620 49th Ave W · South Bradenton, FL 34207

$80,000

2 bd · 1.0 ba · 320 sqft · Manufactured public records · 61 Days on market

Built 1957 3,541 sqft lot $135/mo HOA · 11% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Rent growth +1.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Enjoy relaxed Florida living in this turnkey, well-maintained mobile home with low HOA fees and NO LOT RENT. Seller has priced the property to account for needed repairs. Conveniently located near Bradenton’s most popular attractions, this home features thoughtful updates and a functional layout that make it comfortable and truly move-in ready for seasonal or year-round living. The spacious primary bedroom is complemented by a versatile flex space with a closet—ideal for a home office, hobby room, or additional sleeping area. Recent improvements include a new roof (2021), an updated electrical system with new panels and surge protection, and two newer window A/C units. The kitchen is well equipped with a GE stove/oven combo, refrigerator, dishwasher, and microwave, along with updated fixtures throughout the home. A newly constructed screened-in lanai extends the living space outdoors, while the carport and large shed with full laundry facilities provide ample storage and convenience. An ADT alarm system is also in place. Located in the friendly Fair View Acres community, residents enjoy access to a pool, clubhouse, pickleball, and shuffleboard courts. Close to shopping, dining, museums, and Bradenton Beach—less than 10 miles away. Schedule your private showing today and see all this turnkey home has to offer!

Key facts

• Partially furnished
• Adt security system
• 3,541 sq ft lot

Tags

• PARTIALLY FURNISHED
• UPGRADED EXTERIOR DRAIN
• NEWLY SEALED ROOF-OVER
• SPACIOUS SCREENED LANAI
• LAUNDRY FACILITIES IN SHED
• ADT SECURITY SYSTEM

Property features AI

Finance

• Other: Partially furnished; Homestead exempt; Total annual fees $1,620
• Financial info: Lease restrictions apply
• HOA & community: Monthly association fee of $135; Association amenities include clubhouse, fitness center, laundry, pool, shuffleboard court; Association approval required; Pets allowed (cats and dogs); Senior community

Exterior

• Parking: Carport with 2 spaces
• Security: No security features listed
• Utilities: Public water; Public sewer; Public utilities
• Home design: Residential mobile home (double wide); Single-story; Home faces north
• Construction: Frame construction; Roof over; Crawlspace foundation; Approximate building area 1,300 square feet
• Exterior features: Paved road access; Lot approximately 0.08 acres

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Laminate flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Ductless heating; Wall/window air conditioning units
• Interior features: No additional interior features listed
• Laundry & utility: Washer; Dryer; Laundry located outside

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $80k.

Deal economics

• At list price, monthly cash flow is $-68 ($-815/yr) — negative.
• To cash-flow at today's rent, offer at most $68k (15.0% below list).
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $68k (15.0% below list) — sets the bar for cash-flow.
• Cap rate 11.7% vs local median 4.1% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-5.5%/yr); 361 active listings in the ZIP; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 34% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 61 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $68,001 (15.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.60% ✓
• Cap rate: 11.67%
• Cash-on-cash: 19.21%
• DSCR: 1.85
• GRM: 5.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -29.2%
• Equity multiple: 0.08×
• Total profit: $-20,696
• Equity at exit: $11,928

10-year hold

• IRR: -80.7%
• Equity multiple: -0.64×
• Total profit: $-36,690
• Equity at exit: $6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34207

• Rents YoY: -5.5%
• Active inventory: 361
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $1,279 medium
• Mortgage (P&I): −$420
• Tax from tax record: −$64 /mo · $769/yr
• Insurance: −$33
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$135
• Vacancy / Maint / Mgmt: −$269
• Net cashflow: $-68

Break-even live

Break-even rent $1,365

Max offer price $68,001

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $135 · $1,620/yr
• Likely covers: electricpool

Listing history 20 events

1. 2026-06-18
   days on market $80,000 Active 61 DOM
2. 2026-06-17
   days on market $80,000 Active 60 DOM
3. 2026-06-16
   days on market $80,000 Active 59 DOM
4. 2026-06-15
   days on market $80,000 Active 58 DOM
5. 2026-06-13
   days on market $80,000 Active 56 DOM
6. 2026-06-13
   days on market $80,000 Active 55 DOM
7. 2026-06-10
   days on market $80,000 Active 53 DOM
8. 2026-06-09
   days on market $80,000 Active 52 DOM
9. 2026-06-08
   days on market $80,000 Active 51 DOM
10. 2026-06-08
    days on market $80,000 Active 50 DOM
11. 2026-06-03
    days on market $80,000 Active 46 DOM
12. 2026-06-02
    days on market $80,000 Active 45 DOM
13. 2026-06-01
    days on market $80,000 Active 44 DOM
14. 2026-05-31
    days on market $80,000 Active 43 DOM
15. 2026-05-06
    price $80,000
16. 2026-04-18
    listed $85,000 Active
17. 2026-02-13
    soldstatus $70,000 Closed 1348-char remark

    Show marketing remark (1348 chars)

    Enjoy relaxed Florida living in this turnkey, well-maintained mobile home with low HOA fees and NO LOT RENT. Seller has priced the property to account for needed repairs. Conveniently located near Bradenton’s most popular attractions, this home features thoughtful updates and a functional layout that make it comfortable and truly move-in ready for seasonal or year-round living. The spacious primary bedroom is complemented by a versatile flex space with a closet—ideal for a home office, hobby room, or additional sleeping area. Recent improvements include a new roof (2021), an updated electrical system with new panels and surge protection, and two newer window A/C units. The kitchen is well equipped with a GE stove/oven combo, refrigerator, dishwasher, and microwave, along with updated fixtures throughout the home. A newly constructed screened-in lanai extends the living space outdoors, while the carport and large shed with full laundry facilities provide ample storage and convenience. An ADT alarm system is also in place. Located in the friendly Fair View Acres community, residents enjoy access to a pool, clubhouse, pickleball, and shuffleboard courts. Close to shopping, dining, museums, and Bradenton Beach—less than 10 miles away. Schedule your private showing today and see all this turnkey home has to offer!

18. 2026-01-22
    status Pending 1348-char remark

    Show marketing remark (1348 chars)

    Enjoy relaxed Florida living in this turnkey, well-maintained mobile home with low HOA fees and NO LOT RENT. Seller has priced the property to account for needed repairs. Conveniently located near Bradenton’s most popular attractions, this home features thoughtful updates and a functional layout that make it comfortable and truly move-in ready for seasonal or year-round living. The spacious primary bedroom is complemented by a versatile flex space with a closet—ideal for a home office, hobby room, or additional sleeping area. Recent improvements include a new roof (2021), an updated electrical system with new panels and surge protection, and two newer window A/C units. The kitchen is well equipped with a GE stove/oven combo, refrigerator, dishwasher, and microwave, along with updated fixtures throughout the home. A newly constructed screened-in lanai extends the living space outdoors, while the carport and large shed with full laundry facilities provide ample storage and convenience. An ADT alarm system is also in place. Located in the friendly Fair View Acres community, residents enjoy access to a pool, clubhouse, pickleball, and shuffleboard courts. Close to shopping, dining, museums, and Bradenton Beach—less than 10 miles away. Schedule your private showing today and see all this turnkey home has to offer!

19. 2026-01-12
    listed $75,000 Active 1348-char remark

    Show marketing remark (1348 chars)

    Enjoy relaxed Florida living in this turnkey, well-maintained mobile home with low HOA fees and NO LOT RENT. Seller has priced the property to account for needed repairs. Conveniently located near Bradenton’s most popular attractions, this home features thoughtful updates and a functional layout that make it comfortable and truly move-in ready for seasonal or year-round living. The spacious primary bedroom is complemented by a versatile flex space with a closet—ideal for a home office, hobby room, or additional sleeping area. Recent improvements include a new roof (2021), an updated electrical system with new panels and surge protection, and two newer window A/C units. The kitchen is well equipped with a GE stove/oven combo, refrigerator, dishwasher, and microwave, along with updated fixtures throughout the home. A newly constructed screened-in lanai extends the living space outdoors, while the carport and large shed with full laundry facilities provide ample storage and convenience. An ADT alarm system is also in place. Located in the friendly Fair View Acres community, residents enjoy access to a pool, clubhouse, pickleball, and shuffleboard courts. Close to shopping, dining, museums, and Bradenton Beach—less than 10 miles away. Schedule your private showing today and see all this turnkey home has to offer!

20. 1998-10-05
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $769 · $64/mo
• Projected year-2 tax: $769 · $64/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone AE · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,350
• − Mortgage interest: −$4,481
• − Property taxes: −$769
• − Insurance: −$5,518
• − Repairs & maintenance: −$1,228
• − Management: −$1,228
• − HOA: −$1,620
• − Depreciation: −$2,327
• Taxable loss: −$1,822
• Est. tax savings @ 24.0%: +$437
• After-tax cash flow: $-378/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — South Bradenton

• Score: 77/100
• State rank: #195
• US rank: #3092

Category grades

Amenities C- Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: South Bradenton, FL
• County: Manatee County · 416,364 people
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 34,081
• Household income: $45,010
• Rent vs Own: 38.8% rent · 61.2% own
• Severe rent burden: 1474.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 58% Hispanic / Latino 29% Two or more races 13% Black 7%
• Hispanic origin (detail): Mexican 12% Puerto Rican 4% Cuban 3% Dominican 1%
• Common ancestry: Lithuanian 3% Romanian 2% Slovak 2%
• Foreign-born: 16% · Canada, Jamaica
• Languages at home: 74% English-only · Spanish 22% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -305.32%
• Current HPI: 369.9899
• Rent YoY: ▼ -5.50%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+196.3% since first listed

6 events — show timeline

• 2026-05-06 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-18 Listed $85,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-13 Sold (MLS) $70,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-01-12 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 1998-10-05 Sold (Public Records) $27,000 Public Records

Property tax history

+13.2%/yr

Latest (2025): $769 · +0.9% YoY. Source: county tax records.