100 Auburn Dr · Enterprise, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 8/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- ARV discount +5.3/15.0
- Schools +4.3/10.0
- DSCR +4.0/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- 1% rule +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$235,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,
Key facts
- Screened-in porch
- Attached carport
- Mudroom laundry room
Tags
Property features AI
Finance
- Other:
- Financial info:
- HOA & community:
Exterior
- Parking: Attached carport (1 carport space)
- Security:
- Utilities: Public water; Public sewer; Cable available; Electricity available
- Home design: Single-family residence; Two levels
- Construction: Brick, HardiPlank type, and vinyl siding exterior; Slab foundation
- Exterior features: Porch (screened); Fenced yard with privacy fencing; Salt water pool; City corner lot; Paved road access
Interior
- Kitchen: Dishwasher; Electric range; Refrigerator
- Bedrooms:
- Flooring: Laminate; Tile; Wood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Heat pump (cooling); Hot water and heat pump (heating)
- Interior features: Window coverings and blinds; Dishwasher; Electric range; Electric water heater; Refrigerator
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $235k.
Deal economics
- At list price, monthly cash flow is $0 ($-4/yr) — negative.
- To cash-flow at today's rent, offer at most $235k (0.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (25.3% below list).
- Recommended offer: $176k (25.3% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
- Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $121k; list at $235k implies a 94% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 6.29%
- Cash-on-cash
- -0.01%
- DSCR
- 1.00
- GRM
- 11.2
CMA / ARV
- ARV (on-the-fly)
- $224,010
- Comps found
- 8
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 100 Auburn Dr | 0.00mi | 3/2.0 | 1,710 (0%) | 1mo | $233,000 | $136 | 95 |
| 307 Douglas Brown Cir | 0.22mi | 3/2.0 | 1,798 (+5%) | 13mo | $234,900 | $131 | 67 |
| 704 S Ouida St | 0.32mi | 3/2.0 | 1,834 (+7%) | 15mo | $215,000 | $117 | 56 |
| 203 Douglas Brown Cir | 0.43mi | 4/3.0 (+1) | 1,774 (+4%) | 10mo | $200,000 | $113 | 52 |
| 108 Bell St W | 0.75mi | 2/1.0 (-1) | 1,600 (-6%) | 2mo | $20,000 | $13 | 48 |
| 202 Whispering Pines St | 0.64mi | 3/2.0 | 1,898 (+11%) | 13mo | $205,000 | $108 | 37 |
| 102 Whispering Pines Dr Unit B | 0.59mi | 3/2.0 | 1,463 (-14%) | 23mo | $235,000 | $161 | 25 |
| 102 Whispering Pines St Unit C | 0.59mi | 3/2.0 | 1,463 (-14%) | 24mo | $225,000 | $154 | 25 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.92% rent growth · sell at horizon
- IRR
- -15.5%
- Equity multiple
- 0.44×
- Total profit
- $-36,582
- Equity at exit
- $35,039
- IRR
- -5.8%
- Equity multiple
- 0.61×
- Total profit
- $-25,510
- Equity at exit
- $20,319
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36330
- Home prices YoY
- -19.4%
- Rents YoY
- 3.9%
- Active inventory
- 441
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $1,756 medium interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$57 /mo · $687/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$369
- Net cashflow
- $-0
Break-even live
Sensitivity live
| Price | -10% $133 | -5% $66 | +0% $0 | +5% $-67 | +10% $-133 |
|---|---|---|---|---|---|
| Rent | -10% $-139 | -5% $-70 | +0% $0 | +5% $69 | +10% $138 |
| Rate | -1.0pp $118 | -0.5pp $59 | base $0 | +0.5pp $-61 | +1.0pp $-123 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 209 Greyfox Trl Enterprise, AL | 3.0 | 2.0 | 1875 | $1,850 | $0.99 | 44d | 1 | 0.75mi |
| 100 Farm Creek Rd Enterprise, AL | 2.0 | 2.0 | 1080 | $1,268 | $1.17 | 44d | 3 | 1.13mi |
Listing history 12 events
-
2026-05-25status Pending
-
2026-05-12historical Active Under Contract
-
2026-05-07$235,000 Active
-
2014-09-04soldstatus $121,000
-
2014-08-29soldstatus $121,000 546-char remark
Show marketing remark (546 chars)
Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,
-
2014-08-29soldstatus $121,000 546-char remark
Show marketing remark (546 chars)
Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,
-
2014-06-22$124,900 546-char remark
Show marketing remark (546 chars)
Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,
-
2014-06-22$124,900 546-char remark
Show marketing remark (546 chars)
Privacy, Wood, End your day with a splash when you come home to this 3 bedroom, 2 bath contemporary -- beautiful saltwater pool & large screen porch for entertaining. Many updates to this home over the last few years to include pergo & tile flooring, roof, exterior & interior paint, tile shower in master bath, pool liner, fans, fixtures & appliances -- you need to see this home! Large laundry room, island in kitchen, landscaped level corner lot, wood privacy fence, side entry carport -- don't miss seeing this home!,
-
2011-06-29soldstatus $77,000 129-char remark
Show marketing remark (129 chars)
Privacy, Wood, PROPERTY BEING SOLD AS IS. PURCHASE OF PROPERTY WILL BE BY CASH AT CLOSING OR ON TERMS ACCEPTABLE TO THE SELLER. ,
-
2011-04-08$77,000 129-char remark
Show marketing remark (129 chars)
Privacy, Wood, PROPERTY BEING SOLD AS IS. PURCHASE OF PROPERTY WILL BE BY CASH AT CLOSING OR ON TERMS ACCEPTABLE TO THE SELLER. ,
-
2003-07-10soldstatus $90,000
-
2003-02-28$90,650
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $687 · $57/mo
- Projected year-2 tax
- $964 · $80/mo
- Expected delta
- +$277/yr (+$23/mo · 40.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,071
- − Mortgage interest
- −$13,164
- − Property taxes
- −$687
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$1,686
- − Management
- −$1,686
- − Depreciation
- −$6,836
- Taxable loss
- −$4,162
- Est. tax savings @ 24.0%
- +$999
- After-tax cash flow
- $995/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Enterprise City
- NCES district ID
- 0101320
- Math proficiency
- 40% ▼ -20.00%
- Reading proficiency
- 60% ▲ 4.00%
- Median HH income
- $51,311
- Composite
- 42.83/100
- National rank
- #3136
- State rank
- #12 of 129 in AL
Livability — Enterprise
- Score
- 65/100
- State rank
- #127
- US rank
- #12953
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Enterprise, AL
- County
- Coffee County · 39,557 people
- City population
- 39,557
- Metro
- Enterprise, AL
- Population (ZIP)
- 39,557
- Household income
- $75,765
- Rent vs Own
- Severe rent burden
- 1126.0
Population outlook (Coffee County) Hauer SSP2
- Today (2025)
- 53,133 people
- By 2030
- 53,832 · +1.3%
- By 2040
- 54,504 · +2.6%
- By 2050
- 54,289 · +2.2%
- By 2075
- 51,175 · -3.7%
- By 2100
- 46,793 · -11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 3%
- Common ancestry
- Italian 3% Lithuanian 2% Serbian 2%
- Foreign-born
- 6% · Canada, Vietnam, South Korea
- Languages at home
- 89% English-only · Spanish 8% German/W. Germanic 2%
Political lean MEDSL · Coffee
- 2024 margin
- Solid R (+57.9) · D 20.7% · R 78.6%
- 2008→2024 swing
- -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
- All cycles
- 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.44%
- Current HPI
- 184.0163
- Rent YoY
- ▲ 3.92%
- Metro
- Enterprise, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+159.2% since first listed12 events — show timeline
- 2026-05-25 Pending — WBR
- 2026-05-12 Contingent — WBR
- 2026-05-07 Listed $235,000 WBR
- 2014-09-04 Sold (Public Records) $121,000 Public Records
- 2014-08-29 Sold (MLS) $121,000 MAAR
- 2014-08-29 Sold (MLS) $121,000 WBR
- 2014-06-22 Listed $124,900 MAAR
- 2014-06-22 Listed $124,900 WBR
- 2011-06-29 Sold (MLS) $77,000 MAAR
- 2011-04-08 Listed $77,000 MAAR
- 2003-07-10 Sold (MLS) $90,000 MAAR
- 2003-02-28 Listed $90,650 MAAR
Property tax history
+3.8%/yrLatest (2025): $687 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…