all the fun this amenity-filled community has to offer -- fishing, swimming, and endless outdoor recreation! A great opportunity to own a piece of the Poconos lifestyle at an unbeatable value

Key facts

  • Clubhouse
  • Community amenities
  • Mini golf

Tags

SHORT WALK TO THE LAKECOMMUNITY AMENITIESCLUBHOUSEMINI GOLFPLAYGROUNDSDECK SURROUNDED BY NATURE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath land listed at $30k.

Deal economics

  • At list price, monthly cash flow is $845 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $30k).
  • Recommended offer: $26k (12.0% below list) — sets the bar for market timing.
  • Cap rate 40.1% vs local median 5.2% in Conashaugh Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#786 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D, amenities F, commute F.
  • Delaware Valley SD (rural): math 41% / reading 66% proficiency, ranked #121 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Dingman-Delaware El Sch (math 41% / reading 68%, grade C, #504 of 1,518 statewide, top 37%, 502 students, 51% FRL); Dingman-Delaware Ms (math 20% / reading 57%, grade F, #275 of 512 statewide, top 55%, 524 students, 45% FRL); Delaware Valley Hs (math 77% / reading 75%, grade A-, #25 of 437 statewide, top 6%, 1,418 students, 37% FRL) — zoned schools average 45% FRL vs 26% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 298 active listings in the ZIP; solid renter incomes; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
  • Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 252 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $8k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $26,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 252 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.40%
Cap rate
40.10%
Cash-on-cash
120.74%
DSCR
6.37
GRM
1.5

CMA / ARV

ARV (median comp)
$41,520
List price
$30,000
Delta
-27.75%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.85×
Total profit
$49,131
Equity at exit
$4,473
10-year hold
IRR
Equity multiple
14.42×
Total profit
$112,761
Equity at exit
$2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18337

Home prices YoY
-22.0%
Active inventory
298
Price-to-rent
1.5×

Monthly cashflow live

Estimated rent
$1,620 medium interval (Pro) →
Mortgage (P&I)
$157
Tax est. 1.5%
$38 /mo · $450/yr
Insurance
$12
HOA
$227
Vacancy / Maint / Mgmt
$340
Net cashflow
$845

Break-even live

Break-even rent $550
Max offer price $30,000
Occupancy floor 43%

Sensitivity live

Price -10% $866 -5% $856 +0% $845 +5% $835 +10% $824
Rent -10% $717 -5% $781 +0% $845 +5% $909 +10% $973
Rate -1.0pp $860 -0.5pp $853 base $845 +0.5pp $837 +1.0pp $829

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$227 · $2,724/yr
Likely covers
landscapingpool

Listing history 18 events

  1. 2026-06-21
    days on market $30,000 Active 252 DOM
  2. 2026-06-18
    days on market $30,000 Active 249 DOM
  3. 2026-06-17
    days on market $30,000 Active 248 DOM
  4. 2026-06-16
    days on market $30,000 Active 247 DOM
  5. 2026-06-15
    days on market $30,000 Active 246 DOM
  6. 2026-06-13
    days on market $30,000 Active 244 DOM
  7. 2026-06-13
    days on market $30,000 Active 243 DOM
  8. 2026-06-09
    days on market $30,000 Active 240 DOM
  9. 2026-06-08
    days on market $30,000 Active 239 DOM
  10. 2026-06-07
    days on market $30,000 Active 238 DOM
  11. 2026-06-04
    days on market $30,000 Active 235 DOM
  12. 2026-06-03
    days on market $30,000 Active 234 DOM
  13. 2026-06-02
    days on market $30,000 Active 233 DOM
  14. 2026-06-01
    days on market $30,000 Active 232 DOM
  15. 2026-05-31
    days on market $30,000 Active 231 DOM
  16. 2026-04-13
    status Active 548-char remark
    Show marketing remark (548 chars)

    Cozy and affordable getaway located in the desirable Lake Adventure Community! This trailer offers the perfect retreat for weekend escapes or seasonal living! Enjoy being just a short walk to the lake, pool, and all community amenities including the clubhouse, mini golf, playgrounds, and more. Relax on your deck surrounded by nature, or take advantage of all the fun this amenity-filled community has to offer -- fishing, swimming, and endless outdoor recreation! A great opportunity to own a piece of the Poconos lifestyle at an unbeatable value

  17. 2026-01-13
    price $30,000 548-char remark
    Show marketing remark (548 chars)

    Cozy and affordable getaway located in the desirable Lake Adventure Community! This trailer offers the perfect retreat for weekend escapes or seasonal living! Enjoy being just a short walk to the lake, pool, and all community amenities including the clubhouse, mini golf, playgrounds, and more. Relax on your deck surrounded by nature, or take advantage of all the fun this amenity-filled community has to offer -- fishing, swimming, and endless outdoor recreation! A great opportunity to own a piece of the Poconos lifestyle at an unbeatable value

  18. 2025-10-08
    listed $38,000 Active 548-char remark
    Show marketing remark (548 chars)

    Cozy and affordable getaway located in the desirable Lake Adventure Community! This trailer offers the perfect retreat for weekend escapes or seasonal living! Enjoy being just a short walk to the lake, pool, and all community amenities including the clubhouse, mini golf, playgrounds, and more. Relax on your deck surrounded by nature, or take advantage of all the fun this amenity-filled community has to offer -- fishing, swimming, and endless outdoor recreation! A great opportunity to own a piece of the Poconos lifestyle at an unbeatable value

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,435
− Mortgage interest
−$1,680
− Property taxes
−$450
− Insurance
−$150
− Repairs & maintenance
−$1,555
− Management
−$1,555
− HOA
−$2,724
− Depreciation
−$873
Taxable income
$10,448
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,508
After-tax cash flow
$7,634/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Delaware Valley SD
NCES district ID
4207530
Math proficiency
41% ▼ -12.00%
Reading proficiency
66% ▼ -9.00%
Median HH income
$64,202
Composite
46.95/100
National rank
#2359
State rank
#121 of 539 in PA

Livability — Conashaugh Lakes

Score
70/100
State rank
#786
US rank
#7924

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pike County · 15,799 people
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
15,799
Household income
$93,149
Rent vs Own
14.2% rent · 85.8% own
Severe rent burden
275.0

Population outlook (Pike County) Hauer SSP2

Today (2025)
53,548 people
By 2030
51,622 · -3.6%
By 2040
46,490 · -13.2%
By 2050
40,372 · -24.6%
By 2075
31,951 · -40.3%
By 2100
26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 10% Two or more races 7% Black 4% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 1%
Common ancestry
Romanian 6% Iranian 2% Portuguese 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
89% English-only · Spanish 6% Russian/Polish/Slavic 2% German/W. Germanic 1%

Political lean MEDSL · Pike

2024 margin
Strong R (+24.1) · D 37.6% · R 61.6%
2008→2024 swing
-19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.81%
Current HPI
194.0604
Rent YoY
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-21.1% since first listed
3 events — show timeline
  • 2026-04-13 Relisted PWMLS
  • 2026-01-13 Price Changed $30,000 PWMLS
  • 2025-10-08 Listed $38,000 PWMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…