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1221 N Dysart Rd #42
C+ Composite 61.73
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.6/5.0
  • Schools +2.8/10.0
  • Condition / age +2.8/5.0
  • Rent growth +2.6/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$99,000

1221 N Dysart Rd #42 · Avondale, AZ 85323
3 bd · 2.0 ba · 1,184 sqft · Manufactured · 79 Days on market
Built 1997 Average condition Est $75k · 33% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Check out this lovely manufactured home in Estrella Home Community! Offering 3 bedrooms, 2 bathrooms, a cozy covered patio, and carport parking! The interior features carpeting for added comfort, tile in all the right places, and neutral paint. The nicely sized kitchen boasts spacious cabinetry with crown molding, tile backsplash, ample counter space, and built-in appliances. Get a good night's sleep in the primary retreat, offering a closet and full bathroom with double sinks and a separate shower & tub. The laundry room has attached cabinets for added organization. Don't forget to visit the community's pool for a refreshing time! Don't miss out on this one!

Key facts

  • Built-in appliances
  • Community pool
  • Spacious cabinetry

Tags

COVERED PATIOCARPORT PARKINGSPACIOUS CABINETRYTILE BACKSPLASHBUILT-IN APPLIANCESCOMMUNITY POOL

Property features AI

Finance

  • Financial info: Conventional financing available
  • HOA & community: No association fees; Community pool; Land lease: $797 monthly

Exterior

  • Parking: 2 covered parking spaces; 2 carport spaces
  • Utilities: City water; Public sewer
  • Home design: Manufactured/mobile home; Leasehold property (land lease)
  • Construction: Vertical siding and painted exterior; Metal roof
  • Exterior features: Storage; Block and partial fencing; Gravel/stone front and back; Private maintained road

Interior

  • Kitchen: Laminate counters; Eat-in kitchen; Breakfast bar; Dishwasher
  • Bedrooms: Up to 3 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning; Ceiling fans
  • Interior features: High speed internet; Double vanity in bathroom; Eat-in kitchen with breakfast bar; No interior steps; Primary bedroom with full bath; Separate shower and tub; Laminate counters; Dishwasher
  • Laundry & utility: Indoor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $99k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $736 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $99k).
  • Recommended offer: $93k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.2% vs local median 3.4% in Avondale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#29 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A; Watch: health & safety C-, crime D+, amenities F.
  • Agua Fria Union High School District (4289) (suburban): math 24% / reading 37% proficiency, ranked #99 of 249 in AZ (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Agua Fria High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,652 students, 62% FRL).
  • Market conditions: Rents flat; 305 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.3% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $93,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.82%
Cap rate
15.21%
Cash-on-cash
31.85%
DSCR
2.42
GRM
4.6

CMA / ARV

ARV (on-the-fly)
$74,592
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1221 N Dysart Rd #17 0.00mi 2/2.0 (-1) 1,120 (-5%) 11mo $70,000 $63 77

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.34% rent growth · sell at horizon

5-year hold
IRR
23.8%
Equity multiple
1.94×
Total profit
$26,165
Equity at exit
$14,761
10-year hold
IRR
29.9%
Equity multiple
3.35×
Total profit
$65,009
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85323

Home prices YoY
-27.1%
Rents YoY
0.3%
Active inventory
305
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,797 high interval (Pro) →
Mortgage (P&I)
$519
Tax est. 1.5%
$124 /mo · $1,485/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$377
Net cashflow
$736

Break-even live

Break-even rent $866
Max offer price $99,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
26 N 126th Ave Avondale, AZ 3.0 2.0 1268 $1,950 $1.54 24d 1 0.46mi
333 E Van Buren St Avondale, AZ 2.0 1.0–2.0 574 $1,365 $2.38 1d 12 0.50mi
1425 N Palo Verde Dr Goodyear, AZ 2.0 1.0 847 $1,250 $1.48 1d 4 0.52mi
302 E Lawrence Blvd #109 Avondale, AZ 3.0 2.5 1340 $2,100 $1.57 1d 1 0.59mi
526 N 4th St Unit B Avondale, AZ 2.0 1.0 858 $1,150 $1.34 1d 1 0.59mi
522 N 4th St Unit A Avondale, AZ 2.0 1.0 858 $1,150 $1.34 1d 1 0.61mi
103 E Brinker Dr Avondale, AZ 3.0 1.0 900 $1,300 $1.44 1d 3 0.73mi
12375 W Van Buren St Avondale, AZ 1.0–3.0 1.0–2.0 1044 $2,350 $2.25 1d 47 0.74mi
312 E Kinderman Dr Unit 1 Avondale, AZ 2.0 1.0 717 $1,375 $1.92 19d 1 0.75mi
1701 N Palo Verde Dr Goodyear, AZ 2.0 1.0 760 $1,195 $1.57 1d 2 0.75mi
206 E Kinderman Dr Avondale, AZ 4.0 2.0 1430 $575 $0.40 1d 1 0.79mi
12721 W Buckeye Rd Avondale, AZ 2.0–3.0 2.0 983 $1,738 $1.77 1d 6 0.85mi
1408 N Central Ave Avondale, AZ 2.0–3.0 1.5–2.0 1050 $1,920 $1.83 1d 12 0.87mi
1737 N Central Ave Goodyear, AZ 1.0–3.0 1.0–2.0 1009 $1,849 $1.83 1d 15 0.89mi
12 E Hill Dr Avondale, AZ 3.0 1.0 1319 $1,600 $1.21 1d 1 0.92mi
207 S 3rd St Unit 11 Avondale, AZ 2.0 1.0 950 $1,000 $1.05 1d 1 0.99mi
12115 W Van Buren St Avondale, AZ 3.0 2.0 1241 $1,740 $1.40 2d 1 1.04mi
231 S 1st St Unit 1 Avondale, AZ 2.0 1.0 1050 $1,600 $1.52 1d 1 1.09mi
13015 W Rancho Santa Fe Blvd Avondale, AZ 1.0–3.0 1.0–2.0 971 $1,808 $1.86 1d 22 1.12mi
833 N Litchfield Rd Goodyear, AZ 3.0 2.0 1419 $2,388 $1.68 3d 1 1.16mi
620 N Litchfield Rd Goodyear, AZ 1.0–3.0 1.0–2.0 802 $1,820 $2.27 1d 14 1.20mi
102 S 4th Ave Avondale, AZ 1.0–3.0 1.0–2.0 853 $1,923 $2.25 1d 26 1.32mi
105 N Links Dr Avondale, AZ 1.0–2.0 1.0–2.0 930 $1,554 $1.67 1d 15 1.43mi
11850 W Fillmore St Avondale, AZ 3.0 1.0–2.0 838 $1,799 $2.15 1d 20 1.49mi

Listing history 19 events

  1. 2026-06-18
    days on market $99,000 Active 79 DOM
  2. 2026-06-17
    days on market $99,000 Active 78 DOM
  3. 2026-06-16
    days on market $99,000 Active 77 DOM
  4. 2026-06-15
    days on market $99,000 Active 76 DOM
  5. 2026-06-13
    days on market $99,000 Active 74 DOM
  6. 2026-06-13
    days on market $99,000 Active 73 DOM
  7. 2026-06-09
    days on market $99,000 Active 70 DOM
  8. 2026-06-08
    days on market $99,000 Active 69 DOM
  9. 2026-06-07
    days on market $99,000 Active 68 DOM
  10. 2026-06-04
    days on market $99,000 Active 65 DOM
  11. 2026-06-02
    days on market $99,000 Active 63 DOM
  12. 2026-06-01
    days on market $99,000 Active 62 DOM
  13. 2026-05-31
    days on market $99,000 Active 61 DOM
  14. 2026-03-31
    historical
  15. 2026-03-30
    listed $99,000 Active
  16. 2026-03-19
    price $95,000
  17. 2025-12-13
    status Active
  18. 2025-12-13
    historical
  19. 2025-07-30
    listed $99,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,570
− Mortgage interest
−$5,546
− Property taxes
−$1,485
− Insurance
−$495
− Repairs & maintenance
−$1,726
− Management
−$1,726
− Depreciation
−$2,880
Taxable income
$7,713
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,851
After-tax cash flow
$6,979/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Average 55/100 Moderate rehab

This manufactured home in Estrella Home Community requires moderate repairs and maintenance to improve its condition and value. Key updates include painting, replacing carpet, and maintaining the HVAC system.

Repairs flagged

  • Minor Living room carpet — Worn appearance
  • Minor Kitchen backsplash — Some wear visible
  • Minor Primary bathroom shower/tub — No visible damage

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Replace living room carpet — New carpet improves comfort and adds value.
  • Both Clean and maintain HVAC system — A clean and functioning HVAC system ensures comfort and energy efficiency.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Living room carpet · Worn appearance Minor $500–3,000
Kitchen backsplash · Some wear visible Minor $500–3,000
Primary bathroom shower/tub · No visible damage Minor $500–3,000
Total estimated repair cost · 3 items $1,500–9,000

Value-add ROI direction

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Replace living room carpet — New carpet improves comfort and adds value.
  • Both Clean and maintain HVAC system — A clean and functioning HVAC system ensures comfort and energy efficiency.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Agua Fria Union High School District (4289)
NCES district ID
0400450
Math proficiency
24% ▼ -32.00%
Reading proficiency
37% ▼ -12.00%
Median HH income
$64,107
Composite
27.92/100
National rank
#6865
State rank
#99 of 249 in AZ

Livability — Avondale

Score
72/100
State rank
#29
US rank
#6100

Category grades

Amenities F Commute A Cost of living B- Crime D+ Employment B- Housing A+ Health & safety C- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Avondale, AZ
County
Maricopa County · 4,537,380 people
City population
86,122
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
47,043
Household income
$83,120
Rent vs Own
40.6% rent · 59.4% own
Severe rent burden
1506.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 60% Two or more races 26% White 22% Black 13% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 52% Puerto Rican 1%
Common ancestry
Italian 2% Portuguese 1% Ukrainian 1%
Foreign-born
19% · Canada, Vietnam
Languages at home
53% English-only · Spanish 42% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.44%
Current HPI
319.3653
Rent YoY
▲ 0.34%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-03-31 Listing Removed ARMLS
  • 2026-03-30 Listed $99,000 ARMLS
  • 2026-03-19 Price Changed $95,000 ARMLS
  • 2025-12-13 Relisted ARMLS
  • 2025-12-13 Listing Removed ARMLS
  • 2025-07-30 Listed $99,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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