3524 Sugar Maple Ln · Crestview, FL 32539

$285,000

4 bd · 2.0 ba · 1,768 sqft · SingleFamily public records · 359 Days on market

Built 2021 0.33 ac lot $161/sqft · 12% below area Est $334k · 15% under $11/mo HOA

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.1/15.0
• Cash flow +12.8/30.0
• Schools +5.2/10.0
• DSCR +3.8/10.0
• Livability +3.8/5.0
• 1% rule +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

Key facts

• 0.33 acre lot
• 2 garage spots
• Built 2021

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $285k.

Deal economics

• At list price, monthly cash flow is $-26 ($-315/yr) — negative.
• To cash-flow at today's rent, offer at most $280k (1.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $227k (20.3% below list).
• Recommended offer: $227k (20.3% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 4.4% in Crestview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
• Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 521 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
• This rent runs 37% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 359 days — a 12% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,102 (20.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 359 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.18%
• Cash-on-cash: -0.40%
• DSCR: 0.98
• GRM: 10.5

CMA / ARV

• ARV (median comp): $333,682
• List price: $285,000
• Delta: -14.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3539 Shadbush Ln	0.15mi	4/2.0	1,734 (-2%)	18mo	$289,900	$167	75
3534 Sugar Maple Ln	0.09mi	4/2.0	1,830 (+4%)	22mo	$325,000	$178	71
3481 Sparco Dr	0.47mi	4/2.0	1,846 (+4%)	0mo	$304,900	$165	70
3490 Sparco Dr	0.43mi	4/2.0	1,830 (+4%)	11mo	$285,000	$156	65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -20.0%
• Equity multiple: 0.32×
• Total profit: $-54,311
• Equity at exit: $42,494

10-year hold

• IRR: -20.1%
• Equity multiple: 0.07×
• Total profit: $-74,462
• Equity at exit: $24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32539

• Home prices YoY: -17.8%
• Rents YoY: 0.1%
• Active inventory: 521
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $2,271 high
• Mortgage (P&I): −$1,495
• Tax from tax record: −$196 /mo · $2,353/yr
• Insurance: −$119
• HOA: −$11
• Vacancy / Maint / Mgmt: −$477
• Net cashflow: $-26

Break-even live

Break-even rent $2,304

Max offer price $280,356

Occupancy floor 96%

Sensitivity live

Price	-10% $135	-5% $54	+0% $-26	+5% $-107	+10% $-188
Rent	-10% $-206	-5% $-116	+0% $-26	+5% $63	+10% $153
Rate	-1.0pp $117	-0.5pp $46	base $-26	+0.5pp $-100	+1.0pp $-175

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3571 Sugar Maple Ln Crestview, FL	5.0	3.0	2550	$2,200	$0.86	14d	1	0.09mi
3540 Shadbush Ln Crestview, FL	4.0	2.0	1747	$1,800	$1.03	14d	1	0.16mi
3467 Sparco Dr Crestview, FL	4.0	2.5	2348	$2,800	$1.19	44d	1	0.59mi
3527 Horne Hollow Rd Crestview, FL	4.0	2.0	1685	$1,500	$0.89	44d	1	1.16mi
6109 Buckshot Dr Crestview, FL	4.0	2.0	2137	$2,100	$0.98	14d	1	1.27mi

HOA detail

• Monthly dues: $11 · $132/yr

Listing history 27 events

1. 2026-06-18
   days on market $285,000 Active 359 DOM
2. 2026-06-17
   days on market $285,000 Active 358 DOM
3. 2026-06-16
   days on market $285,000 Active 357 DOM
4. 2026-06-15
   days on market $285,000 Active 356 DOM
5. 2026-06-14
   days on market $285,000 Active 354 DOM
6. 2026-06-13
   days on market $285,000 Active 353 DOM
7. 2026-06-10
   days on market $285,000 Active 351 DOM
8. 2026-06-09
   days on market $285,000 Active 350 DOM
9. 2026-06-08
   days on market $285,000 Active 349 DOM
10. 2026-06-07
    days on market $285,000 Active 348 DOM
11. 2026-06-05
    days on market $285,000 Active 345 DOM
12. 2026-06-02
    days on market $285,000 Active 343 DOM
13. 2026-06-01
    days on market $285,000 Active 342 DOM
14. 2026-05-31
    days on market $285,000 Active 341 DOM
15. 2026-05-30
    days on market $285,000 Active 340 DOM
16. 2026-02-26
    price $285,000 1296-char remark

    Show marketing remark (1296 chars)

    * PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

17. 2026-02-26
    status Active 1296-char remark

    Show marketing remark (1296 chars)

    * PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

18. 2025-06-03
    status Active 1296-char remark

    Show marketing remark (1296 chars)

    * PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

19. 2025-04-27
    price $283,000 1296-char remark

    Show marketing remark (1296 chars)

    * PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

20. 2025-02-27
    price $284,000 1296-char remark

    Show marketing remark (1296 chars)

    * PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

21. 2024-12-28
    listed $285,000 Active 1296-char remark

    Show marketing remark (1296 chars)

    * PRICED TO SELL WELL BELOW AREA COMPS * Welcome to this stunning one-story, 4-bedroom, 2-bathroom home, designed with both style and functionality in mind. Perfect for entertaining, the open-concept layout effortlessly blends spaciousness with comfort, featuring a large covered back patio and a two-car garage. The heart of the home, the kitchen, boasts an island bar for additional seating, a cozy breakfast nook, stainless steel appliances, a smooth-top range, built-in microwave, and a convenient corner pantry. The master suite is a true retreat, offering a generous walk-in closet and an adjoining bath with dual sinks, an oversized linen closet, and a spacious 5-foot shower. Throughout the home, you'll find beautiful wood-look flooring that creates a seamless, modern aesthetic, complemented by soft Frieze carpeting in the bedrooms. This home is equipped with the latest in smart home technology, including a video doorbell, keyless entry, and more, all easily managed through the Smart Home Connect System. The gorgeous Craftsman-style exterior features durable and attractive Hardi board siding, ensuring both curb appeal and long-lasting quality. Whether you're hosting gatherings or relaxing with family, this home offers the perfect combination of style, convenience, and comfort.

22. 2021-06-15
    soldstatus $264,900 826-char remark

    Show marketing remark (826 chars)

    NOW SELLING in the new Timberland Ridge community in N. Crestview's fast growing area. Sought after Cali design is a 1 story 4 BR, 2 BA, covered back patio, 2 car garage, great open design & perfect for entertaining, Kitchen features island bar for extra seating, breakfast nook, stainless steel appliances, smooth top range, built in microwave & corner pantry. Bedroom 1 & the adjoining bath features a large walk-in closet, an additional oversized linen storage closet, dual sinks & a large 5' shower. Awesome wood look flooring throughout gives a nice streamline look & Frieze carpet in the bedrooms. The Smart Hm. Connect System offers your video/camera doorbell, keyless entry & more. Gorgeous, popular & very durable Hardi board exterior makes this beautiful Craftsman style home a winner.

23. 2021-06-15
    soldstatus $264,900 Sold 826-char remark

    Show marketing remark (826 chars)

    NOW SELLING in the new Timberland Ridge community in N. Crestview's fast growing area. Sought after Cali design is a 1 story 4 BR, 2 BA, covered back patio, 2 car garage, great open design & perfect for entertaining, Kitchen features island bar for extra seating, breakfast nook, stainless steel appliances, smooth top range, built in microwave & corner pantry. Bedroom 1 & the adjoining bath features a large walk-in closet, an additional oversized linen storage closet, dual sinks & a large 5' shower. Awesome wood look flooring throughout gives a nice streamline look & Frieze carpet in the bedrooms. The Smart Hm. Connect System offers your video/camera doorbell, keyless entry & more. Gorgeous, popular & very durable Hardi board exterior makes this beautiful Craftsman style home a winner.

24. 2021-03-29
    status Pending 826-char remark

    Show marketing remark (826 chars)

    NOW SELLING in the new Timberland Ridge community in N. Crestview's fast growing area. Sought after Cali design is a 1 story 4 BR, 2 BA, covered back patio, 2 car garage, great open design & perfect for entertaining, Kitchen features island bar for extra seating, breakfast nook, stainless steel appliances, smooth top range, built in microwave & corner pantry. Bedroom 1 & the adjoining bath features a large walk-in closet, an additional oversized linen storage closet, dual sinks & a large 5' shower. Awesome wood look flooring throughout gives a nice streamline look & Frieze carpet in the bedrooms. The Smart Hm. Connect System offers your video/camera doorbell, keyless entry & more. Gorgeous, popular & very durable Hardi board exterior makes this beautiful Craftsman style home a winner.

25. 2021-03-29
    listed $264,900 Active 826-char remark

    Show marketing remark (826 chars)

    NOW SELLING in the new Timberland Ridge community in N. Crestview's fast growing area. Sought after Cali design is a 1 story 4 BR, 2 BA, covered back patio, 2 car garage, great open design & perfect for entertaining, Kitchen features island bar for extra seating, breakfast nook, stainless steel appliances, smooth top range, built in microwave & corner pantry. Bedroom 1 & the adjoining bath features a large walk-in closet, an additional oversized linen storage closet, dual sinks & a large 5' shower. Awesome wood look flooring throughout gives a nice streamline look & Frieze carpet in the bedrooms. The Smart Hm. Connect System offers your video/camera doorbell, keyless entry & more. Gorgeous, popular & very durable Hardi board exterior makes this beautiful Craftsman style home a winner.

26. 2021-03-28
    listed $264,900 826-char remark

    Show marketing remark (826 chars)

    NOW SELLING in the new Timberland Ridge community in N. Crestview's fast growing area. Sought after Cali design is a 1 story 4 BR, 2 BA, covered back patio, 2 car garage, great open design & perfect for entertaining, Kitchen features island bar for extra seating, breakfast nook, stainless steel appliances, smooth top range, built in microwave & corner pantry. Bedroom 1 & the adjoining bath features a large walk-in closet, an additional oversized linen storage closet, dual sinks & a large 5' shower. Awesome wood look flooring throughout gives a nice streamline look & Frieze carpet in the bedrooms. The Smart Hm. Connect System offers your video/camera doorbell, keyless entry & more. Gorgeous, popular & very durable Hardi board exterior makes this beautiful Craftsman style home a winner.

27. 2020-12-11
    soldstatus $2,214,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,353 · $196/mo
• Projected year-2 tax: $2,366 · $197/mo
• Expected delta: +$13/yr (+$1/mo · 0.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,252
• − Mortgage interest: −$15,964
• − Property taxes: −$2,353
• − Insurance: −$1,425
• − Repairs & maintenance: −$2,180
• − Management: −$2,180
• − HOA: −$132
• − Depreciation: −$8,291
• Taxable loss: −$5,273
• Est. tax savings @ 24.0%: +$1,266
• After-tax cash flow: $950/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Okaloosa
• NCES district ID: 1201380
• Math proficiency: 60% ▼ -12.00%
• Reading proficiency: 60% ▼ -4.00%
• Median HH income: $55,601
• Composite: 51.62/100
• National rank: #1705
• State rank: #12 of 73 in FL

Livability — Crestview

• Score: 75/100
• State rank: #252
• US rank: #3858

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Okaloosa County · 194,352 people
• City population: 58,889
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 33,290
• Household income: $74,369
• Rent vs Own: 21.7% rent · 78.3% own
• Severe rent burden: 371.0

Population outlook (Okaloosa County) Hauer SSP2

• Today (2025): 235,133 people
• By 2030: 253,483 · +7.8%
• By 2040: 289,537 · +23.1%
• By 2050: 322,954 · +37.3%
• By 2075: 399,624 · +70.0%
• By 2100: 425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 12% Two or more races 8% Hispanic / Latino 7% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Iranian 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Okaloosa

• 2024 margin: Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
• 2008→2024 swing: +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -56.52%
• Current HPI: 261.1557
• Rent YoY: ▲ 0.12%
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-87.1% since first listed

12 events — show timeline

• 2026-02-26 Price Changed $285,000 ECAR
• 2026-02-26 Relisted — ECAR
• 2025-06-03 Relisted — ECAR
• 2025-04-27 Price Changed $283,000 ECAR
• 2025-02-27 Price Changed $284,000 ECAR
• 2024-12-28 Listed $285,000 ECAR
• 2021-06-15 Sold (MLS) $264,900 ECAR
• 2021-06-15 Sold (MLS) $264,900 NAMLS
• 2021-03-29 Pending — ECAR
• 2021-03-29 Listed $264,900 ECAR
• 2021-03-28 Listed $264,900 NAMLS
• 2020-12-11 Sold (Public Records) $2,214,000 Public Records

Property tax history

+33.3%/yr

Latest (2025): $2,353 · +5.4% YoY. Source: county tax records.