165 Jefferson Ave · Hoschton, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 14.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.6/5.0
- Schools +3.3/10.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
Key facts
- Level lot
- 0.49 acre lot
- Built 1982
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $120k.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.6% vs local median 2.8% in Hoschton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#71 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety D-.
- Jackson County (rural): math 38% / reading 37% proficiency, ranked #50 of 174 in GA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: West Jackson Elementary School (math 46% / reading 41%, grade F, #364 of 1,228 statewide, top 30%, 1,184 students, 30% FRL); West Jackson Middle School (math 39% / reading 43%, grade F, #135 of 470 statewide, top 29%, 1,502 students, 28% FRL); Jackson County High School (math 20% / reading 17%, grade F, #254 of 424 statewide, top 61%, 1,833 students, 26% FRL) — zoned schools average 28% FRL vs 44% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-2.4%/yr); 752 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,167 units permitted in Jackson County in 2024 (59 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Jackson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $34k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 254 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 6y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 254 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 17.59%
- Cash-on-cash
- 40.36%
- DSCR
- 2.80
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $323,937
- List price
- $120,000
- Delta
- -62.96%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 33.5%
- Equity multiple
- 2.36×
- Total profit
- $45,604
- Equity at exit
- $17,892
- IRR
- 38.9%
- Equity multiple
- 4.14×
- Total profit
- $105,606
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30548
- Home prices YoY
- -23.7%
- Rents YoY
- -2.4%
- Active inventory
- 752
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $2,357 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$52 /mo · $629/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$495
- Net cashflow
- $1,130
Break-even live
Sensitivity live
| Price | -10% $1,198 | -5% $1,164 | +0% $1,130 | +5% $1,096 | +10% $1,062 |
|---|---|---|---|---|---|
| Rent | -10% $944 | -5% $1,037 | +0% $1,130 | +5% $1,223 | +10% $1,316 |
| Rate | -1.0pp $1,191 | -0.5pp $1,161 | base $1,130 | +0.5pp $1,099 | +1.0pp $1,067 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 355 Meadow Vista Ln Hoschton, GA | 3.0 | 2.0 | 1670 | $2,099 | $1.26 | 15d | 1 | 0.32mi |
| 315 Meadow Vista Ln Hoschton, GA | 3.0 | 2.0 | 1576 | $1,930 | $1.22 | 45d | 1 | 0.37mi |
| 39 Peony St Braselton, GA | 3.0 | 2.5 | 1870 | $3,000 | $1.60 | 15d | 1 | 0.76mi |
| 125 Osprey Overlook Dr Unit 94 Braselton, GA | 4.0 | 2.5 | 1847 | $2,400 | $1.30 | 15d | 1 | 0.94mi |
| 57 Regent Park Hoschton, GA | 3.0 | 2.5 | 1393 | $2,500 | $1.79 | 15d | 1 | 0.99mi |
| 102 Jaxton St Hoschton, GA | 3.0 | 2.5 | 1383 | $1,995 | $1.44 | 45d | 1 | 1.16mi |
| 252 Regent Park Unit 252 Hoschton, GA | 3.0 | 2.5 | 1467 | $2,300 | $1.57 | 15d | 1 | 1.18mi |
| 111 Huron Ln Hoschton, GA | 4.0 | 2.5 | 1875 | $2,200 | $1.17 | 22d | 1 | 1.42mi |
Listing history 33 events
-
2026-06-19days on market $120,000 Active 254 DOM
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2026-06-18days on market $120,000 Active 253 DOM
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2026-06-17days on market $120,000 Active 252 DOM
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2026-06-16days on market $120,000 Active 251 DOM
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2026-06-15days on market $120,000 Active 250 DOM
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2026-06-14days on market $120,000 Active 248 DOM
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2026-06-13days on market $120,000 Active 247 DOM
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2026-06-10days on market $120,000 Active 245 DOM
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2026-06-09days on market $120,000 Active 244 DOM
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2026-06-08days on market $120,000 Active 243 DOM
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2026-06-07days on market $120,000 Active 242 DOM
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2026-06-02days on market $120,000 Active 237 DOM
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2026-06-01days on market $120,000 Active 236 DOM
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2026-05-31days on market $120,000 Active 235 DOM
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2026-05-30days on market $120,000 Active 234 DOM
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2026-04-08price $120,000 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2026-04-08price $120,000 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2026-04-07status Active 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2026-04-02status Back On Market 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2025-12-10status Under Contract 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2025-12-01status Pending 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2025-11-30historical 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2025-11-30historical 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2025-05-30$130,000 New 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
-
2025-05-30$130,000 Active 636-char remark
Show marketing remark (636 chars)
Get the tools ready! Fix and flip opportunity in the heart of Hoschton, GA. Lots of room for profit on this one. Large double wide with three bedrooms, 2 baths, fireplace, vinyl siding. Great location on a level lot with deeded easement access. Property has been vacant for several years and the owner is selling as is. Condition of septic and water supply are unknown. Mobile home is vacant. Access is by deeded easement through church parking lot. Enter at your own risk. Floors have holes. Front porch is caved in. Roof is leaking. See linked video for current walk around and walk through of property. Seller Financing Available!!!
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2024-12-03status Back On Market
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2024-12-03historical
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2024-12-02status Pending Offer Approval
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2024-12-02price $144,900
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2024-10-22$149,900 New
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2021-02-23historical
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2020-11-14price $39,000
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2020-11-01$40,000 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $629 · $52/mo
- Projected year-2 tax
- $1,104 · $92/mo
- Expected delta
- +$475/yr (+$40/mo · 75.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,281
- − Mortgage interest
- −$6,722
- − Property taxes
- −$629
- − Insurance
- −$600
- − Repairs & maintenance
- −$2,262
- − Management
- −$2,262
- − Depreciation
- −$3,491
- Taxable income
- $12,315
- Est. tax owed @ 24.0%
- −$2,956
- After-tax cash flow
- $10,606/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson County
- NCES district ID
- 1302940
- Math proficiency
- 38% ▼ -14.00%
- Reading proficiency
- 37% ▼ -10.00%
- Median HH income
- $56,773
- Composite
- 33.08/100
- National rank
- #5566
- State rank
- #50 of 174 in GA
Livability — Hoschton
- Score
- 72/100
- State rank
- #71
- US rank
- #6303
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hoschton, GA
- County
- Barrow County · 133,377 people
- City population
- 24,602
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 26,232
- Household income
- $111,257
- Rent vs Own
- Severe rent burden
- 520.0
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 68,403 people
- By 2030
- 70,771 · +3.5%
- By 2040
- 75,050 · +9.7%
- By 2050
- 78,022 · +14.1%
- By 2075
- 82,646 · +20.8%
- By 2100
- 80,701 · +18.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Black 6% Two or more races 5% Hispanic / Latino 5% Asian 3%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 2%
- Foreign-born
- 8% · Canada, China, South Korea
- Languages at home
- 90% English-only · Spanish 3% Other Indo-European 2% Other Asian/Pacific 2%
Political lean MEDSL · Jackson
- 2024 margin
- Solid R (+55.1) · D 22.2% · R 77.2%
- 2008→2024 swing
- +0.8pp no change · 2008: -55.9pp · 2024: -55.1pp
- All cycles
- 2024: R+55.1 2020: R+58.0 2016: R+63.9 2012: R+62.9 2008: R+55.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -73.49%
- Current HPI
- 236.1853
- Rent YoY
- ▼ -2.44%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+200.0% since first listed18 events — show timeline
- 2026-04-08 Price Changed $120,000 GAMLS
- 2026-04-08 Price Changed $120,000 FMLS
- 2026-04-07 Relisted — FMLS
- 2026-04-02 Relisted — GAMLS
- 2025-12-10 Pending — GAMLS
- 2025-12-01 Pending — FMLS
- 2025-11-30 Listing Removed — FMLS
- 2025-11-30 Listing Removed — GAMLS
- 2025-05-30 Listed $130,000 FMLS
- 2025-05-30 Listed $130,000 GAMLS
- 2024-12-03 Relisted — GAMLS
- 2024-12-03 Listing Removed — GAMLS
- 2024-12-02 Pending — GAMLS
- 2024-12-02 Price Changed $144,900 GAMLS
- 2024-10-22 Listed $149,900 GAMLS
- 2021-02-23 Listing Removed — GAMLS
- 2020-11-14 Price Changed $39,000 GAMLS
- 2020-11-01 Listed $40,000 GAMLS
Property tax history
+8.9%/yrLatest (2025): $629 · -0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…