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872 Warren Rd NE
D Composite 43.0
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.3/15.0
  • Cash flow +11.5/30.0
  • Schools +3.5/10.0
  • DSCR +3.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$188,000

872 Warren Rd NE · Rome, GA 30165
3 bd · 1.0 ba · 1,246 sqft · SingleFamily public records · 55 Days on market
Built 1955 0.69 ac lot $151/sqft · 13% below area Est $216k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!

Key facts

  • Large backyard
  • Bright sunroom
  • Corner lot

Tags

CORNER LOTBRIGHT SUNROOMLARGE BACKYARDSIZABLE STORAGE BUILDING

Property features AI

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Septic tank sewer; Electricity available; Natural gas available; Cable available; Phone service available; Water available
  • Home design: One-level home; Resale property
  • Construction: Vinyl siding exterior; Composition roof; Block foundation; Built as part of existing development (resale)
  • Exterior features: Rain gutters; Rear stairs; Outdoor storage; Back yard fencing

Interior

  • Kitchen: Cabinets with stain finish; Laminate countertops; Electric range; Refrigerator
  • Bedrooms: Three main-level bedrooms; Bedrooms with no special features noted
  • Flooring: Carpet; Ceramic tile; Hardwood
  • Bathrooms: One full bathroom on the main level; Master bath: none (no en-suite features listed)
  • Heating & cooling: Central heating (forced air, natural gas); Central air conditioning; Ceiling fan(s); Electric cooling component
  • Interior features: Insulated windows; No shared/common walls; Other interior features
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $188k.

Deal economics

  • At list price, monthly cash flow is $-62 ($-745/yr) — negative.
  • To cash-flow at today's rent, offer at most $177k (5.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (22.2% below list).
  • Recommended offer: $146k (22.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.4% in Rome — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#266 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Floyd County (rural): math 41% / reading 40% proficiency, ranked #45 of 174 in GA (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Armuchee Primary School (math 58% / reading 47%, grade C-, #219 of 1,228 statewide, top 18%, 489 students, 48% FRL); Armuchee Middle School (math 43% / reading 46%); Armuchee High School (math 24% / reading 42%, grade F, #101 of 424 statewide, top 24%, 809 students, 38% FRL).
  • Market conditions: Rents rising (+1.7%/yr); 372 active listings in the ZIP; 355 units permitted in Floyd County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Floyd County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,306 (22.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.90%
Cash-on-cash
-1.41%
DSCR
0.94
GRM
10.7

CMA / ARV

ARV (median comp)
$215,605
List price
$188,000
Delta
-12.80%
Verdict
UNDERPRICED
Comps
18 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14 Solstice Blvd 0.35mi 3/2.0 1,296 (+4%) 8mo $312,920 $241 66
156 Mcgrady Rd NE 0.32mi 3/2.0 1,188 (-5%) 8mo $210,000 $177 66
75 Mcgrady Rd NE 0.18mi 2/1.0 (-1) 1,076 (-14%) 3mo $188,000 $175 62
749 Warren Rd NE 0.23mi 2/2.0 (-1) 1,080 (-13%) 9mo $190,000 $176 50
1733 Old Summerville Rd NW 0.74mi 2/1.0 (-1) 1,090 (-12%) 18mo $190,000 $174 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
-20.0%
Equity multiple
0.31×
Total profit
$-36,319
Equity at exit
$28,031
10-year hold
IRR
-15.8%
Equity multiple
0.16×
Total profit
$-44,324
Equity at exit
$16,255

Cash invested: $52,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30165

Home prices YoY
-24.6%
Rents YoY
1.7%
Active inventory
372
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,463 medium interval (Pro) →
Mortgage (P&I)
$986
Tax from tax record
$154 /mo · $1,844/yr
Insurance
$78
HOA
$0
Vacancy / Maint / Mgmt
$307
Net cashflow
$-62

Break-even live

Break-even rent $1,542
Max offer price $177,040
Occupancy floor 99%

Sensitivity live

Price -10% $44 -5% $-9 +0% $-62 +5% $-115 +10% $-168
Rent -10% $-178 -5% $-120 +0% $-62 +5% $-4 +10% $54
Rate -1.0pp $33 -0.5pp $-14 base $-62 +0.5pp $-111 +1.0pp $-160

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,000
Closing costs
$5,640
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-21
    days on market $188,000 Active 55 DOM
  2. 2026-06-19
    days on market $188,000 Active 53 DOM
  3. 2026-06-18
    days on market $188,000 Active 52 DOM
  4. 2026-06-17
    days on market $188,000 Active 51 DOM
  5. 2026-06-16
    days on market $188,000 Active 50 DOM
  6. 2026-06-15
    days on market $188,000 Active 49 DOM
  7. 2026-06-14
    days on market $188,000 Active 47 DOM
  8. 2026-06-13
    days on market $188,000 Active 46 DOM
  9. 2026-06-10
    days on market $188,000 Active 44 DOM
  10. 2026-06-09
    days on market $188,000 Active 43 DOM
  11. 2026-06-09
    price $188,000 Active 42 DOM
  12. 2026-06-08
    days on market $198,000 Active 42 DOM
    Show marketing remark (1128 chars)

    Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!

  13. 2026-06-07
    pricedays on market $198,000 Active 41 DOM
  14. 2026-06-03
    days on market $205,000 Active 37 DOM
  15. 2026-06-02
    days on market $205,000 Active 36 DOM
  16. 2026-06-01
    days on market $205,000 Active 35 DOM
  17. 2026-05-31
    days on market $205,000 Active 34 DOM
  18. 2026-05-30
    days on market $205,000 Active 33 DOM
  19. 2026-05-14
    price $205,000 952-char remark
    Show marketing remark (1128 chars)

    Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!

  20. 2026-05-14
    price $205,000 1128-char remark
    Show marketing remark (1128 chars)

    Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!

  21. 2026-04-27
    listed $213,000 New 1128-char remark
    Show marketing remark (1128 chars)

    Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!

  22. 2026-04-27
    listed $213,000 Active 952-char remark
    Show marketing remark (1128 chars)

    Welcome to 872 Warren Road in Amurchee! This charming and well-maintained 3-bedroom, 1-bath home sits on a spacious corner lot, offering the perfect blend of comfort, flexibility, and opportunity. Inside, you'll find a bright and inviting layout featuring a comfortable living area, dedicated dining space, and a sun-filled bonus room ideal for a home office, guest space, playroom, or additional lounge area. Large windows throughout the home provide abundant natural light and create a warm, welcoming atmosphere. The kitchen offers convenient access to the dining area, making everyday living and entertaining easy. A separate laundry area is located just off the covered carport, which also includes a wooden handicap-accessible ramp for added accessibility and convenience. Step outside to enjoy the oversized backyard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A large detached storage building provides excellent space for a workshop, hobby area, business storage, or additional utility space. Schedule your private showing today and discover the potential of 872 Warren Road!

  23. 2026-04-07
    historical
  24. 2026-04-06
    historical
  25. 2026-03-20
    price $213,000
  26. 2026-03-20
    price $213,000
  27. 2026-02-23
    listed $218,000 Active
  28. 2026-02-23
    listed $218,000 New
  29. 2022-12-16
    soldstatus $165,000
  30. 2022-12-15
    soldstatus $165,000 Sold
  31. 2022-11-01
    status Under Contract
  32. 2022-10-24
    listed $160,000 New
  33. 1993-08-27
    soldstatus $64,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,844 · $154/mo
Projected year-2 tax
$1,844 · $154/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,557
− Mortgage interest
−$10,531
− Property taxes
−$1,844
− Insurance
−$940
− Repairs & maintenance
−$1,405
− Management
−$1,405
− Depreciation
−$5,469
Taxable loss
−$4,036
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$969
After-tax cash flow
$224/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Floyd County
NCES district ID
1302190
Math proficiency
41% ▼ -5.00%
Reading proficiency
40% ▼ -4.00%
Median HH income
$47,083
Composite
34.64/100
National rank
#5143
State rank
#45 of 174 in GA

Livability — Rome

Score
64/100
State rank
#266
US rank
#14459

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Floyd County · 77,706 people
City population
77,706
Metro
Rome, GA
Population (ZIP)
43,001
Household income
$68,089
Rent vs Own
40.8% rent · 59.2% own
Severe rent burden
1311.0

Population outlook (Floyd County) Hauer SSP2

Today (2025)
96,321 people
By 2030
95,532 · -0.8%
By 2040
93,332 · -3.1%
By 2050
90,850 · -5.7%
By 2075
84,989 · -11.8%
By 2100
76,097 · -21.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Hispanic / Latino 21% Black 12% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 2% Serbian 1% Italian 1%
Foreign-born
11% · Canada, Vietnam, South Korea
Languages at home
82% English-only · Spanish 16% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Floyd

2024 margin
Solid R (+42.0) · D 28.8% · R 70.7%
2008→2024 swing
-5.6pp toward R · 2008: -36.4pp · 2024: -42.0pp
All cycles
2024: R+42.0 2020: R+41.1 2016: R+43.5 2012: R+39.9 2008: R+36.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.79%
Current HPI
254.3732
Rent YoY
▲ 1.71%
Metro
Rome, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+191.5% since first listed
19 events — show timeline
  • 2026-06-08 Price Changed $188,000 FMLS
  • 2026-06-08 Price Changed $188,000 GAMLS
  • 2026-06-04 Price Changed $198,000 FMLS
  • 2026-06-04 Price Changed $198,000 GAMLS
  • 2026-05-14 Price Changed $205,000 FMLS
  • 2026-05-14 Price Changed $205,000 GAMLS
  • 2026-04-27 Listed $213,000 FMLS
  • 2026-04-27 Listed $213,000 GAMLS
  • 2026-04-07 Listing Removed FMLS
  • 2026-04-06 Listing Removed GAMLS
  • 2026-03-20 Price Changed $213,000 FMLS
  • 2026-03-20 Price Changed $213,000 GAMLS
  • 2026-02-23 Listed $218,000 GAMLS
  • 2026-02-23 Listed $218,000 FMLS
  • 2022-12-16 Sold (Public Records) $165,000 Public Records
  • 2022-12-15 Sold (MLS) $165,000 GAMLS
  • 2022-11-01 Pending GAMLS
  • 2022-10-24 Listed $160,000 GAMLS
  • 1993-08-27 Sold (Public Records) $64,500 Public Records

Property tax history

+21.9%/yr

Latest (2025): $1,844 · +0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…