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3303 Mammoth #178
B- Composite 69.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.8/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$150,000

3303 Mammoth #178 · Firestone, CO 80504
3 bd · 2.0 ba · 960 sqft · Manufactured public records · 26 Days on market
Built 2000

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

Key facts

  • Swimming pool
  • Quiet corner
  • Clubhouse with a gym

Tags

RESORT STYLE COMMUNITYQUIET CORNERBASKETBALL COURTSCLUBHOUSE WITH A GYMSWIMMING POOLUPGRADED UPDATES

Property features AI

Finance

  • Other: Minimal flood risk or C-rating; Privately maintained road up to county standards (asphalt); Curbs, gutters and sidewalks; Street lights and fire hydrant within 500 feet; Level driveway; Low carpet and no stairs accessibility; stall shower
  • HOA & community: No association fees

Exterior

  • Parking: No garage; No designated parking features
  • Utilities: District water with meter installed; Public sewer; Natural gas available (Xcel); Electricity available; Cable available; Satellite available; High-speed internet available
  • Home design: Manufactured in park; Manufactured home; House faces south; Level lot; Cul-de-sac location
  • Construction: Frame construction; Composition roofing
  • Exterior features: Patio; Deck; Land lease; Fenced yard; Storage structure; Satellite dish

Interior

  • Kitchen: Gas range; Self-cleaning oven; Dishwasher; Refrigerator; Microwave; Garbage disposal
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Wall/window cooling units; Ceiling fans
  • Interior features: Eat-in kitchen; Open floor plan; Walk-in closet(s); Window coverings; Fire alarm
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $150k).
  • Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
  • Cap rate 15.2% vs local median 2.9% in Firestone — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#44 in CO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, cost of living F.
  • St. Vrain Valley School District No. Re1J (suburban): math 32% / reading 51% proficiency, ranked #23 of 86 in CO (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mead Elementary School (math 27% / reading 57%, grade F, #321 of 966 statewide, top 35%, 833 students, 19% FRL); Mead High School (math 34% / reading 59%, grade D-, #137 of 381 statewide, top 36%, 1,119 students, 25% FRL).
  • Market conditions: Rents soft (-2.3%/yr); 534 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,170 units permitted in Weld County in 2024 (278 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Weld County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $129k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
15.23%
Cash-on-cash
31.91%
DSCR
2.42
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$99,840
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11330 Big Bnd 0.11mi 3/2.0 960 (0%) 16mo $120,000 $125 81
11154 Bluff Ldg #4 0.35mi 3/2.0 960 (0%) 4mo $140,000 $146 81
3364 Longview Blvd 0.35mi 3/2.0 960 (0%) 9mo $95,000 $99 77
3272 N Rim #136 0.12mi 3/2.0 1,056 (+10%) 3mo $98,400 $93 76
3272 N Rim 0.12mi 3/2.0 1,056 (+10%) 3mo $98,400 $93 75
3308 Teton 0.24mi 3/2.0 960 (0%) 18mo $100,000 $104 74
3308 Teton #361 0.26mi 3/2.0 960 (0%) 18mo $100,000 $104 72
11465 Far Vw #114 0.05mi 3/2.0 1,056 (+10%) 11mo $169,900 $161 72
3306 Far Vw 0.02mi 3/2.0 1,056 (+10%) 14mo $109,500 $104 71
3355 Longview Blvd #240 0.17mi 3/2.0 1,056 (+10%) 5mo $139,900 $132 71
3320 Far Vw 0.03mi 3/2.0 1,056 (+10%) 15mo $109,000 $103 69
11166 Bluff Ldg #5 0.34mi 3/2.0 1,056 (+10%) 14mo $174,900 $166 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
23.6%
Equity multiple
1.94×
Total profit
$39,286
Equity at exit
$22,365
10-year hold
IRR
29.7%
Equity multiple
3.30×
Total profit
$96,682
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 80504

Rents YoY
-2.3%
Active inventory
534
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$2,554 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$52 /mo · $623/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$536
Net cashflow
$1,117

Break-even live

Break-even rent $1,141
Max offer price $150,000
Occupancy floor 51%

Sensitivity live

Price -10% $1,202 -5% $1,159 +0% $1,117 +5% $1,074 +10% $1,032
Rent -10% $915 -5% $1,016 +0% $1,117 +5% $1,218 +10% $1,318
Rate -1.0pp $1,192 -0.5pp $1,155 base $1,117 +0.5pp $1,078 +1.0pp $1,038

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2315 Zlaten Dr Longmont, CO 2.0–3.0 2.0 1155 $2,000 $1.73 21d 1 1.17mi
2051 Zlaten Dr Longmont, CO 3.0 1.0–2.0 993 $2,984 $3.01 14d 32 1.36mi
804 Summer Hawk Dr Longmont, CO 2.0–3.0 1.5–2.0 1176 $2,350 $2.00 21d 3 1.41mi
1685 Cowles Ave Longmont, CO 1.0–3.0 1.0–2.0 1098 $2,705 $2.46 14d 29 1.49mi

Listing history 21 events

  1. 2026-06-18
    days on market $150,000 Active 26 DOM
  2. 2026-06-17
    days on market $150,000 Active 25 DOM
  3. 2026-06-16
    days on market $150,000 Active 24 DOM
  4. 2026-06-15
    days on market $150,000 Active 23 DOM
  5. 2026-06-14
    days on market $150,000 Active 21 DOM
  6. 2026-06-13
    days on market $150,000 Active 20 DOM
  7. 2026-06-09
    days on market $150,000 Active 17 DOM
  8. 2026-06-09
    days on market $150,000 Active 16 DOM
  9. 2026-06-07
    days on market $150,000 Active 15 DOM
  10. 2026-06-02
    days on market $150,000 Active 10 DOM
  11. 2026-06-01
    days on market $150,000 Active 9 DOM
  12. 2026-05-31
    days on market $150,000 Active 8 DOM
  13. 2026-05-30
    days on market $150,000 Active 7 DOM
  14. 2026-05-23
    listed $150,000 Active
  15. 2022-11-11
    soldstatus $129,000 Sold 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

  16. 2022-10-19
    historical Active - Backup 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

  17. 2022-10-08
    price $129,900 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

  18. 2022-10-07
    status Active 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

  19. 2022-09-27
    historical Active - Backup 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

  20. 2022-09-08
    price $136,500 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

  21. 2022-08-26
    listed $138,500 Active 550-char remark
    Show marketing remark (550 chars)

    Absolutely stunning remodel! Modern style interior features. New appliances, floors, paint. Gorgeous Master bedroom luxury shower/bath. Fenced back yard with storage shed. Plenty of front parking. Quite location. Cul-de-sac 3 bedroom, 2 full baths. Longview is situated near Longmont, Boulder, Tri-City, close commute to I25, Hwy 119, Hwy 52, County Line Rd, Denver and N to Fort Collins. Longview Community offers, catch and release fishing pond, clubhouse, pool, walking paths, parks. Monthly lot rent is 915.00. Chattel loans only.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

Current annual tax
$623 · $52/mo
Projected year-2 tax
$825 · $69/mo
Expected delta
+$202/yr (+$17/mo · 32.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,648
− Mortgage interest
−$8,402
− Property taxes
−$623
− Insurance
−$750
− Repairs & maintenance
−$2,452
− Management
−$2,452
− Depreciation
−$4,364
Taxable income
$11,606
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,785
After-tax cash flow
$10,615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Vrain Valley School District No. Re1J
NCES district ID
0805370
Math proficiency
32% ▼ -8.00%
Reading proficiency
51% ▬ 0.00%
Median HH income
$71,571
Composite
37.73/100
National rank
#4353
State rank
#23 of 86 in CO

Livability — Firestone

Score
73/100
State rank
#44
US rank
#5060

Category grades

Amenities F Commute F Cost of living F Crime A Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Weld County · 332,652 people
City population
1,684
Metro
Greeley, CO
Population (ZIP)
63,451
Household income
$113,643
Rent vs Own
20.9% rent · 79.1% own
Severe rent burden
1028.0

Population outlook (Weld County) Hauer SSP2

Today (2025)
351,957 people
By 2030
385,304 · +9.5%
By 2040
451,818 · +28.4%
By 2050
514,478 · +46.2%
By 2075
648,733 · +84.3%
By 2100
720,400 · +104.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 24% Two or more races 13% Asian 3%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Lithuanian 3% Italian 2% Iranian 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
84% English-only · Spanish 13% Other Asian/Pacific 1%

Political lean MEDSL · Weld

2024 margin
Strong R (+21.0) · D 38.2% · R 59.2% · Other 2.6%
2008→2024 swing
-12.2pp toward R · 2008: -8.7pp · 2024: -21.0pp
All cycles
2024: R+21.0 2020: R+18.0 2016: R+22.4 2012: R+13.2 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -534.45%
Current HPI
245.1351
Rent YoY
▼ -2.34%
Metro
Greeley, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

+8.3% since first listed
8 events — show timeline
  • 2026-05-23 Listed $150,000 IRES
  • 2022-11-11 Sold (MLS) $129,000 IRES
  • 2022-10-19 Contingent IRES
  • 2022-10-08 Price Changed $129,900 IRES
  • 2022-10-07 Relisted IRES
  • 2022-09-27 Contingent IRES
  • 2022-09-08 Price Changed $136,500 IRES
  • 2022-08-26 Listed $138,500 IRES

Property tax history

+3.6%/yr

Latest (2025): $623 · +553.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…