3303 Mammoth #178 · Firestone, CO
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.8/10.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
Key facts
- Swimming pool
- Quiet corner
- Clubhouse with a gym
Tags
Property features AI
Finance
- Other: Minimal flood risk or C-rating; Privately maintained road up to county standards (asphalt); Curbs, gutters and sidewalks; Street lights and fire hydrant within 500 feet; Level driveway; Low carpet and no stairs accessibility; stall shower
- HOA & community: No association fees
Exterior
- Parking: No garage; No designated parking features
- Utilities: District water with meter installed; Public sewer; Natural gas available (Xcel); Electricity available; Cable available; Satellite available; High-speed internet available
- Home design: Manufactured in park; Manufactured home; House faces south; Level lot; Cul-de-sac location
- Construction: Frame construction; Composition roofing
- Exterior features: Patio; Deck; Land lease; Fenced yard; Storage structure; Satellite dish
Interior
- Kitchen: Gas range; Self-cleaning oven; Dishwasher; Refrigerator; Microwave; Garbage disposal
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating; Wall/window cooling units; Ceiling fans
- Interior features: Eat-in kitchen; Open floor plan; Walk-in closet(s); Window coverings; Fire alarm
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $150k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $150k).
- Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
- Cap rate 15.2% vs local median 2.9% in Firestone — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#44 in CO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, cost of living F.
- St. Vrain Valley School District No. Re1J (suburban): math 32% / reading 51% proficiency, ranked #23 of 86 in CO (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Mead Elementary School (math 27% / reading 57%, grade F, #321 of 966 statewide, top 35%, 833 students, 19% FRL); Mead High School (math 34% / reading 59%, grade D-, #137 of 381 statewide, top 36%, 1,119 students, 25% FRL).
- Market conditions: Rents soft (-2.3%/yr); 534 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,170 units permitted in Weld County in 2024 (278 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Weld County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $129k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.70% ✓
- Cap rate
- 15.23%
- Cash-on-cash
- 31.91%
- DSCR
- 2.42
- GRM
- 4.9
CMA / ARV
- ARV (on-the-fly)
- $99,840
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11330 Big Bnd | 0.11mi | 3/2.0 | 960 (0%) | 16mo | $120,000 | $125 | 81 |
| 11154 Bluff Ldg #4 | 0.35mi | 3/2.0 | 960 (0%) | 4mo | $140,000 | $146 | 81 |
| 3364 Longview Blvd | 0.35mi | 3/2.0 | 960 (0%) | 9mo | $95,000 | $99 | 77 |
| 3272 N Rim #136 | 0.12mi | 3/2.0 | 1,056 (+10%) | 3mo | $98,400 | $93 | 76 |
| 3272 N Rim | 0.12mi | 3/2.0 | 1,056 (+10%) | 3mo | $98,400 | $93 | 75 |
| 3308 Teton | 0.24mi | 3/2.0 | 960 (0%) | 18mo | $100,000 | $104 | 74 |
| 3308 Teton #361 | 0.26mi | 3/2.0 | 960 (0%) | 18mo | $100,000 | $104 | 72 |
| 11465 Far Vw #114 | 0.05mi | 3/2.0 | 1,056 (+10%) | 11mo | $169,900 | $161 | 72 |
| 3306 Far Vw | 0.02mi | 3/2.0 | 1,056 (+10%) | 14mo | $109,500 | $104 | 71 |
| 3355 Longview Blvd #240 | 0.17mi | 3/2.0 | 1,056 (+10%) | 5mo | $139,900 | $132 | 71 |
| 3320 Far Vw | 0.03mi | 3/2.0 | 1,056 (+10%) | 15mo | $109,000 | $103 | 69 |
| 11166 Bluff Ldg #5 | 0.34mi | 3/2.0 | 1,056 (+10%) | 14mo | $174,900 | $166 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 23.6%
- Equity multiple
- 1.94×
- Total profit
- $39,286
- Equity at exit
- $22,365
- IRR
- 29.7%
- Equity multiple
- 3.30×
- Total profit
- $96,682
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 80504
- Rents YoY
- -2.3%
- Active inventory
- 534
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $2,554 medium interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$52 /mo · $623/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$536
- Net cashflow
- $1,117
Break-even live
Sensitivity live
| Price | -10% $1,202 | -5% $1,159 | +0% $1,117 | +5% $1,074 | +10% $1,032 |
|---|---|---|---|---|---|
| Rent | -10% $915 | -5% $1,016 | +0% $1,117 | +5% $1,218 | +10% $1,318 |
| Rate | -1.0pp $1,192 | -0.5pp $1,155 | base $1,117 | +0.5pp $1,078 | +1.0pp $1,038 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2315 Zlaten Dr Longmont, CO | 2.0–3.0 | 2.0 | 1155 | $2,000 | $1.73 | 21d | 1 | 1.17mi |
| 2051 Zlaten Dr Longmont, CO | 3.0 | 1.0–2.0 | 993 | $2,984 | $3.01 | 14d | 32 | 1.36mi |
| 804 Summer Hawk Dr Longmont, CO | 2.0–3.0 | 1.5–2.0 | 1176 | $2,350 | $2.00 | 21d | 3 | 1.41mi |
| 1685 Cowles Ave Longmont, CO | 1.0–3.0 | 1.0–2.0 | 1098 | $2,705 | $2.46 | 14d | 29 | 1.49mi |
Listing history 21 events
-
2026-06-18days on market $150,000 Active 26 DOM
-
2026-06-17days on market $150,000 Active 25 DOM
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2026-06-16days on market $150,000 Active 24 DOM
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2026-06-15days on market $150,000 Active 23 DOM
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2026-06-14days on market $150,000 Active 21 DOM
-
2026-06-13days on market $150,000 Active 20 DOM
-
2026-06-09days on market $150,000 Active 17 DOM
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2026-06-09days on market $150,000 Active 16 DOM
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2026-06-07days on market $150,000 Active 15 DOM
-
2026-06-02days on market $150,000 Active 10 DOM
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2026-06-01days on market $150,000 Active 9 DOM
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2026-05-31days on market $150,000 Active 8 DOM
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2026-05-30days on market $150,000 Active 7 DOM
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2026-05-23$150,000 Active
-
2022-11-11soldstatus $129,000 Sold 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
-
2022-10-19historical Active - Backup 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
-
2022-10-08price $129,900 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
-
2022-10-07status Active 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
-
2022-09-27historical Active - Backup 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
-
2022-09-08price $136,500 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
-
2022-08-26$138,500 Active 550-char remark
Show marketing remark (550 chars)
Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CO · Resets to sale price
- Current annual tax
- $623 · $52/mo
- Projected year-2 tax
- $825 · $69/mo
- Expected delta
- +$202/yr (+$17/mo · 32.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,648
- − Mortgage interest
- −$8,402
- − Property taxes
- −$623
- − Insurance
- −$750
- − Repairs & maintenance
- −$2,452
- − Management
- −$2,452
- − Depreciation
- −$4,364
- Taxable income
- $11,606
- Est. tax owed @ 24.0%
- −$2,785
- After-tax cash flow
- $10,615/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Vrain Valley School District No. Re1J
- NCES district ID
- 0805370
- Math proficiency
- 32% ▼ -8.00%
- Reading proficiency
- 51% ▬ 0.00%
- Median HH income
- $71,571
- Composite
- 37.73/100
- National rank
- #4353
- State rank
- #23 of 86 in CO
Livability — Firestone
- Score
- 73/100
- State rank
- #44
- US rank
- #5060
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Weld County · 332,652 people
- City population
- 1,684
- Metro
- Greeley, CO
- Population (ZIP)
- 63,451
- Household income
- $113,643
- Rent vs Own
- Severe rent burden
- 1028.0
Population outlook (Weld County) Hauer SSP2
- Today (2025)
- 351,957 people
- By 2030
- 385,304 · +9.5%
- By 2040
- 451,818 · +28.4%
- By 2050
- 514,478 · +46.2%
- By 2075
- 648,733 · +84.3%
- By 2100
- 720,400 · +104.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 24% Two or more races 13% Asian 3%
- Hispanic origin (detail)
- Mexican 18%
- Common ancestry
- Lithuanian 3% Italian 2% Iranian 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 84% English-only · Spanish 13% Other Asian/Pacific 1%
Political lean MEDSL · Weld
- 2024 margin
- Strong R (+21.0) · D 38.2% · R 59.2% · Other 2.6%
- 2008→2024 swing
- -12.2pp toward R · 2008: -8.7pp · 2024: -21.0pp
- All cycles
- 2024: R+21.0 2020: R+18.0 2016: R+22.4 2012: R+13.2 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -534.45%
- Current HPI
- 245.1351
- Rent YoY
- ▼ -2.34%
- Metro
- Greeley, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
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| Packaging | 1 | $14B |
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| Healthcare | 1 | $13B |
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| Energy | 1 | $10B |
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| Technology | 1 | $4B |
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Price history
+8.3% since first listed8 events — show timeline
- 2026-05-23 Listed $150,000 IRES
- 2022-11-11 Sold (MLS) $129,000 IRES
- 2022-10-19 Contingent — IRES
- 2022-10-08 Price Changed $129,900 IRES
- 2022-10-07 Relisted — IRES
- 2022-09-27 Contingent — IRES
- 2022-09-08 Price Changed $136,500 IRES
- 2022-08-26 Listed $138,500 IRES
Property tax history
+3.6%/yrLatest (2025): $623 · +553.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…