1913 Lincoln Dr · Orange, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.5/10.0
- Rent growth +3.9/5.0
- Livability +3.6/5.0
- Condition / age +2.2/5.0
- Schools +2.0/10.0
$65,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor opportunity! One-story brick home in the Lincoln Heights Subdivision featuring 3 bedrooms and 1 bathroom. Functional floor plan with living area and kitchen with breakfast space. Backyard includes a patio. Property offers solid potential for rental income or value-add improvements.
Key facts
- Backyard patio
- Living area
- One story brick home
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $559 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Recommended offer: $63k (3.0% below list) — sets the bar for market timing.
- Cap rate 16.6% vs local median 3.6% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, amenities F.
- West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
- Market conditions: Rents rising fast (+5.7%/yr); 406 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($449 loan paydown + $656 appreciation (1.0% local appreciation)).
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (1.0% appreciation + 5.7% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 39 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.8% of price; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.21% ✓
- Cap rate
- 16.61%
- Cash-on-cash
- 36.86%
- DSCR
- 2.64
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $134,040
- List price
- $65,000
- Delta
- -47.78%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2324 Manley Cir | 0.29mi | 3/1.5 | 1,360 (+6%) | 6mo | $129,900 | $96 | 70 |
| 1701 Robin | 0.57mi | 3/1.0 | 1,225 (-5%) | 12mo | $167,000 | $136 | 55 |
| 1833 W Decker Ave | 0.70mi | 3/1.5 | 1,183 (-8%) | 3mo | $169,900 | $144 | 49 |
| 1908 Maple | 0.65mi | 3/1.5 | 1,202 (-7%) | 13mo | $159,900 | $133 | 46 |
| 2049 Wildwood Ave | 0.51mi | 3/2.0 | 1,424 (+11%) | 19mo | $175,000 | $123 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.01% appreciation · 5.71% rent growth · sell at horizon
- IRR
- 42.3%
- Equity multiple
- 3.25×
- Total profit
- $40,976
- Equity at exit
- $22,223
- IRR
- 45.7%
- Equity multiple
- 7.13×
- Total profit
- $111,638
- Equity at exit
- $29,559
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 18 active · 5 under contract
- Months of supply
- 27.0 mo (4%/mo absorbed)
- Median asking
- $139,450 ($116/sqft)
- Median days on market
- 74 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -10.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77630
- Home prices YoY
- 0.4%
- Rents YoY
- 5.7%
- Active inventory
- 406
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,437 high interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$208 /mo · $2,500/yr
- Insurance
- −$27
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$302
- Net cashflow
- $559
Break-even live
Sensitivity live
| Price | -10% $596 | -5% $577 | +0% $559 | +5% $541 | +10% $522 |
|---|---|---|---|---|---|
| Rent | -10% $445 | -5% $502 | +0% $559 | +5% $616 | +10% $673 |
| Rate | -1.0pp $592 | -0.5pp $576 | base $559 | +0.5pp $542 | +1.0pp $525 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1907 Walnut Ave Orange, TX | 3.0 | 1.5 | 1360 | $1,475 | $1.08 | 63d | 1 | 0.36mi |
| 2208 Monterrey Dr Orange, TX | 3.0 | 1.0 | 1132 | $1,200 | $1.06 | 93d | 1 | 0.38mi |
| 3901 Beverly Ave Orange, TX | 3.0 | 2.0 | 1359 | $1,500 | $1.10 | 63d | 1 | 0.43mi |
| 9 W Eads Ave Orange, TX | 3.0 | 2.0 | 1255 | $1,400 | $1.12 | 93d | 1 | 0.45mi |
| 1030 Clairmont Dr Orange, TX | 3.0 | 2.0 | 1372 | $1,850 | $1.35 | 70d | 1 | 0.54mi |
| 3 Pacific Cir Orange, TX | 4.0 | 1.0 | 1361 | $1,500 | $1.10 | 70d | 1 | 0.54mi |
| 1019 Ruby Ln Orange, TX | 2.0 | 1.0 | 1243 | $1,100 | $0.88 | 63d | 1 | 0.57mi |
| 4417 Willowglen St Orange, TX | 3.0 | 2.0 | 1658 | $1,650 | $1.00 | 63d | 1 | 0.66mi |
| 2309 7th St Orange, TX | 3.0 | 1.0 | 1036 | $995 | $0.96 | 63d | 1 | 0.80mi |
| 1205 Wrenway Orange, TX | 4.0 | 2.0 | 1551 | $1,775 | $1.14 | 63d | 1 | 0.85mi |
| 2801 W Sunset Dr Orange, TX | 1.0–3.0 | 1.0–2.0 | 1113 | $1,400 | $1.26 | 62d | 27 | 0.88mi |
| 1500 Link Ave Orange, TX | 1.0–2.0 | 1.0–1.5 | 1082 | $1,050 | $0.97 | 62d | 1 | 0.92mi |
| 1117 18th St Orange, TX | 4.0 | 2.0 | 1716 | $1,500 | $0.87 | 93d | 1 | 1.24mi |
| 3345 W Park Ave Orange, TX | 1.0–2.0 | 1.0–1.5 | 999 | $1,182 | $1.18 | 62d | 7 | 1.38mi |
| 1010 N 16th St Orange, TX | 3.0 | 1.5 | 1100 | $1,500 | $1.36 | 93d | 1 | 1.40mi |
Property features AI
Finance
- Other
- Living area approximately 1,288Lot about 0.138 acres
- Financial info
- Lease not considered
Exterior
- Parking
- Paved driveway
- Utilities
- Public waterPublic sewer
- Home design
- Residential propertySingle-story entry (slab foundation)
- Construction
- Brick constructionComposition roofBuilt in 1955Slab foundation
- Exterior features
- DeckPatioPrivate yardPaved drivewayLocated in a subdivision
Interior
- Kitchen
- Gas ovenGas rangeOven
- Bedrooms
- 6 total rooms (includes bedrooms and other living spaces)
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Central heating (gas)Central electric air conditioningVentilation for improved indoor air quality
- Interior features
- Breakfast barKitchen/family room comboKitchen/dining comboCeiling fan(s)
- Laundry & utility
- Washer hookupElectric dryer hookup
Listing history 50 events
-
2026-08-08days on market $65,000 Active 39 DOM
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2026-08-07days on market $65,000 Active 38 DOM
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2026-08-06days on market $65,000 Active 37 DOM
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2026-08-05days on market $65,000 Active 36 DOM
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2026-08-04days on market $65,000 Active 35 DOM
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2026-08-03days on market $65,000 Active 34 DOM
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2026-07-31days on market $65,000 Active 31 DOM
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2026-07-30days on market $65,000 Active 30 DOM
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2026-07-29days on market $65,000 Active 29 DOM
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2026-07-27days on market $65,000 Active 27 DOM
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2026-07-25days on market $65,000 Active 25 DOM
-
2026-07-23days on market $65,000 Active 23 DOM
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2026-07-22days on market $65,000 Active 22 DOM
-
2026-07-21days on market $65,000 Active 21 DOM
-
2026-07-18days on market $65,000 Active 18 DOM
-
2026-07-16days on market $65,000 Active 16 DOM
-
2026-07-16days on market $65,000 Active 15 DOM
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2026-07-14days on market $65,000 Active 14 DOM
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2026-07-13days on market $65,000 Active 13 DOM
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2026-07-12days on market $65,000 Active 12 DOM
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2026-07-11days on market $65,000 Active 11 DOM
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2026-07-10days on market $65,000 Active 10 DOM
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2026-07-09days on market $65,000 Active 9 DOM
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2026-07-08days on market $65,000 Active 8 DOM
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2026-07-07days on market $65,000 Active 7 DOM
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2026-07-06days on market $65,000 Active 6 DOM
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2026-07-05days on market $65,000 Active 5 DOM
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2026-07-04days on market $65,000 Active 4 DOM
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2026-07-03days on market $65,000 Active 3 DOM
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2026-07-02days on market $65,000 Active 2 DOM
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2026-06-30pricedays on market $65,000 Active 1 DOM
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2026-06-25days on market $70,000 Active 43 DOM
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2026-06-23days on market $70,000 Active 41 DOM
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2026-06-21days on market $70,000 Active 40 DOM
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2026-06-18days on market $70,000 Active 37 DOM
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2026-06-17days on market $70,000 Active 36 DOM
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2026-06-16days on market $70,000 Active 35 DOM
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2026-06-15days on market $70,000 Active 34 DOM
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2026-06-14days on market $70,000 Active 32 DOM
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2026-06-13days on market $70,000 Active 31 DOM
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2026-06-10days on market $70,000 Active 29 DOM
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2026-06-09days on market $70,000 Active 28 DOM
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2026-06-08days on market $70,000 Active 27 DOM
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2026-06-07days on market $70,000 Active 26 DOM
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2026-06-03days on market $70,000 Active 22 DOM
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2026-06-02days on market $70,000 Active 21 DOM
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2026-06-01days on market $70,000 Active 20 DOM
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2026-05-31days on market $70,000 Active 19 DOM
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2026-05-30days on market $70,000 Active 18 DOM
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2026-05-12historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,500 · $208/mo
- Projected year-2 tax
- $2,500 · $208/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,246
- − Mortgage interest
- −$3,641
- − Property taxes
- −$2,500
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,380
- − Management
- −$1,380
- − Depreciation
- −$1,891
- Taxable income
- $6,129
- Est. tax owed @ 24.0%
- −$1,471
- After-tax cash flow
- $5,237/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This single-family home in Lincoln Heights Subdivision requires moderate renovations to update the kitchen and bathroom, paint the interior, and improve the landscaping. These updates would significantly increase its resale and rental value.
Repairs flagged
- Major kitchen cabinets — severely dated and worn
- Major bathroom fixtures — dated and worn
- Major landscaping — overgrown and unkempt
Value-add opportunities
- Both update kitchen cabinets and countertops — modernizing the kitchen would improve both resale and rental value ↑
- Both paint interior walls — fresh paint would improve the home's curb appeal and interior aesthetics ↑
- Both landscaping — a well-maintained yard would enhance the home's curb appeal and rental potential ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- West Orange-Cove CISD
- NCES district ID
- 4845090
- Math proficiency
- 17% ▼ -7.00%
- Reading proficiency
- 21% ▼ -2.00%
- Median HH income
- $37,329
- Composite
- 15.86/100
- National rank
- #9260
- State rank
- #784 of 826 in TX
Livability — Orange
- Score
- 71/100
- State rank
- #286
- US rank
- #6456
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Orange, TX
- County
- Orange County · 88,065 people
- City population
- 22,976
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 28,983
- Household income
- $64,373
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 13% Italian 1% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.01%
- Current HPI
- 264.14
- Rent YoY
- ▲ 5.71%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-23.5% since first listed7 events — show timeline
- 2026-06-30 Listed $65,000 HARMLS
- 2026-06-26 Listing Removed — HARMLS
- 2026-05-12 Listing Removed — HARMLS
- 2026-05-12 Listed $70,000 HARMLS
- 2026-03-07 Price Changed $75,000 HARMLS
- 2026-03-03 Price Changed $80,000 HARMLS
- 2026-02-09 Listed $85,000 HARMLS
Property tax history
+5.4%/yrLatest (2025): $2,500 · +5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…