872 Warren Rd NE · Rome, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.3/15.0
- Cash flow +11.5/30.0
- Schools +3.5/10.0
- DSCR +3.4/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- 1% rule +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$188,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!
Key facts
- Large backyard
- Bright sunroom
- Corner lot
Tags
Property features AI
Exterior
- Parking: Carport with 2 spaces
- Utilities: Public water; Septic tank sewer; Electricity available; Natural gas available; Cable available; Phone service available; Water available
- Home design: One-level home; Resale property
- Construction: Vinyl siding exterior; Composition roof; Block foundation; Built as part of existing development (resale)
- Exterior features: Rain gutters; Rear stairs; Outdoor storage; Back yard fencing
Interior
- Kitchen: Cabinets with stain finish; Laminate countertops; Electric range; Refrigerator
- Bedrooms: Three main-level bedrooms; Bedrooms with no special features noted
- Flooring: Carpet; Ceramic tile; Hardwood
- Bathrooms: One full bathroom on the main level; Master bath: none (no en-suite features listed)
- Heating & cooling: Central heating (forced air, natural gas); Central air conditioning; Ceiling fan(s); Electric cooling component
- Interior features: Insulated windows; No shared/common walls; Other interior features
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $188k.
Deal economics
- At list price, monthly cash flow is $-62 ($-745/yr) — negative.
- To cash-flow at today's rent, offer at most $177k (5.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (22.2% below list).
- Recommended offer: $146k (22.2% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 3.4% in Rome — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#266 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- Floyd County (rural): math 41% / reading 40% proficiency, ranked #45 of 174 in GA (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Armuchee Primary School (math 58% / reading 47%, grade C-, #219 of 1,228 statewide, top 18%, 489 students, 48% FRL); Armuchee Middle School (math 43% / reading 46%); Armuchee High School (math 24% / reading 42%, grade F, #101 of 424 statewide, top 24%, 809 students, 38% FRL).
- Market conditions: Rents rising (+1.7%/yr); 372 active listings in the ZIP; 355 units permitted in Floyd County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Floyd County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 55 days — a 3% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 55 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.90%
- Cash-on-cash
- -1.41%
- DSCR
- 0.94
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $215,605
- List price
- $188,000
- Delta
- -12.80%
- Verdict
- UNDERPRICED
- Comps
- 18 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14 Solstice Blvd | 0.35mi | 3/2.0 | 1,296 (+4%) | 8mo | $312,920 | $241 | 66 |
| 156 Mcgrady Rd NE | 0.32mi | 3/2.0 | 1,188 (-5%) | 8mo | $210,000 | $177 | 66 |
| 75 Mcgrady Rd NE | 0.18mi | 2/1.0 (-1) | 1,076 (-14%) | 3mo | $188,000 | $175 | 62 |
| 749 Warren Rd NE | 0.23mi | 2/2.0 (-1) | 1,080 (-13%) | 9mo | $190,000 | $176 | 50 |
| 1733 Old Summerville Rd NW | 0.74mi | 2/1.0 (-1) | 1,090 (-12%) | 18mo | $190,000 | $174 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.71% rent growth · sell at horizon
- IRR
- -20.0%
- Equity multiple
- 0.31×
- Total profit
- $-36,319
- Equity at exit
- $28,031
- IRR
- -15.8%
- Equity multiple
- 0.16×
- Total profit
- $-44,324
- Equity at exit
- $16,255
Cash invested: $52,640 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30165
- Home prices YoY
- -24.6%
- Rents YoY
- 1.7%
- Active inventory
- 372
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $1,463 medium interval (Pro) →
- Mortgage (P&I)
- −$986
- Tax from tax record
- −$154 /mo · $1,844/yr
- Insurance
- −$78
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$307
- Net cashflow
- $-62
Break-even live
Sensitivity live
| Price | -10% $44 | -5% $-9 | +0% $-62 | +5% $-115 | +10% $-168 |
|---|---|---|---|---|---|
| Rent | -10% $-178 | -5% $-120 | +0% $-62 | +5% $-4 | +10% $54 |
| Rate | -1.0pp $33 | -0.5pp $-14 | base $-62 | +0.5pp $-111 | +1.0pp $-160 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,000
- Closing costs
- $5,640
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
-
2026-06-21days on market $188,000 Active 55 DOM
-
2026-06-19days on market $188,000 Active 53 DOM
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2026-06-18days on market $188,000 Active 52 DOM
-
2026-06-17days on market $188,000 Active 51 DOM
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2026-06-16days on market $188,000 Active 50 DOM
-
2026-06-15days on market $188,000 Active 49 DOM
-
2026-06-14days on market $188,000 Active 47 DOM
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2026-06-13days on market $188,000 Active 46 DOM
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2026-06-10days on market $188,000 Active 44 DOM
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2026-06-09days on market $188,000 Active 43 DOM
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2026-06-09price $188,000 Active 42 DOM
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2026-06-08days on market $198,000 Active 42 DOM
Show marketing remark (1128 chars)
Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!
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2026-06-07pricedays on market $198,000 Active 41 DOM
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2026-06-03days on market $205,000 Active 37 DOM
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2026-06-02days on market $205,000 Active 36 DOM
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2026-06-01days on market $205,000 Active 35 DOM
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2026-05-31days on market $205,000 Active 34 DOM
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2026-05-30days on market $205,000 Active 33 DOM
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2026-05-14price $205,000 952-char remark
Show marketing remark (1128 chars)
Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!
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2026-05-14price $205,000 1128-char remark
Show marketing remark (1128 chars)
Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!
-
2026-04-27$213,000 New 1128-char remark
Show marketing remark (1128 chars)
Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!
-
2026-04-27$213,000 Active 952-char remark
Show marketing remark (1128 chars)
Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!
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2026-04-07historical
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2026-04-06historical
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2026-03-20price $213,000
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2026-03-20price $213,000
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2026-02-23$218,000 Active
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2026-02-23$218,000 New
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2022-12-16soldstatus $165,000
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2022-12-15soldstatus $165,000 Sold
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2022-11-01status Under Contract
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2022-10-24$160,000 New
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1993-08-27soldstatus $64,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,844 · $154/mo
- Projected year-2 tax
- $1,844 · $154/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,557
- − Mortgage interest
- −$10,531
- − Property taxes
- −$1,844
- − Insurance
- −$940
- − Repairs & maintenance
- −$1,405
- − Management
- −$1,405
- − Depreciation
- −$5,469
- Taxable loss
- −$4,036
- Est. tax savings @ 24.0%
- +$969
- After-tax cash flow
- $224/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Floyd County
- NCES district ID
- 1302190
- Math proficiency
- 41% ▼ -5.00%
- Reading proficiency
- 40% ▼ -4.00%
- Median HH income
- $47,083
- Composite
- 34.64/100
- National rank
- #5143
- State rank
- #45 of 174 in GA
Livability — Rome
- Score
- 64/100
- State rank
- #266
- US rank
- #14459
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Floyd County · 77,706 people
- City population
- 77,706
- Metro
- Rome, GA
- Population (ZIP)
- 43,001
- Household income
- $68,089
- Rent vs Own
- Severe rent burden
- 1311.0
Population outlook (Floyd County) Hauer SSP2
- Today (2025)
- 96,321 people
- By 2030
- 95,532 · -0.8%
- By 2040
- 93,332 · -3.1%
- By 2050
- 90,850 · -5.7%
- By 2075
- 84,989 · -11.8%
- By 2100
- 76,097 · -21.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 61% Hispanic / Latino 21% Black 12% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 2% Serbian 1% Italian 1%
- Foreign-born
- 11% · Canada, Vietnam, South Korea
- Languages at home
- 82% English-only · Spanish 16% Other Indo-European 1% Vietnamese 1%
Political lean MEDSL · Floyd
- 2024 margin
- Solid R (+42.0) · D 28.8% · R 70.7%
- 2008→2024 swing
- -5.6pp toward R · 2008: -36.4pp · 2024: -42.0pp
- All cycles
- 2024: R+42.0 2020: R+41.1 2016: R+43.5 2012: R+39.9 2008: R+36.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -82.79%
- Current HPI
- 254.3732
- Rent YoY
- ▲ 1.71%
- Metro
- Rome, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+191.5% since first listed19 events — show timeline
- 2026-06-08 Price Changed $188,000 FMLS
- 2026-06-08 Price Changed $188,000 GAMLS
- 2026-06-04 Price Changed $198,000 FMLS
- 2026-06-04 Price Changed $198,000 GAMLS
- 2026-05-14 Price Changed $205,000 FMLS
- 2026-05-14 Price Changed $205,000 GAMLS
- 2026-04-27 Listed $213,000 FMLS
- 2026-04-27 Listed $213,000 GAMLS
- 2026-04-07 Listing Removed — FMLS
- 2026-04-06 Listing Removed — GAMLS
- 2026-03-20 Price Changed $213,000 FMLS
- 2026-03-20 Price Changed $213,000 GAMLS
- 2026-02-23 Listed $218,000 GAMLS
- 2026-02-23 Listed $218,000 FMLS
- 2022-12-16 Sold (Public Records) $165,000 Public Records
- 2022-12-15 Sold (MLS) $165,000 GAMLS
- 2022-11-01 Pending — GAMLS
- 2022-10-24 Listed $160,000 GAMLS
- 1993-08-27 Sold (Public Records) $64,500 Public Records
Property tax history
+21.9%/yrLatest (2025): $1,844 · +0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…