CashFlowRE
Sign in Sign up
100 Auburn Dr
D- Composite 38.56
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +5.3/15.0
  • Schools +4.3/10.0
  • DSCR +4.0/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$235,000

100 Auburn Dr · Enterprise, AL 36330
3 bd · 1.0 ba · 1,710 sqft · SingleFamily public records · 17 Days on market
Built 1978 0.45 ac lot Est $224k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,

Key facts

  • Screened-in porch
  • Attached carport
  • Mudroom laundry room

Tags

CORNER LOTSCREENED-IN PORCHSALTWATER IN-GROUND POOLATTACHED CARPORTMUDROOM LAUNDRY ROOM

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking: Attached carport (1 carport space)
  • Security:
  • Utilities: Public water; Public sewer; Cable available; Electricity available
  • Home design: Single-family residence; Two levels
  • Construction: Brick, HardiPlank type, and vinyl siding exterior; Slab foundation
  • Exterior features: Porch (screened); Fenced yard with privacy fencing; Salt water pool; City corner lot; Paved road access

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms:
  • Flooring: Laminate; Tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump (cooling); Hot water and heat pump (heating)
  • Interior features: Window coverings and blinds; Dishwasher; Electric range; Electric water heater; Refrigerator
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $0 ($-4/yr) — negative.
  • To cash-flow at today's rent, offer at most $235k (0.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (25.3% below list).
  • Recommended offer: $176k (25.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $121k; list at $235k implies a 94% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,589 (25.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
6.29%
Cash-on-cash
-0.01%
DSCR
1.00
GRM
11.2

CMA / ARV

ARV (on-the-fly)
$224,010
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Auburn Dr 0.00mi 3/2.0 1,710 (0%) 1mo $233,000 $136 95
307 Douglas Brown Cir 0.22mi 3/2.0 1,798 (+5%) 13mo $234,900 $131 67
704 S Ouida St 0.32mi 3/2.0 1,834 (+7%) 15mo $215,000 $117 56
203 Douglas Brown Cir 0.43mi 4/3.0 (+1) 1,774 (+4%) 10mo $200,000 $113 52
108 Bell St W 0.75mi 2/1.0 (-1) 1,600 (-6%) 2mo $20,000 $13 48
202 Whispering Pines St 0.64mi 3/2.0 1,898 (+11%) 13mo $205,000 $108 37
102 Whispering Pines Dr Unit B 0.59mi 3/2.0 1,463 (-14%) 23mo $235,000 $161 25
102 Whispering Pines St Unit C 0.59mi 3/2.0 1,463 (-14%) 24mo $225,000 $154 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-15.5%
Equity multiple
0.44×
Total profit
$-36,582
Equity at exit
$35,039
10-year hold
IRR
-5.8%
Equity multiple
0.61×
Total profit
$-25,510
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
441
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$1,756 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$57 /mo · $687/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$369
Net cashflow
$-0

Break-even live

Break-even rent $1,756
Max offer price $234,936
Occupancy floor 95%

Sensitivity live

Price -10% $133 -5% $66 +0% $0 +5% $-67 +10% $-133
Rent -10% $-139 -5% $-70 +0% $0 +5% $69 +10% $138
Rate -1.0pp $118 -0.5pp $59 base $0 +0.5pp $-61 +1.0pp $-123

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
209 Greyfox Trl Enterprise, AL 3.0 2.0 1875 $1,850 $0.99 44d 1 0.75mi
100 Farm Creek Rd Enterprise, AL 2.0 2.0 1080 $1,268 $1.17 44d 3 1.13mi

Listing history 12 events

  1. 2026-05-25
    status Pending
  2. 2026-05-12
    historical Active Under Contract
  3. 2026-05-07
    listed $235,000 Active
  4. 2014-09-04
    soldstatus $121,000
  5. 2014-08-29
    soldstatus $121,000 546-char remark
    Show marketing remark (546 chars)

    Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,

  6. 2014-08-29
    soldstatus $121,000 546-char remark
    Show marketing remark (546 chars)

    Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,

  7. 2014-06-22
    listed $124,900 546-char remark
    Show marketing remark (546 chars)

    Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,

  8. 2014-06-22
    listed $124,900 546-char remark
    Show marketing remark (546 chars)

    Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,

  9. 2011-06-29
    soldstatus $77,000 129-char remark
    Show marketing remark (129 chars)

    Privacy, Wood, PROPERTY BEING SOLD AS IS. PURCHASE OF PROPERTY WILL BE BY CASH AT CLOSING OR ON TERMS ACCEPTABLE TO THE SELLER. ,

  10. 2011-04-08
    listed $77,000 129-char remark
    Show marketing remark (129 chars)

    Privacy, Wood, PROPERTY BEING SOLD AS IS. PURCHASE OF PROPERTY WILL BE BY CASH AT CLOSING OR ON TERMS ACCEPTABLE TO THE SELLER. ,

  11. 2003-07-10
    soldstatus $90,000
  12. 2003-02-28
    listed $90,650

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$687 · $57/mo
Projected year-2 tax
$964 · $80/mo
Expected delta
+$277/yr (+$23/mo · 40.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,071
− Mortgage interest
−$13,164
− Property taxes
−$687
− Insurance
−$1,175
− Repairs & maintenance
−$1,686
− Management
−$1,686
− Depreciation
−$6,836
Taxable loss
−$4,162
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$999
After-tax cash flow
$995/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Enterprise City
NCES district ID
0101320
Math proficiency
40% ▼ -20.00%
Reading proficiency
60% ▲ 4.00%
Median HH income
$51,311
Composite
42.83/100
National rank
#3136
State rank
#12 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Enterprise, AL
County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+159.2% since first listed
12 events — show timeline
  • 2026-05-25 Pending WBR
  • 2026-05-12 Contingent WBR
  • 2026-05-07 Listed $235,000 WBR
  • 2014-09-04 Sold (Public Records) $121,000 Public Records
  • 2014-08-29 Sold (MLS) $121,000 MAAR
  • 2014-08-29 Sold (MLS) $121,000 WBR
  • 2014-06-22 Listed $124,900 MAAR
  • 2014-06-22 Listed $124,900 WBR
  • 2011-06-29 Sold (MLS) $77,000 MAAR
  • 2011-04-08 Listed $77,000 MAAR
  • 2003-07-10 Sold (MLS) $90,000 MAAR
  • 2003-02-28 Listed $90,650 MAAR

Property tax history

+3.8%/yr

Latest (2025): $687 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…