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1913 Lincoln Dr
A- Composite 82.07
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$70,000

1913 Lincoln Dr · Orange, TX 77630
3 bd · 1.0 ba · 1,288 sqft · SingleFamily public records · 37 Days on market
Built 1955 6,011 sqft lot $54/sqft · 48% below area Est $134k · 48% under ↓ 18% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor opportunity! One-story brick home in the Lincoln Heights Subdivision featuring 3 bedrooms and 1 bathroom. Functional floor plan with living area and kitchen with breakfast space. Backyard includes a patio. Property offers solid potential for rental income or value-add improvements.

Key facts

  • Backyard patio
  • Living area
  • One story brick home

Tags

ONE STORY BRICK HOMELIVING AREAKITCHEN WITH BREAKFAST SPACEBACKYARD PATIORENTAL INCOME POTENTIALVALUE ADD IMPROVEMENTS

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential property; Entry on slab foundation; Built in 1955
  • Construction: Brick construction; Composition roof; Slab foundation
  • Exterior features: Deck; Patio; Private yard; Subdivision lot

Interior

  • Kitchen: Gas oven; Gas range; Oven
  • Bedrooms: 6 total rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Breakfast bar; Kitchen/family room combo; Ceiling fan(s); Kitchen/dining combo
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $531 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $68k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.4% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, amenities F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($484 loan paydown + $707 appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.6% of price; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,900 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.05%
Cap rate
15.39%
Cash-on-cash
32.49%
DSCR
2.45
GRM
4.1

CMA / ARV

ARV (median comp)
$133,933
List price
$70,000
Delta
-47.73%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2324 Manley Cir 0.29mi 3/1.5 1,360 (+6%) 4mo $129,900 $96 72
1701 Robin 0.57mi 3/1.0 1,225 (-5%) 11mo $167,000 $136 56
1833 W Decker Ave 0.70mi 3/1.5 1,183 (-8%) 2mo $169,900 $144 50
1908 Maple 0.65mi 3/1.5 1,202 (-7%) 11mo $159,900 $133 47
2049 Wildwood Ave 0.51mi 3/2.0 1,424 (+11%) 18mo $175,000 $123 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
37.7%
Equity multiple
3.00×
Total profit
$39,266
Equity at exit
$23,933
10-year hold
IRR
41.4%
Equity multiple
6.55×
Total profit
$108,754
Equity at exit
$31,833

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,437 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$208 /mo · $2,500/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$531

Break-even live

Break-even rent $765
Max offer price $70,000
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1907 Walnut Ave Orange, TX 3.0 1.5 1360 $1,475 $1.08 13d 1 0.36mi
2208 Monterrey Dr Orange, TX 3.0 1.0 1132 $1,200 $1.06 43d 1 0.38mi
3901 Beverly Ave Orange, TX 3.0 2.0 1359 $1,500 $1.10 13d 1 0.43mi
9 W Eads Ave Orange, TX 3.0 2.0 1255 $1,400 $1.12 43d 1 0.45mi
1030 Clairmont Dr Orange, TX 3.0 2.0 1372 $1,850 $1.35 21d 1 0.54mi
3 Pacific Cir Orange, TX 4.0 1.0 1361 $1,500 $1.10 21d 1 0.54mi
1019 Ruby Ln Orange, TX 2.0 1.0 1243 $1,100 $0.88 13d 1 0.57mi
4417 Willowglen St Orange, TX 3.0 2.0 1658 $1,650 $1.00 13d 1 0.66mi
2309 7th St Orange, TX 3.0 1.0 1036 $995 $0.96 13d 1 0.80mi
1205 Wrenway Orange, TX 4.0 2.0 1551 $1,775 $1.14 13d 1 0.85mi
2801 W Sunset Dr Orange, TX 1.0–3.0 1.0–2.0 1113 $1,400 $1.26 13d 27 0.88mi
1500 Link Ave Orange, TX 1.0–2.0 1.0–1.5 1082 $1,050 $0.97 13d 1 0.92mi
1117 18th St Orange, TX 4.0 2.0 1716 $1,500 $0.87 43d 1 1.24mi
3345 W Park Ave Orange, TX 1.0–2.0 1.0–1.5 999 $1,182 $1.18 13d 7 1.38mi
1010 N 16th St Orange, TX 3.0 1.5 1100 $1,500 $1.36 43d 1 1.40mi

Listing history 20 events

  1. 2026-06-18
    days on market $70,000 Active 37 DOM
  2. 2026-06-17
    days on market $70,000 Active 36 DOM
  3. 2026-06-16
    days on market $70,000 Active 35 DOM
  4. 2026-06-15
    days on market $70,000 Active 34 DOM
  5. 2026-06-14
    days on market $70,000 Active 32 DOM
  6. 2026-06-13
    days on market $70,000 Active 31 DOM
  7. 2026-06-10
    days on market $70,000 Active 29 DOM
  8. 2026-06-09
    days on market $70,000 Active 28 DOM
  9. 2026-06-08
    days on market $70,000 Active 27 DOM
  10. 2026-06-07
    days on market $70,000 Active 26 DOM
  11. 2026-06-03
    days on market $70,000 Active 22 DOM
  12. 2026-06-02
    days on market $70,000 Active 21 DOM
  13. 2026-06-01
    days on market $70,000 Active 20 DOM
  14. 2026-05-31
    days on market $70,000 Active 19 DOM
  15. 2026-05-30
    days on market $70,000 Active 18 DOM
  16. 2026-05-12
    historical
  17. 2026-05-12
    listed $70,000 Active 291-char remark
  18. 2026-03-07
    price $75,000
  19. 2026-03-03
    price $80,000
  20. 2026-02-09
    listed $85,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,500 · $208/mo
Projected year-2 tax
$2,500 · $208/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 53% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,246
− Mortgage interest
−$3,921
− Property taxes
−$2,500
− Insurance
−$350
− Repairs & maintenance
−$1,380
− Management
−$1,380
− Depreciation
−$2,036
Taxable income
$5,679
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,363
After-tax cash flow
$5,006/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-17.6% since first listed
5 events — show timeline
  • 2026-05-12 Listed $70,000 HARMLS
  • 2026-05-12 Listing Removed HARMLS
  • 2026-03-07 Price Changed $75,000 HARMLS
  • 2026-03-03 Price Changed $80,000 HARMLS
  • 2026-02-09 Listed $85,000 HARMLS

Property tax history

+5.4%/yr

Latest (2025): $2,500 · +5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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