1221 N Dysart Rd #42 · Avondale, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 6 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.6/5.0
- Schools +2.8/10.0
- Condition / age +2.8/5.0
- Rent growth +2.6/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$99,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Check out this lovely manufactured home in Estrella Home Community! Offering 3 bedrooms, 2 bathrooms, a cozy covered patio, and carport parking! The interior features carpeting for added comfort, tile in all the right places, and neutral paint. The nicely sized kitchen boasts spacious cabinetry with crown molding, tile backsplash, ample counter space, and built-in appliances. Get a good night's sleep in the primary retreat, offering a closet and full bathroom with double sinks and a separate shower & tub. The laundry room has attached cabinets for added organization. Don't forget to visit the community's pool for a refreshing time! Don't miss out on this one!
Key facts
- Built-in appliances
- Community pool
- Spacious cabinetry
Tags
Property features AI
Finance
- Financial info: Conventional financing available
- HOA & community: No association fees; Community pool; Land lease: $797 monthly
Exterior
- Parking: 2 covered parking spaces; 2 carport spaces
- Utilities: City water; Public sewer
- Home design: Manufactured/mobile home; Leasehold property (land lease)
- Construction: Vertical siding and painted exterior; Metal roof
- Exterior features: Storage; Block and partial fencing; Gravel/stone front and back; Private maintained road
Interior
- Kitchen: Laminate counters; Eat-in kitchen; Breakfast bar; Dishwasher
- Bedrooms: Up to 3 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning; Ceiling fans
- Interior features: High speed internet; Double vanity in bathroom; Eat-in kitchen with breakfast bar; No interior steps; Primary bedroom with full bath; Separate shower and tub; Laminate counters; Dishwasher
- Laundry & utility: Indoor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $99k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $736 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $99k).
- Recommended offer: $93k (6.0% below list) — sets the bar for market timing.
- Cap rate 15.2% vs local median 3.4% in Avondale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#29 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A; Watch: health & safety C-, crime D+, amenities F.
- Agua Fria Union High School District (4289) (suburban): math 24% / reading 37% proficiency, ranked #99 of 249 in AZ (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Agua Fria High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,652 students, 62% FRL).
- Market conditions: Rents flat; 305 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.82% ✓
- Cap rate
- 15.21%
- Cash-on-cash
- 31.85%
- DSCR
- 2.42
- GRM
- 4.6
CMA / ARV
- ARV (on-the-fly)
- $74,592
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1221 N Dysart Rd #17 | 0.00mi | 2/2.0 (-1) | 1,120 (-5%) | 11mo | $70,000 | $63 | 77 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.34% rent growth · sell at horizon
- IRR
- 23.8%
- Equity multiple
- 1.94×
- Total profit
- $26,165
- Equity at exit
- $14,761
- IRR
- 29.9%
- Equity multiple
- 3.35×
- Total profit
- $65,009
- Equity at exit
- $8,560
Cash invested: $27,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85323
- Home prices YoY
- -27.1%
- Rents YoY
- 0.3%
- Active inventory
- 305
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,797 high interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax est. 1.5%
- −$124 /mo · $1,485/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$377
- Net cashflow
- $736
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,750
- Closing costs
- $2,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 26 N 126th Ave Avondale, AZ | 3.0 | 2.0 | 1268 | $1,950 | $1.54 | 24d | 1 | 0.46mi |
| 333 E Van Buren St Avondale, AZ | 2.0 | 1.0–2.0 | 574 | $1,365 | $2.38 | 1d | 12 | 0.50mi |
| 1425 N Palo Verde Dr Goodyear, AZ | 2.0 | 1.0 | 847 | $1,250 | $1.48 | 1d | 4 | 0.52mi |
| 302 E Lawrence Blvd #109 Avondale, AZ | 3.0 | 2.5 | 1340 | $2,100 | $1.57 | 1d | 1 | 0.59mi |
| 526 N 4th St Unit B Avondale, AZ | 2.0 | 1.0 | 858 | $1,150 | $1.34 | 1d | 1 | 0.59mi |
| 522 N 4th St Unit A Avondale, AZ | 2.0 | 1.0 | 858 | $1,150 | $1.34 | 1d | 1 | 0.61mi |
| 103 E Brinker Dr Avondale, AZ | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 1d | 3 | 0.73mi |
| 12375 W Van Buren St Avondale, AZ | 1.0–3.0 | 1.0–2.0 | 1044 | $2,350 | $2.25 | 1d | 47 | 0.74mi |
| 312 E Kinderman Dr Unit 1 Avondale, AZ | 2.0 | 1.0 | 717 | $1,375 | $1.92 | 19d | 1 | 0.75mi |
| 1701 N Palo Verde Dr Goodyear, AZ | 2.0 | 1.0 | 760 | $1,195 | $1.57 | 1d | 2 | 0.75mi |
| 206 E Kinderman Dr Avondale, AZ | 4.0 | 2.0 | 1430 | $575 | $0.40 | 1d | 1 | 0.79mi |
| 12721 W Buckeye Rd Avondale, AZ | 2.0–3.0 | 2.0 | 983 | $1,738 | $1.77 | 1d | 6 | 0.85mi |
| 1408 N Central Ave Avondale, AZ | 2.0–3.0 | 1.5–2.0 | 1050 | $1,920 | $1.83 | 1d | 12 | 0.87mi |
| 1737 N Central Ave Goodyear, AZ | 1.0–3.0 | 1.0–2.0 | 1009 | $1,849 | $1.83 | 1d | 15 | 0.89mi |
| 12 E Hill Dr Avondale, AZ | 3.0 | 1.0 | 1319 | $1,600 | $1.21 | 1d | 1 | 0.92mi |
| 207 S 3rd St Unit 11 Avondale, AZ | 2.0 | 1.0 | 950 | $1,000 | $1.05 | 1d | 1 | 0.99mi |
| 12115 W Van Buren St Avondale, AZ | 3.0 | 2.0 | 1241 | $1,740 | $1.40 | 2d | 1 | 1.04mi |
| 231 S 1st St Unit 1 Avondale, AZ | 2.0 | 1.0 | 1050 | $1,600 | $1.52 | 1d | 1 | 1.09mi |
| 13015 W Rancho Santa Fe Blvd Avondale, AZ | 1.0–3.0 | 1.0–2.0 | 971 | $1,808 | $1.86 | 1d | 22 | 1.12mi |
| 833 N Litchfield Rd Goodyear, AZ | 3.0 | 2.0 | 1419 | $2,388 | $1.68 | 3d | 1 | 1.16mi |
| 620 N Litchfield Rd Goodyear, AZ | 1.0–3.0 | 1.0–2.0 | 802 | $1,820 | $2.27 | 1d | 14 | 1.20mi |
| 102 S 4th Ave Avondale, AZ | 1.0–3.0 | 1.0–2.0 | 853 | $1,923 | $2.25 | 1d | 26 | 1.32mi |
| 105 N Links Dr Avondale, AZ | 1.0–2.0 | 1.0–2.0 | 930 | $1,554 | $1.67 | 1d | 15 | 1.43mi |
| 11850 W Fillmore St Avondale, AZ | 3.0 | 1.0–2.0 | 838 | $1,799 | $2.15 | 1d | 20 | 1.49mi |
Listing history 19 events
-
2026-06-18days on market $99,000 Active 79 DOM
-
2026-06-17days on market $99,000 Active 78 DOM
-
2026-06-16days on market $99,000 Active 77 DOM
-
2026-06-15days on market $99,000 Active 76 DOM
-
2026-06-13days on market $99,000 Active 74 DOM
-
2026-06-13days on market $99,000 Active 73 DOM
-
2026-06-09days on market $99,000 Active 70 DOM
-
2026-06-08days on market $99,000 Active 69 DOM
-
2026-06-07days on market $99,000 Active 68 DOM
-
2026-06-04days on market $99,000 Active 65 DOM
-
2026-06-02days on market $99,000 Active 63 DOM
-
2026-06-01days on market $99,000 Active 62 DOM
-
2026-05-31days on market $99,000 Active 61 DOM
-
2026-03-31historical
-
2026-03-30$99,000 Active
-
2026-03-19price $95,000
-
2025-12-13status Active
-
2025-12-13historical
-
2025-07-30$99,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 6 d/yr ≥113°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,570
- − Mortgage interest
- −$5,546
- − Property taxes
- −$1,485
- − Insurance
- −$495
- − Repairs & maintenance
- −$1,726
- − Management
- −$1,726
- − Depreciation
- −$2,880
- Taxable income
- $7,713
- Est. tax owed @ 24.0%
- −$1,851
- After-tax cash flow
- $6,979/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This manufactured home in Estrella Home Community requires moderate repairs and maintenance to improve its condition and value. Key updates include painting, replacing carpet, and maintaining the HVAC system.
Repairs flagged
- Minor Living room carpet — Worn appearance
- Minor Kitchen backsplash — Some wear visible
- Minor Primary bathroom shower/tub — No visible damage
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Replace living room carpet — New carpet improves comfort and adds value.
- Both Clean and maintain HVAC system — A clean and functioning HVAC system ensures comfort and energy efficiency.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Living room carpet · Worn appearance | Minor | $500–3,000 |
| Kitchen backsplash · Some wear visible | Minor | $500–3,000 |
| Primary bathroom shower/tub · No visible damage | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $1,500–9,000 |
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Replace living room carpet — New carpet improves comfort and adds value. ↑
- Both Clean and maintain HVAC system — A clean and functioning HVAC system ensures comfort and energy efficiency. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Agua Fria Union High School District (4289)
- NCES district ID
- 0400450
- Math proficiency
- 24% ▼ -32.00%
- Reading proficiency
- 37% ▼ -12.00%
- Median HH income
- $64,107
- Composite
- 27.92/100
- National rank
- #6865
- State rank
- #99 of 249 in AZ
Livability — Avondale
- Score
- 72/100
- State rank
- #29
- US rank
- #6100
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Avondale, AZ
- County
- Maricopa County · 4,537,380 people
- City population
- 86,122
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 47,043
- Household income
- $83,120
- Rent vs Own
- Severe rent burden
- 1506.0
Population outlook (Maricopa County) Hauer SSP2
- Today (2025)
- 4,979,203 people
- By 2030
- 5,378,229 · +8.0%
- By 2040
- 6,156,598 · +23.6%
- By 2050
- 6,872,376 · +38.0%
- By 2075
- 8,401,270 · +68.7%
- By 2100
- 9,247,439 · +85.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 60% Two or more races 26% White 22% Black 13% Asian 2% Native American 2%
- Hispanic origin (detail)
- Mexican 52% Puerto Rican 1%
- Common ancestry
- Italian 2% Portuguese 1% Ukrainian 1%
- Foreign-born
- 19% · Canada, Vietnam
- Languages at home
- 53% English-only · Spanish 42% Arabic 1% Tagalog/Filipino 1%
Political lean MEDSL · Maricopa
- 2024 margin
- Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
- 2008→2024 swing
- +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.44%
- Current HPI
- 319.3653
- Rent YoY
- ▲ 0.34%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
+0.0% since first listed6 events — show timeline
- 2026-03-31 Listing Removed — ARMLS
- 2026-03-30 Listed $99,000 ARMLS
- 2026-03-19 Price Changed $95,000 ARMLS
- 2025-12-13 Relisted — ARMLS
- 2025-12-13 Listing Removed — ARMLS
- 2025-07-30 Listed $99,000 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…